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市場調查報告書

強調手續費免費ATM的重要性的新趨勢

New Trends Underscore Role of Surcharge-Free ATMs

出版商 Mercator Advisory Group, Inc. 商品編碼 442307
出版日期 內容資訊 英文 14 Pages
商品交期: 最快1-2個工作天內
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強調手續費免費ATM的重要性的新趨勢 New Trends Underscore Role of Surcharge-Free ATMs
出版日期: 2017年02月10日 內容資訊: 英文 14 Pages
簡介

本報告提供美國消費者的現金利用趨勢和金融機關的手續費免費ATM的配合措施的相關調查,美國消費者的現金取得處和利用趨勢,消費者金融機關的選擇中手續費免費ATM的重要性,手續費免費化策略的其他的影響因素分析等彙整資料。

本調查的重點

  • 美國的現金利用趨勢
  • 美國消費者的現金取得方法
  • 便利性高的現金存取:金融機關的選擇中的影響
  • 影響大規模銀行、信用合作社的手續費免費策略利用的近幾年趨勢

調查對象企業

  • Allpoint
  • Citibank
  • CO-OP
  • Costco
  • CU 24
  • CVS
  • Fifth Third Bank
  • First Tennessee
  • Fiserv
  • Green Dot
  • Kroger
  • Mastercard
  • Safeway
  • Star sf
  • Target
  • Visa
  • Walmart
目錄

Market trends suggest it is time for banks and credit unions to take another look at cash access strategies.

Mercator Advisory Group releases new research on trends in U.S. consumer cash use and surcharge-free ATMs.

While other countries look to discourage reliance on cash, consumers in the U.S. continue to include cash in their day-to-day payment transaction mix. The use of cash permeates across generations, suggesting that although cash use has seen a small decline in use, it will still play an important role for many years to come.

Mercator Advisory Group's latest report, “New Trends Underscore Role of Surcharge-Free ATMs”, provides an understanding of cash usage in the U.S., the reasons that financial institutions of all sizes are latching onto surcharge free networks, and a discussion of the small group of market providers for these services.

“Smaller institutions, online-only banks, and alternative financial product providers have been the traditional buyers of surcharge-free ATM networks to offer cash access points that could rival big financial institutions. Now, with new trends such as the rising expense of surcharge rebate programs and a desire to get out from underneath the overhead expense of managing off-premise ATM fleets, very large financial institutions are embracing surcharge-free as a lower-cost option”, comments Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group, the author of the report.

This report is 14 pages long and has 6 exhibits.

Companies mentioned in this report include: Allpoint, Citibank, CO-OP, Costco, CU 24, CVS, Fifth Third Bank, First Tennessee, Fiserv, Green Dot, Kroger, Mastercard, Safeway, Star sf, Target, Visa, Walmart.

Highlights of the report include:

  • Trends in cash usage in the U.S.
  • Channels U.S. consumers use to get cash.
  • The influence of convenient cash access has on the choice of a financial institution
  • Recent trends that are influencing the use of surcharge-free strategies by larger banks and credit unions
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