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市場調查報告書

治理、風險、合規性:巴西的保險業

Governance, Risk and Compliance - The Brazilian Insurance Industry

出版商 Timetric 商品編碼 335275
出版日期 內容資訊 英文 65 Pages
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治理、風險、合規性:巴西的保險業 Governance, Risk and Compliance - The Brazilian Insurance Industry
出版日期: 2016年11月26日 內容資訊: 英文 65 Pages
簡介

本報告提供巴西的保險業的治理、風險、合規性相關的法律規章體系相關分析、各保險種類 (生命、財產、汽車、損失賠償,個人意外保險、健康,海上、航空、運輸保險) 的法規情形,及保險企業、再保險企業、中間業者的經營情形的法規、管理體制等資訊彙整,為您概述為以下內容。

第1章 簡介

  • 本報告概要
  • 定義

第2章 治理、風險、合規性

  • 法規的概要與到現在為止的轉變
  • 近來的法規修改
  • 法規與市場慣行:各保險種類
    • 人壽保險
    • 財產保險
    • 汽車保險
    • 一般第三責任險
    • 海上、航空、運輸保險
    • 個人意外保險、健康保險
  • 強制保險
    • 第三人意外責任險 (DPVAT)
    • 船舶、貨物的個人意外保險 (DPEM)
    • 社會保障保險
    • 國內信用證保險
  • 監督、管理機關
    • 保險監督者國際機構 (International Association of Insurance Supervisors)
    • 南美保險監督者協會 (Association of Insurance Supervisors Latin America)
    • 全國保險協會 (National Private Insurance Council)
    • 保險監督廳 (SUSEP)
    • 全國一般保險、養老金、補充醫療、資本保險協會 (CNseg)
    • 全國一般保險協會 (FenSeg)
    • 全國年金保險協會 (FenaPrevi)
    • 全國補充醫療保險協會 (FenaSaude)
    • 全國資本保險協會 (FenaCap)
  • 針對未認證保險的法規
    • 概要
    • 中間業者
    • 市場慣例
    • 罰款、懲罰條例
  • 企業的法規和經營
    • 保險團體的種類
    • 現場企業的創設
    • 外資的擁有
    • 許可證的種類
    • 資本金的必要條件
    • 清償能力邊際
    • 付款儲備金的必要條件
    • 投資法規
    • 法定報告書的必要條件
    • 保險費結構
  • 稅制
    • 保險費的課稅
    • 在海外支付的保險費的預扣稅
    • 公司稅
    • 增值稅 (VAT)
    • 專屬保險
  • 法律體系
    • 簡介
    • 法庭的點閱存取
    • 審判外解決紛爭 (ADR)

第3章 附錄

圖表一覽

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目錄
Product Code: IS0052RR

Timetric's 'Governance, Risk and Compliance - The Brazilian Insurance Industry' report is the result of extensive research into the insurance regulatory framework in Brazil.

It provides detailed analysis of the insurance regulations for life, property, motor, liability, personal accident and health, and marine, aviation and transit insurance. The report specifies various requirements for the establishment and operation of insurance and reinsurance companies and intermediaries.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on prevailing insurance regulations, and recent and upcoming changes in the regulatory framework, taxation and legal system in the country. The report also includes the scope of non-admitted insurance in the country.

Summary

The report provides insights into the governance, risk and compliance framework pertaining to the insurance industry in Brazil, including:

  • An overview of the insurance regulatory framework in Brazil.
  • The latest key changes, and changes expected in the country's insurance regulatory framework.
  • Key regulations and market practices related to different types of insurance product in the country.
  • Rules and regulations pertaining to key classes of compulsory insurance, and the scope of non-admitted insurance in Brazil.
  • Key parameters including licensing requirements, permitted foreign direct investment, minimum capital requirements, solvency and reserve requirements, and investment regulations.
  • Details of the tax and legal systems in the country.

Scope

  • The report covers details of the insurance regulatory framework in Brazil.
  • The report contains details of the rules and regulations governing insurance products and insurance entities.
  • The report lists and analyzes key trends and developments pertaining to the country's insurance regulatory framework.
  • The report analyzes the rules and regulations pertaining to the establishment and operation of insurance businesses in the country.
  • The report provides details of taxation imposed on insurance products and insurance companies.

Reasons To Buy

  • Gain insights into the insurance regulatory framework in Brazil.
  • Track the latest regulatory changes, and expected changes impacting the Brazilian insurance industry.
  • Gain detailed information about the key regulations governing the establishment and operation of insurance entities in the country.
  • Understand key regulations and market practices pertaining to various types of insurance product.

Table of Contents

1. INTRODUCTION

  • 1.1. What is this Report About?
  • 1.2. Definitions

2. GOVERNANCE, RISK AND COMPLIANCE

  • 2.1. Legislation Overview and Historical Evolution
  • 2.2. Latest Changes in Regulation
  • 2.3. Legislation and Market Practice by Type of Insurance
    • 2.3.1. Life insurance
    • 2.3.2. Property insurance
    • 2.3.3. Motor insurance
    • 2.3.4. Liability insurance
    • 2.3.5. Marine, aviation and transit insurance
    • 2.3.6. Personal accident and health insurance
  • 2.4. Compulsory Insurance
    • 2.4.1. Motor third-party liability insurance
    • 2.4.2. Insurance for personal injury caused by ships or cargos
    • 2.4.3. Social security insurance
    • 2.4.4. Domestic credit insurance
    • 2.4.5. Professional indemnity insurance for insurance brokers
    • 2.4.6. Civil liability insurance for passenger and cargo carriers travelling between French Guiana and Brazil
  • 2.5. Supervision and Control
    • 2.5.1. International Association of Insurance Supervisors
    • 2.5.2. Association of Insurance Supervisors Latin America
    • 2.5.3. National Private Insurance Council
    • 2.5.4. Superintendent of Private Insurance
    • 2.5.5. National Confederation of General Insurance, Private Pension and Life, Supplementary Health and Capitalization Companies
    • 2.5.6. National Federation of General Insurance
    • 2.5.7. National Federation of Open Private Pension and Life
    • 2.5.8. National Federation of Supplementary Health
    • 2.5.9. National Federation of Capitalization
  • 2.6. Non-Admitted Insurance Regulations
    • 2.6.1. Overview
    • 2.6.2. Intermediaries
    • 2.6.3. Market practices
    • 2.6.4. Fines and penalties
  • 2.7. Company Registration and Operations
    • 2.7.1. Type of insurance organization
    • 2.7.2. Establishing a local company
    • 2.7.3. Foreign ownership
    • 2.7.4. Types of license
    • 2.7.5. Capital requirements
    • 2.7.6. Solvency margin
    • 2.7.7. Reserve requirements
    • 2.7.8. Investment regulations
    • 2.7.9. Statutory return requirements
    • 2.7.10. Fee structure
  • 2.8. Taxation
    • 2.8.1. Insurance premium or policy taxations
    • 2.8.2. Withholding taxes on premium paid overseas.
    • 2.8.3. Corporate tax
    • 2.8.4. VAT
    • 2.8.5. Captives
  • 2.9. Legal System
    • 2.9.1. Introduction
    • 2.9.2. Access to court
    • 2.9.3. Alternative dispute resolution

3. APPENDIX

  • 3.1. Methodology
  • 3.2. Contact Timetric
  • 3.3. About Timetric
  • 3.4. Timetric's Services
  • 3.5. Disclaimer

List of Tables

  • Table 1: Insurance Industry Definitions
  • Table 2: Brazil - Insurance Regulatory Framework Key Features
  • Table 3: Brazil - Life Insurance Regulatory Framework
  • Table 4: Brazil - Property Insurance Regulatory Framework
  • Table 5: Brazil - Motor Insurance Regulatory Framework
  • Table 6: Brazil - Liability Insurance Regulatory Framework
  • Table 7: Brazil - Compensation Provided by the Insurer in the Event of an Accident
  • Table 8: Brazil - Compensation Provided by the Insurer in the Event of an Accident
  • Table 9: Brazil - Ratings Required For Registration Of Reinsurance Business
  • Table 10: Brazil - Ratings Required For Registration Of Occasional Business
  • Table 11: Brazil - Base Capital - Variable Component by Region
  • Table 12: Brazil - Risks Correlation Factor
  • Table13: Brazil - Corporate Tax Rates for the Financial Year 2016

List of Figures

  • Figure 1: Brazil - Insurance Supervision and Control at Various Levels
  • Figure 2: Brazil - Insurance Regulatory Frameworks for Company Registration and Operation
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