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市場調查報告書

英國的債權人保險市場:主要趨勢和機會

Creditor Insurance in the UK - Key Trends and Opportunities to 2018

出版商 Timetric 商品編碼 291091
出版日期 內容資訊 英文 63 Pages
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英國的債權人保險市場:主要趨勢和機會 Creditor Insurance in the UK - Key Trends and Opportunities to 2018
出版日期: 2015年05月29日 內容資訊: 英文 63 Pages
簡介

所謂債權人保險,在是萬一生病、失業時,避免未繳債務風險來保護保險契約者。銀行主導銷售模式估計50億英鎊不過佔市場的些許部分。整體保險費收入在2012年為7,110億英鎊,與去年同期相比減少7.9%。以不景氣和高失業率為背景,保險費的年複合成長率,從2008年開始虧損7.4%。由於來自客戶的申訴劇增,銀行也從市場撤退了。

本報告提供英國的債權人保險市場相關調查分析、市場分析、市場規模、推動市場要素與預測、通路相關資訊、主要交易、最新趨勢、法規趨勢,再加上主要企業簡介等,為您概述為以下內容。

第1章 摘要整理

第2章 簡介

第3章 市場分析

  • 市場規模
  • 保險申請
  • 推動市場要素
  • 市場預測
  • 通路

第4章 競爭情形

  • 投資收益
  • 檢驗:前幾名企業
  • 商品的技術創新
  • 債權人保險:SWOT分析

第5章 波特的五力分析

  • 供應商談判力:低
  • 買主談判力:中
  • 進入障礙:高
  • 企業間競爭:中
  • 替代商品的威脅:中∼高

第6章 交易

  • Genworth Financial和 Monmouthshire Building Society合作

第7章 最新趨勢

  • 還款保障保險(PPI)的申訴頂峰
  • 收入監視可揭示不當銷售
  • PPI的申訴保險公司

第8章 法規與合法性

  • 最近的修改
  • 下次的法規

第9章 宏觀經濟的背景

  • 實質GDP成長率
  • 勞動市場
  • 利率
  • 融資、信用卡

第10章 企業簡介

  • 調查項目:企業概要、主要產品、競爭企業、員工等
    • Aviva Plc
    • Direct Line Insurance Group Plc
    • Genworth Financial
    • Pinnacle Insurance Plc
    • Sterling Insurance Group Ltd

第11章 統計

  • 實際成果
  • 預測

第12章 附錄

圖表

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目錄
Product Code: FS0134MR

This report is the result of extensive research on the creditor insurance industry in the UK, covering the market dynamics and competitive landscape through insights and forecasts. It also discusses key products and distribution channels, and gives an overview of the leading companies in the category.

Summary

  • The report provides market analysis, information and insights into the UK creditor insurance business.
  • It also provides a snapshot of market size, market dynamics and market segmentation.
  • The report analyzes key drivers and the outlook for the market.
  • It summarizes news and regulatory developments in the category.

Scope

  • This report provides a comprehensive analysis of the creditor insurance market in the UK.
  • It provides historical values for the creditor insurance market for the report's 2009-2013 review period and to a great extent for 2014.
  • It offers analysis and outlooks of the creditor insurance business.
  • It provides a snapshot of market dynamics and market drivers.
  • It profiles top creditor insurers in the UK and outlines their performances.

Reasons To Buy

  • Gain an understanding of the UK creditor insurance market.
  • Learn about the performance of market drivers, market dynamics and product offers.
  • Explore key competitors in the category and their performances.
  • Find out more on key regulations and recent developments in the market.

Table of Contents

1. Executive Summary

2. Introduction

  • 2.1. What is this Report About?
  • 2.2. Definitions
  • 2.3. Methodology

3. Market Analysis

  • 3.1. Market Background and Introduction
  • 3.2. Market Size
    • 3.2.1. Penetration and density
  • 3.3. Market Drivers
    • 3.3.1. Lending to individuals
    • 3.3.2. Consumer confidence
    • 3.3.3. Labor market
  • 3.4. Market Outlook

4. Competitive Landscape

  • 4.1. Market Participants
  • 4.2. Market Shares and Performance at Company Level
  • 4.3. Creditor Insurance - SWOT Analysis

5. News and Deals

  • 5.1. FCA fines Clydesdale Bank for failings in PPI complaint handling
  • 5.2. PPI complaints numbers slowly start to level off
  • 5.3. FCA to gather evidence on how the PPI complaints process is working

6. Regulation and Compliance

  • 6.1. Regulatory Framework
  • 6.2. Recent Regulatory Changes
    • 6.2.1. Consumer Insurance (Disclosure and Representations) Act
  • 6.3. Upcoming Regulation
    • 6.3.1. Insurance Bill
    • 6.3.2. Solvency II
    • 6.3.3. Senior Insurance Managers Regime

7. Economic Backdrop

  • 7.1. Real GDP growth
  • 7.2. Demographics
  • 7.3. Labor Market and Household Spending Power
  • 7.4. Sales and Lending to Business
  • 7.5. Inflation and Interest Rates

8. Company Profiles

  • 8.1. Allianz Plc - Company Overview
    • 8.1.1. Allianz Plc - key facts
    • 8.1.2. Allianz Plc - main products
    • 8.1.3. Allianz Plc - main competitors
    • 8.1.4. Allianz Plc - key employees
  • 8.2. Aviva Plc - Company Overview
    • 8.2.1. Aviva Plc - key facts
    • 8.2.2. Aviva Plc - main products
    • 8.2.3. Aviva Plc - main competitors
    • 8.2.4. Aviva Plc - key employees
  • 8.3. Axa UK Plc - Company Overview
    • 8.3.1. Axa UK Plc - key facts
    • 8.3.2. Axa UK Plc - main products
    • 8.3.3. Axa UK Plc - main competitors
    • 8.3.4. Axa UK Plc - key employees
  • 8.4. Direct Line Insurance Group Plc - Company Overview
    • 8.4.1. Direct Line Insurance Group Plc - key facts
    • 8.4.2. Direct Line Insurance Group Plc - main products
    • 8.4.3. Direct Line Insurance Group Plc - main competitors
    • 8.4.4. Direct Line Insurance Group Plc - key employees
  • 8.5. Genworth Financial Inc. - Company Overview
    • 8.5.1. Genworth Financial Inc. - key facts
    • 8.5.2. Genworth Financial Inc. - main products
    • 8.5.3. Genworth Financial Inc. - main competitors
    • 8.5.4. Genworth Financial Inc. - key employees
  • 8.6. Great Lakes Reinsurance (UK) Plc - Company Overview
    • 8.6.1. Great Lakes Reinsurance (UK) Plc - key facts
    • 8.6.2. Great Lakes Reinsurance (UK) Plc - main products
    • 8.6.3. Great Lakes Reinsurance (UK) Plc - main competitors
    • 8.6.4. Great Lakes Reinsurance (UK) Plc - key employees
  • 8.7. Legal & General Group Plc - Company Overview
    • 8.7.1. Legal & General Group Plc - key facts
    • 8.7.2. Legal & General Group Plc - main products
    • 8.7.3. Legal & General Group Plc - main competitors
    • 8.7.4. Legal & General Group Plc - key employees
  • 8.8. Lloyds Banking Group Plc - Company Overview
    • 8.8.1. Lloyds Banking Group Plc - key facts
    • 8.8.2. Lloyds Banking Group Plc - main products
    • 8.8.3. Lloyds Banking Group Plc - main competitors
    • 8.8.4. Lloyds Banking Group Plc - key employees
  • 8.9. Pinnacle Insurance Plc - Company Overview
    • 8.9.1. Pinnacle Insurance Plc - key facts
    • 8.9.2. Pinnacle Insurance Plc - main products
    • 8.9.3. Pinnacle Insurance Plc - main competitors
    • 8.9.4. Pinnacle Insurance Plc - key employees
  • 8.10. Royal & Sun Alliance Insurance Plc - Company Overview
    • 8.10.1. Royal & Sun Alliance Insurance Plc - key facts
    • 8.10.2. Royal & Sun Alliance Insurance Plc - main products
    • 8.10.3. Royal & Sun Alliance Insurance Plc - main competitors
    • 8.10.4. Royal & Sun Alliance Insurance Plc - key employees

9. Statistics

  • 9.1. Review Period 2009-2013
  • 9.2. Forecast Period 2014-2018

10. Appendix

  • 10.1. Methodology
  • 10.2. Contact Timetric
  • 10.3. About Timetric
  • 10.4. Timetric's Services
  • 10.5. Disclaimer

List of Tables

  • Table 1: Insurance Industry Definition
  • Table 2: The UK - PPI Refund and Compensation Payout, 2011-2015
  • Table 3: The UK - Creditor Insurance Companies, 2014
  • Table 4: The UK - Creditor Insurance - SWOT Analysis
  • Table 5: Allianz Plc - Key Facts
  • Table 6: Allianz Plc - Main Products
  • Table 7: Allianz Plc - Key Employees
  • Table 8: Aviva Plc - Key Facts
  • Table 9: Aviva Plc - Main Products
  • Table 10: Aviva Plc - Key Employees
  • Table 11: Axa UK Plc - Key Facts
  • Table 12: Axa UK Plc - Main Products
  • Table 13: Axa UK Plc - Key Employees
  • Table 14: Direct Line Insurance Group Plc - Key Facts
  • Table 15: Direct Line Insurance Group Plc - Main Products
  • Table 16: Direct Line Insurance Group Plc - Key Employees
  • Table 17: Genworth Financial Inc. - Key Facts
  • Table 18: Genworth Financial Inc. - Main Products
  • Table 19: Genworth Financial Inc. - Key Employees
  • Table 20: Great Lakes Reinsurance (UK) Plc - Key Facts
  • Table 21: Great Lakes Reinsurance (UK) Plc - Main Products
  • Table 22: Great Lakes Reinsurance (UK) Plc - Key Employees
  • Table 23: Legal & General Group Plc - Key Facts
  • Table 24: Legal & General Group Plc - Main Products
  • Table 25: Legal & General Group Plc - Key Employees
  • Table 26: Lloyds Banking Group Plc - Key Facts
  • Table 27: Lloyds Banking Group Plc - Main Products
  • Table 28: Lloyds Banking Group Plc - Key Employees
  • Table 29: Pinnacle Insurance Plc - Key Facts
  • Table 30: Pinnacle Insurance Plc - Main Products
  • Table 31: Axa UK Plc - Key Employees
  • Table 32: Royal & Sun Alliance Insurance Plc - Key Facts
  • Table 33: Royal & Sun Alliance Insurance Plc - Main Products
  • Table 34: Royal & Sun Alliance Insurance Plc - Key Employees
  • Table 35: The UK - Creditor Insurance, 2009-2013
  • Table 36: The UK - Creditor Insurance, 2014-2018

List of Figures

  • Figure 1: The UK - Number of PPI Complaints to the Financial Ombudsman, 2008-2014
  • Figure 2: The UK - Creditor Insurance - Gross Written Premium, 2009-2014
  • Figure 3: The UK - Creditor Insurance - Penetration and Density, 2009-2014
  • Figure 4: The UK - Net Lending to Individuals, 2009-2015
  • Figure 5: The UK - Lending to Individuals, Consumer Credit and Mortgage Shares, 2009-2015
  • Figure 6: The UK - Gross and Net Mortgage Lending, 2009-2015
  • Figure 7: The UK - Gross Consumer Credit Lending, 2009-2015
  • Figure 8: The UK - Net Consumer Credit Lending (Average), 2009-2015
  • Figure 9: The UK - Consumer Confidence Index, 2006-2015
  • Figure 10: The UK - Sickness Absence in the Labor Market, 2000-2013
  • Figure 11: The UK - Creditor Insurance - Gross Written Premium Forecast, 2014-2018
  • Figure 12: The UK - Market Shares (GWP) of the 10 Largest Creditor Insurers, 2013
  • Figure 13: The UK - Market Shares (GWP) in Creditor Insurance by Company Size, 2011-2013
  • Figure 14: The UK - Top 5 UK Creditor Insurers' GWP, 2009-2013
  • Figure 15: The UK - Creditor GWP to Total Non-Life GWP, Selected Companies, 2011-2013
  • Figure 16: The UK - Creditor GWP to Total Non-Life GWP, Specialists, 2011-2013
  • Figure 17: The UK - GWP Comparison, Selected Companies, 2013-2014
  • Figure 18: The UK - Insurance Regulatory Framework
  • Figure 19: The UK - Real GDP Growth, 2009-2018
  • Figure 20: The UK - Demographics, 1995-2013
  • Figure 21: The UK - Labor Market, 2004-2014
  • Figure 22: The UK - Average Weekly Earnings, 2004-2013
  • Figure 23: The UK - Financial Institutions' Net Lending to Non-financial Businesses, 2005-2014
  • Figure 24: The UK - Construction Output, 2005-2014
  • Figure 25: The UK - Manufacturers' Product and Retail Sales, 2005-2014
  • Figure 26: The UK - Consumer Price Index Headline, 2004-2014
  • Figure 27: The UK - Bank of England Interest Rate, 2003-2014
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