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市場調查報告書
俄羅斯的銀行部門：至2012年的預測
Russia Banking Sector Forecast to 2012
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俄羅斯的銀行部門：至2012年的預測 是由出版商RNCOS E-Services Pvt. Ltd.在2010年01月所出版的。
這份英文市場調查報告書包含45 Pages 價格從美金1100起跳。
俄羅斯的銀行部門，儘管全球性經濟不景氣，在2008年以及2009年，創造了2位數成長的紀錄。在2008年∼2013年，預期銀行資產將以年複合成長率22%、銀行貸款將以將近23%而成長。
本報告，調查俄羅斯的銀行部門的業績表現，進行主要銀行部門別的預測，並彙整影響銀行部門的宏觀經濟因素的動向分析、新興產業的動向等，由下列摘要形式闡述。
第1章 分析師的見解
第2章 宏觀經濟的分析析
第3章 銀行產業的概要
第4章 主要業績表現指標
第5章 風險因子以及資本適足分析
第6章 產業的動向分析
- 銀行保險業的成長動向
- 線上銀行服務的需求增加
- 新興市場的擴大
- 整合的增加
- 信用卡詐欺的增加
第7章 主要企業
- Sberbank of Russia
- VTB Bank
- Gazprombank
- Bank of Moscow
圖表
Abstract
The banking sector in Russia has witnessed appreciable growth in past few
years and has continued the trend despite crisis. Showing resistance to the
global economic meltdown, the sector continued to record double digit growth
in 2008 and 2009. This uniqueness of the Russian banking sector reflects huge
potential for growth and investment in the country. The banking assets are
forecast to grow at a CAGR of nearly 22% during 2008-2013. The federal
government and Central Bank of Russia are taking all the necessary measures to
support the banking sector and maintain liquidity in the domestic economy.
Our findings, which have been amassed in our new research report titled
“Russia Banking Sector Forecast to 2012”, reveal that despite
adverse economic conditions, banks continued to lend to the enterprises as
well as households. Total credit extended (to households and non-financial
organizations) by Russian banks increased 34.5% in 2008. We also noted that
state and foreign controlled banks have increased their market share to the
total credit volume extended by banks in Russia. It indicates that banks are
still actively lending, and are optimistic about economic conditions in
Russia. Bank loans are projected to grow at a CAGR of around 23% during
2008-2013.
Moreover, deposits with Russian banks are expected to grow at a CAGR of 20-25%
during 2008-2013. With the support of regulatory bodies and federal
government, banks have been able to sustain the consumer confidence on the
domestic banking system. Individual or household deposits, which account for
over one-third of total deposits with Russian banks, grew at CAGR of about 31%
during 2004-2008, while corporate deposits grew at even higher rate.
The report “Russia Banking Sector Forecast to 2012” is the outcome
of extensive research and detailed study of the Russian banking sector carried
out by our team of experts. In this report, all the important performance
indicators of the Russian banking sector have been discussed in detail. Most
importantly, it also features forecast on each of the key banking segments to
provide better understanding of the banking sector in the country. Moreover,
the report analyzes the trend of macroeconomic factors critical to the banking
sector and their impact on the sector. Additionally, the report sheds light on
the emerging industry trends which are expected to decide the future of the
Russian banking sector.
Table of Contents
1. Analyst View
2. Macroeconomic Analysis
3. Banking Industry Overview
4. Key Performance Indicators
- 4.1 Bank Loans
- 4.1.1 Individual Loans
- 4.1.2 Corporate Loans
- 4.2 Bank Deposits
- 4.2.1 Individual Deposits
- 4.2.2 Corporate Deposits
- 4.3 Payment Instruments
- 4.3.1 Bank Cards
- 4.3.2 ATM Terminals
- 4.3.3 POS Terminals
5. Risk Factors & Capital Adequacy Analysis
- 5.1 Risk Factors
- 5.1.1 Credit Risk
- 5.1.2 Market Risk
- 5.1.3 Liquidity Risk
- 5.2 Capital Adequacy
6. Industry Trends Analysis
- 6.1 Growing Trend of Bancassurance
- 6.2 Mounting Demand for Online Banking Services
- 6.3 Expansion in Emerging Markets
- 6.4 Increasing Consolidation
- 6.5 Mounting Credit Card Frauds
7. Industry Leaders
- 7.1 Sberbank of Russia
- 7.2 VTB Bank
- 7.3 Gazprombank
- 7.4 Bank of Moscow
List of Figures:
- Figure 2-1: Real GDP Growth (%), 2008-2013
- Figure 2-2: FDI in Financial Sector (Million US$), 2003, 2005, 2007 & 2008
- Figure 2-3: Per Head Disposable Income (US$), 2008-2013
- Figure 3-1: Banking Assets (Trillion Rubles), 2004-2013
- Figure 4-1: Bank Loans (Trillion Rubles), 2004-2013
- Figure 4-2: Breakup of Bank Loans (%), 2009
- Figure 4-3: Bank Loans to Individuals (Trillion Rubles), 2004-2013
- Figure 4-4: Bank Loans to Non-financial Organizations (Trillion Rubles),
2004-2013
- Figure 4-5: Bank Deposits (Trillion Rubles), 2004-2013
- Figure 4-6: Breakup of Bank Deposits (%), 2009
- Figure 4-7: Individual Deposits with Banks (Billion Rubles), 2004-2013
- Figure 4-8: Corporate Deposits with Banks (Billion Rubles), 2004-2013
- Figure 4-9: Number of Bank Cards (Million), 2006-2008 & H1 2009
- Figure 4-10: Share of Credit Cards in Bank Cards (2008)
- Figure 4-11: Number of Credit Cards (Million), 2006-2013
- Figure 4-12: Credit Card Market by Player (%), Q1 2008
- Figure 4-13: Number of ATM Terminals (2007, 2008 & H1 2009)
- Figure 4-14: Share of Top Ten Banks by Number of ATMs (H1 2009)
- Figure 4-15: Number of POS Terminals (‘000 Units), 2008 & H1 2009
- Figure 5-1: Breakup of Bank Loans by Risk Level (%), 2008
- Figure 5-2: Liquidity Ratios for Banking Sector (%), 2007 & 2008
- Figure 5-3: Capital Adequacy Ratio for Banking Sector (2007 & 2008)
- Figure 6-1: Bancassurance Premium (Billion Rubles), 2007 & 2008
- Figure 6-2: Internet Users Penetration (%), 2009-2013
- Figure 6-3: Number of Banks (1991-2008)
- Figure 6-4: Losses from Credit Card Frauds (Million Rubles), 2007 & 2008
List of Tables:
- Table 3-1: Banking Assets Structure (%), 2008
- Table 3-2: Number of Credit Institutions (2007, 2008 & Nov 2009)
- Table 3-3: Concentration of Assets in Banking Sector (%), 2007, 2008 & Jul
2009
- Table 4-1: Loans by Group of Banks (%), 2007 & 2008
- Table 4-2: Distribution of Loans Provided by Credit Institutions (%), Jun
2009
- Table 5-1: Market Risk Structure for Banking Sector (2007 & 2008)
- Table 5-2: Capital Adequacy Ratio by Group of Credit Institutions (2007 &
2008)
- Table 7-1: Top Ten Banks by Assets (%)
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