Abstract
Overview:
This in-depth study provides a comprehensive review of the Canadian payments
landscape in the context of the current economic environment. It identifies
and quantifies growth opportunities and prospects for different types of
payments in the Canadian marketplace. The most important challenges that lie
ahead are examined.
Audience:
Financial institutions, transaction acquirers, payment organizations, industry
associations, payment network operators, payment processors, merchant service
providers, card suppliers, ABM and POS terminal suppliers
Report Statistics:
- Author: Christie Christelis
- Forecast horizon: 2009 - 2013
- Publication date: January, 2009
- Length:
- 112 pages
- 66 charts
- 15 tables
- Format: Electronic or hardcopy
Table of Contents
- EXECUTIVE SUMMARY
- INTRODUCTION
- Objectives of the Study
- Research Methodology
- A Note on Forecasts
- Currency
- Acknowledgements
- PAYMENTS IN CANADA
- Introduction
- Cash Payments
- Cheques
- Debit Card Payments
- Cross-border Debit
- Credit Card Payments
- Card Issuance and Circulation
- Card Volumes
- Cardholder Acquisition
- Prepaid and Secured Credit Cards
- Merchant Acceptance of Credit Cards
- Online Payments and Transfers
- Online Purchases
- Online Payments
- Mobile and Contactless Payments
- MasterCard PayPass
- Visa PayWave
- Other Mobile Payments Initiatives in Canada
- Canadian Consumer Payments in Perspective
- KEY DEVELOPMENTS IN THE CANADIAN PAYMENTS INDUSTRY
- Introduction
- Fraud
- Credit Card Fraud
- Debit Card Fraud
- Cheque Fraud
- Counterfeiting
- Duality
- Impact of Non-Duality
- Impact of Duality
- Duality and EMV
- Interchange and the Merchant
- Discount Rate
- Interac as a .For-Profit. Company
- PROSPECTS FOR CONSUMER PAYMENTS IN CANADA
- Introduction
- The Canadian Economy
- The Outlook for Gross Domestic Product
- Personal Expenditure on Consumer
- Goods and Services
- REPORT PRICING
- Electronic Copy
- Retail Sales in Canada
- Payments Forecast
- ABM Equipment and
- Transaction Forecast
- Cash Payments Forecast
- Cheque Payments Forecast
- Debit Card Payments Forecast
- Credit Card Payments Forecast
- Cross-Border Debit Forecast
- Online Payments Forecast
- Mobile and Contactless Payments Forecast
- Payments Forecasts in Context
List of Figures
- Canadian Banknotes and Coin in Circulation
- ABM.s in Canada, by Ownership
- Cash Withdrawals at ABM.s In Canada
- Cash-based Retail Payment Transaction
- Volume and Value of Cheques Cleared through the ACSS in Canada
- Number of IDP Users (1992 . 2008)
- Volume and Value of IDP Transactions
- Debit Card Transactions by Sector
- Share of Transactions Volumes at Retail Outlets
- Share of Transaction Values at retail Outlets
- Canadian Travelers to the USA vs. USD/CAD Exchange Rate
- Cross Border Debit Transactions by Canadian Travelers to the USA (2004 .
2008)
- Number of Credit Cards in Circulation in Canada (2008)
- Number of VISA and MasterCard Cards Issued in Canada
- VISA and MasterCard Cards Issued in Canada (2000 . 2008)
- Credit Card Transaction Volumes and Net Retail Volume
- Share of Purchase Transaction Volumes
- Comparison of VISA and MasterCard
- Credit Card Mail Solicitations to US Households (1990 . 2008)
- Canadian Credit Card Loans (1998 . 2008)
- Number of Merchant Outlets Accepting VISA or MasterCard
- Transfer and Bill Payments by Delivery Channel (2002 . 2008)
- Share of Transfer and Bill Payment by Delivery Channel (2002 . 2008)
- Total Canadian Online Sales (2000 . 2008)
- Selected Online Activities of Home Internet Users in Canada (2005 and 2007)
- Online Canadian Consumer Ordering Patterns (2005 and 2007)
- Value and Volume of Online Purchase Payments in Canada (2001 . 2008)
- Number of Interac Online Merchants by Category
- Mobile Phone Handset Configurations for Near Field Communications
- Share of Electronic Transactions through the ACSS . Value (1990 . 2007)
- Share of Electronic Transactions through the ACSS . Vol. (1990 . 2007)
- Share of Personal Consumption Expenditure by Payment Type
- Payment Transactions on Personal Consumption Expenditure by Payment
Instrument
- Consumer Preferences for Payment Method
- Credit Card Fraud in (1983 - 2008)
- Credit Card Fraud as a Percentage of Retail and Cash Advance Dollar Volumes
- Breakdown of Credit Card Fraud by Type (2007)
- Credit and Debit Card Fraud in Canada (2002 . 2008)
- Face Value of Counterfeit Notes Detected (1996 . 2008)
- Annual Change in GDP and Personal Expenditure (1962 . 2008)
- Forecast Real Growth in Canadian GDP (2009 . 2013)
- Canadian Consumer Confidence Index
- Forecast Real Growth in Canadian GDP and PCE (2009 . 2013)
- Components of Personal Consumer Expenditure (2008)
- US Consumer Spending Cutbacks in Recessions
- Canadian Non-Auto Retail Sales by Sector (2008)
- Average Annual Growth in Retail Sales by Sector (2001 . 2008)
- Projected Growth in Canadian Retail Sales (2009)
- Forecast Number of ABM.s in Canada (2009 . 2013)
- Forecast Volume and Value of Cash Withdrawals at ABM.s in Canada (2009 .
2013)
- Forecast of Cash-based Retail Payment Transaction Volumes in Canada (2009
. 2013)
- Forecast Volume and Value of Cheques Cleared through the ACSS in Canada
(2009 . 2013)
- Forecast Number of Debit Cards in Circulation and Number of IDP users
(2009 . 2013)
- Forecast Number of IDP Terminals (2009 . 2013)
- Forecast Annual Volume and Value of Interac Direct Payment Transactions
(2009 . 2013)
- Forecast Number of Credit Cards in Circulation and Number of Active Cards
(2009 . 2013)
- Forecast Number of Merchant Outlets Accepting VISA or MasterCard (2009 .
2013)
- Forecast Annual Volume and Value of Credit Card Transactions (2009 . 2013)
- Forecast Cross Border Debit Transactions by Canadian Travelers to the USA
(2009 . 2013)
- Forecast Value and Volume of Online Purchase Payments in Canada (2009 .
2013)
- Forecast Credit Card and Alternative Payments for Online Purchases (2009 .
2013)
- Forecast Contactless Payment Cards and Terminals (2009 . 2013)
- Forecast Share of Personal Consumption Expenditure by Payment Type in
Canada (2009 . 2013)
- Forecast Number of Payment Transactions by Payment Instrument (2009 . 2013)
- Forecast CAGR for Different Payment Instruments (2008 . 2013)
- Forecast Growth for Key Payment Segments (CAGR: 2008 . 2013)
List of Tables
- Debit Card Payment by Sector (2007)
- Shares of Debit Card Payments by Sector (2007)
- Terminal Intensity and Transaction Volume Averages by Sector (2007)
- Change in Debit Card Locations, Terminal, Transactions and Values from
2005 to 2007
- Primary Issuers of Visa and MasterCard in Canada
- Canadian Tire Financial Services Credit Card Portfolio vs. VISA/MasterCard
Universe (2008)
- Credit Card Loans of the Major Credit Card Issuers in Canada (2008)
- Secured Credit Card Issuers and Offers in Canada
- Prepaid Credit Card Issuers in Canada
- Differences between Reloadable and Non-Reloadable Prepaid Credit Cards
Offers in Canada
- Online Orders in Canada (2005 and 2007)
- Characteristics of Selected Alternative Online Payment Mechanisms
- Global PayPass Statistics (Q3 2008)
- Anchor PayPass Merchants in Canada
- VISA PayWave Statistics (Q2 2008)
| 
