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市場調查報告書

全球付款市場預測 (2017年)

IDC FutureScape: Worldwide Payments 2018 Predictions

出版商 IDC 商品編碼 345092
出版日期 內容資訊 英文 20 Pages
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全球付款市場預測 (2017年) IDC FutureScape: Worldwide Payments 2018 Predictions
出版日期: 2017年10月31日 內容資訊: 英文 20 Pages
簡介

本報告涵括給企業的技術負責人之策略性建議和36個月的計劃流程等資訊。

IDC FutureScape的見解

摘要整理

IDC FutureScape的預測

  • 外性促進要素的摘要
  • 預測:對技術買主的影響
    • 預測1:到2020年,全球20%的貿易融資將結合塊環鏈/分散式分類帳技術
    • 預測2:受到不確定誰將“擁有”經驗的狀態影響,使用NFC的全球行動支付在2018年前將僅停留成長35%
    • 預測3:到2020年,互聯設備和物聯網將為付款市場帶來100億美元的收入
    • 預測4:全球政治聯盟的顯著變化對法規致力於促進付款轉型的銀行支付操作影響有限
    • 預測5:2017年10%的銀行將提供消費者辨視技術,各種終端的“語音賬單支付”雖可實現但引進速度慢
    • 預測6:到2019年,金融機構將改變其支付系統,支出超過12億美元
    • 預測7:全球性5%的銀行將放棄前線競爭,為提供客戶服務而與「雲端型資產負債表」的金融科技和競爭公司合作
    • 預測8:到2020年,金融機構將花費4500萬美元來實現塊環鏈和分散式分類帳應用及商務網路
    • 預測9:到2019年,RTGS基礎設施將在全球各地大幅改變,亞太地區市場的發展幾乎完成
    • 到2018年,零售商將尋求降低或免費的保護資料用網路安全替代方案

給技術買主的主要建議

外性促進要素:詳細內容

  • 相關性的保持:新的加入者與產品分割的金融業界
  • DX:以技術為中心的變革改變商業與社會
  • 企業結構:改革和現有基礎設施的整合
  • 平台經濟:生態系統的規模爭奪
  • 一切,無處不在(Everything, Everywhere):電腦型智能的興起
  • 全球性不穩定:競爭,電力,風險
  • 新的風險性質:防禦有害因子與增加中的為遵守法規所做的改革

參考資料

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目錄
Product Code: US41798817
This IDC Financial Insights study presents the top 10 predictions for the worldwide payment market. Each prediction is shaped by a common set of key drivers that provides a planning tool for technology leaders and their line-of-business counterparts to use in their IT strategic planning efforts. The challenges of the industry today continue to be shaped by trying to match fintech innovations while resources are scarce and regulatory burdens persist.According to James Wester, research director, IDC Financial Insights, "Payments have always been challenging when it comes to technology strategy. It is a complex market with thin margins and incredible scale. The predictions offered in this IDC FutureScape for worldwide payments come from a combination of recent research coupled with decades of experience from the authors. The predictions are aimed at helping technology buyers understand the challenges facing the payment market as well as how to adjust their strategies to face those challenges."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: In 2018, Financial Institutions Will Allocate $6 Billion to Internal Resources to Handle Transforming Their Payment Systems
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 2: In 2019, P2P Transactions Worth a Total of $6.0 Trillion Will Be Made Worldwide Using Mobile Devices
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 3: DLT-Based Networks Will Be Launched Within the Next 24 Months in 25% of Global Transaction Banks - in Particular, to Facilitate KYC, Accelerate Supply Chain Finance, and Drive SME Lending - But Blockchain Payment Systems Will Not Be a Priority Area
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 4: In 2018, More than $150 Billion Will Be Spent Through IoT and Connected Devices
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 5: By 2021, 75% of Enterprise Point-of-Sale Vendors Will Have Begun Significantly Re-Architecting Their Solutions to Meet Rising Expectations for Current Omni-Channel Capabilities and Customer Experience Expectations
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 6: Despite the Lack of an Equivalent Regulation to PSD2, by 2021, 90% of Non-European Banks Will Have Moved in a Similar Direction to European Banks in Terms of Sharing Data via APIs, But They Will Have Done So for Competitive Reasons Rather Than Regulatory Ones
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 7: Corporate Banks Will Invest 15-20% More in Big Data/Analytics in 2018 than in 2017 - $2.2 Billion in Total - in Their Efforts to Move from a Transactional to a Data-as-a-Service Business Model, Offering Real-Time and Predictive Analytics on Fraud, Compliance, and Scenario Modeling
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance
    • Prediction 8: By 2019, 70% of Standalone Mobile Payment Players Globally Will No Longer Exist in Their Current Form; Through Natural Evolution, Mergers, and Acquisitions, Mobile Payment Players That Are Showing Promise Today Will Have Transformed into Full-Fledged Financial Services Ecosystems
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 9: By 2021, All Major Payment Service Providers Will Interact with Digital Identity Marketplaces Used by Consumers and Businesses to Self-Govern Private Data Sharing and Use, Allowing Data to Be Uploaded for Payment Companies to Access via a Subscription Model
      • Associated Drivers
      • IT Impact
      • Guidance
    • Prediction 10: In 2020, 25% of Card-Issuing Banks Will Use Micro-Location for Enhanced Security Through a Combination of NFC and Beacons to Satisfy Mutlifactor Requirements to Secure Payments, Such as at POS and P2B
      • Associated Drivers
      • IT Impact
      • Business Impact
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • Pace of Change: Technology Capabilities Enable Sustainable Change at the Speed of Digital Business
  • Platform Disruption: Unleashing Digital Innovation's Power of Scale
  • Accelerating DX: Technology-Centric Transformation Altering Business and Society
  • Innovation Impasse: Legacy Systems Constraining Transformation
  • New Nature of Risk: Innovation to Defend Against Bad Actors and Comply with Increasing Regulatory Compliance
  • Human Versus Machine: The Impact of AI and Automation
  • The Future Workforce: Global Demand for Digital Talent

Learn More

  • Related Research
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