第8年度開放迴路型預付市場評價 是由出版商Mercator Advisory Group, Inc.在2011年10月所出版的。
這份英文市場調查報告書價格從美金2950起跳。
開放迴路型預付市場在2010年穩定成長，從2009年的1,246億美元成長19%，擴大至1,484億美元的規模。Mercator預付顧問服務主管的Tim Sloane表示，「過去開放迴路型預付市場的成長經常是受到消費者所驅動，不過特別是在失業相關等政府支出的成長鈍化當中，消費者的導入重要性與日俱增。預付市場的前景，受到經濟的不確定性影響而變得不透明」。
本報告，調查分析開放迴路型預付市場的現狀，彙整整體預付產業以及與封閉迴路型市場動向的比較、開放迴路型市場的成長促進因素、種類別收費金額的變化等，由下列摘要形式闡述。
報告摘要
簡介
- 整體、網路品牌、以及封閉迴路型預付市場的概要
- 第8年度開放迴路型市場評價的指南
預借現金類別的檢視
- 旅遊卡部門
- 資金以及金融服務
- 網路品牌禮物卡
- 匯款以及P2P部門
商業時間以及經費類別的檢視
- 活動以及會議部門
- 從業人員以及夥伴計劃部門
- 消費者計劃部門
校園類別/檢視
導入開放網路的商店禮物卡類別
政府類別的檢視
- 社會保障
- TANF（貧困家庭暫時救助）
- 法庭仲裁支付部門
- 運輸部門
- 州的失業相關部門
- 保險/緊急支出類別
第7章 薪資以及福利制度類別的檢視
- 薪資
- 福利制度
- FSA（彈性支付帳戶）/HSA（健康儲蓄帳戶）
第8章 結論
圖表
Abstract
Second of three annual prepaid reports shows consumer spend on open-loop
continues to fuel the market even as public sector funding declines
Boston, MA --The open-loop prepaid market witnessed robust growth in
2010, growing to $148.4 billion -- an increase of 19 percent from $124.6
billion in 2009. Mercator Advisory Group' s new report, The Eighth Annual
Open-Loop Prepaid Market Assessment, documents the dollars loaded onto
open-loop prepaid cards or access devices in 2010. The report closely reviews
segments that have demonstrated growth and those that have seen negative
changes driven by shifts in technology, consumer behavior, and the economic
environment.
The Eighth Annual Open-Loop Prepaid Market Assessment report is the
second of the annual trilogy of prepaid benchmark reports (Open-Loop,
Closed-Loop, and Prepaid Market Forecast) that provides a thorough analysis
and documentation of the growth and development of the prepaid industry. It
offers an annual benchmark of the load, shifts, and market dynamics for all
open-loop prepaid solutions.
The report outlines the fastest growing open-loop prepaid segments, and also
notes several of the 18 segments tracked showed lower growth rates than in
previous years, a phenomenon likely the result of the CARD Act and other
legislation that impacted open-loop products. This year, Mercator received
significant new data for the closed-loop market, which was used to update the
rate at which the open-loop market is catching up to the older and larger
closed-loop market -- thereby pushing off the estimated date when the two
markets reach equality.
"Consumers have always been the growth drivers for the open-loop prepaid
market, but the importance of consumer adoption has taken on more importance
as government disbursements, particularly unemployment, has slowed," says
Tim Sloane, director of Mercator' s Prepaid Advisory Service and author
of the report. "With a decline in government disbursements, the economy
becomes a critical factor for continued growth. The future for prepaid is
extremely foggy given the uncertainties associated with the economy and how
the industry will address the challenges imposed by the Federal Reserve,
FinCEN, and the OCC."
Highlights of the report include:
The size and growth rates for all 18 open-loop prepaid segments
A review of the three most recent regulatory challenges faced by the open-loop
prepaid industry and why these regulations are likely to have a significant
impact on the prepaid value chain.
Updates on the dynamics between open-loop and closed-loop cards based on a
record year of available data for analysis.
A review of additional findings derived from the survey responses, including
data suggesting greater portfolio movement.
Table of Contents
Executive Summary:
Introduction
- Total, Network-Branded, and Closed-Loop Prepaid Market Overview
- A Guide to the 8th Annual Open Loop Prepaid Market Assessment
Cash Access Category Review
- Travel Card Segment
- Money & Financial Services
- Network-Branded Gift Cards
- Remittance & P2P Segment
Business Time & Expense Category Review
- Events & Meetings Segment
- Employee & Partner Incentives Segment
- Consumer Incentives Segment
Campus Category / Segment
Store Gift Cards Category Implemented on Open Networks
Government Category Review
- Social Security
- Temporary Assistance to Needy Families (TANF)
- Court Ordered Payments Segment
- Transit Segment
- State Unemployment Segment
- Insurance / Emergency Disbursement Category
Payroll & Benefits Category Review
- Payroll
- Benefits
- Flexible Spending Accounts/Health Savings Accounts (FSA/HSA)
Conclusion
Table of Figures
- Figure 1: Performance of Open and Closed Market Segments 2004 2010
- Figure 2: Total Dollars Loaded Onto Closed-Loop Prepaid Cards 2004 2010
- Figure 3: Total Dollars Loaded Onto Open-Loop Prepaid Cards 2004 2010
- Figure 4: The 11 Categories and 26 Prepaid Market Segments that Comprise
Prepaid
- Figure 5: Total Dollars Loaded On Travel Cards (2003-2010)
- Figure 6: Total Dollars Loaded On Open Money & Prepaid Financial Services
Segment (2003-2010)
- Figure 7: Total Dollars Loaded on Open-Loop (Network-Branded) Gift Card
Segment (2003-2010)
- Figure 8: Total Dollars Loaded on Open-Loop Remittance / P2P Card Segment
(2003-2010)
- Figure 9: Total Dollars Loaded In the Business T&E Segments (2003-2010)
- Figure 10: Measuring Open-Loop Load Vs. Closed-Loop Load in The Incentives
Market (2004 2010)
- Figure 11: Total Dollars Loaded on Open-Loop Campus Card Segment (2003
2010)
- Figure 12: Total Dollars Loaded on Open-Loop In-Store Gift Card Segment
(2003 2010)
- Figure 13: Total Dollars Loaded on Open-Loop Social Security Segment
(2003-2010)
- Figure 14: Total Dollars Loaded on Open-Loop TANF Segment (2003-2010)
- Figure 15: Total Dollars Loaded on Court-Ordered Payments Segment
(2003-2010)
- Figure 16: Total Dollars Loaded on Open-Loop Transit Card Segment
(2003-2010)
- Figure 17: Total Dollars Loaded on State Unemployment Card Segment
(2003-2010)
- Figure 18: Total Dollars Loaded Onto Open-Loop Cards in the Insurance
Segment (2003-2010)
- Figure 19: Total Dollars Loaded on Open-Loop Payroll & Benefits Segment
(2003-2010)
