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市場調查報告書

印度的卡片、付款產業:新機會與市場機會 (到2019年)

Cards and Payments Industry in India: Emerging Trends and Opportunities to 2019

出版商 Timetric 商品編碼 328341
出版日期 內容資訊 英文 81 Pages
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印度的卡片、付款產業:新機會與市場機會 (到2019年) Cards and Payments Industry in India: Emerging Trends and Opportunities to 2019
出版日期: 2015年04月15日 內容資訊: 英文 81 Pages
簡介

本報告提供印度的各種卡片及付款方式的產業相關分析、各種卡片的發行張數和付款數量、金額 (過去5年的實際成果值與今後五年的預測值)、主要企業簡介和競爭環境 (市場佔有率等)、產業整體推動因素和課題、管理體制的最新資訊、詐騙、犯罪行為趨勢、消費者的想法、行動模式等調查、考察。

第1章 定義與調查手法

第2章 主要資料和最近的趨勢

第3章 摘要整理

第4章 付款方式

  • 目前付款方式
  • 替代性的付款方式
    • 行動付款
    • ItzCash
    • Oxigen Wallet
    • Boku
    • PayPal
    • airtel money
    • PayU

第5章 對卡片、付款產業的法規

  • 管理體制
    • 儲值卡相關法規
    • 印度準備銀行 (RBI) 的信用、轉帳卡法規的重新評估 (2013年)
    • 加盟店 (商人) 服務費相關法規 (2012年)
    • 安全相關的法規、指南
    • RBI對轉帳卡、提款卡利用的法規
    • 行動付款相關法規、指南
  • 反洗錢 (AML)
  • 海外直接投資 (FDI) 的法規

第6章 卡片、付款產業的推動因素分析

  • 在人口方面的推動因素
  • 在經濟方面的推動因素
  • 在基礎設施方面的推動因素
  • 商務方面的推動因素

第7章 市場區分和新產品的銷售

  • 市場區分和目標設定
    • 個人用卡 (消費者卡)
    • 財團用卡 (商用卡)
  • 新產品的銷售

第8章 付款用卡

  • 付款用卡分析
    • 付款用卡的交易數量、金額:各類型
    • 個人/財團用卡

第9章 轉帳卡

  • 轉帳卡分析
    • 轉帳卡的交易數量、金額:各流通管道
    • 轉帳卡的各方案佔有率 (發行張數/結算金額為基礎)
    • 轉帳卡發行企業的市場佔有率
    • 轉帳卡比較

第10章 信用卡

  • 信用卡分析
    • 信用卡的交易數量、金額:各流通管道
    • 信用卡的各方案佔有率 (發行張數/結算金額為基礎)
    • 信用卡發行企業的市場佔有率
    • 信用卡比較

第11章 簽帳卡

  • 簽帳卡分析
    • 簽帳卡的交易數量、金額:各流通管道
    • 簽帳卡的各方案佔有率 (發行張數/結算金額為基礎的)
    • 簽帳卡比較

第12章 財團用卡

  • 財團用卡市場分析
    • 財團用卡 (商用卡) 比較

第13章 卡片詐騙的統計

  • 卡片詐騙分析

第14章 卡片發行企業

  • State Bank of India
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Punjab National Bank

第15章 儲值卡

  • 儲值卡市場分析
    • 儲值卡比較

第16章 附錄

圖表一覽

目錄
Product Code: VR1024MR

Timetric's "Cards and Payments Industry in India: Emerging Trends and Opportunities to 2019" report provides detailed analysis of market trends in India's cards and payments industry. It provides values and volumes of a number of key performance indicators (KPIs) operating in the industry, including credit transfers, check payments, cash transactions, payment cards and direct debits during the review period (2010-2014).

The report also analyses various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and transaction volume, during the review period and over the forecast period (2015-2019). Additionally, it offers information pertaining to the competitive landscape in the country, including market shares of issuers and schemes.

This brings together Timetric's research, modeling, and analysis expertise, to develop an insightful report. This allows banks and card issuers to identify segment dynamics, competitive advantage and profiles of card issuers operating in the country. The report also covers a detailed regulatory policies and recent changes in regulatory structure and information, on card fraud statistics.

Summary

Timetric's Cards and Payments Industry in India: Emerging Trends and Opportunities to 2019 report provides top-level market analysis, information and insights on India's cards and payments industry, including:

  • Current and forecast values for each market of India's cards and payments industry, including debit cards, credit cards and charge cards. Also includes detailed analysis of the prepaid cards market.
  • Detailed insights on payment instruments including credit transfers, check payments, cash transactions, payment cards and direct debits. Also, includes overview of country's key alternative payment instruments.
  • Analysis of various market drivers and regulations governing India's cards and payments industry.
  • Detailed analysis of marketing strategies adopted for selling debit, credit and charge cards used by banks and other institutions in the market.
  • Comprehensive analysis of consumer attitudes and buying preferences for cards.
  • The competitive landscape of India's cards and payments industry.

Scope

  • This report provides a comprehensive analysis of India's cards and payments industry.
  • It provides current values for India's cards and payments industry for 2014, and forecast figures for 2019.
  • It details the different economic, infrastructural and business drivers affecting India's cards and payments industry.
  • It outlines the current regulatory framework in the industry.
  • It details the marketing strategies used by various banks and other institutions.
  • It profiles major banks in India's cards and payments industry.

Reasons To Buy

  • Make strategic business decisions, using top-level historic and forecast market data, related to India's cards and payments industry and each market within it.
  • Understand the key market trends and growth opportunities within India's cards and payments industry.
  • Assess the competitive dynamics in India's cards and payments industry.
  • Gain insights into marketing strategies used for selling various card types in India.
  • Gain insights into key regulations governing of India's cards and payments industry.

Table of Contents

1. Definitions and Methodology

  • 1.1. Definitions
  • 1.2. Methodology

2. Key Facts and Events

3. Executive Summary

4. Payment Instruments

  • 4.1. Current Payments Environment
  • 4.2. Alternative Payment Instruments
    • 4.2.1. Mobile payments
    • 4.2.2. ItzCash
    • 4.2.3. Oxigen Wallet
    • 4.2.4. Boku
    • 4.2.5. PayPal
    • 4.2.6. airtel money
    • 4.2.7. PayU

5. Regulations in the Cards and Payments Industry

  • 5.1. Regulatory Framework
    • 5.1.1. Regulations regarding prepaid cards
    • 5.1.2. Revised rules for credit and debit cards by RBI, 2013
    • 5.1.3. Regulation for merchant service charges, 2012
    • 5.1.4. Security regulations and guidelines
    • 5.1.5. RBI rules governing debit and ATM card use
    • 5.1.6. Regulations and guidelines for mobile payments
  • 5.2. Anti-Money Laundering (AML)
  • 5.3. Foreign Direct Investment (FDI) Regulations

6. Analysis of Cards and Payments Industry Drivers

  • 6.1. Demographic Drivers
  • 6.2. Economic Drivers
  • 6.3. Infrastructure Drivers
  • 6.4. Business Drivers

7. Market Segmentation and New Product Launches

  • 7.1. Market Segmentation and Targeting
    • 7.1.1. Consumer cards
    • 7.1.2. Commercial cards
  • 7.2. New Product Launches

8. Payment Cards

  • 8.1. Payment Cards Analysis
    • 8.1.1. Volume and value of payment card transactions by type
    • 8.1.2. Personal vs commercial cards

9. Debit Cards

  • 9.1. Debit Cards Market Analysis
    • 9.1.1. Debit cards transaction volume and value by channel
    • 9.1.2. Debit card scheme shares in terms of number of cards in circulation and transaction value
    • 9.1.3. Debit card issuers' market shares
    • 9.1.4. Debit cards comparison

10. Credit Cards

  • 10.1. Credit Cards Market Analysis
    • 10.1.1. Credit cards transaction volume and value by channel
    • 10.1.2. Credit card scheme shares in terms of number of cards in circulation and transaction value
    • 10.1.3. Credit card issuers' market shares
    • 10.1.4. Credit cards comparison

11. Charge Cards

  • 11.1. Charge Cards Market Analysis
    • 11.1.1. Charge cards transaction volume and value by channel
    • 11.1.2. Charge card scheme shares in terms of number of cards in circulation and transaction value
    • 11.1.3. Charge cards comparison

12. Commercial Cards

  • 12.1. Commercial Cards Market Analysis
    • 12.1.1. Commercial cards comparison

13. Card Fraud Statistics

  • 13.1. Card Fraud Analysis

14. Card Issuers

  • 14.1. State Bank of India
  • 14.2. HDFC Bank
  • 14.3. ICICI Bank
  • 14.4. Axis Bank
  • 14.5. Punjab National Bank

15. Prepaid Cards

  • 15.1. Prepaid Cards Market Analysis
    • 15.1.1. Prepaid cards comparison

16. Appendix

  • 16.1. Tables
  • 16.2. Contact Timetric
  • 16.3. About Timetric
  • 16.4. Timetric's Services
  • 16.5. Disclaimer

List of Tables

  • Table 1: Key Definitions
  • Table 2: Annual Average Exchange Rate
  • Table 3: India - Key Facts, 2014
  • Table 4: Regional Benchmarking of Indian Payment Cards, 2014
  • Table 5: India - KYC Process Documentation
  • Table 6: India - Mode of Entry of Foreign Banks
  • Table 7: Cards for High-Income Consumers, 2015
  • Table 8: Cards for Frequent Travelers, 2015
  • Table 9: Cards for the Female Population, 2015
  • Table 10: Cards for Shoppers, 2015
  • Table 11: Cards for Students and Young Population, 2015
  • Table 12: Commercial Cards Comparison and Key Features, 2015
  • Table 13: India - New Product Launches
  • Table 14: India - Debit Cards Comparison and Key Features, 2014
  • Table 15: India - Gold Credit Cards Comparison and Key Features, 2015
  • Table 16: India - Premium Credit Cards Comparison and Key Features, 2015
  • Table 17: India - Charge Cards Comparison and Key Features, 2015
  • Table 18: India - Commercial Cards Comparison and Key Features, 2015
  • Table 19: India - Prepaid Cards Comparison and Key Features, 2015
  • Table 20: India - Payment Instrument Transaction Values (INR Trillion), 2010-2014
  • Table 21: India - Payment Instrument Transaction Values (US$ Billion), 2010-2014
  • Table 22: India - Payment Instrument Transaction Volumes (Million), 2010-2014
  • Table 23: India - Number of Payment Cards in Circulation by Type (Million), 2010-2019
  • Table 24: India - Volume of Payment Card Transactions by Type (Million), 2010-2019
  • Table 25: India - Value of Payment Card Transactions by Type (INR Billion), 2010-2019
  • Table 26: India - Value of Payment Card Transactions by Type (US$ Billion), 2010-2019
  • Table 27: India - Personal and Commercial Cards Transaction Volume (Million), 2010-2019
  • Table 28: India - Personal and Commercial Cards Transaction Value (INR Billion), 2010-2019
  • Table 29: India - Personal and Commercial Cards Transaction Value (US$ Billion), 2010-2019
  • Table 30: India - Number of Debit Cards in Circulation (Million), 2010-2019
  • Table 31: India - Debit Card Transaction Volumes and Frequency by Channel, 2010-2019
  • Table 32: India - Debit Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 33: India - Debit Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 34: India - Number of Debit Cards in Circulation by Scheme (Million), 2010-2014
  • Table 35: India - Debit Card Transaction Values by Scheme (INR Billion), 2010-2014
  • Table 36: India - Debit Card Transaction Values by Scheme (US$ Billion), 2010-2014
  • Table 37: India - Debit Card Transaction Values by Issuer (INR Billion), 2010-2014
  • Table 38: India - Debit Card Transaction Values by Issuer (US$ Billion), 2010-2014
  • Table 39: India - Number of Credit Cards in Circulation (Million), 2010-2019
  • Table 40: India - Credit Card Transaction Volumes and Frequency by Channel, 2010-2019
  • Table 41: India - Credit Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 42: India - Credit Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 43: India - Number of Credit Cards in Circulation by Scheme (Thousand), 2010-2014
  • Table 44: India - Credit Cards Transaction Value by Scheme (INR Billion), 2010-2014
  • Table 45: India - Credit Cards Transaction Value by Scheme (US$ Billion), 2010-2014
  • Table 46: India - Credit Card Transaction Values by Issuer (INR Billion), 2010-2014
  • Table 47: India - Credit Card Transaction Values by Issuer (US$ Million), 2010-2014
  • Table 48: India - Number of Charge Cards in Circulation (Thousand), 2010-2019
  • Table 49: India - Charge Card Transaction Volumes and Frequency by Channel, 2010-2019
  • Table 50: India - Charge Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 51: India - Charge Card Total and Average Transaction Values by Channel, 2010-2019
  • Table 52: India - Number of Charge Cards in Circulation By Scheme (Thousand), 2010-2014
  • Table 53: India - Charge Cards Transaction Value By Scheme (INR Billion), 2010-2014
  • Table 54: India - Charge Card Transaction Values By Scheme (US$ Million), 2010-2014
  • Table 55: India - Number of Commercial Cards in Circulation (Thousand), 2010-2019
  • Table 56: India - Commercial Card Transaction Values (INR Billion), 2010-2019
  • Table 57: India - Commercial Card Transaction Values (US$ Million), 2010-2019
  • Table 58: India - Card Fraud (INR Million), 2010-2014
  • Table 59: India - Card Fraud (US$ Thousand), 2010-2014
  • Table 60: India - Number of Prepaid Cards in Circulation (Million), 2010-2019
  • Table 61: India - Prepaid Card Transaction Values (INR Billion), 2010-2019
  • Table 62: India - Prepaid Card Transaction Values (US$ Billion), 2010-2019

List of Figures

  • Figure 1: India - Payment Instruments Shares by Transaction Value (%), 2010 and 2014
  • Figure 2: India - Payment Instrument Shares by Transaction Volume (%), 2010 and 2014
  • Figure 3: India - Mobile Wallet Transaction Volume and Value, 2013-2014
  • Figure 4: India - Total Population and Structure, 2014
  • Figure 5: India - Internet and Mobile Penetration (Users per 100 Inhabitants), 2010-2019
  • Figure 6: India - Economic Indicators, 2010-2019
  • Figure 7: India - Number of ATMs, POS Terminals and Commercial Bank Branches, 2010-2019
  • Figure 8: India - Household Final Consumption Expenditure and Retail Sales, 2010-2014
  • Figure 9: India - E-Commerce Value (US$ Billion), 2010-2019
  • Figure 10: India - Outbound and Inbound Trips Volume and Spending, 2010-2019
  • Figure 11: India - Cards and Payments Industry Segmentation by Card Type, 2015
  • Figure 12: India - Payment Cards Transaction Value Growth and Circulation by Type, 2010-2019
  • Figure 13: India - Volume and Value of Payment Card Transactions by Type (%), 2010-2019
  • Figure 14: India - Personal and Commercial Cards, Transaction Volume and Value (%), 2010-2019
  • Figure 15: India - Debit Card Transaction Value Growth and Number of Cards in Circulation, 2010-2019
  • Figure 16: India - Debit Cards Transaction Volume and Value by Channel, 2010-2019
  • Figure 17: India - Debit Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014
  • Figure 18: India - Debit Card Issuers' Market Shares in Terms of Transaction Value (%), 2014
  • Figure 19: India - Credit Cards Transaction Value Growth and Number of Credit Cards in Circulation, 2010-2019
  • Figure 20: India - Credit Cards Transaction Volume and Value by Channel, 2010-2019
  • Figure 21: India - Credit Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014
  • Figure 22: India - Credit Card Issuers' Market Shares in Terms of Transaction Value (%), 2014
  • Figure 23: India - Charge Cards Transaction Value Growth and Number of Charge Cards in Circulation, 2010-2019
  • Figure 24: India - Charge Cards Transaction Volume and Value by Channel, 2010-2019
  • Figure 25: India - Credit Card Scheme Shares in Terms of Number of Cards in Circulation and Transaction Value (%), 2014
  • Figure 26: India - Number of Commercial Cards in Circulation and Transaction Value, 2010-2019
  • Figure 27: India - Shares of Various Types of Card Fraud in Terms of Transaction Value (%), 2010 and 2014
  • Figure 28: India - Number of Prepaid Cards in Circulation and Transaction Value, 2010-2019
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