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馬來西亞的個人意外險及健康保險市場:主要趨勢和機會

Personal Accident and Health Insurance in Malaysia, Key Trends and Opportunities to 2019

出版商 Timetric 商品編碼 288585
出版日期 內容資訊 英文 120 Pages
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馬來西亞的個人意外險及健康保險市場:主要趨勢和機會 Personal Accident and Health Insurance in Malaysia, Key Trends and Opportunities to 2019
出版日期: 2015年10月13日 內容資訊: 英文 120 Pages
簡介

本報告提供馬來西亞的個人意外險及健康保險市場最新趨勢與未來展望相關分析、國家整體的經濟與人口趨勢,及市場趨勢的實際成果值和預測值 (損失額/賠付率、手續費與產業經費、綜合率、詐騙與犯罪數量、總資產額、投資收益總額、自我持有資金等,過去、今後5年份)、流通管道結構、產業內的競爭結構、主要企業簡介、相關稅制與法規資訊、近幾年的市場結構的變化等資訊彙整,為您概述為以下內容。

第1章 主要資料與分析概要

第2章 摘要整理

第3章 簡介

  • 本報告概要
  • 定義
  • 分析方法

第4章 經濟、人口趨勢

第5章 個人意外險及健康保險市場未來展望

  • 主要的推動因素
  • 主要趨勢
  • 課題
  • 個人意外險及健康保險市場成長率預測:各類別
    • 個人意外險
    • 健康保險

第6章 各流通管道分析

  • 直銷
  • 銀行保險
  • 代理店
  • 仲介

第7章 競爭環境與策略性考察

  • 概要
  • 馬來西亞的個人意外保險、健康保險市場主要企業

第8章 治理、風險、合規性

  • 相關法規的概要與到目前為止的轉變
  • 近來的法規修改
  • 各保險種類的法規
    • 人壽保險
    • 財產保險
    • 汽車保險
    • 第三責任險
    • 海上、航空、運輸保險
    • 個人意外險及健康保險
  • 強制保險
    • 第三人意外責任險
    • 旅遊保險
    • 勞工保險
    • 污染賠償保險
  • 監督、管理體制
    • 保險監督者國際機構 (IAIS)
    • 馬來西亞中央銀行 (Bank Negara Malaysia)
    • 馬來西亞綜合保險協會
    • 馬來西亞人壽保險協會 (LIAM)
  • 未認證保險的法規
    • 概要
    • 經紀人
    • 市場慣例
    • 罰款、懲罰
  • 企業的登記與經營
    • 保險組織的種類
    • 現場企業的創設
    • 外資擁有法規
    • 授權的種類
    • 必要資本數量
    • 清償能力保證金
    • 儲備金的必要條件
    • 投資法規
    • 法規上的收益報告義務
    • 保險費結構
  • 課稅
    • 對保險費/保險商品的課稅
    • 公司稅
    • 增值稅 (VAT)
    • 自體保險
  • 法律體系
    • 簡介
    • 法庭的點閱存取
    • 審判外解決紛爭手續 (ADR)

第9章 附錄

圖表一覽

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目錄
Product Code: IS0998MR

Timetric's 'Personal Accident and Health Insurance in Malaysia, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers, challenges in the Malaysian personal accident and health insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2010-2014) and forecast period (2014-2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Malaysian economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary

Timetric's 'Personal Accident and Health Insurance in Malaysia, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the Malaysian personal accident and health insurance segment, including:

  • The Malaysian personal accident and health insurance segment's growth prospects by insurance category
  • Key trends, drivers and challenges for the personal accident and health insurance segment
  • A comprehensive overview of the Malaysian economy and demographics
  • The various distribution channels in the Malaysian life insurance segment
  • Details of the competitive landscape in the personal accident and health insurance segment in Malaysia
  • Details of regulatory policy applicable to the Malaysian insurance industry

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Malaysia:

  • It provides historical values for the Malaysian personal accident and health insurance segment for the report's 2010-2014 review period, and projected figures for the 2014-2019 forecast period.
  • It offers a detailed analysis of the key categories in the Malaysian personal accident and health insurance segment, and market forecasts to 2019.
  • It analyzes the various distribution channels for personal accident and health insurance products in Malaysia.
  • It profiles the top personal accident and health insurance companies in Malaysia, and outlines the key regulations affecting them.

Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Malaysian personal accident and health insurance segment and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Malaysian personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Malaysian insurance industry, and their impact on companies and the industry's future.

Table of Contents

1. Key Facts and Highlights

2. Executive Summary

3. Introduction

  • 3.1. What is this Report About?
  • 3.2. Definitions
  • 3.3. Methodology

4. Economy and Demographics

5. Personal Accident and Health Insurance Segment Outlook

  • 5.1. Key Drivers
  • 5.2. Key Trends
  • 5.3. Challenges
  • 5.4. Personal Accident and Health Insurance Growth Prospects by Category
    • 5.4.1. Personal accident insurance
    • 5.4.2. Health insurance

6. Analysis by Distribution Channel

  • 6.1. Direct Marketing
  • 6.2. Bancassurance
  • 6.3. Agencies
  • 6.4. Brokers

7. Competitive Landscape and Strategic Insights

  • 7.1. Overview
  • 7.2. Leading Companies in the Malaysian Personal Accident and Health Insurance Segment
    • 7.2.1. Allianz General Insurance Company (Malaysia) Berhad - company overview
    • 7.2.2. MSIG Insurance (Malaysia) Bhd - company overview
    • 7.2.3. Etiqa Insurance Berhad - company overview
    • 7.2.4. Lonpac Insurance Berhad - company overview
    • 7.2.5. Axa Affin General Insurance Bhd - company overview
    • 7.2.6. Tokio Marine Insurans (Malaysia) Berhad - company overview
    • 7.2.7. ACE Jerneh Insurance Bhd - company overview
    • 7.2.8. Zurich Insurance Malaysia Berhad - company overview
    • 7.2.9. Multi-Purpose Insurans Berhad - company overview
    • 7.2.10. Berjaya Sompo Insurance Berhad - company overview

8. Governance, Risk and Compliance

  • 8.1. Legislation Overview and Historical Evolution
  • 8.2. Latest Changes in Regulations
  • 8.3. Regulations by Type of Insurance
    • 8.3.1. Life insurance
    • 8.3.2. Property insurance
    • 8.3.3. Motor insurance
    • 8.3.4. Liability insurance
    • 8.3.12. Marine, aviation and transit insurance
    • 8.3.13. Personal accident and health insurance
  • 8.4. Compulsory Insurance
    • 8.4.1. Motor third-party liability insurance
    • 8.4.2. Travel insurance
    • 8.4.3. Workmen's compensation insurance
    • 8.4.4. Insurance against liability for pollution
  • 8.5. Supervision and Control
    • 8.5.1. International Association of Insurance Supervisors
    • 8.5.2. Central Bank of Malaysia or Bank Negara Malaysia
    • 8.5.3. General Insurance Association of Malaysia
    • 8.5.4. Life Insurance Association of Malaysia (LIAM)
  • 8.6. Non-Admitted Insurance Regulations
    • 8.6.1. Overview
    • 8.6.2. Intermediaries
    • 8.6.3. Market practices
    • 8.6.4. Fines and penalties
  • 8.7. Company Registration and Operations
    • 8.7.1. Types of insurance organization
    • 8.7.2. Establishing a local company
    • 8.7.3. Foreign ownership
    • 8.7.4. Types of license
    • 8.7.5. Capital requirements
    • 8.7.6. Solvency margins
    • 8.7.7. Reserve requirements
    • 8.7.8. Investment regulations
    • 8.7.9. Statutory return requirements
    • 8.7.10. Fee structure
  • 8.8. Taxation
    • 8.8.1. Insurance premium or policy taxation
    • 8.8.2. Corporate tax
    • 8.8.3. VAT
    • 8.8.4. Captives
  • 8.9. Legal System
    • 8.9.1. Introduction
    • 8.9.2. Access to court
    • 8.9.3. Alternative dispute resolution (ADR)

9. Appendix

  • 9.1. Methodology
  • 9.2. Contact Timetric
  • 9.3. About Timetric
  • 9.4. Timetric's Services
  • 9.5. Disclaimer

List of Tables

  • Table 1: Malaysian Personal Accident and Health Insurance - Key Facts, 2014
  • Table 2: Insurance Industry Definitions
  • Table 3: Malaysian Government Credit Ratings
  • Table 4: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (MYR Billion), 2010-2014
  • Table 5: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
  • Table 6: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (MYR Billion), 2014-2019
  • Table 7: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
  • Table 8: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (MYR Billion), 2010-2014
  • Table 9: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
  • Table 10: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (MYR Billion), 2014-2019
  • Table 11: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
  • Table 12: Malaysian Personal Accident and Health Insurance - Net Earned Premium (MYR Billion), 2010-2014
  • Table 13: Malaysian Personal Accident and Health Insurance - Net Earned Premium (MYR Billion), 2014-2019
  • Table 14: Malaysian Personal Accident and Health Insurance - Paid Claims by Category (MYR Million), 2010-2014
  • Table 15: Malaysian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2010-2014
  • Table 16: Malaysian Personal Accident and Health Insurance - Paid Claims by Category (MYR Million), 2014-2019
  • Table 17: Malaysian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2014-2019
  • Table 18: Malaysian Personal Accident and Health Insurance - Incurred Loss by Category (MYR Million), 2010-2014
  • Table 19: Malaysian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2010-2014
  • Table 20: Malaysian Personal Accident and Health Insurance - Incurred Loss by Category (MYR Million), 2014-2019
  • Table 21: Malaysian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2014-2019
  • Table 22: Malaysian Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
  • Table 23: Malaysian Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
  • Table 24: Malaysian Personal Accident and Health Insurance - Commission and Expenses (MYR Billion), 2010-2014
  • Table 25: Malaysian Personal Accident and Health Insurance - Commission and Expenses (MYR Million), 2014-2019
  • Table 26: Malaysian Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
  • Table 27: Malaysian Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
  • Table 28: Malaysian Personal Accident and Health Insurance - Total Assets (MYR Billion), 2010-2014
  • Table 29: Malaysian Personal Accident and Health Insurance - Total Assets (MYR Billion), 2014-2019
  • Table 30: Malaysian Personal Accident and Health Insurance - Total Investment Income (MYR Million), 2010-2014
  • Table 31: Malaysian Personal Accident and Health Insurance - Total Investment Income (MYR Million), 2014-2019
  • Table 32: Malaysian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
  • Table 33: Malaysian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
  • Table 34: Malaysian Personal Accident Insurance - Direct Written Premium (MYR Billion), 2010-2014
  • Table 35: Malaysian Personal Accident Insurance - Direct Written Premium (MYR Billion), 2014-2019
  • Table 36: Malaysian Personal Accident Insurance - Loss Ratio (%), 2010-2014
  • Table 37: Malaysian Personal Accident Insurance - Loss Ratio (%), 2014-2019
  • Table 38: Malaysian Health Insurance - Direct Written Premium (MYR Billion), 2010-2014
  • Table 39: Malaysian Health Insurance - Direct Written Premium (MYR Billion), 2014-2019
  • Table 40: Malaysian Health Insurance - Paid Claim (MYR Million), 2010-2014
  • Table 41: Malaysian Health Insurance - Paid Claim (MYR Million), 2014-2019
  • Table 42: Malaysian Health Insurance - Loss Ratio (%), 2010-2014
  • Table 43: Malaysian Health Insurance - Loss Ratio (%), 2014-2019
  • Table 44: Malaysian Personal Accident and Health Insurance - Sales Force, 2010-2014
  • Table 45: Malaysian Personal Accident and Health Insurance - Sales Force, 2014-2019
  • Table 46: Malaysian Personal Accident and Health Insurance - Number of Banking Entities, 2010-2014
  • Table 47: Malaysian Personal Accident and Health Insurance - Number of Banking Entities, 2014-2019
  • Table 48: Malaysian Personal Accident and Health Insurance - Number of Insurance Agents, 2010-2014
  • Table 49: Malaysian Personal Accident and Health Insurance - Number of Insurance Agents, 2014-2019
  • Table 50: Malaysian Personal Accident and Health Insurance - Number of Insurance Brokers, 2010-2014
  • Table 51: Malaysian Personal Accident and Health Insurance - Number of Insurance Brokers, 2014-2019
  • Table 52: Key Insurers in the Malaysian Personal Accident and Health Insurance Segment, 2014
  • Table 53: Allianz General Insurance Company (Malaysia) Berhad - Key Facts
  • Table 54: MSIG Insurance (Malaysia) Bhd - Key Facts
  • Table 55: Etiqa Insurance Berhad - Key Facts
  • Table 56: Lonpac Insurance Berhad - Key Facts
  • Table 57: Axa Affin General Insurance Berhad - Key Facts
  • Table 58: Tokio Marine Insurans (Malaysia) Berhad - Key Facts
  • Table 59: ACE Jerneh Insurance Bhd - Key Facts
  • Table 60: Zurich Insurance Malaysia Berhad - Key Facts
  • Table 61: Multi-Purpose Insurans Bhd - Key Facts
  • Table 62: Berjaya Sompo Insurance Berhad - Key Facts
  • Table 63: Malaysia - Insurance Regulatory Framework Key Features
  • Table 64: Malaysia - Life Insurance Regulatory Framework
  • Table 65: Malaysia - Property Insurance Regulatory Framework
  • Table 66: Malaysia - Motor Insurance Regulatory Framework
  • Table 67: Malaysia - Liability Insurance Regulatory Framework
  • Table 68: Malaysia - Licensing Fee Structure for Insurers and Intermediaries
  • Table 69: Malaysia - Annual Fee Structure for Licensed Insurers
  • Table 70: Malaysia - Corporate Tax Rates for the Financial Year 2015

List of Figures

  • Figure 1: Malaysian Real GDP (MYR Trillion), 2010-2019
  • Figure 2: MYR - US$ Exchange Rate, 2010-2019
  • Figure 3: Malaysian Consumer Price Inflation, 2010-2019
  • Figure 4: Malaysian Current Account Balance as Percentage of GDP (%), 2010-2013
  • Figure 5: Malaysian Unemployment Rate, 2010-2019
  • Figure 6: Malaysian Population by Age Group, 1991-2025
  • Figure 7: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (MYR Billion), 2010-2019
  • Figure 8: Malaysian Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
  • Figure 9: Malaysian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
  • Figure 10: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (MYR Billion), 2010-2019
  • Figure 11: Malaysian Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
  • Figure 12: Malaysian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
  • Figure 13: Malaysian Personal Accident and Health Insurance - Net Earned Premium (MYR Billion), 2010-2014
  • Figure 14: Malaysian Personal Accident and Health Insurance - Net Earned Premium (MYR Billion), 2014-2019
  • Figure 15: Malaysian Personal Accident and Health Insurance - Paid Claims by Category (MYR Million), 2010-2019
  • Figure 16: Malaysian Personal Accident and Health Insurance - Incurred Loss by Category (MYR Million), 2010-2019
  • Figure 17: Malaysian Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
  • Figure 18: Malaysian Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
  • Figure 19: Malaysian Personal Accident and Health Insurance - Commission and Expenses (MYR Million), 2010-2014
  • Figure 20: Malaysian Personal Accident and Health Insurance - Commission and Expenses (MYR Million), 2014-2019
  • Figure 21: Malaysian Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
  • Figure 22: Malaysian Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
  • Figure 23: Malaysian Personal Accident and Health Insurance - Total Assets (MYR Billion), 2010-2014
  • Figure 24: Malaysian Personal Accident and Health Insurance - Total Assets (MYR Billion), 2014-2019
  • Figure 25: Malaysian Personal Accident and Health Insurance - Total Investment Income (MYR Million), 2010-2014
  • Figure 26: Malaysian Personal Accident and Health Insurance - Total Investment Income (MYR Million), 2014-2019
  • Figure 27: Malaysian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
  • Figure 28: Malaysian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
  • Figure 29: Malaysian Personal Accident and Health Insurance - Investment Portfolio (MYR Million), 2010-2014
  • Figure 30: Malaysian Personal Accident and Health Insurance - Investment Portfolio (% Share), 2010 and 2014
  • Figure 31: Malaysian Personal Accident and Health Insurance Penetration (Ratio of Direct Premium to GDP), 2010-2014
  • Figure 32: Malaysian Personal Accident and Health Insurance - Density (Direct Premium per Capita), 2010-2014
  • Figure 33: Malaysian Personal Accident Insurance - Direct Written Premium (MYR Billion), 2010-2014
  • Figure 34: Malaysian Personal Accident Insurance - Direct Written Premium (MYR Billion), 2014-2019
  • Figure 35: Malaysian Personal Accident Insurance - Loss Ratio (%), 2010-2014
  • Figure 36: Malaysian Personal Accident Insurance - Loss Ratio (%), 2014-2019
  • Figure 37: Malaysian Health Insurance - Direct Written Premium (MYR Billion), 2010-2014
  • Figure 38: Malaysian Health Insurance - Direct Written Premium (MYR Billion), 2014-2019
  • Figure 39: Malaysian Health Insurance - Paid Claim (MYR Million), 2010-2014
  • Figure 40: Malaysian Health Insurance - Paid Claim (MYR Million), 2014-2019
  • Figure 41: Malaysian Health Insurance - Loss Ratio (%), 2010-2014
  • Figure 42: Malaysian Health Insurance - Loss Ratio (%), 2014-2019
  • Figure 43: Malaysian Personal Accident and Health Insurance - Sales Force, 2010-2014
  • Figure 44: Malaysian Personal Accident and Health Insurance - Sales Force, 2014-2019
  • Figure 45: Malaysian Personal Accident and Health Insurance - Number of Banking Entities, 2010-2014
  • Figure 46: Malaysian Personal Accident and Health Insurance - Number of Banking Entities, 2014-2019
  • Figure 47: Malaysian Personal Accident and Health Insurance - Number of Insurance Agents, 2010-2014
  • Figure 48: Malaysian Personal Accident and Health Insurance - Number of Insurance Agents, 2014-2019
  • Figure 49: Malaysian Personal Accident and Health Insurance - Number of Insurance Brokers, 2010-2014
  • Figure 50: Malaysian Personal Accident and Health Insurance - Number of Insurance Brokers, 2014-2019
  • Figure 51: Malaysia - Insurance Supervision and Control at Various Levels
  • Figure 52: Malaysia - Insurance Regulatory Frameworks for Company Registration and Operation
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