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市場調查報告書

全球付款市場預測 (2017年)

IDC FutureScape: Worldwide Payments 2017 Predictions

出版商 IDC 商品編碼 345092
出版日期 內容資訊 英文 22 Pages
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全球付款市場預測 (2017年) IDC FutureScape: Worldwide Payments 2017 Predictions
出版日期: 2016年11月02日 內容資訊: 英文 22 Pages
簡介

本報告涵括給企業的技術負責人之策略性建議和36個月的計劃流程等資訊。

IDC FutureScape的見解

摘要整理

IDC FutureScape的預測

  • 外性促進要素的摘要
  • 預測:對技術買主的影響
    • 預測1:到2020年,全球20%的貿易融資將結合塊環鏈/分散式分類帳技術
    • 預測2:受到不確定誰將“擁有”經驗的狀態影響,使用NFC的全球行動支付在2018年前將僅停留成長35%
    • 預測3:到2020年,互聯設備和物聯網將為付款市場帶來100億美元的收入
    • 預測4:全球政治聯盟的顯著變化對法規致力於促進付款轉型的銀行支付操作影響有限
    • 預測5:2017年10%的銀行將提供消費者辨視技術,各種終端的“語音賬單支付”雖可實現但引進速度慢
    • 預測6:到2019年,金融機構將改變其支付系統,支出超過12億美元
    • 預測7:全球性5%的銀行將放棄前線競爭,為提供客戶服務而與「雲端型資產負債表」的金融科技和競爭公司合作
    • 預測8:到2020年,金融機構將花費4500萬美元來實現塊環鏈和分散式分類帳應用及商務網路
    • 預測9:到2019年,RTGS基礎設施將在全球各地大幅改變,亞太地區市場的發展幾乎完成
    • 到2018年,零售商將尋求降低或免費的保護資料用網路安全替代方案

給技術買主的主要建議

外性促進要素:詳細內容

  • 相關性的保持:新的加入者與產品分割的金融業界
  • DX:以技術為中心的變革改變商業與社會
  • 企業結構:改革和現有基礎設施的整合
  • 平台經濟:生態系統的規模爭奪
  • 一切,無處不在(Everything, Everywhere):電腦型智能的興起
  • 全球性不穩定:競爭,電力,風險
  • 新的風險性質:防禦有害因子與增加中的為遵守法規所做的改革

參考資料

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目錄
Product Code: US40132716

This IDC Financial Insights study is a tool for technology leaders and their line-of-business (LOB) counterparts to use in their IT strategic planning efforts as they face these exciting times. As such, the document provides the following:It provides strategic guidance for those leaders within organizations who are tasked with making broad technology decisions and plans by offering 10 predictions covering the most important areas of change within the industry.It covers a 36-month planning process by looking at the scope of the change caused by these trends described in the first bullet point as well as the level of investment and effort necessary to address them."The payment market has already experienced immense change in the past few years, brought about by new competitors, business models, risks, and regulation," said James Wester, research director, Worldwide Payment Strategies, and lead author of the study. "Within that rapidly shifting market, however, IDC Financial Insights has identified several trends that technology leaders should pay particular attention to as they plan for the future."

IDC FutureScape Figure

Executive Summary

IDC FutureScape Predictions

  • Summary of External Drivers
  • Predictions: Impact on Technology Buyers
    • Prediction 1: By 2020, 20% of Trade Finance Globally Will Incorporate Blockchain/Distributed Ledger Technology
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 2: Worldwide Mobile Payments Using NFC Will Increase Just 35% by 2018, Reflecting Continued Uncertainty in Who Will "Own" the Experience
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 3: By 2020, Connected Devices and the Internet of Things Will Account for $10 Billion in Revenue for the Payment Market
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 4: Significant Shifts in Global Political Alliances Will Have Limited or No Impact on Payment Operations of Worldwide Banks Where Regulatory Efforts Have Spurred Payment Transformation
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 5: 10% of Banks in 2017 Will Provide Their Consumers Cognitive Technologies Allowing for "Voice Bill Payments" on Numerous Devices; Yet Adoption Will Be Slow
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 6: Financial Institutions Will Spend More than $12 Billion by 2019 on Transformation of Their Payment Systems
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 7: Globally, 5% of Banks Will Give Up Competing at the Front End, Develop "Balance Sheet as a Service" as a Business, and Partner with Fintechs or Competitors to Deliver Customer Service
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 8: By 2020, $45 Million Will Be Spent by Financial Institutions on Professional Services to Enable Blockchain and Distributed Ledger Applications and Business Networks
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 9: By 2019, RTGS Infrastructure Will Be Significantly Transformed in Many Regions of the World, with Development in Markets in Asia/Pacific Being Nearly Complete
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance
    • Prediction 10: By 2018, Retailers Will Pursue Alternatives for Secure Networks That Protect Data and Eliminate or Lower Fees
      • Associated Drivers
      • IT Impact
        • Technology
        • People
        • Process
      • Guidance

Advice for Technology Buyers

External Drivers: Detail

  • Staying Relevant: New Entrants and Products Disrupting Financial Industry
  • DX: Technology-Centric Transformation Altering Business and Society
  • Enterprise Architectures: Integrating Innovation into the Institution's Existing Infrastructure
  • Platform Economy: The Ecosystem Battle for Scale
  • Everything, Everywhere: The Rise of Computer-Based Intelligence
  • Global Volatility: Competition, Power, and Risk
  • New Nature of Risk: Innovating to Defend Against Bad Actors and Comply with Increasing Regulatory Compliance

Learn More

  • Related Research
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