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市場調查報告書

馬來西亞的消費金融市場

Consumer Lending in Malaysia

出版商 Euromonitor International 商品編碼 971594
出版日期 內容資訊 英文 17 Pages
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馬來西亞的消費金融市場 Consumer Lending in Malaysia
出版日期: 2020年11月12日內容資訊: 英文 17 Pages
簡介

馬來西亞出現了COVID-19,隨後採取了以MCO(運動控制令)形式採取的封鎖措施,導致失業率上升,可支配收入下降,以及必需品和服務的支付。這不僅給消費者帶來了很大壓力,也給消費者帶來了很大的壓力,他們還需要每月償還未償還的貸款。

該報告調查了馬來西亞的消費金融市場,並提供了有關市場規模,預測,趨勢以及COVID-19對市場的影響的信息。

目錄

行業概述

  • 執行摘要
    • COVID-19對消費金融的影響
    • COVID-19對國家的影響
    • 鼓勵貸款納入計劃以支持經濟復甦
    • 大流行還款支持計劃和在線貸款申請的加強趨勢
    • 房地產開發商的有吸引力的交易,對大流行之後的抵押貸款/房屋貸款總額造成了沉重打擊
    • 消費金融的未來
  • 市場數據
  • 免責聲明
  • 全球宏觀經濟環境
  • 全球工業環境
  • 信息來源

消費者信用:類別分析

  • 主要結論
  • 2020年的影響
    • 由於大流行導致消費者金融不穩定,銀行延期付款計劃並在2020年增加了未償餘額
    • 擴大銀行向2020年後可能處於困境的客戶提供支持的目標
    • 開始實施政府的第四輪金融刺激措施,開始減稅以支持汽車貸款
  • 復甦與機遇
    • 儘管預計2021年的總貸款將顯著增加增長,但到2024年不太可能達到大流行前的水平。
    • 消費者由於收入減少而依賴個人貸款,同時合併信用卡債務,從而預測其他個人貸款的良好表現
    • 延期還款計劃定於年底並改善教育貸款績效
  • 類別數據
目錄
Product Code: FCMYcl

The emergence of COVID-19 in Malaysia and subsequent lockdown measures in the shape of the Movement Control Order (MCO) which resulted in rising unemployment and decreasing disposable incomes placed a great deal of pressure on consumers, not only in terms of being able to pay for essential goods and services but in their ability to continue to make monthly repayments on outstanding loans. This scenario prompted the Central Bank of Malaysia (Bank Negara Malaysia) to initially grant six months mor...

Euromonitor International's Consumer Lending in Malaysia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Plans to aid economic recovery includes incentives to take up loans

Pandemic strengthens trend for online loan applications in addition to repayment assistance plans

Gross lending for mortgages/housing takes significant hit following emergence of pandemic despite attractive deals from property developers

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

Consumers' financial insecurity as a result of the pandemic results in deferred payment programmes by banks, driving up outstanding balance in 2020

Banks look to extend offers of assistance to customers likely to struggle beyond 2020

Government launches fourth financial stimulus package in June and tax relief on cars in an effort to support auto lending

RECOVERY AND OPPORTUNITIES

Significant uptick in growth by gross lending in 2021 but overall value unlikely to reach pre-pandemic levels until 2024

Strong performance predicted for other personal lending as consumers rely on personal loans due to decreased incomes while consolidating card debt

Stronger performance for education lending as deferred payment plan set to end

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025