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市場調查報告書

美國的消費者金融市場

Consumer Lending in the US

出版商 Euromonitor International 商品編碼 265085
出版日期 內容資訊 英文 15 Pages
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美國的消費者金融市場 Consumer Lending in the US
出版日期: 2019年10月29日內容資訊: 英文 15 Pages
簡介

除了報導大幅採用的2個領域(住宅、助學貸款),消費者金融產業順利成長。對現在、未來的景氣趨勢的積極想法(作為副作用)引起消費者需求的擴大,進而導致消費者金融的部分類別擴大。還有新貸款的再融資的動向也在部分可見。在任何情況下,消費者對資金借款的想法變得積極,為此一邊保持財政的健全度,同時信用的利用等級逐漸恢復不景氣前的狀況。

本報告提供美國的消費者金融市場相關分析,整體結構與趨勢,及整體市場及各分類的詳細趨勢、競爭力、未來展望等調查評估。

產業概要:消費者金融

  • 摘要整理
    • 消費者金融大部分,受到景氣持續復甦影響而持續成長
    • 隨著再融資需求的乾涸,房屋抵押貸款市場急速縮小
    • 大零售銀行持續提供更富裕的消費者更多的信用
    • CFPB(消費者金融保護局):調整功能的發揮
    • 總貸款額的成長率預計超過未付餘額的成長率
  • 主要趨勢與發展
    • 房屋抵押貸款:借款調換的魅力度下降,成長率降低
    • 學生貸款:討厭過大的金融負擔,需求開始低迷
    • 小額貸款市場的持續成長:消費者信用市場復甦端倪
  • 市場資料
  • 資訊來源

美國的消費者信用市場

  • 標題
  • 趨勢
  • 競爭環境
  • 今後預測
  • 分類資料

本網頁內容可能與最新版本有所差異。詳細情況請與我們聯繫。

目錄
Product Code: FCUScl

For the sixth consecutive year, US household debt continues to rise, reaching levels of outstanding balance higher than those observed during the Great Recession in 2008. Continuous outstanding balance growth has been driven by the two largest components of household debt, mortgage and education outstanding balances, with the latter being the highest contributor to growth over the review period. Tighter lending requirements for loan originations and higher interest rates have contributed to a sl...

Euromonitor International's Consumer Lending in USA report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

Euromonitor International

October 2019

LIST OF CONTENTS AND TABLES

Executive Summary

Household Debt Continues To Rise

Borrowers Shifting Towards Alternative Lenders

Auto Lending Continues To Attract Prime Consumers

Mortgage Originations Decline While Outstanding Balances Rise

Cloudy Outlook Ahead As Fed Expected To Continue To Lower Interest Rates During the Second Half of 2019

Market Data

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2014-2019
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024

Sources

    • Summary 1 Research Sources

Headlines

Prospects

Card Lending Remains the Fastest Growing Area in Consumer Credit

Sombre Outlook As Application Rejection Rates and Account Closings Increase

Alternative Lenders Bring in Unbanked

Competitive Landscape

Affirm: Changing the Way We Pay Online

Credit Karma and Experian Set for Global Expansion

Experian Boosts Credit Scores Across the Country

Category Data

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2014-2019
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
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