印度的支付卡市場:到2012年為止的預測 是由出版商RNCOS E-Services Pvt. Ltd.在2011年11月所出版的。
這份英文市場調查報告書包含75 Pages 價格從美金800起跳。
由於中產階級的增加和家庭消費模式的變化，印度的預付卡市場現在有很大的變化。像是銀行發行的現金卡的發行張數從2009年的1年間增加33％，2010年達到2億2780萬張(件)。
本報告提供印度的支付卡市場(預付卡·信用卡·現金卡等)相關分析，目前基本的市場結構和現在·未來市場趨勢，新的趨勢，再加上主要企業簡介等等資訊彙整，為您概述為以下內容。
第1章 分析師的見解
第2章 分析方法
第3章 經濟概況
第4章 現金以外的付款交易現況的方案
第5章 市場誘因
- 消費者的支出模式的變化
- 付款基本設備的改善
- 行動購物的成長趨勢
- 偏好的法規環境
- 整體競爭
第6章 印度的金融卡市場:現在和未來預測
- 現金卡
- 信用卡
- 高級信用卡
- EMV(Europay, MasterCard, Visa)規格信用卡
- 預付卡
- ATM網路
- POS接收站
- 智慧卡相關主要問題
第7章 今後的成長領域
- 智慧卡
- 通用品牌智慧卡
- 國內服務供應商
- 行動ATM
- 生物識別·太陽能ATM
- Micro-ATM
第8章 競爭環境
- ICICI Bank Ltd
- HDFC Bank Ltd
- Citibank NA
- State Bank of India
- Punjab National Bank
圖表一覽
Abstract
India has witnessed tremendous rise in middle-class households and shift in
the spending pattern of consumers that has boosted the growth of Indian
payment card market, including credit, debit, and prepaid cards. This growth
in turn opened enormous opportunities for card issuers, suppliers, and
manufacturers, according to our new research report " Indian Payment Card
Market Forecast to 2012" .
In this report, our team of expert analysts has found that the number of debit
cards issued by banks grew around 33% in FY 2010 against FY 2009, and is
estimated to have touched around 227.8 Million cards by the end of FY 2011.
There has been a huge growth in the number of payment transaction using debit
and credit cards. The future prospects of the industry looks bright because of
low payment card penetration, increasing card spending, and consumer
preference backed by strong governmental support.
We have also studied innovations in terms of offerings and technology in
payment card industry which will bring transparency, ease, and security in the
use of these cards. Increasing trend of online shopping and other benefits,
like reward points and discounts, offered by merchants as well as bankers
attract customers to shop using payment cards.
Our research also indicates that despite the financial turmoil and decline in
credit card base, the overall trend will remain positive during the forecast
period backed by increasing transaction volume, innovations, and guidelines
crafted by RBI. In fact, RBI launched a domestic payment card (RuPay) and a
POS switch network for issuance and acceptance of payment cards which will
enhance the growth of players in the industry.
" Indian Payment Card Market Forecast to 2012" , provides an extensive
research and rational analysis along with reliable statistics of the Indian
payment card market. The report covers a wide array of well examined current
market trends, industrial developments, and competitive landscape to enable
clients understand the current market scenario and future prospects in a
better way. Besides, the report also provides a brief overview of the key
market players including ICICI Bank Ltd, HDFC Bank Ltd, Citibank NA, State
Bank of India, and Punjab National Bank.
The possible post-recession impact on the industry has been given due
consideration and its present and future impacts have been thoroughly
incorporated. Future growth areas evaluated in our research report will help
our clients to gain a proper insight into the current and future outlook of
payment card market in India and align their business strategies as per the
changing market dynamics in the region.
Table of Contents
1. Analyst View
2. Research Methodology
3. Economic Overview
4. Current Scenario of Non-cash Payment Transactions
5. Market Attractions
- 5.1 Changing Consumer Spending Patterns
- 5.2 Improving Payment Infrastructure
- 5.3 Growing Trends of E-shopping
- 5.4 Favorable Regulatory Environment
- 5.5 Holistic Competition
6. Indian Financial Card Market: Current and Future Outlook
- 6.1 Debit Cards
- 6.2 Credit Cards
- 6.2.1 Premium Credit Cards
- 6.2.2 EMV Credit Cards
- 6.3 Prepaid Cards
- 6.4 ATM Networks
- 6.5 POS Terminals
- 6.6 Leading Card Issuers
7. Future Growth Avenues
- 7.1 Smart Cards
- 7.2 Co-brand Cards
- 7.3 Domestic Service Providers
- 7.4 Mobile ATMs
- 7.5 Biometric & Solar ATMs
- 7.6 Micro ATMs
8. Competitive Landscape
- 8.1 ICICI Bank Ltd
- 8.2 HDFC Bank Ltd
- 8.3 Citibank NA
- 8.4 State Bank of India
- 8.5 Punjab National Bank
List of Figures:
- Figure 4-1: Breakup of Households by Income Group (%), FY 2010
- Figure 4-2: Share of Transactions by Mode of Payment (FY 2010)
- Figure 4-3: Breakup of Non-Cash Transaction Volume by Type (%), FY 2010
- Figure 4-4: Breakup of Non-Cash Transaction Value by Type (%), FY 2010
- Figure 5-1: E-commerce Market by Segment (%), 2010
- Figure 5-2: Online Shopping Transactions by Region (%), 2010
- Figure 5-3: Internet Subscriber Base (Million), FY 2011 to FY 2014
- Figure 5-4: Personal Computers in Use (Million), 2011-2014
- Figure 6-1: Number of Debit Cards Issued by Banks (Million), FY 2008 to FY
2014
- Figure 6-2: Number of Debit Card Payment Transactions (Million), FY 2008
to FY 2011
- Figure 6-3: Debit Card Payment Transactions (Billion INR), FY 2008 to FY
2014
- Figure 6-4: Number of Credit Cards Issued by Banks (Million), FY 2008 to
FY 2014
- Figure 6-5: Credit Cards Issuance by Type of Bank (%), FY 2010
- Figure 6-6: Number of Credit Card Payment Transactions (Million), FY 2008
to FY 2011
- Figure 6-7: Credit Card Payment Transactions (Billion INR), FY 2008 to FY
2014
- Figure 6-8: Number of Premium Card (Million) FY 2011 to FY 2014
- Figure 6-9: Prepaid Card Transactions (Billion INR), 2009 & 2010
- Figure 6-10: Number of ATMs ('000), FY 2008 to FY 2011
- Figure 6-11: ATM Sales Revenue by Vendor (%), FY 2010
- Figure 6-12: Number of POS Terminals ('000), FY 2008 to FY 2011
- Figure 6-13: Credit Cards Issuance by Bank (%), FY 2010
- Figure 6-14: Debit Cards Issuance by Bank (%), FY 2010
List of Tables:
- Table 3-1: Economic Overview (2010-2014)
- Table 6-1: Premium Card of Major Banks
- Table 6-2: Leading Banks by Number of ATMs (FY 2011)
- Table 6-3: Number of POS Terminals by Banks ('000), FY 2009 to FY 2011
- Table 6-4: Leading Credit Cards Issuers (Million), FY 2009 to FY 2011
- Table 6-5: Leading Debit Cards Issuers (Million) FY 2009 to FY 2011
