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市場調查報告書

義大利的智慧卡·付款產業:新興機會,趨勢,規模,推動因素,策略,產品,競爭情形

Italy's Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

出版商 Timetric 商品編碼 298370
出版日期 內容資訊 英文 97 Pages
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義大利的智慧卡·付款產業:新興機會,趨勢,規模,推動因素,策略,產品,競爭情形 Italy's Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
出版日期: 2014年03月25日 內容資訊: 英文 97 Pages
簡介

義大利的卡片付款管道在2009∼2013年寫下成長的記錄。卡片數在2013年末達到了1億1,600萬,CAGR6.96%的成長速度。2013年流通管道規模為3,633億歐元是(4,816億美元)。

本報告提供義大利的智慧卡·付款產業調查分析,提供產業整體分析,各市場的規模與預測,宏觀經濟/基礎設施/消費者/商務的推動因素,目前法律規範,行銷策略相關驗證,主要銀行的簡介,為您概述為以下內容。

第1章 摘要整理

第2章 產業環境分析以及主要趨勢與推動因素

  • 付款基礎設施和新興技術
  • 商務推動因素
  • 經濟推動因素

第3章 智慧卡·付款產業的市場佔有率分析

  • 產業概要

第4章 法律規範和智慧卡詐騙的統計

  • 法律規範
  • SEPA智慧卡結構
  • 防止洗錢結構
  • 智慧卡詐騙的統計

第5章 新興消費者自覺與趨勢

  • 市場區隔與對象
  • 觀光旅遊的支出
  • 零售的卡片支出

第6章 卡片付款流通管道的分析與成長預測

  • 流通管道的市場佔有率分析:各類別卡片
  • 卡片付款流通管道的規模與預測

第7章 信用卡付款的分析與成長預測

  • 類別整體規模與預測
  • 交易的市場佔有率分析:各流通管道
  • 個人信用卡的區分規模與預測
  • 商用信用卡的區分規模與預測
  • 競爭情形

第8章 轉帳卡付款的分析與成長預測

  • 類別整體規模與預測
  • 交易的市場佔有率分析:各流通管道
  • 競爭情形

第9章 簽帳卡付款的分析與成長預測

  • 類別整體規模與預測
  • 交易的市場佔有率分析:各流通管道
  • 個人簽帳卡的區分規模與預測
  • 商用簽帳卡的區分規模與預測
  • 競爭情形

第10章 預付卡付款的分析與成長預測

  • 類別整體規模與預測
  • 開放迴路型預付卡的區分規模與預測
  • 封閉迴路型預付卡智慧卡的區分規模與預測

第11章 商店收單(信用卡商戶業務)

第12章 卡片發行公司的企業簡介

  • Intesa Sanpaolo
  • Banca Nazionale del Lavoro
  • Deutsche Bank
  • Findomestic Banca
  • CartaSi SpA

第13章 附錄

圖表

目錄
Product Code: VR0987MR

The report provides top-level market analysis, information and insights into Italy's cards and payments industry, including:

  • Current and forecast values for each category of Italy's cards and payments industry, including debit cards, credit cards, charge cards and prepaid cards
  • Comprehensive analysis of the industry's market attractiveness and future growth areas
  • Analysis of various market drivers and regulations governing Italy's cards and payments industry
  • Detailed analysis of the marketing strategies adopted for selling debit, credit , charge and prepaid cards used by banks and other institutions in the market
  • Comprehensive analysis of consumer attitudes and buying preferences for cards
  • The competitive landscape of Italy's cards and payments industry

Summary

The Italian card payments channel registered growth during the review period (2009-2013). In terms of number of cards in circulation, the channel registered a CAGR of 6.96% to reach 116.0 million cards by the end of 2013. The channel valued EUR363.3 billion (US$481.6 billion) in 2013.

The prepaid card category is expected to record the highest growth prospects both in terms of the volume of cards in issue and transaction value. In terms of card volume, the prepaid category is anticipated to post a forecast-period CAGR of 17.42% and register a CAGR of 13.41% in terms of transaction value. In volume and value terms, the open-loop prepaid segment is expected to post respective CAGRs of 16.91% and 12.47%.

In value terms, the credit card market posted a review-period CAGR of 1.59%, from EUR59.3 billion (US$82.3 billion) in 2009 to EUR63.1 billion (US$83.7 billion) in 2013. The impact of financial crisis resulted in waning growth in the Italian credit card market, which adversely impacted consumer confidence and forced companies to cut costs. The transaction value of commercial credit cards exhibited a review-period CAGR of 0.89%. Although growth has been impacted, the market still occupies a market share of 11.6% in terms of all Italian card payment channels. This is the result of a government policy of restricting limits on cash payment to EUR1,000 (US$1,390) - above this figure all payments must be made through cards.

In early 2014, MasterCard launched its new platform for digital payments called MasterPass. It helps to make the online transactions and m-commerce faster and more secure, supporting electronic commerce (e-commerce) and mobile commerce (m-commerce) market growth over the forecast period.

Scope

  • This report provides a comprehensive analysis of Italy's cards and payments industry.
  • It provides current values for Italy's cards and payments industry for 2013, and forecast figures for 2018.
  • It details the different economic, infrastructural and business drivers affecting Italy's cards and payments industry.
  • It outlines the current regulatory framework in the industry.
  • It details the marketing strategies used by various banks and other institutions.
  • It profiles the major banks in Italy's cards and payments industry.

Reasons To Buy

  • Make strategic business decisions using top-level historic and forecast market data related to Italy's cards and payments industry and each market within it.
  • Understand the key market trends and growth opportunities within Italy's cards and payments industry.
  • Assess the competitive dynamics in Italy's cards and payments industry.
  • Gain insights in to the marketing strategies used for selling various card types in Italy.
  • Gain insights into key regulations governing Italy's cards and payments industry.

Table of Contents

1. Executive Summary

2. Analysis of Industry Environment, Key Trends and Drivers

  • 2.1. Payment Infrastructure and emerging technologies
    • 2.1.1. Automatic Teller Machines (ATMs)
    • 2.1.2. Point of sale (POS) terminals
    • 2.1.3. Internet penetration
    • 2.1.4. Contactless technology
    • 2.1.5. Europay, MasterCard and Visa (EMV)
    • 2.1.6. M-Payment
  • 2.2. Business Drivers
    • 2.2.1. Growth of e-commerce
    • 2.2.2. Retail sales value
  • 2.3. Economic Drivers
    • 2.3.1. Nominal GDP per capita
    • 2.3.2. Real GDP growth
    • 2.3.3. Inflation

3. Cards and Payments Industry Share Analysis

  • 3.1. Industry Overview
    • 3.1.1. Cash
    • 3.1.2. Checks
    • 3.1.3. Direct debits
    • 3.1.4. Credit transfers
    • 3.1.5. Cards

4. Regulatory Framework and Card Fraud Statistics

  • 4.1. Regulatory Framework
  • 4.2. SEPA cards framework
  • 4.3. Anti-money laundering framework
    • 4.3.1. Foreign direct investment (FDI) regulations
  • 4.4. Card Fraud Statistics
    • 4.4.1. Card-not-present
    • 4.4.2. Counterfeit card
    • 4.4.3. Lost or stolen card
    • 4.4.4. Card ID theft

5. Emerging Consumer Attitudes and Trends

  • 5.1. Market Segmentation and Targeting
    • 5.1.1. Retail segment
    • 5.1.2. Corporate segment
  • 5.2. Travel and Tourism Spending
    • 5.2.1. Outbound tourists volume
    • 5.2.2. Outbound tourist spending
  • 5.3. Retail Card Expenditure
    • 5.3.1. Analysis by product categories
    • 5.3.2. Analysis by retail channels

6. Analysis of Card Payments and Growth Prospects

  • 6.1. Channel Share Analysis by Card Category
  • 6.2. Size and Forecast of the Card Payments Channel
    • 6.2.1. Analysis by volume of cards in circulation
    • 6.2.2. Analysis by transaction value

7. Analysis of Credit Card Payments and Growth Prospects

  • 7.1. Overall Category Size and Forecast
    • 7.1.1. Analysis by volume of cards in circulation
    • 7.1.2. Analysis by transaction value
    • 7.1.3. Analysis by transaction volume
  • 7.2. Transaction Share Analysis by Channel
    • 7.2.1. Analysis by transaction value
    • 7.2.2. Analysis by transaction volume
  • 7.3. Personal Credit Cards Size and Forecast
    • 7.3.1. Analysis by volume of cards in circulation
    • 7.3.2. Analysis by transaction value
    • 7.3.3. Analysis by transaction volume
  • 7.4. Commercial Credit Cards Size and Forecast
    • 7.4.1. Analysis by number of cards in circulation
    • 7.4.2. Analysis by transaction value
    • 7.4.3. Analysis by transaction volume
  • 7.5. Competitive Landscape
    • 7.5.1. Scheme share analysis
    • 7.5.2. Issuer share analysis

8. Analysis of Debit Card Payments and Growth Prospects

  • 8.1. Overall Category Size and Forecast
    • 8.1.1. Analysis by volume of cards in circulation
    • 8.1.2. Analysis by transaction value
    • 8.1.3. Analysis by transaction volume
  • 8.2. Transaction Share Analysis by Channel
    • 8.2.1. Analysis by transaction value
    • 8.2.2. Analysis by transaction volume
  • 8.3. Competitive Landscape
    • 8.3.1. Scheme share analysis
    • 8.3.2. Issuer share analysis

9. Analysis of Charge Card Payments and Growth Prospects

  • 9.1. Overall Category Size and Forecast
    • 9.1.1. Analysis by volume of cards in circulation
    • 9.1.2. Analysis by transaction value
    • 9.1.3. Analysis by transaction volume
  • 9.2. Transaction Share Analysis by Channel
    • 9.2.1. Analysis by transaction value
    • 9.2.2. Analysis by transaction volume
  • 9.3. Personal Charge Cards Size and Forecast
    • 9.3.1. Analysis by number of cards in circulation
    • 9.3.2. Analysis by transaction value
    • 9.3.3. Analysis by transaction volume
  • 9.4. Commercial Charge Cards Size and Forecast
    • 9.4.1. Analysis by volume of cards in circulation
    • 9.4.2. Analysis by transaction value
    • 9.4.3. Analysis by transaction volume
  • 9.5. Competitive Landscape
    • 9.5.1. Scheme share analysis
    • 9.5.2. Issuer share analysis

10. Analysis of Prepaid Card Payments and Growth Prospects

  • 10.1. Overall Category Size and Forecast
    • 10.1.1. Analysis by volume of cards in circulation
    • 10.1.2. Analysis by transaction value
  • 10.2. Open-Loop Prepaid Cards Segment Size and Forecast
    • 10.2.1. Analysis by number of cards in circulation
    • 10.2.2. Analysis by transaction value
  • 10.3. Closed-Loop Prepaid Cards Segment Size and Forecast
    • 10.3.1. Analysis by volume of cards in circulation
    • 10.3.2. Analysis by transaction value

11. Merchant Acquiring

12. Company Profiles of Card Issuers

  • 12.1. Intesa Sanpaolo
    • 12.1.1. Key financials
    • 12.1.2. Card portfolio
    • 12.1.3. Strategies
  • 12.2. Banca Nazionale del Lavoro
    • 12.2.1. Key financials
    • 12.2.2. Card portfolio
    • 12.2.3. Strategies
  • 12.3. Deutsche Bank
    • 12.3.1. Key financials
    • 12.3.2. Card portfolio
    • 12.3.3. Strategies
  • 12.4. Findomestic Banca
    • 12.4.1. Card portfolio
    • 12.4.2. Strategies
  • 12.5. CartaSi SpA
    • 12.5.1. Key financials
    • 12.5.2. Card portfolio
    • 12.5.3. Strategies

13. Appendix

  • 13.1. Methodology
  • 13.2. Contact Timetric
  • 13.3. About Timetric
  • 13.4. Timetric's Services
  • 13.5. Definitions
  • 13.6. Disclaimer

List of Tables

  • Table 1: Italian Payment Channels (EUR Billion), 2009-2013
  • Table 2: Market Entry Strategies of Foreign Banks
  • Table 3: Italian Card Fraud (EUR Million), 2009-2013
  • Table 4: Italy - Specialized Cards for Frequent Travelers, 2014
  • Table 5: Italy - Cards for Special Customer Groups
  • Table 6: Italy - Specialized Cards for Youth
  • Table 7: Italy - Specialized Cards for Catering to Business Needs
  • Table 8: Italian Card Spending by Retail Product Category (EUR Million), 2008 and 2012
  • Table 9: Italian Card Spending by Retail Channel (EUR Million), 2008 and 2012
  • Table 10: Italian Card Payments Channel by Card Category (Million), 2009-2018
  • Table 11: Italian Card Payments Channel Size by Volume of Cards (Million), 2009-2018
  • Table 12: Italian Card Payments Channel Size by Transaction Value (EUR Billion), 2009-2018
  • Table 13: Italian Card Payments Channel Size by Transaction Value (US$ Billion), 2009-2018
  • Table 14: Italian Credit Cards Category Size by Volume of Cards (Thousand), 2009-2018
  • Table 15: Italian Credit Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Table 16: Italian Credit Cards Category Size by Transaction Value (US$ Billion), 2009-2018
  • Table 17: Italian Credit Card Category Size by Transactions Volume (Million), 2009-2018
  • Table 18: Italian Personal Credit Cards Segment Size by Volume of Cards (Thousand), 2009-2018
  • Table 19: Italian Personal Credit Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 20: Italian Personal Credit Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 21: Italian Personal Credit Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Table 22: Italian Commercial Credit Cards Segment Size by Volume of Cards (Thousand), 2009-2018
  • Table 23: Italian Commercial Credit Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 24: Italian Commercial Credit Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 25: Italian Commercial Credit Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Table 26: Italian Debit Cards Category Size by Volume of Cards (Million), 2009-2018
  • Table 27: Italian Debit Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Table 28: Italian Debit Cards Category Size by Transaction Value (US$ Billion), 2009-2018
  • Table 29: Italian Debit Cards Category Size by Transactions Volume (Million), 2009-2018
  • Table 30: Italian Charge Cards Category Size by Volume of Cards (Million), 2009-2018
  • Table 31: Italian Charge Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Table 32: Italian Charge Cards Category Size by Transaction Value (US$ Billion), 2009-2018
  • Table 33: Italian Charge Cards Category Size by Transactions Volume (Million), 2009-2018
  • Table 34: Italian Personal Charge Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Table 35: Italian Personal Charge Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 36: Italian Personal Charge Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 37: Italian Personal Charge Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Table 38: Italian Commercial Charge Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Table 39: Italian Commercial Charge Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 40: Italian Commercial Charge Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 41: Italian Commercial Charge Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Table 42: Italian Prepaid Cards Category Size by Volume of Cards (Million), 2009-2018
  • Table 43: Italian Prepaid Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Table 44: Italian Prepaid Cards Category Size by Transaction Value (US$ Billion), 2009-2018
  • Table 45: Italian Open-Loop Prepaid Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Table 46: Italian Open-Loop Prepaid Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 47: Italian Open-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 48: Italian Closed-Loop Prepaid Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Table 49: Italian Closed-Loop Prepaid Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Table 50: Italian Closed-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2009-2018
  • Table 51: Intesa Sanpaolo - Key Financial Indicators (EUR Billion), December 2011 and 2012
  • Table 52: Intesa Sanpaolo - Card Product Offerings and Key Features
  • Table 53: BNP Paribas Group ? Key Financial Indicators (EUR Billion), December 2012 and 2013
  • Table 54: BNL - Card Product Offerings and Key Features
  • Table 55: Deutsche Bank- Key Financial Indicators (EUR Million), December 2011 and 2012
  • Table 56: Deutsche Bank - Card Product Offerings and Key Features
  • Table 57: Findomestic Banca - Card Product Offerings and Key Features
  • Table 58: CartaSi- Key Financial Indicators (EUR Million), December 2011 and 2012
  • Table 59: CartaSi- Card Product Offerings and Key Features
  • Table 60: Key Definitions

List of Figures

  • Figure 1: Italian Payment Cards Channel Benchmarked Against Other Large Markets in Europe (%), 2013-2017
  • Figure 2: Italian Card Categories Growth (%), 2009-2018
  • Figure 3: Italian ATMs Penetration (Volume and Penetration Rate), 2009-2018
  • Figure 4: Italian POS Terminals Penetration (Volume and Penetration Rate), 2009-2018
  • Figure 5: Italian Internet Penetration (Internet Users per 100 Inhabitants), 2009-2018
  • Figure 6: Italian EMV Adoption (%), 2009-2013
  • Figure 7: Italian M-Payment Value (EUR Million), 2009-2018
  • Figure 8: Italian E-Commerce Value (EUR Billion), 2009-2018
  • Figure 9: Italian Retail Sales Value (EUR Billion), 2009-2018
  • Figure 10: Italian Nominal GDP Per Capita (US$ Thousand), 2009-2018
  • Figure 11: Italian Real GDP Growth Rate (%), 2009-2018
  • Figure 12: Italian Inflation (Consumer Price Inflation) Rate (%), 2009-2018
  • Figure 13: Italian Payment Channel Share (%), 2009 and 2013
  • Figure 14: Share of Various Types of Card Fraud in Italy (%), 2009 and 2013
  • Figure 15: Italian Card-Not-Present Fraud Value (EUR Million), 2009-2013
  • Figure 16: Italian Counterfeit Card Fraud Value (EUR Million), 2009-2013
  • Figure 17: Italian Lost or Stolen Card Fraud Value (EUR Million), 2009-2013
  • Figure 18: Italian Card ID Theft Value (EUR Million), 2009-2013
  • Figure 19: Italian Cards and Payments Industry Segmentation by Card Type
  • Figure 20: Italian Volume of Outbound Trips (Million), 2009-2018
  • Figure 21: Italian Outbound Tourists Spending (EUR Billion), 2009-2018
  • Figure 22: Italian Card Spending by Retail Product Category (%), 2012
  • Figure 23: Italian Card Spending by Retail Channel (%), 2012
  • Figure 24: Italian Card Payments Channel by Card Category (%), 2009-2018
  • Figure 25: Italian Card Payments Channel Size by Volume of Cards (Million), 2009-2018
  • Figure 26: Italian Card Payments Channel Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 27: Italian Credit Cards Volume and Penetration, 2009-2018
  • Figure 28: Italian Credit Cards Category Size by Volume of Cards (Million), 2009-2018
  • Figure 29: Italian Credit Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 30: Italian Card Category Size by Transactions Volume (Million), 2009-2018
  • Figure 31: Italian Credit Cards Transactions Value by Channel (EUR Billion), 2009-2018
  • Figure 32: Italian Credit Cards Transactions Volume by Channel (Million), 2009-2018
  • Figure 33: Italian Personal Credit Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Figure 34: Italian Personal Credit Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 35: Italian Personal Credit Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Figure 36: Italian Commercial Credit Cards Segment Size by Volume of Cards (Thousand), 2009-2018
  • Figure 37: Italian Commercial Credit Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 38: Italian Commercial Credit Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Figure 39: Italian Credit Cards Category Share by Scheme (%), 2012
  • Figure 40: Italian Credit Cards Category Share by Issuer (%), 2012
  • Figure 41: Italian Debit Cards Category Volume and Penetration, 2009-2018
  • Figure 42: Italian Debit Card Category Size by Volume of Cards (Million), 2009-2018
  • Figure 43: Italian Debit Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 44: Italian Debit Cards Category Size by Transactions Volume (Billion), 2009-2018
  • Figure 45: Italian Debit Cards Transactions Value by Channel (EUR Billion), 2009-2018
  • Figure 46: Italian Debit Cards Transactions Volume by Channel (Billion), 2009-2018
  • Figure 47: Italian Debit Cards Category Share by Scheme (%), 2012
  • Figure 48: Italian Debit Cards Category Share by Issuer (%), 2012
  • Figure 49: Italian Charge Cards Category Volume and Penetration, 2009-2018
  • Figure 50: Italian Charge Card Category Size by Volume of Cards (Million), 2009-2018
  • Figure 51: Italian Charge Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 52: Italian Charge Cards Category Size by Transactions Volume (Million), 2009-2018
  • Figure 53: Italian Charge Cards Transactions Value by Channel (EUR Billion), 2009-2018
  • Figure 54: Italian Charge Card Transactions Volume by Channel (Million), 2009-2018
  • Figure 55: Italian Personal Charge Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Figure 56: Italian Personal Charge Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 57: Italian Personal Charge Cards Segment Size by Transactions Volume (Million), 2009-2018
  • Figure 58: Italian Commercial Charge Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Figure 59: Italian Commercial Charge Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 60: Italian Commercial Charge Cards Segment Size by Transaction Volume (Million), 2009-2018
  • Figure 61: Italian Charge Cards Category Share by Scheme (%), 2012
  • Figure 62: Italian Charge Cards Category Share by Issuer (%), 2012
  • Figure 63: Italian Prepaid Cards Category Volume and Penetration, 2009-2018
  • Figure 64: Italian Prepaid Cards Category Size by Volume of Cards (Million), 2009-2018
  • Figure 65: Italian Prepaid Cards Category Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 66: Italian Open-Loop Prepaid Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Figure 67: Italian Open-Loop Prepaid Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 68: Italian Closed-Loop Prepaid Cards Segment Size by Volume of Cards (Million), 2009-2018
  • Figure 69: Italian Closed-Loop Prepaid Cards Segment Size by Transaction Value (EUR Billion), 2009-2018
  • Figure 70: Italian Acquirers Market Shares (%), 2013
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