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市場調查報告書

英國的團體風險保險市場:主要趨勢和今後的市場機會

Group Risk Insurance in the UK, Key Trends and Opportunities to 2018

出版商 Timetric 商品編碼 316475
出版日期 內容資訊 英文 58 Pages
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英國的團體風險保險市場:主要趨勢和今後的市場機會 Group Risk Insurance in the UK, Key Trends and Opportunities to 2018
出版日期: 2014年10月18日 內容資訊: 英文 58 Pages
簡介

英國的團體風險保險市場(Group Risk Insurance)的新加入保險費,在2012年增加了35.8%之後,2013年下降了2.9%。但,由於養老金保險的自動加入制度等的整備,大企業的業績順利發展。2009∼2013年的年複合成長率(CAGR)為1.0%,2013年的市場規模達2億9370萬英鎊。受近幾年的保險、養老金制度的改革影響,考慮加入團體風險保險的受雇者也增加了。

本報告提供英國的團體風險保險市場最新趨勢與未來展望相關分析、近幾年的市場趨勢和相關法規的修改動向、整體市場規模(過去、今後5年份)、主要的推動市場要素、產業的競爭力、主要企業概要(主要資料、財務實際成果等)的資訊。

第1章 摘要整理

第2章 簡介

  • 本報告的概要
  • 定義
  • 分析方法

第3章 市場分析

  • 市場規模
    • 團體風險保險的新契約保險費:商品的各類型
    • 團體所得保障保險
    • 團體重病保險
    • 團體人壽保險
  • 保險申請數量、金額
    • 團體風險保險市場:開始的統計資料
    • 申請額預測
  • 推動市場要素
  • 市場未來展望
  • 流通管道

第4章 競爭情形

  • 概況:最高業績企業(2013年)
  • 商品開發
  • SWOT分析

第5章 資本交易趨勢及最新產業趨勢(共7件)

第6章 法規與合法性

  • 法規的修訂(共5件)

第7章 景氣趨勢的影響

  • 實質GDP成長率
  • 人口結構
  • 僱用、生活補助津貼(Employment and Support Allowance)及意外保險的申請數量
  • 勞動市場

第8章 企業簡介

  • Aviva Plc
    • 主要資料
    • 主要商品
    • 主要的競爭企業
    • 經營幹部
  • Canada Life Ltd
  • Friends Life Group Ltd
  • HSBC Holdings Plc
  • Legal & General Group Plc
  • Lloyds Banking Group Plc
  • Standard Life Plc
  • The Royal London Group
  • Unum Ltd
  • Wesleyan Assurance Society

第9章 統計

  • 過去的市場趨勢實際成果
  • 未來市場趨勢預測

第10章 附錄

圖表一覽

目錄
Product Code: FS0124MR

The report provides market analysis, information and insights into the UK group risk insurance business.

It also provides a snapshot of the market's size and dynamics.

Furthermore, the report offers a comprehensive analysis of claims, drivers and market outlook.

It also summarises deals, news and regulatory developments in the category.

Summary

New business premiums in the group risk insurance category grew by 35.8% in 2012, but fell by 2.9% in 2013. This was a result of a sharp rise in new business at Friends Life in 2012 following its consolidation of Bupa's protection business and Axa's UK life business, and a subsequent decline in group protection sales reported by the insurer in the 2013 PRA returns.

The majority of group risk insurers achieved solid results in both 2012 and 2013, receiving a boost in new group protection sales due to the introduction of pension auto-enrolment from October 2012. The group risk insurance category recorded a compound annual growth rate (CAGR) of 1.0% during the review period (2009-2013) to reach a value of GBP293.7 million in 2013.

Providers and advisers are expected to benefit from opportunities created by auto-enrolment, as more employers will be willing to consider a wider range of flexible benefits for their staff. Group risk benefits, such as group income protection (IP), group critical illness (CI) or group life schemes, are expected to become more relevant to employers as they aim to reduce sickness absence costs and improve staff retention.

Scope

  • This report provides a comprehensive analysis of the group risk insurance market in the UK.
  • It provides historical values for the UK group risk insurance market for the report's 2009-2013 review period and forecast figures for the 2014-2018 forecast period.
  • It offers estimates of new business premiums collected in the market.
  • It provides an overview of market dynamics and market drivers.
  • It profiles top group risk insurers in the UK and outlines the key challenges faced in the market.

Reasons To Buy

  • Gain an understanding of the UK group risk insurance market.
  • Learn about the performance of market drivers, claims and market dynamics.
  • Explore group risk products and key providers in the category.
  • Find out more on key deals and recent developments in the market.

Table of Contents

1. Executive Summary

Table of Contents

2. Introduction

  • 2.1. What is this Report About
  • 2.2. Definitions
  • 2.3. Methodology

3. Market Analysis

  • 3.1. Market Size
    • 3.1.1. Group risk insurance new business premiums by product type
    • 3.1.2. Group income protection
    • 3.1.3. Group critical illness
    • 3.1.4. Group life insurance
  • 3.2. Claims
    • 3.2.1. Group risk statistics published for the first time
    • 3.2.2. Claims outlook
  • 3.3. Market Drivers
  • 3.4. Market Outlook
  • 3.5. Distribution Channels

4. Competitive Landscape

  • 4.1. Review - The Best Performers of 2013
  • 4.2. Product Innovation
  • 4.3. Group Risk Insurance - SWOT Analysis

5. Deals and News

  • 5.1. Canada Life Launches Group Risk Treatment Service
  • 5.2. Aviva Joins Group Risk Connect
  • 5.3. Friends Life Launches Group CI Support Service
  • 5.4. IPTF Launches Seven Families Industry Initiative
  • 5.5. Unum Launches Group IP for Pension Auto-Enrolment
  • 5.6. Generali UK Extends EAP and Best Doctors Services
  • 5.7. Canada Life Offers 'BusinessCare' Service to All Group Advisers

6. Regulation and Compliance

  • 6.1. Regulatory Changes
    • 6.1.1. Compulsory retirement at age 65 abolished
    • 6.1.2. Retail Distribution Review (RDR)
    • 6.1.3. The Welfare Reform Act 2012
    • 6.1.4. End of percentage threshold scheme
    • 6.1.5. Auto-enrolment

7. Economic Backdrop

  • 7.1. Real GDP Growth
  • 7.2. Demographics
  • 7.3. Employment and Support Allowance and Incapacity Benefits Claimants
  • 7.4. Labor Market

8. Company Profiles

  • 8.1. Aviva Plc - Company Overview
    • 8.1.1. Aviva Plc - key facts
    • 8.1.2. Aviva Plc - main products
    • 8.1.3. Aviva Plc - main competitors
    • 8.1.4. Aviva Plc - key employees
  • 8.2. Canada Life Ltd - Company Overview
    • 8.2.1. Canada Life Ltd - key facts
    • 8.2.2. Canada Life Ltd - main products
    • 8.2.3. Canada Life Ltd - main competitors
    • 8.2.4. Canada Life Ltd - key employees
  • 8.3. Friends Life Group Ltd - Company Overview
    • 8.3.1. Friends Life Group Ltd - key facts
    • 8.3.2. Friends Life Group Ltd - main products
    • 8.3.3. Friends Life Group Ltd - main competitors
    • 8.3.4. Friends Life Group Ltd - key employees
  • 8.4. HSBC Holdings Plc - Company Overview
    • 8.4.1. HSBC Holdings Plc - key facts
    • 8.4.2. HSBC Holdings Plc - main products
    • 8.4.3. HSBC Holdings Plc - main competitors
    • 8.4.4. HSBC Holdings Plc - key employees
  • 8.5. Legal & General Group Plc - Company Overview
    • 8.5.1. Legal & General Group Plc - key facts
    • 8.5.2. Legal & General Group Plc - main products
    • 8.5.3. Legal & General Group Plc - main competitors
    • 8.5.4. Legal & General Group Plc - key employees
  • 8.6. Lloyds Banking Group Plc - Company Overview
    • 8.6.1. Lloyds Banking Group Plc - key facts
    • 8.6.2. Lloyds Banking Group Plc - main products
    • 8.6.3. Lloyds Banking Group Plc - main competitors
    • 8.6.4. Lloyds Banking Group Plc - key employees
  • 8.7. Standard Life Plc - Company Overview
    • 8.7.1. Standard Life Plc - key facts
    • 8.7.2. Standard Life Plc - main products
    • 8.7.3. Standard Life Plc - main competitors
    • 8.7.4. Standard Life Plc - key employees
  • 8.8. The Royal London Group - Company Overview
    • 8.8.1. The Royal London Group - key facts
    • 8.8.2. The Royal London Group - main products
    • 8.8.3. The Royal London Group - main competitors
    • 8.8.4. The Royal London Group - key employees
  • 8.9. Unum Ltd - Company Overview
    • 8.9.1. Unum Ltd - key facts
    • 8.9.2. Unum Ltd - main products
    • 8.9.3. Unum Ltd - main competitors
    • 8.9.4. Unum Ltd - key employees
  • 8.10. Wesleyan Assurance Society - Company Overview
    • 8.10.1. Wesleyan Assurance Society - key facts
    • 8.10.2. Wesleyan Assurance Society - main products
    • 8.10.3. Wesleyan Assurance Society - main competitors
    • 8.10.4. Wesleyan Assurance Society - key employees

9. Statistics

  • 9.1. Review Period
  • 9.2. Forecast Period

10. Appendix

  • 10.1. Methodology
  • 10.2. Contact Timetric
  • 10.3. About Timetric
  • 10.4. Timetric's Services
  • 10.5. Disclaimer

List of Tables

  • Table 1: Insurance Industry Definitions
  • Table 2: UK Group Risk Insurance - Claims Statistics, 2013
  • Table 3: UK Group Risk Insurance - SWOT Analysis
  • Table 4: Aviva Plc - Key Facts
  • Table 5: Aviva Plc - Main Products
  • Table 6: Aviva Plc - Key Employees
  • Table 7: Canada Life Ltd - Key Facts
  • Table 8: Canada Life Ltd - Main Products
  • Table 9: Canada Life Ltd - Key Employees
  • Table 10: Friends Life Group Ltd - Key Facts
  • Table 11: Friends Life Group Ltd - Main Products
  • Table 12: Friends Life Group Ltd - Key Employees
  • Table 13: HSBC Holdings Plc - Key Facts
  • Table 14: HSBC Holdings Plc - Main Products
  • Table 15: HSBC Holdings Plc - Key Employees
  • Table 16: Legal & General Group Plc - Key Facts
  • Table 17: Legal & General Group Plc - Main Products
  • Table 18: Legal & General Group Plc - Key Employees
  • Table 19: Lloyds Banking Group Plc - Key Facts
  • Table 20: Lloyds Banking Group Plc - Main Products
  • Table 21: Lloyds Banking Group Plc - Key Employees
  • Table 22: Standard Life Plc - Key Facts
  • Table 23: Standard Life Plc - Main Products
  • Table 24: Standard Life Plc - Key Employees
  • Table 28: The Royal London Group - Key Facts
  • Table 29: The Royal London Group - Main Products
  • Table 30: The Royal London Group - Key Employees
  • Table 28: Unum Ltd - Key Facts
  • Table 29: Unum Ltd - Main Products
  • Table 30: Unum Ltd - Key Employees
  • Table 31: Wesleyan Assurance Society - Key Facts
  • Table 32: Wesleyan Assurance Society - Main Products
  • Table 33: Wesleyan Assurance Society - Key Employees
  • Table 34: UK Group Risk Insurance - Historical Statistics, 2009-2013
  • Table 35: UK Group Risk Insurance - Forecast Statistics, 2014-2018

List of Figures

  • Figure 1: UK Group Risk Insurance - New Business Premiums (GBP Million), 2009-2013
  • Figure 2: UK Group Risk Insurance - New Business Premiums by Product Type (GBP Million), 2009-2013
  • Figure 3: UK Group Income Protection - New Business Premiums (GBP Million), 2009-2013
  • Figure 4: UK Group Critical Illness - New Business Premiums (GBP Million), 2009-2013
  • Figure 5: UK Group Life Insurance - New Business Premiums (GBP Million), 2009-2013
  • Figure 6: UK Group Risk Insurance - New Business Premiums Forecast (GBP Million), 2014-2018
  • Figure 7: UK Group Risk Insurance Growth Dynamics by Product (%), 2009-2018
  • Figure 8: UK Market Shares of the Top 10 Group Risk Insurance Providers (%), 2013
  • Figure 9: The UK's Insurance Regulatory Framework
  • Figure 10: UK Real GDP (Million) and Quarter-on-Quarter Growth (%), 2007-2014
  • Figure 11: UK Growing and Aging Population (Years), 1995-2013
  • Figure 12: UK Population Aged Over 65 Years (%), 2007-2018
  • Figure 13: UK Overall Life Expectancy (Years), 1995-2018
  • Figure 14: UK Working-Age ESA and IB Claimants (Thousands), February 2005-July 2014
  • Figure 15: UK Employment and Unemployment Rates (%), 2007-2014
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