支付中心的市場機會 是由出版商Mercator Advisory Group, Inc.在2010年08月所出版的。
這份英文市場調查報告書包含28 pages 價格從美金2950起跳。
本報告針對支付中心各種付款卡片的市場機會計行調查分析,提供支付中心工作流程與方案概要、金融機構的支付中心策略、主要解決方式供應商策略、零售付款與企業階級相關策略,目錄介紹如下。
介紹
艱難的市場
支付中心定義 = 高協調能力
決策群
- Dovetail
- ACI Worldwide
- S1
- Fiserv
- Aptys
- Infosys
集中或分散
圖表
Abstract
Boston, MA -- Payment hubs for commercial financial supply chain
management have been around for quite some time, and outside the United
States, financial institutions are actively incorporating payment hub
architecture into their over-burdened infrastructures as a means of coping
with various regulatory requirements, such as SEPA.
Until recently, financial institutions and vendors have been starting to take
a closer look at how these strategies can be enabled for the retail side of
the business; particularly in the U.S.
Mercator Advisory Group's report “Payment Hubs: Shrinking the
Elephant” looks at why the time might be right for financial
institutions to consider payment hub strategies in the United States, see how
they are or might be applied to retail payment strategies and the importance
of enterprise-level strategies in the current financial services market. Also
discussed in this report is the state of the market for enterprise-level
payments processing strategies, reasons why these solutions are (and are not)
taking hold in various market segments, and a window into how some of the
leading solution providers are thinking about how best to approach this market.
“Even though we would argue that the time has never been better for the
financial institution market to consider centralizing their payment functions
or at the very least, implementing data repositories that allow payment
information to be normalized, the near term ability for the U.S. banking
industry to invest in these solutions on a broad scale is most likely being
sidelined by the unrelenting changes being forced on the industry by
regulators as well as the weakened state of the economy,” Patricia
Hewitt, Director of Mercator Advisory Group's Debit Advisory Service
comments.
Highlights of this report include:
- An examination of some of the leading solution providers along with
illustrative workflows and implementation schematics.
- A review of the strategic entry points for payment hub solutions with a
focus on U.S. financial institutions.
- A thorough discussion of the definition of what a payment hub means and
how original definitions of enterprise-level solutions are changing.
One of 13 exhibits in this report:
This report is 28 pages long and has 13 exhibits.
Companies mentioned in this report include: Aptys, Dovetail, Fiserv,
Infosys, S1.
Table of Contents
- Introduction
- Nothing Gets Easier
- The Expanding Payments Market
- Unraveling Channel Integration Knots
- Motivating Investments
- Defining the Payment Hub = Herding Cats
- Solution Community
- Dovetail
- ACI Worldwide
- S1
- Fiserv
- Aptys
- Infosys
- To Be (centralized) or Not To Be (centralized).....
TABLE OF FIGURES
- Figure 1: Payment Form and Services Expansion
- Figure 2: FI Channel Integration Strategic Challenge
- Figure 3: Payment Hub Value Paradigm
- Figure 4: Dovetail Payment Services Hub
- Figure 5: ACI Agile Payments Solution
- Figure 6: Payment Hub Workflow: CIBC
- Figure 7: S1 - Mobile Banking System
- Figure 8: Fiserv Convergent Payments Optimization Workflow
- Figure 9: Aptys Payments Exchange
- Figure 10: Infosys Global Payment Solution
- Figure 11: Payment Hub as Service-Oriented Architecture
- Figure 12: Retail Payment Apps Rapid Development
- Figure 13: Payment Hub Entry Points