Insight Report: Insurance for HNWIs - Current State and Future Prospects
|出版日期||內容資訊||英文 39 Pages
|富裕階級保險市場:現狀與未來展望 Insight Report: Insurance for HNWIs - Current State and Future Prospects|
|出版日期: 2016年03月31日||內容資訊: 英文 39 Pages||
本報告提供全球富裕階級 (HNWI) 保險市場相關分析，市場概況和商品開發的動向，今後的市場機會、課題，各地區及類別 (人壽保險，產物保險) 詳細趨勢，今後開拓市場時的必要事項 (富裕階級的想法，顧慮事項，獨有風險的預測等) 等相關調查與考察。
Timetric's 'Insight Report: Insurance for HNWIs - Current State and Future Prospects' analyzes insurance products and services market for HNWIs.
As the HNWI insurance market is constantly evolving, insurers are developing new products and services, with customization a key strategy to meet HNWI specific needs. Growth in the number of HNWIs and a consistent rise in their wealth are creating new opportunities for insurers globally. The global HNWI population increased by 2.8%, from 17.3 million in 2013 to 17.8 million in 2014, and is expected to reach 19.8 million in 2018.
Developed markets offer significant opportunities for wealth managers and insurers, as HNWI clients in these markets still account for most of the global HNWI population and wealth. Infrastructure in the HNWI market, such as banks, financial advisors and family offices, is well developed.
Emerging markets are still in early stages of development, in terms of wealth management services, with a recent history of wealth creation as a result of entrepreneurship. However, growth in the number of private enterprises in emerging markets has resulted in rising HNWI population and wealth.
The report also discusses in detail the trends across life and non-life insurance products for HNWIs. Life insurance has become a key component of wealth planning strategy for HNWIs. It is a major investment involving huge premiums and managing issues such as formation of a trust for wealth transfer to the next generation, estate planning, charitable giving, and tax planning in a broader context. It also enables HNWIs to properly structure business and personal assets. Concurrently, non-life insurance also enables HNWIs to protect the value of their assets.
HNWIs typically possess a broad range of insurable assets such as real estate, household collections, jewelry, yachts and private aircraft, among others. HNWIs are also often targets of liability suits, requiring personal liability cover.
Timetric's 'Insight Report: Insurance for HNWIs - Current State and Future Prospects' provides detailed analysis on insuring HNWIs. It provides: