UK Insurance Market Essentials
|出版日期||內容資訊||英文 45 Pages
英國的產物保險市場2014年的成長率，在總保費收入 (GWP) 基礎停留在0.5％。尤其是以個人用商品的市場競爭激烈等為背景，目前預計持續低迷狀態。還是黑字狀態的住宅保險市場，由於天氣不順的影響轉為虧損，以及汽車保險市場到LASPO (協助受害者及罪犯的量刑和處置) 法的實施前保險費率的變動下跌。另一方面，企業用保險市場自2014年回到黑字，不過，這是由於公積金的放出，長期性的產業趨勢仍是很難說的狀態。過剩供給狀態現在仍持續著，不過，隨著景氣復甦，明亮的徵兆也正顯現出來。預計今後在GWP為基礎的市場成長率也將再次上升。
The personal lines insurance market is expected to grow only very slowly over the next few years, as an incredibly competitive market flush with capacity will be unable to sustain rate hardening. A still-profitable home insurance market is under-priced for high-cost weather events, while the motor market jumped the gun on rate cuts in lieu of LASPO savings. The commercial lines market stepped into profitable territory in 2014. However, this was supported by reserve releases, and its underlying health is never clear given the heavy influence of long-tail business. Overcapacity remains but the market has started to see green shoots from improving economic conditions. GWP can now be expected to grow year-on-year.
This pack is a one-stop-shop to access the market-level data you need to understand the context of any given market within the UK insurance space. For each key segment, an overview of the trends and developments is provided along with data on market size, ratio and reserve development metrics, and a forecast to 2019.