Consumer Lending in the US
|出版日期||內容資訊||英文 15 Pages
|美國的消費者金融市場 Consumer Lending in the US|
|出版日期: 2019年10月29日||內容資訊: 英文 15 Pages||
For the sixth consecutive year, US household debt continues to rise, reaching levels of outstanding balance higher than those observed during the Great Recession in 2008. Continuous outstanding balance growth has been driven by the two largest components of household debt, mortgage and education outstanding balances, with the latter being the highest contributor to growth over the review period. Tighter lending requirements for loan originations and higher interest rates have contributed to a sl...
Euromonitor International's Consumer Lending in USA report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Product coverage: Consumer Credit, Mortgages/Housing.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
LIST OF CONTENTS AND TABLES
Household Debt Continues To Rise
Borrowers Shifting Towards Alternative Lenders
Auto Lending Continues To Attract Prime Consumers
Mortgage Originations Decline While Outstanding Balances Rise
Cloudy Outlook Ahead As Fed Expected To Continue To Lower Interest Rates During the Second Half of 2019
Card Lending Remains the Fastest Growing Area in Consumer Credit
Sombre Outlook As Application Rejection Rates and Account Closings Increase
Alternative Lenders Bring in Unbanked
Affirm: Changing the Way We Pay Online
Credit Karma and Experian Set for Global Expansion
Experian Boosts Credit Scores Across the Country