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市場調查報告書

全球付款見解調查 (2016年):零售銀行

2016 Global Payments Insight Survey: Retail Banking

出版商 Ovum, Ltd. 商品編碼 364226
出版日期 內容資訊 英文
商品交期: 最快1-2個工作天內
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全球付款見解調查 (2016年):零售銀行 2016 Global Payments Insight Survey: Retail Banking
出版日期: 2016年05月16日 內容資訊: 英文
簡介

本報告提供零售銀行產業的付款技術的投資趨勢的相關調查,零售銀行的課題與對付款技術投資的推動因素分析,成長可能性大的產品、功能區域分析等彙整資料。

摘要

建議

  • 對企業的建議
  • 對廠商的建議

從收益成長的必要性到「付款」零售銀行的焦點區域

  • 零售銀行:面臨自家公司付款服務革新增加的壓力
  • 付款技術的投資預計大幅擴大:焦點是革新和降低成本
  • 安全和成為基礎的付款基本設備的投資:產業的主要焦點

即時支付:預計帶給銀行、客戶的雙方利益

  • 即時支付基礎設施的投入:是銀行的重要實現要素
  • 戶頭資訊、流動性管理服務的強化:即時支付的主要市場機會

聯盟關係的建立能力決定價值鏈中零售銀行的未來所扮演的角色

  • 商人關注著新的付款技術,對跟新興企業的合作有興趣
  • 跟帶來革新的第三方的合作可得到的市場機會,許多的銀行受惠

附錄

  • 調查手法
  • 參考文獻
  • 著者
目錄
Product Code: IT0059-000058

The need to invest in new products and services to drive revenue growth - and in the core infrastructure to deliver this - is top of mind for many institutions, but budgets remain constrained. Leveraging immediate payments, ensuring security, and forming

Highlights

  • At a global level, 53% of banks are increasing their spending in 2016, with 15% growing budgets by 5% or more. Asia will see the highest growth at 65%, compared to 51% in the Americas and 47% in Europe.
  • Consumers are expected to benefit most heavily from real-time 24x7 payments, with 61% of banks reporting this view. This perspective is particularly strong in Asia, with 72% of banks taking this position.
  • There is increasing acceptance of the need to form partnerships to deliver innovation. Online payment providers such as PayPal and Alipay are the most favorable potential partners, with over 75% of banks prepared to form partnerships in this space.
  • Refine your strategy by understanding the factors driving the payments IT investment plans of the global retail banking industry.
  • Benchmark your internal planning against your peer group, particularly around attitudes to immediate payments and partnership strategies.

Features Benefits

  • Refine your strategy by understanding the factors driving the payments IT investment plans of the global retail banking industry.
  • Benchmark your internal planning against your peer group, particularly around attitudes to immediate payments and partnership strategies.
  • Gain competitive advantage by delivering product and service enhancements in the areas your competitors are only considering today.

Questions Answers

  • What are the factors driving payments IT investment among retail banks?
  • What product areas are seeing the greatest growth, both today and in the near future?
  • Where are banks making the biggest investments in payments capabilities?

Table of Contents

Summary

  • Catalyst
  • Ovum view
  • Key messages

Recommendations

  • Recommendations for enterprises
  • Recommendations for vendors

The need for revenue growth has made payments a key focus area for retail banks

  • Retail banks face growing pressure to deliver innovation in their payment services
  • Investment in payments technology will grow strongly in 2016, with delivering innovation and lowering cost as central drivers
  • Investing in security and the underlying payments infrastructure remain top of mind for the industry

Immediate payments will deliver benefits to both banks and their customers

  • The rollout of immediate payment infrastructure is being viewed as an important enabler for banks
  • Enhanced account information and liquidity management services are the key opportunities from immediate payments

The ability to form partnerships will define the future role for retail banks in the value chain

  • Merchants are focused on new payment technologies and are interested in working with start-ups
  • Many banks are becoming open to the opportunities presented by working with third parties to deliver innovation

Appendix

  • Methodology
  • Further reading
  • Author
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