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市場調查報告書

歐洲和北美遠程信息處理保險:第五版

Insurance Telematics in Europe and North America - 5th Edition

出版商 BERG Insight 商品編碼 950693
出版日期 內容資訊 英文 270 Pages
商品交期: 最快1-2個工作天內
價格

紙本版運費將依地區不同而調整,約為美金US$100∼$150不等

歐洲和北美遠程信息處理保險:第五版 Insurance Telematics in Europe and North America - 5th Edition
出版日期: 2020年07月20日內容資訊: 英文 270 Pages
簡介
遠程信息處理市場估計,到2019年底,歐洲市場的有效合同數量達到1280萬個。它的複合年增長率為28.2%,預計到2024年將達到4450萬。在北美市場,有效合同的數量預計將從2019年底的估計1,470萬增加到2024年的5,360萬。

此報告調查了歐洲和北美的遠程信息處理保險市場,並提供了有關市場趨勢和預測,增長因素和障礙,歐洲和北美的市場分析,競爭格局以及主要公司的概況的信息。

內容

目錄

圖形列表

執行摘要

第1章汽車市場

  • 歐洲汽車市場
  • 北美汽車市場
  • 汽車保險
    • 基本保險條款和類別
    • 汽車保險基礎
    • 常規汽車保險風險評級和定價標準
    • 為汽車保險公司開發精算工具箱
  • 歐洲汽車保險市場
  • 北美汽車保險市場

第2章保險遠程信息處理解決方案

  • 保險遠程信息處理簡介
    • 基於遠程信息處理的政策定價的基本原理
    • 遠程信息處理保險產品的簡要歷史
  • 基於使用的保險以及相關概念和應用
    • 手冊報告
    • 基於使用的遠程信息處理保險-PAYD,PHYD,MHYD,TBYB
    • 連續和臨時記錄遠程信息處理數據
    • 價格設定和與使用有關的投訴
    • 個人專線和商業專線
    • 與遠程信息處理保險相關的增值服務
  • 電信保險基礎設施
    • 車輛細分
    • 保險公司細分
    • 最終用戶群
    • 網段
    • GNSS細分
  • 商業模式
    • 內部開發
    • 遠程信息處理合作夥伴的利用
    • 承保而不與客戶直接對話

第3章歐洲市場

  • 區域市場特徵
    • 意大利
    • 英國
    • 伊比利亞
    • 奧地利
    • 法國 荷比盧三國
    • 瑞士
    • 北歐
    • 德國
    • 中歐和東歐
  • 保險遠程信息處理案例研究

第4章北美市場

  • 區域市場特徵
    • 美國
    • 加拿大
  • 保險遠程信息處理案例研究

第5章市場預測和趨勢

  • 市場分析
    • 保險遠程信息處理政策以及在歐洲和北美的滲透
    • 歐洲和北美的外形尺寸開發
  • 價值鏈分析
    • 保險業的公司
    • 遠程信息處理行業的公司
    • 汽車行業的公司
    • 通訊行業公司
    • IT行業公司
    • 電信保險併購
  • 市場增長因素和障礙
    • 宏觀經濟環境
    • 法規環境
    • 競爭環境
    • 技術環境
  • 未來行業趨勢

第6章公司簡介和戰略

  • Agero
  • Amodo
  • Autoliv
  • Azuga
  • Baseline Telematics
  • Bosch Connected Devices and Solutions
  • CalAmp
  • Cambridge Mobile Telematics
  • CCC Information Services
  • Driveway Software
  • DriveQuant
  • Dolphin Technologies
  • FairConnect (Infomobility)
  • Greater Than
  • IMS (Trak Global Group)
  • Ingenie Business
  • Insure Telematics Solutions
  • Inzura
  • LexisNexis Risk Solutions
  • Meta System
  • Modus
  • Munic Car Data
  • MyDrive Solutions
  • Octo Telematics
  • OSeven Telematics
  • Quartix
  • Redtail Telematics
  • Sentiance
  • Scope Technology
  • Swiss Re
  • Targa Telematics
  • Telematics Technologies
  • The Floow
  • Trakm8
  • TrueMotion
  • Verisk Analytics
  • Viasat Group
  • Vodafone Automotive
  • Webfleet Solutions
  • Zendrive
  • 用語集
目錄

What are the latest trends on the Insurance telematics market? Berg Insight estimates that the total number of insurance telematics policies in force on the European market reached 12.8 million at the end of 2019. Growing at a compound annual growth rate of 28.2 percent, the number of active insurance telematics policies in Europe is estimated to reach 44.5 million by 2024. In North America, the total number of insurance telematics policies in force is forecasted to increase from an estimated 14.7 million policies at the end of 2019 to reach 53.6 million policies by 2024. Get up to date with the latest industry trends in this new 270-page strategy report from Berg Insight.

Table of Contents

Table of Contents

List of Figures

Executive summary

1 The automotive market

  • 1.1 The automotive market in Europe
    • 1.1.1 Vehicles in use and car density
    • 1.1.2 New car registrations and leading manufacturers
  • 1.2 The automotive market in North America
    • 1.2.1 Vehicles in use and car parc density
    • 1.2.2 New car registrations and leading manufacturers
  • 1.3 Automotive insurance
    • 1.3.1 Basic insurance terminology and categorisations
    • 1.3.2 The fundamentals of automotive insurance
    • 1.3.3 Traditional automotive insurance risk rating and pricing criteria
    • 1.3.4 Developments of the actuarial toolbox for motor insurers
  • 1.4 The European automotive insurance market
  • 1.5 The North American automotive insurance market

2 Insurance telematics solutions

  • 2.1 Introduction to insurance telematics
    • 2.1.1 The rationale for telematics-based insurance policy pricing
    • 2.1.2 Brief history of insurance telematics offerings
  • 2.2 Usage-based insurance and related concepts and applications
    • 2.2.1 Manual reporting
    • 2.2.2 Usage-based insurance telematics - PAYD, PHYD, MHYD, TBYB
    • 2.2.3 Continuous and time-limited telematics data recording
    • 2.2.4 Usage-based pricing vs. claims-related insurance telematics
    • 2.2.5 Personal lines and commercial lines insurance telematics
    • 2.2.6 Value-added services related to insurance telematics
  • 2.3 Insurance telematics infrastructure
    • 2.3.1 Vehicle segment
    • 2.3.2 Insurer segment
    • 2.3.3 End-user segment
    • 2.3.4 Network segment
    • 2.3.5 GNSS segment
  • 2.4 Business models
    • 2.4.1 In-house development
    • 2.4.2 Leveraging telematics partners
    • 2.4.3 Underwriting without direct client interaction

3 The European insurance telematics market

  • 3.1 Regional market characteristics
    • 3.1.1 Italy
    • 3.1.2 United Kingdom
    • 3.1.3 Iberia
    • 3.1.4 Austria
    • 3.1.5 France
    • 3.1.6 Benelux
    • 3.1.7 Switzerland
    • 3.1.8 The Nordics
    • 3.1.9 Germany
    • 3.1.10 Central and Eastern Europe
  • 3.2 Insurance telematics case studies
    • 3.2.1 More than 40 percent of the vehicles insured by UnipolSai feature a blackbox
    • 3.2.2 Generali offers a wide portfolio of insurance telematics products
    • 3.2.3 Smartphone-only solutions - a growth engine for Allianz's telematics offerings
    • 3.2.4 AXA offers its insurance telematics portfolio in multiple European countries
    • 3.2.5 Admiral Group has multiple insurance telematics programs in Europe
    • 3.2.6 Insure The Box has sold more than 1.0 million blackbox-based policies
    • 3.2.7 Direct Line Group uses a variety of sensors for gathering of telematics data
    • 3.2.8 Aviva adds a free dashcam feature to its Aviva Drive app in the UK
    • 3.2.9 Ingenie targets drivers in the 17-44 year old age bracket
    • 3.2.10 IMS expands Carrot Insurance's platform to North America
    • 3.2.11 Marmalade targets young drivers
    • 3.2.12 RSA offers UBI via MORE TH>N SM>RT WHEELS and 123GO
    • 3.2.13 Be Wiser offers Drive Wiser PHYD insurance in the UK based on Coverbox
    • 3.2.14 Autoline (Prestige) offers ChilliDrive powered by Inzura
    • 3.2.15 By Miles offers PAYD using aftermarket OBD devices and OEM telematics
    • 3.2.16 CalAmp invests in the insurance marketplace
    • 3.2.17 PSA Group offers UBI in the UK, Belgium and France
    • 3.2.18 Daimler offers UBI in five European countries
    • 3.2.19 HUK-Coburg relaunched Telematik Plus in 2019
    • 3.2.20 VHV's Telematik Garant uses a 12V device with built-in connectivity
    • 3.2.21 German insurer Signal Iduna launches UBI based on a smartphone app
    • 3.2.22 EMIL powers pay-per-mile telematics products in Germany
    • 3.2.23 UNIQA SafeLine powered by Dolphin Technologies focuses on safety
    • 3.2.24 Groupama offers insurance telematics in multiple countries
    • 3.2.25 Chipin pioneered insurance telematics in the Netherlands
    • 3.2.26 MAPFRE provides insurance telematics products in Spain and the US
    • 3.2.27 ÖSA and Sparkassen Versicherung offer eCall services in Germany
    • 3.2.28 GDV launches eCall service with 46 participating German insurers
    • 3.2.29 Zavarovalnica Triglav works with Amodo to bring UBI to Eastern Europe
    • 3.2.30 PZU Group and Link4 have launched telematics programs in Poland
    • 3.2.31 CHERRISK rewards safe driving
    • 3.2.32 HDI Global has launched DiamondDrive in Germany
    • 3.2.33 Zurich invested in the connected car service provider AutoSense in 2019
    • 3.2.34 Springworks International powered Telia Sense is used by Folksam
    • 3.2.35 Paydrive leverages aftermarket and OEM telematics for UBI

4 The North American insurance telematics market

  • 4.1 Regional market characteristics
    • 4.1.1 United States
    • 4.1.2 Canada
  • 4.2 Insurance telematics case studies
    • 4.2.1 Progressive is the UBI telematics pioneer in the US
    • 4.2.2 State Farm works with CMT to enhance the Drive Safe & Save program
    • 4.2.3 Allstate offers Drivewise and Milewise in the US
    • 4.2.4 Esurance offers DriveSense in 37 US states
    • 4.2.5 Allstate's subsidiary Arity expands its offering to external customers
    • 4.2.6 Liberty Mutual has a broad portfolio of telematics products
    • 4.2.7 Desjardins offers a smartphone app for insurance telematics in Canada
    • 4.2.8 Nationwide offers UBI based on OBD, smartphone and OEM telematics data
    • 4.2.9 Farmers offers insurance telematics for commercial lines powered by Modus
    • 4.2.10 Travelers offers smartphone-based UBI
    • 4.2.11 GEICO offers a smartphone-based telematics program in select US states
    • 4.2.12 Toyota Insurance Management Solutions offers UBI in the US
    • 4.2.13 CAA offers MyPace and Connect powered by Octo Telematics
    • 4.2.14 Root Insurance is a smartphone-based insurance company
    • 4.2.15 Noblr works with TrueMotion to offer insurance products based on telematics
    • 4.2.16 Mobileye and Munich Re collaborate in Munich Re's Smart Mobility program
    • 4.2.17 Progressive has launched a usage-based insurance product using ELDs
    • 4.2.18 Nationwide offers commercial lines insurance telematics solutions
    • 4.2.19 Philadelphia Insurance Companies offers fleet insurance telematics
    • 4.2.20 Trov offers mobility insurance solutions built on Sentiance's platform
    • 4.2.21 True Mileage uses NFC and works with Ohio Mutual Insurance Group
    • 4.2.22 Spireon adds FNOL to its Kahu consumer app
    • 4.2.23 State Auto has a broad telematics portfolio focusing on both UBI and claims
    • 4.2.24 Hyundai, Honda and GM OnStar joins Verisk Telematics Data Exchange
    • 4.2.25 CMT powers multiple safe driving contests in the US
    • 4.2.26 Intact discontinues its device-based program in favour of mobile solutions
    • 4.2.27 Metromile licences its platform to external insurers

5 Market forecasts and trends

  • 5.1 Market analysis
    • 5.1.1 Insurance telematics policies and penetration in Europe and North America
    • 5.1.2 Form factor developments in Europe and North America
  • 5.2 Value chain analysis
    • 5.2.1 Insurance industry players
    • 5.2.2 Telematics industry players
    • 5.2.3 Automotive industry players
    • 5.2.4 Telecom industry players
    • 5.2.5 IT industry players
    • 5.2.6 Mergers and acquisitions in the insurance telematics space
  • 5.3 Market drivers and barriers
    • 5.3.1 Macroeconomic environment
    • 5.3.2 Regulatory environment
    • 5.3.3 Competitive environment
    • 5.3.4 Technology environment
  • 5.4 Future industry trends
    • 5.4.1 Continued broadening of the insurance telematics concept is expected
    • 5.4.2 Insurers will embrace both UBI and claims-related insurance telematics
    • 5.4.3 Form factor shift to favour mobile devices
    • 5.4.4 Connected cars pave the way for mass-marketisation of insurance telematics
    • 5.4.5 New data exchanges expected to make OEM data available to small insurers
    • 5.4.6 Fleet insurance telematics to disrupt the fleet tracking market
    • 5.4.7 Privacy concerns are softening across customer segments
    • 5.4.8 Big Data: Ownership and portability of telematics data to be scrutinised
    • 5.4.9 Insurance telematics aims to reduce distracted driving
    • 5.4.10 Mobility trends provide new opportunities for telematics-based insurance
    • 5.4.11 Vehicle diagnostics data from connected cars can create value for insurers
    • 5.4.12 Outlook: Insurance telematics is growing rapidly in other regions
    • 5.4.13 Pay-per-mile insurance programs are resurging
    • 5.4.14 Insurers to explore other IoT verticals
    • 5.4.15 The insurance telematics concept to be applicable for more vehicle types
    • 5.4.16 Autonomous cars alter the playing field for motor insurance

6 Company profiles and strategies

  • 6.1 Agero
  • 6.2 Amodo
  • 6.3 Autoliv
  • 6.4 Azuga
  • 6.5 Baseline Telematics
  • 6.6 Bosch Connected Devices and Solutions
  • 6.7 CalAmp
  • 6.8 Cambridge Mobile Telematics
  • 6.9 CCC Information Services
  • 6.10 Driveway Software
  • 6.11 DriveQuant
  • 6.12 Dolphin Technologies
  • 6.13 FairConnect (Infomobility)
  • 6.14 Greater Than
  • 6.15 IMS (Trak Global Group)
  • 6.16 Ingenie Business
  • 6.17 Insure Telematics Solutions
  • 6.18 Inzura
  • 6.19 LexisNexis Risk Solutions
  • 6.20 Meta System
  • 6.21 Modus
  • 6.22 Munic Car Data
  • 6.23 MyDrive Solutions
  • 6.24 Octo Telematics
  • 6.25 OSeven Telematics
  • 6.26 Quartix
  • 6.27 Redtail Telematics
  • 6.28 Sentiance
  • 6.29 Scope Technology
  • 6.30 Swiss Re
  • 6.31 Targa Telematics
  • 6.32 Telematics Technologies
  • 6.33 The Floow
  • 6.34 Trakm8
  • 6.35 TrueMotion
  • 6.36 Verisk Analytics
  • 6.37 Viasat Group
  • 6.38 Vodafone Automotive
  • 6.39 Webfleet Solutions
  • 6.40 Zendrive
  • Glossary

List of Figures

  • Figure 1.1: Vehicles in use (EU23+2 2018)
  • Figure 1.2: Passenger car density per 1,000 inhabitants (EU28 2017)
  • Figure 1.3: Passenger car registrations by manufacturer (EU+EFTA 2019)
  • Figure 1.4: Vehicles in use (North America 2018)
  • Figure 1.5: Passenger car registrations by manufacturer (North America 2019)
  • Figure 1.6: Motor insurance statistics (EU23+2 2018)
  • Figure 2.1: Distribution of fatal crashes by day of week and time of day (US 2018)
  • Figure 2.2: Subcategories of usage-based insurance and insurance telematics
  • Figure 2.3: Schematic classification of usage-based & claims-focused insurance telematics
  • Figure 2.4: Insurance telematics infrastructure overview
  • Figure 2.5: Examples of principal insurance telematics form factors
  • Figure 2.6: Examples of feedback from Progressive's smartphone app Snapshot
  • Figure 2.7: Example of a windscreen-mounted Bluetooth device from CMT
  • Figure 2.8: GDV-Stecker 12 V device provided by Bosch
  • Figure 2.9: Folksam's in-cabin driver feedback device.
  • Figure 2.10: Schematic insurance telematics risk rating process
  • Figure 2.11: Web- and smartphone-based interfaces and dashboards for end-users
  • Figure 2.12: Mobile network operators in Europe and North America (2019)
  • Figure 2.13: Europe cellular IoT connectivity market data (Q4-2019)
  • Figure 2.14: North America cellular IoT connectivity market data (Q4-2019)
  • Figure 2.15: Telematics strategies for insurance providers
  • Figure 3.1: Allianz's top telematics markets (Q4-2019)
  • Figure 3.2: Overview of the Your Portal interface for insurethebox policyholders
  • Figure 3.3: Marmalade Young Driver app and tag developed by CMT
  • Figure 3.4: 12V device from VHV
  • Figure 3.5: User interface of Sijox's AppDrive
  • Figure 3.6: The Fairzekering dashboard
  • Figure 3.7: HDI's DiamondDrive app
  • Figure 4.1: Progressive's Snapshot OBD-II telematics device supplied by Xirgo
  • Figure 4.2: State Farm's Bluetooth-beacon enhanced smartphone app
  • Figure 4.3: Growth of Allstate's UBI offer Drivewise (2011-2019)
  • Figure 4.4: Growth of Esurance's UBI offer DriveSense (2011-2019)
  • Figure 4.5: Travelers IntelliDrive
  • Figure 4.6: Mobileye Shield+ and Mobileye Connect 6 aftermarket ADAS systems
  • Figure 5.1: Insurance telematics policies and penetration (Europe 2019-2024)
  • Figure 5.2: Insurance telematics policies by country (North America 2019-2024)
  • Figure 5.3: Distribution of insurance telematics form factors (Europe 2019-2024)
  • Figure 5.4: Distribution of insurance telematics form factors (North America 2019-2024)
  • Figure 5.5: Key players in the insurance telematics value chain
  • Figure 5.6: Examples of telematics hardware providers serving the insurance space
  • Figure 5.7: M&As in the insurance telematics space (2014-2019)