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馬來西亞的人壽保險市場:主要趨勢與市場機會

Life Insurance in Malaysia, Key Trends and Opportunities to 2020

出版商 Timetric 商品編碼 236979
出版日期 內容資訊 英文 125 Pages
商品交期: 最快1-2個工作天內
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馬來西亞的人壽保險市場:主要趨勢與市場機會 Life Insurance in Malaysia, Key Trends and Opportunities to 2020
出版日期: 2017年01月09日 內容資訊: 英文 125 Pages
簡介

本報告提供馬來西亞的人壽保險市場最新趨勢與未來展望相關分析、國家整體的經濟與人口趨勢,及市場趨勢的實際成果值和預測值 (損失額/賠付率、手續費與產業經費、綜合率、詐騙與犯罪數量、總資產額、投資收益總額、自我持有資金等,過去與今後5年份)、各市場區隔的流通管道結構、保險產業整體競爭力、主要企業簡介、相關稅制與法規資訊、近幾年的市場結構的變化等資訊彙整,為您概述為以下內容。

第1章 主要資料與分析概要

第2章 摘要整理

第3章 簡介

  • 本報告概要
  • 定義
  • 分析方法

第4章 經濟、人口趨勢

第5章 人壽保險產業的未來展望

  • 主要的推動因素
  • 主要趨勢
  • 課題
  • 人壽保險市場成長預測:各類別
  • 個人壽險
    • 個人終身保險
    • 一般個人年金保險
    • 個人養老保險
    • 個人定期人壽保險
    • 其他保險
  • 團體人壽保險
    • 團體終身保險
    • 其他團體保險
  • 人壽保險市場成長預測:商品的各類型
    • 個人用保險費一次付清人壽保險
    • 個人用人壽保險 (保險費一次付清之外)
    • 團體用保險費一次付清人壽保險
    • 團體用人壽保險 (保險費一次付清之外)
    • 綜合鏈接型保險產業
    • 綜合非鏈接型保險產業

第6章 各銷售管道分析

  • 直銷
  • 銀行保險
  • 代理店
  • 仲介

第7章 競爭環境與策略性考察

  • 概要
  • 人壽保險產業的主要企業

第8章 治理、風險、合規性

  • 相關法規的概要與到目前為止的轉變
  • 近來的法規修改
  • 各保險種類的法規
    • 人壽保險
    • 財產保險
    • 汽車保險
    • 第三責任險
    • 海上、航空、運輸保險
    • 個人意外險及健康保險
  • 強制保險
    • 第三人意外責任險
    • 旅遊保險
    • 勞工保險
    • 污染賠償保險
  • 監督、管理體制
    • 保險監督者國際機構 (IAIS)
    • 馬來西亞中央銀行 (Bank Negara Malaysia)
    • 馬來西亞綜合保險協會
    • 馬來西亞人壽保險協會 (LIAM)
  • 未認證保險的法規
    • 概要
    • 經紀人
    • 市場慣例
    • 罰款、懲罰
  • 企業的登記與經營
    • 保險組織的種類
    • 現場企業的創設
    • 外資擁有法規
    • 授權的種類
    • 必要資本數量
    • 清償能力保證金
    • 儲備金的必要條件
    • 投資法規
    • 法規上的收益報告義務
    • 保險費結構
  • 課稅
    • 對保險費/保險商品的課稅
    • 公司稅
    • 增值稅 (VAT)
    • 自體保險
  • 法律體系
    • 簡介
    • 法庭的點閱存取
    • 審判外解決紛爭手續 (ADR)

第9章 附錄

圖表一覽

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目錄
Product Code: IS1376MR

Timetric's 'Life Insurance in Malaysia Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Malaysian life insurance segment, including:

  • An overview of the Malaysian life insurance segment
  • The Malaysian life insurance segment's growth prospects by category
  • A comprehensive overview of the Malaysian economy and demographics
  • A comparison of the Malaysian life insurance segment with its regional counterparts
  • The various distribution channels in the Malaysian life insurance segment
  • Details of the competitive landscape in the life insurance segment in Malaysia
  • Details of regulatory policy applicable to the Malaysian insurance industry

Summary

Timetric's 'Life Insurance in Malaysia Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Malaysian life insurance segment, and a comparison of the Malaysian insurance industry with its regional counterparts.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, total assets, total investment income and retentions during the review period (2011-2015) and forecast period (2015-2020).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Malaysian economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric's research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Scope

This report provides a comprehensive analysis of the life insurance segment in Malaysia:

  • It provides historical values for the Malaysian life insurance segment for the report's 2011-2015 review period, and projected figures for the 2015-2020 forecast period.
  • It offers a detailed analysis of the key categories in the Malaysian life insurance segment, and market forecasts to 2020.
  • It provides a comparison of the Malaysian life insurance segment with its regional counterparts
  • It analyzes the various distribution channels for life insurance products in Malaysia.
  • It profiles the top life insurance companies in Malaysia and outlines the key regulations affecting them.

Reasons To Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Malaysian life insurance segment, and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Malaysian life insurance segment.
  • Assess the competitive dynamics in the life insurance segment.
  • Identify growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Malaysian insurance industry, and their impact on companies and the industry's future.

Table of Contents

1 Key Facts and Highlights

2 Executive Summary

3 Economy and Demographics

4 Segment Outlook

  • 4.1 Regional Comparison
  • 4.2 Segment Indicators
    • 4.2.1 Gross written premium and penetration
    • 4.2.2 Policies sold
    • 4.2.3 Claims
    • 4.2.4 Sum assured
    • 4.2.5 Assets and investments

5 Outlook by Sub-Segment

  • 5.1 Individual Life Insurance
    • 5.1.1 Premium
    • 5.1.2 Policies sold
    • 5.1.3 Penetration
  • 5.2 Group Life Insurance
    • 5.2.1 Premium
    • 5.2.2 Policies sold
    • 5.2.3 Penetration

6 Distribution Channel Outlook

  • 6.1 Analysis by Distribution Channel

7 Competitive Landscape

  • 7.1 Company Profiles
    • 7.1.1 AIA Bhd - company overview
    • 7.1.2 Great Eastern Life Assurance (Malaysia) Bhd - company overview
    • 7.1.3 Prudential Assurance Malaysia Bhd - company overview
    • 7.1.4 Hong Leong Assurance Bhd - company overview
    • 7.1.5 Allianz Life Insurance Malaysia Bhd - company overview

8 Governance, Risk and Compliance

  • 8.1 Legislation Overview and Historical Evolution
  • 8.2 Latest Changes in Regulation
  • 8.3 Legislation and Market Practice by Type of Insurance
    • 8.3.1 Life insurance
    • 8.3.2 Property insurance
    • 8.3.3 Motor insurance
    • 8.3.4 Liability insurance
    • 8.3.5 Marine, aviation and transit insurance
    • 8.3.6 Personal accident and health insurance
  • 8.4 Compulsory Insurance
    • 8.4.1 Motor third-party liability insurance
    • 8.4.2 Travel insurance
    • 8.4.3 Workmen's compensation insurance
    • 8.4.4 Insurance against liability for oil pollution
    • 8.4.5 Foreign workers' health insurance
    • 8.4.6 Professional indemnity insurance
  • 8.5 Supervision and Control
    • 8.5.1 International Association of Insurance Supervisors
    • 8.5.2 Central Bank of Malaysia or Bank Negara Malaysia
    • 8.5.3 General Insurance Association of Malaysia
    • 8.5.4 Life Insurance Association of Malaysia (LIAM)
  • 8.6 Non-Admitted Insurance Regulation
    • 8.6.1 Overview
    • 8.6.2 Intermediaries
    • 8.6.3 Market practices
    • 8.6.4 Fines and penalties
  • 8.7 Company Registration and Operations
    • 8.7.1 Type of insurance organization
    • 8.7.2 Establishing a local company
    • 8.7.3 Foreign ownership
    • 8.7.4 Types of license
    • 8.7.5 Capital requirements
    • 8.7.6 Solvency margins
    • 8.7.7 Reserve requirements
    • 8.7.8 Investment regulations
    • 8.7.9 Statutory return requirements
    • 8.7.10 Fee structure
  • 8.8 Taxation
    • 8.8.1 Insurance premium or policy taxation
    • 8.8.2 Withholding taxes on premium paid overseas
    • 8.8.3 Corporate tax
    • 8.8.4 VAT
    • 8.8.5 Captives
  • 8.9 Legal System
    • 8.9.1 Introduction
    • 8.9.2 Access to court
    • 8.9.3 Alternative dispute resolution (ADR)

9 Databook

  • 9.1 Policies and Premium
  • 9.2 Claims and Expenses
  • 9.3 Assets and Investments
  • 9.4 Direct Marketing and E-Commerce
  • 9.5 Insurance Brokers and Agencies
  • 9.6 Bancassurance and Other Distribution Channels
  • 9.7 Individual Life Insurance
  • 9.8 Individual Life Insurance by Product
  • 9.9 Group Life Insurance
  • 9.1 Group Life Insurance by Product
  • 9.11 Individual Life - Single vs. Non-Single Premium
  • 9.12 Group Life - Single vs. Non-Single Premium
  • 9.13 Linked vs. Non-Linked Policies

10 Definitions and Methodology

  • 10.1 Definitions
  • 10.2 Methodology

11 About Timetric

  • 11.1 Contact Timetric
  • 11.2 About Timetric
  • 11.3 Timetric's Services
  • 11.4 Disclaimer

List of Tables

  • Table 1: Malaysian Life Insurance - Key Facts, 2015
  • Table 2: Malaysian Life Insurance - Segment Shares of the Top Insurers, 2015
  • Table 3: Malaysian Government Credit Ratings
  • Table 4: Malaysian Life Insurance - Gross Written Premium (MYR Billion and US$ Billion), 2011-2015
  • Table 5: Malaysian Life Insurance - Penetration (%), 2011-2015
  • Table 6: Malaysian Life Insurance - Gross Written Premium (MYR Billion and US$ Billion), 2015-2020
  • Table 7: Malaysian Life Insurance - Penetration (%), 2015-2020
  • Table 8: Malaysian Life Insurance - New Business Direct Written Premium (MYR Billion and US$ Billion), 2011-2015
  • Table 9: Malaysian Life Insurance - New Business Direct Written Premium (MYR Billion and US$ Billion), 2015-2020
  • Table 10: Malaysian Life Insurance - Premium per Capita (MYR and US$), 2011-2015
  • Table 11: Malaysian Life Insurance - Premium per Capita (MYR and US$), 2015-2020
  • Table 12: Malaysian Life Insurance - Number of Policies Sold (Million), 2011-2015
  • Table 13: Malaysian Life Insurance - Number of Policies Sold (Million), 2015-2020
  • Table 14: Malaysian Life Insurance - Paid Claims (MYR Billion and US$ Billion), 2011-2015
  • Table 15: Malaysian Life Insurance - Paid Claims (MYR Billion and US$ Billion), 2015-2020
  • Table 16: Malaysian Life Insurance - Sum Assured (MYR Trillion and US$ Billion), 2011-2015
  • Table 17: Malaysian Life Insurance - Sum Assured (MYR Trillion and US$ Billion), 2015-2020
  • Table 18: Malaysian Life Insurance - Total Assets (MYR Billion and US$ Billion), 2011-2015
  • Table 19: Malaysian Life Insurance - Total Assets (MYR Billion and US$ Billion), 2015-2020
  • Table 20: Malaysian Life Insurance - Total Investment Income (MYR Billion and US$ Billion), 2011-2015
  • Table 21: Malaysian Life Insurance - Total Investment Income (MYR Billion and US$ Billion), 2015-2020
  • Table 22: Malaysian Life Insurance - Investment Portfolio (MYR Billion), 2011-2015
  • Table 23: Malaysian Life Insurance - Investment Portfolio (MYR Billion), 2015-2020
  • Table 24: Malaysian Life Insurance - Direct Written Premium by Sub-Segment (MYR Billion),2011-2015
  • Table 25: Malaysian Life Insurance - Direct Written Premium by Sub-Segment (MYR Billion), 2015-2020
  • Table 26: Malaysian Individual Life Insurance - Direct Written Premium by Category (MYR Million), 2011-2015
  • Table 27: Malaysian Individual Life Insurance - Direct Written Premium by Category (MYR Million), 2015-2020
  • Table 28: Malaysian Individual Life Insurance - Number of Policies Sold by Category (Thousand), 2011-2015
  • Table 29: Malaysian Individual Life Insurance - Number of Policies Sold by Category (Thousand), 2015-2020
  • Table 30: Malaysian Group Life Insurance - Direct Written Premium by Category (MYR Billion), 2011-2015
  • Table 31: Malaysian Group Life Insurance - Direct Written Premium by Category (MYR Billion), 2015-2020
  • Table 32: Malaysian Group Life Insurance - Number of Policies Sold by Category (Thousand), 2011-2015
  • Table 33: Malaysian Group Life Insurance - Number of Policies Sold by Category (Thousand), 2015-2020
  • Table 34: Malaysian Life Insurance - New Business Direct Written Premium by Distribution Channel (MYR Billion), 2011-2015
  • Table 35: Malaysian Life Insurance - New Business Direct Written Premium by Distribution Channel (MYR Billion), 2015-2020
  • Table 36: Malaysian Life Insurance - Percentage of New Business Direct Written Premium, by Distribution Channel, 2011-2020
  • Table 37: Malaysian Life Insurance - Segment Shares of the Leading Insurers (%), 2015
  • Table 38: AIA Bhd - Key Facts
  • Table 39: AIA Bhd - Key Financials (MYR Million), 2011-2015
  • Table 40: Great Eastern Life Assurance (Malaysia) Bhd - Key Facts
  • Table 41: Great Eastern Life Assurance (Malaysia) Bhd - Key Financials (MYR Million), 2011-2015
  • Table 42: Prudential Assurance Malaysia Bhd - Key Facts
  • Table 43: Prudential Assurance Malaysia Bhd - Key Financials (MYR Million), 2011-2015
  • Table 44: Hong Leong Assurance Bhd - Key Facts
  • Table 45: Hong Leong Assurance Bhd - Key Financials (MYR Million), 2011-2015
  • Table 46: Allianz Life Insurance Malaysia Bhd - Key Facts
  • Table 47: Allianz Life Insurance Malaysia Bhd - Key Financials (MYR Million), 2011-2015
  • Table 48: Malaysia - Insurance Regulatory Framework Key Features
  • Table 49: Malaysia - Life Insurance Regulatory Framework
  • Table 50: Malaysia - Property Insurance Regulatory Framework
  • Table 51: Malaysia - Fire Insurance: Perils and Premium Rate
  • Table 52: Malaysia - Premium Loading on Basic Rate
  • Table 53: Malaysia - Short Period Insurance Premium Rates
  • Table 54: Malaysia - Motor Insurance Regulatory Framework
  • Table 55: Malaysia - Motor Insurance Rating Tariff
  • Table 56: Malaysia - Liability Insurance Regulatory Framework
  • Table 57: Malaysia - Corporate Tax Rates for the Financial Year 2016
  • Table 58: Malaysian Life Insurance - Policies and Premium, 2011-2015
  • Table 59: Malaysian Life Insurance - Policies and Premium, 2015-2020
  • Table 60: Malaysian Life Insurance - Claims and Expenses, 2011-2015
  • Table 61: Malaysian Life Insurance - Claims and Expenses, 2015-2020
  • Table 62: Malaysian Life Insurance - Assets and Investments, 2011-2015
  • Table 63: Malaysian Life Insurance - Assets and Investments, 2015-2020
  • Table 64: Malaysian Life Insurance - Direct Marketing and E-Commerce, 2011-2015
  • Table 65: Malaysian Life Insurance - Direct Marketing and E-Commerce, 2015-2020
  • Table 66: Malaysian Life Insurance - Insurance Brokers and Agencies, 2011-2015
  • Table 67: Malaysian Life Insurance - Insurance Brokers and Agencies, 2015-2020
  • Table 68: Malaysian Life Insurance - Bancassurance, 2011-2015
  • Table 69: Malaysian Life Insurance - Bancassurance, 2015-2020
  • Table 70: Malaysian Life Insurance - Individual Life Insurance, 2011-2015
  • Table 71: Malaysian Life Insurance - Individual Life Insurance, 2015-2020
  • Table 72: Malaysian Life Insurance - Individual Life Insurance by Product, 2011-2015
  • Table 73: Malaysian Life Insurance - Individual Life Insurance by Product, 2015-2020
  • Table 74: Malaysian Life Insurance - Group Life Insurance, 2011-2015
  • Table 75: Malaysian Life Insurance - Group Life Insurance, 2015-2020
  • Table 76: Malaysian Life Insurance - Group Life Insurance by Product, 2011-2015
  • Table 77: Malaysian Life Insurance - Group Life Insurance by Product, 2015-2020
  • Table 78: Malaysian Life Insurance - Individual Life Insurance by Premium, 2011-2015
  • Table 79: Malaysian Life Insurance - Individual Life Insurance by Premium, 2015-2020
  • Table 80: Malaysian Life Insurance - Group Life Insurance by Premium, 2011-2015
  • Table 81: Malaysian Life Insurance - Group Life Insurance by Premium, 2015-2020
  • Table 82: Malaysian Life Insurance - Linked vs. Non-Linked Policies, 2011-2015
  • Table 83: Malaysian Life Insurance - Linked vs. Non-Linked Policies, 2015-2020
  • Table 84: Insurance Industry Definitions

List of Figures

  • Figure 1: Malaysian Real GDP (MYR Billion), 2011-2020
  • Figure 2: Malaysian MYR -US$ Exchange Rate, 2011-2020
  • Figure 3: Malaysian Consumer Price Inflation (%), 2011-2020
  • Figure 4: Malaysian Current Account Balance as Percentage of GDP (%), 2011-2015
  • Figure 5: Malaysian Unemployment Rate (%), 2011-2020
  • Figure 6: Malaysian Population by Age Group, 1991-2025
  • Figure 7: Malaysian Life Insurance Penetration - Regional Comparison (%), 2015
  • Figure 8: Malaysian Insurance Segment Direct Written Premium Shares - Regional Comparison (%), 2015
  • Figure 9: Malaysian Life Insurance - Gross Written Premium (MYR Billion), 2011-2020
  • Figure 10: Malaysian Life Insurance - Penetration (%), 2011-2020
  • Figure 11: Malaysian Life Insurance - New Business Direct Written Premium (MYR Billion), 2011-2020
  • Figure 12: Malaysian Life Insurance - Premium per Capita (MYR), 2011-2020
  • Figure 13: Malaysian Life Insurance - Number of Policies Sold (Million), 2011-2020
  • Figure 14: Malaysian Life Insurance - Paid Claims (MYR Billion), 2011-2020
  • Figure 15: Malaysian Life Insurance - Sum Assured (MYR Trillion), 2011-2020
  • Figure 16: Malaysian Life Insurance - Total Assets (MYR Billion), 2011-2020
  • Figure 17: Malaysian Life Insurance - Total Investment Income (MYR Billion), 2011-2020
  • Figure 18: Malaysian Life Insurance - Investment Portfolio (MYR Billion), 2011-2020
  • Figure 19: Malaysian Life Insurance - Investment Portfolio Dynamics by Category, 2011-2020
  • Figure 20: Malaysian Life Insurance - Direct Written Premium by Sub-Segment (MYR Billion), 2011-2020
  • Figure 21: Malaysian Life Insurance - Direct Written Premium Share by Sub-Segment, 2011-2020
  • Figure 22: Malaysian Life Insurance - Direct Written Premium Dynamics by Sub-Segment, 2011-2020
  • Figure 23: Malaysian Individual Life Insurance - Direct Written Premium by Category (MYR Billion), 2011-2020
  • Figure 24: Malaysian Individual Life Insurance - Direct Written Premium Share by Category, 2011-2020
  • Figure 25: Malaysian Individual Life Insurance - Direct Written Premium Dynamics by Category, 2011-2020
  • Figure 26: Malaysian Individual Life Insurance - Number of Policies Sold by Category (Thousand), 2011-2020
  • Figure 27: Malaysian Individual Life Insurance - Penetration (%), 2011-2015
  • Figure 28: Malaysian Individual Life Insurance - Penetration (%), 2015-2020
  • Figure 29: Malaysian Group Life Insurance - Direct Written Premium by Category (MYR Billion), 2011-2020
  • Figure 30: Malaysian Group Life Insurance - Direct Written Premium Share by Category (MYR Billion), 2011-2020
  • Figure 31: Malaysian Group Life Insurance - Direct Written Premium Dynamics by Category (MYR Billion), 2011-2020
  • Figure 32: Malaysian Group Life Insurance - Number of Policies Sold by Category (Thousand), 2011-2020
  • Figure 33: Malaysian Group Life Insurance - Penetration (%), 2011-2015
  • Figure 34: Malaysian Group Life Insurance - Penetration (%), 2015-2020
  • Figure 35: Malaysian Life Insurance - New Business Direct Written Premium by Distribution Channel (%), 2011, 2015 and 2020
  • Figure 36: Malaysian Life Insurance - Segment Shares of the Leading Insurers (%), 2015
  • Figure 37: Malaysia - Insurance Supervision and Control at Various Levels
  • Figure 38: Malaysia - Insurance Regulatory Frameworks for Company Registration and Operation
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