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市場調查報告書
多應用智慧型卡片的美國市場
The Gravitational Pull of Multiapplication Smartcards: How Long Can the US Resist?
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本報告已在2011年07月19日停止出版。
目前市面上對持卡人的智慧型卡片宣傳企畫很多，然而正確宣傳其技術與功能的卻是付之闕如。另一方面，智慧卡的處理能力與記憶容量還在漸漸增大，越來越不容忽視。
調查消費者付款產業科技與其應用，成績斐然的美國獨立市調公司 Mercator Advisory Group, Inc.（總公司：麻州），調查分析了多應用智慧型卡片的美國市場後，出版了一本綜合報告書"The Gravitational Pull of Multiapplication Smartcards: How Long Can the US Resist?"。
報告書內容包括：多應用智慧型卡片的詳細調查、目前市場的兩個營運方向、系統 (MULTOSシJava Card)功能探討、美國銀行智慧卡發行的預測等等。全書含10幅圖表，共22頁，內容綱要摘記如下：
＜調查重點＞
- 4個世代的智慧型卡片、營運系統進化、相關者的角色與智慧卡功能的進化
- 發行後的商業實例功能性解說
- 記憶卡與微處理器卡片的全球市場分析
- MULTOS/Java Card 營運系統的平台比較等詳細分析
- Microsoft/Axalto 製智慧型卡片等的通路發展
- 美國引進支付用智慧型卡片的發展預測
＜多應用智慧型卡片的發展要素＞
- 全球性的 EMV 轉型與磁條卡的減少
- 非接觸型智慧型卡片在美國人之間的普及：卡片發行後，可追加、變更、刪除應用功能的卡片受到矚目
Abstract
There have been several high profile attempts to introduce the smartcard to
financial services cardholders, none of which have truly leveraged the
capabilities of the technology. But, the smartcard continues to gain processing
power, memory capacity, and advocates around the globe. This report puts the
multiapplication smartcard under the microscope, assesses the capabilities of
the two major operating systems on the market today; MULTOS and Java Card, and
predicts an eventual evolutionary path for bank issued smartcards in the US. Table of Contents
Introduction
1. The Evolution of Smartcard Operating Systems
- 1.1. First Generation Smartcards
- 1.2. Second Generation Smartcards
- 1.3. Third Generation Smartcards
- 1.4. Fourth Generation Smartcards
2. Multiapplication Smartcards
- 2.1. Why the need for Post-Issuance?
- 2.1.1. Rapid application deployment:
- 2.1.2. Cost:
- 2.1.3. Versatility:
- 2.1.4. Chip Independence:
- 2.2. MULTOS
- 2.2.1. Features of the MULTOS operating system
- 2.3. Java Card
- 2.3.1. Features of Java Card Operating System
- 2.4. Comparison of MULTOS and Java Card
- 2.5. .NET the future of multiapplication smartcards?
3. Smartcards in the US - Are we there yet?
- 3.1. EMV Compliance
- 3.2. Contactless Cards
List of Exhibits
- Exhibit 1: ISO7816 Standard for Smartcards
- Exhibit 2: Stakeholders in Smartcard Development & Deployment
- Exhibit 3: The Evolution of the Smartcard Operating System
- Exhibit 4: Features of Multiapplication Smartcards
- Exhibit 5: Generic Multiapplication Smartcard Architecture
- Exhibit 6: 2003 Global Memory & Microprocessor Cards Issued (Million Units, Percentage)
- Exhibit 7: 2003 Banking Industry Smartcards Issued (Million Units, Percentage)
- Exhibit 8: MULTOS / Java Card Comparison Table
- Exhibit 9: EMV Smartcard Regional Rollout Timeline
- Exhibit 10: The Case FOR and AGAINST Smartcards in the US 22
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