首頁 產業/市場分類 出版商一覽 Email 通知 GII媒體代理會議 公司簡介 聯絡我們
- English Japanese Korean
首頁 > 市場調查報告書 > 銀行業務 > 保險 > 人壽保險、年金保險、健康保險、身體障礙保險業界
產業/市場分類
銀行業務 (1463)
支付卡 (288)
投資 (114)
信用和貸款 (154)
保險 (295)
財富管理 (92)
銀行服務 (463)
市場調查報告書

人壽保險、年金保險、健康保險、身體障礙保險業界

Life, Pension, Health & Disability Insurance Industry

出版商 Global Industry Analysts, Inc.
出版日期 2008年03月 商品編碼 66515
內容資訊 英文 Pages: 782
價格
US $ 4950 PDF by E-mail (Single User License)
US $ 14850 PDF By E-mail (Global License to Company and its Fully-owned Subsidiaries)


人壽保險、年金保險、健康保險、身體障礙保險業界 是由出版商Global Industry Analysts, Inc.在2008年03月所出版的。 這份英文市場調查報告書包含Pages: 782 價格從美金4950起跳。

目錄

Abstract

The Life, Pension, Health & Disability Insurance Industry Report provides insightful analysis, market overview, structure and outlook of the global and regional markets. Richly laden with qualitative and quantitative analysis, the report provides the reader with an exhaustive preface to global and regional life, pension, health & disability insurance industries. A synopsized discussion offers preludes to regional life, pension, health & disability insurance markets such as the United States, Canada, Japan, Europe (France, Germany, Italy, UK, Spain, Russia, Rest of Europe), select countries of Asia-Pacific, Middle East & Africa, and Latin America. The closely summarized market report is designed to offer a macro level picture of the trends, market structure/basics, recent mergers & acquisitions, strategic corporate developments, and product launches witnessed by the industry. Also provided is a compilation of recent past/ historical perspective of the industry, and strategic corporate developments within it. The report examines the leading companies' footing in the industry at global and regional level, along with their annual written premiums. Global key and niche players briefly discussed and abstracted in the report include Abbey National Life, Aegon AB, AMP, Britannia Life, Canada Life Financial, China Life Insurance Co. Ltd., China Pacific Life Insurance Co. Ltd., Dai-ichi Mutual Life Insurance, ICICI -Prudential Life Insurance Co. Ltd., Kyobo Life Insurance Co., Ltd., Life Insurance Corp. of India, Meiji Yasuda Life Insurance, New York Life Insurance Co., Nippon Life Insurance Co., Pacific Life Insurance Co., Prudential Plc., Samsung Life Insurance, Standard Life, Sumitomo Life Insurance, Sun Life Financial, TIAA Group, and Unum Group among others.

Table of Contents

1. Market Buzz

  • Renewed ' Life' in the Market...
  • Golden Era -Yet to Come!
  • Bright Stars...
  • International Growth - A High Priority factor
  • Declining Tax Benefits Shifting Base from Variable Annuities to Mutual Funds
  • Rising Healthcare Costs Prop Health Insurance Volumes
  • Reforming Global Health Care Industry - Opportunities Abound for Insurance
  • Prospects...
  • New Products...

2. Number Maze

  • Leading Merger Deals - 2005
  • Table 1: Global Insurance Industry (2005): Leading Insurance Deals By Deal Value in US$ Billion
  • Competitive Landscape
  • Table 2: World Life and Health Insurance industry (2005): Leading Public Companies by Assets in US$ Billion (includes corresponding Graph/Chart)

3. Life Insurance & Pensions - An Overview

  • Life Insurance Penetration
  • Advantages of Life Insurance
  • Key Segments
  • Term Life Insurance
  • Non-Guaranteed Term Life Insurance
  • Yearly Renewable Term Life Insurance
  • Convertible Term Life Insurance
  • Permanent Life Insurance
  • Whole Life or Ordinary Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Variable Universal Life Insurance
  • Group Life Insurance
  • Annuity
  • Fixed Annuities
  • Variable Annuities
  • Straight Life Annuity
  • Joint and Survivor Annuity
  • Special Types of Life Insurance
  • Family Insurance
  • Senior Life Insurance
  • Juvenile Insurance
  • Credit Life Insurance
  • Mortgage Insurance
  • Key Terminology
  • Beneficiary
  • Cash Surrender Value
  • Dividend
  • Face Amount
  • Accelerated Death Benefit
  • Repercussions of the 9/11 Attack...
  • Life Insurers: Dividing the Risk
  • Reinsurers Withdraw Catastrophe Coverage for Group Life ...
  • New Prerequisites for Group Life Underwriting
  • Small Life Insurance Firms on the Verge of Extinction
  • Life and Pensions - The Narrowing Line of Distinction
  • Types of Pension Funds
  • Ordinary or Collective Pension Funds
  • Internal Pension Funds
  • Open-End Pension Funds
  • Promoters Vary According to the Type of Pension Fund
  • Pension Fund Management
  • Important Features Required for Successfully Competing in PF Field
  • PF and Life Insurance - A Competitive Analysis

4. Health & Disability Insurance - An Overview

  • Health Insurance
  • Players in the Health Insurance Market
  • Types of Health Insurance Schemes
  • Health Insurance for Home-Business Owners
  • Buying Health Insurance
  • Golden Rules for Cost Cutting
  • Disability Insurance
  • Why Disability Insurance?
  • Broad Types of Disability Insurance
  • Conditional Renewable Policy
  • Non-Cancelable Policy
  • Guaranteed Renewable Policy
  • Plans Based on the Kind of Disability
  • Own-Occupation Disability
  • Income Replacement
  • Gainful Occupation
  • Types of Disability Policies Based on Term
  • Short-Term Income Protection Plans
  • Long-Term Income Protection Plans
  • Special Categories
  • Exceptional Student-Athlete Disability Insurance...
  • The Physician' s Disability Insurance Market...
  • Types of Disability Benefits
  • Employer-Paid Disability Benefits...
  • Social Security Disability Benefits...
  • Individual Disability Income Insurance Policies...
  • Disability Insurance for Home-Business Owners...
  • Social Security Disability...
  • Consumer Preferences
  • Managed Disability...
  • Integrated Disability...
  • Alternatives to Disability Insurance
  • Association Coverage
  • Long-Term Care Coverage
  • Workers' Compensation
  • Business Overhead Expense Insurance...
  • Disability Buy-Out Insurance...
  • Key Trends/Issues in the Sector
  • Determining Rates...
  • Consolidation Wave Surges Ahead...
  • Rise of Mental Health Issues...
  • Reduction in Policy Limits...
  • Impact of Terrorism...
  • Contrasting Views...
  • Small Case Market - Less Profitable?
  • Awareness of Products is the Key...
  • Rise in Prices Fuels Cost Cutting...
  • A Perspective of Distribution Trends
  • Profitable Relationships the Key...
  • Internet as a Distribution Channel...
  • Role of Brokers and Sales Representatives...
  • Top Sales Representatives - Revenue Generators...
  • Brokers - The Perennial Force...
  • Worksite Marketing...
  • Positioning of Disability Insurance...
  • Voluntary Products - Boon or Bane...

5. Regional Perspective

  • Snapshots of Life Insurance Market

5a. United States

  • Life Insurance - Good Going
  • Table 3: US Recent Past, Current & Future Analysis for Life Insurance: Direct Premiums Written in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Table 4: The US Life Insurance Industry: Per Capita Premium in US$, and Penetration of Insurance for 2006
  • Table 5: US Life/Health Insurance Market (2006 & 2007): Percentage Breakdown of Direct Premiums by Category for Annuities, Life Insurance, and Accident & Health Insurance (includes corresponding Graph/Chart)
  • Table 6: US Life/Health Insurance Market (2005 & 2006): Financial Asset Distribution of Insurers in US$ Billion by Category - Credit Market Instruments (Corporate and Foreign Bonds, U.S. Government Securities, Mortgages and Other Instruments), Corporate Equities, Money Market Fund Shares and Miscellaneous (includes corresponding Graph/Chart)
  • Table 7: US Life/Health Insurance Market (2005 & 2006): Percentage Breakdown of Financial Asset Distribution of Insurers (includes corresponding Graph/Chart)
  • Table 8: US Life/Health Insurance Industry (2006 & 2007): Percentage Breakdown of Investments by Category - Bonds, Mortgage Loans on Real Estate, Stocks, Contract Loans, Cash, Cash Equivalent and Short-Term Investments, Real Estate and Other Investment (includes corresponding Graph/Chart)
  • Table 9: US Recent Past, Current & Future Analysis for Individual Annuity Industry by Segment - Fixed and Variable Annuity Markets Independently Analyzed with Premiums in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • A Surging Life Insurance Market
  • Health and Managed Care - Looking Up to 2007
  • Key Snapshots of Recent Past
  • Life Industry to Keep Afloat Amid Stringent Regulations
  • Life Insurance to Grow
  • Group Life Insurance Market: Gearing ' Up' Risk Profiles...
  • Table 10: Leading Players in the US Life/Health Insurance Market (2006): Market Revenues in US$ Billion by Company for MetLife, Prudential Financial, New York Life Insurance, TIAA-CREF, Massachusetts Mutual Life Insurance, Northwestern Mutual, AFLAC, Genworth Financial, Unum Group and Principal Financial (includes corresponding Graph/Chart)
  • Table 11: US Individual Term Life Insurance Market (2006): Leading Players by Number of Policies Issued (In Thousands) - State Farm, American International, Citigroup, Direct General Group, Liberty National, Genworth Financial Group, American Family Corp., Protective Life Insurance, Old Mutual, and Northwestern Mutual (includes corresponding Graph/Chart)
  • Table 12: US Individual Whole Life And Endowment Insurance Market (2006): Leading Players by Number of Policies Issued (In Thousands) - Liberty National, Gerber Life Insurance Company, American International, State Farm, UnumProvident Life, AEGON USA Incorporated, Mutual of Omaha, Metropolitan Group, New York Life, Unitrin Group, American Family Corp., Northwestern Mutual, Allstate Insurance, Conseco, and Zurich Insurance Group (includes corresponding Graph/Chart)
  • Table 13: US Group Life Insurance Industry (2005 & 2006): Premiums in US$ Million for Select Companies - AIG, Hartford Life, Met Life, Prudential, Sun Life Financial, and Unum Provident (includes corresponding Graph/Chart)
  • Table 14: US Group Life Insurance Industry (2005): In Force Premiums in US$ Billion for Select Companies - Aetna Inc, AIG Life, Cigna, Hartford, Health Care Service, ING USA, Jefferson-Pilot, Metropolitan Life & Affiliated, NY Life, Prudential of America, Reliance Standard, Securian Finl Group, Standard Ins, Sun Life, and UnumProvident (includes corresponding Graph/Chart)
  • Table 15: US Individual Life Insurance Industry (2005 & 2006): Premiums in US$ Million for Select Companies - AIG, Ameriprise Financial, Genworth Financial, Hartford Life, Lincoln National, Met Life, Manulife, Nationwide Financial, Prudential, and Sun Life (includes corresponding Graph/Chart)
  • Table 16: Leading Players in US Individual Life Insurance Industry (2006): Percentage Market Share by Company - AIG, Ameriprise Financial, Genworth Financial, Hartford Life, Lincoln National, Manulife, Met Life, Nationwide Financial, Principal Financial Group, Protective Life, Prudential, Sun Life, and Others(includes corresponding Graph/Chart)
  • Table 17: US Individual Life Insurance Industry (2006): Percentage Breakdown of Sales by Distribution Channel - Stockbrokers and Financial Institutions, Personal- Producing General Agents & Brokers, Direct Response, and Affiliated(includes corresponding Graph/Chart)
  • Health Conscious Drives More Business in Healthcare Insurance Sector
  • Online Insurance Companies Go All Out to Convince Americans to Insure their Health
  • Rising Insurance Costs Pin down Health Insurance Levels
  • Compulsory Coverage for Children - It' s A State Affair
  • Employers Offering Integrated Healthcare schemes for Improving Productivity
  • Reinsurance: The ' Life' of ' Life' ...
  • Table 18: US Life Insurance Industry (2004): Gross Premium Written (GPW) in US$ Billion by Leading Reinsurance Companies for General Re, Swiss Re USA, XL Reinsurance America, American Re, Everest Reins. Company, Transatlantic Re, Employers Re, Odyssey Re America, Berkley Insurance Co., Folksamerica and Others (includes corresponding Graph/Chart)
  • Health Insurance Companies Venture into the Expanding Individual Health Insurance Market
  • Life/Health Insurance Companies in Transition Mode...
  • The Blues Turning Pale Due to Rising Mediclaim Costs
  • Reforms On Cards
  • Retirement Market Opens New Opportunities
  • Variable Annuity Market Faces Key Challenges...
  • Attractiveness of Other Markets for Foreign Life Insurers
  • Demographic Forces Shaping Life Insurance Business in 2006
  • Market Overview
  • Sector Representation & Market Size
  • Regulatory Overview
  • Proposition 103 Keeps Insurance Rates in Check
  • US Life Insurance Companies on to Securitization
  • US - The Global Leader...
  • Mature Life Market
  • Favorable Life Products in the US...
  • Long-term care coverage
  • Supplemental Health Coverages
  • The New Disability Policies
  • Variable Annuities
  • Sale of Variable Annuities on the Rise
  • Table 19: US Variable Annuity Industry (2006): Sales of Variable Annuities in US$ Billion by Leading Players
  • Table 20: US Insurance Industry: Net Assets of Variable Annuities in US$ Billion for the Years 2005, 2006 and 2007 (includes corresponding Graph/Chart)
  • Table 21: US Insurance Industry (2006 & 2007): Percentage Breakdown of Variable Annuity Sales by Distribution Channels - Independent NASD Firms, Captive Agents, Banks/Credit Unions, New York Wirehouses, Regional Investment Firms and Direct Response (includes corresponding Graph/Chart)
  • Table 22: US Equity Index Annuities Market (2006 & 2007): Percentage Market Share of Total Sales by Company - Allianz Life, AVIVA, ING, Old Mutual, Midland National Life, American Equity, Equitrust, Jackson National Life, Jefferson-Pilot, Sun Life and Others (includes corresponding Graph/Chart)
  • Whole Life Or Term? - The Question of Insuring Life
  • Table 23: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Life Insurance Product Sales by Universal Life, Whole Life, Variable Universal Life, Level Premium Term, Variable Life, Annual Renewable Term and Other Term (includes corresponding Graph/Chart)
  • Life Cycle of Life Insurance Products
  • First Stage
  • Second Stage
  • Third Stage
  • Fourth Stage
  • Fifth Stage
  • Universal Life Products Market
  • Group Universal Life Insurance in the US...
  • Ordinary Life Insurance Policies
  • Variable Life Insurance
  • Hard Times Lie Ahead
  • Reasons for Low Sales of VL
  • Mutual Life Insurance - A Past Perspective
  • Healthy Growth for Separate-Account...
  • Good Run Comes to an End...
  • Demutualization Shrinks Market...
  • Sales of Single Premium Life on the Rise
  • Banks' Premium Sales On a Declining Spree...
  • Term Life Insurance Rates to Decline
  • Premium Rates on Southward Journey
  • Graying Baby Boomers Offer Brighter Opportunities
  • Unprecedented Shift in the US Population...
  • Table 24: Reversal of the Demographic Balance in the US: 1970-2020e (Millions) (includes corresponding Graph/Chart)
  • Senior Citizen Population in the US
  • Table 25: Financial Products Ownership by Senior Citizens
  • Table 26: Financial Products Ownership by Senior Citizens
  • Cell-Phone Related Health Risk - Insurers and Policyholders Cross Swords
  • Restructuring of Life Market...
  • Life Insurers Collect Fee Income...
  • Terror Strikes Lives...
  • Affect of AIDS
  • Working Women: A Potential Market...
  • Disputes in the Life Insurance Industry...
  • Distribution Systems in Life Insurance
  • Distribution Pattern of the US Life Insurance Sector - A Glance
  • Changing Face of Distribution ...
  • Table 27: US Insurance Industry (2006 & 2007): Percentage Breakdown of Sales of Individual Annuities by Distribution Channels - Career Agents, Financial Planners/ Independent Broker-Dealers, Independent Agents, Banks, Stockbrokers, Direct Response and Others (includes corresponding Graph/Chart)
  • Table 28: US Life Insurance Market (2006): Percentage Breakdown of Immediate Annuity Sales by Distribution Channel -Broker/Dealers, Captive Agents, Independent Producers, Banks & S&Ls, and Others(includes corresponding Graph/Chart)
  • Table 29: Principal Distribution Channels by Market Share for US Life Insurance (2004) (includes corresponding Graph/Chart)
  • Customer Needs and Values
  • Market and Competitive Dynamics
  • Internal Capabilities and Constraints
  • Strategy, Goals and Objectives
  • Challenges Confronting the Industry
  • Regulatory Hurdles
  • Drawbacks of the Life Insurance Market
  • Factors to Improve Performance
  • Tapping the Market with New Products
  • Insurance Broker Industry in 2006 and Outlook for 2007
  • Numbers Speak
  • Table 30: US Insurance Industry (2006): Indexed Universal Life Insurance Sales in US$ Million for Select Companies - AEGON, Allianz Life, AVIVA, Conseco, Lafayette Life, Midland National life, National Life Group, Old Mutual Financial Network, and Pacific Life Companies (includes corresponding Graph/Chart)
  • Table 31: US Insurance Industry (2005): Percentage Breakdown of Equity Indexed Life Insurance Sales for Aegon Companies, AIG, AmerUs, Allianz, Conseco, Lafayette, LSW/Natl Life Vt, Midland National, Old Mutual, Pacific Life, and Others (includes corresponding Graph/Chart)
  • Table 32: US Life/Health Insurance Market by Type for 2003: Net premiums Written (In US$ billion) for Life, Annuity, Accident & Health, Contract Funds (Deposit-Type), and Others (includes corresponding Graph/Chart)
  • Table 33: Premiums for US Life/Health Insurance Market by Product Line for 1998 and 2002 (in US$ Billion) (includes corresponding Graph/Chart)
  • Table 34: US Worksite Life Insurance Market in 2003 (*): Sales ($ Million) of Worksite Life Insurance for Life Disability, Accident, Critical Illness, Dental, Long-term Care, Hospital Indemnity, and Others (includes corresponding Graph/Chart)
  • Table 35: Universal Life Sales in the US: 2000-2003 (in $ Million) (includes corresponding Graph/Chart)
  • Table 36: Leading Players in the US Universal Life Insurance Market by Market Share: 2004 (includes corresponding Graph/Chart)
  • Table 37: Leading Players in US Ordinary Life Insurance Market (2003): Amount Issued in Dollars and % Change (YoY) for AIG Life Group, Protective Life Corp, Northwestern Mutual Group, Citigroup, Aegon USA Inc, NY Life Group, State Farm Group, Metropolitan Life & Affiliated, Genworth Finl Group, and Prudential of AmericaGroups (includes corresponding Graph/Chart)
  • Table 38: Ordinary Life Insurance Sales in the US by Type of Insurer: 2000 (In US$ Billion) (includes corresponding Graph/Chart)
  • Leading Players
  • Table 39: Leading Players in the US Term Life (In -Force) Market (2005): Premium Value in US$ Billion for Aegon USA Inc, Lincoln Natl Corp, ING USA Life Group, Metropolitan Life & Affiliated Cos, and Swiss Reins Group (includes corresponding Graph/Chart)
  • Table 40: Leading Players in the US Term Life Market (2005): Value in US$ Billion by Term Life Issued by Company - AIG Life Group, Genworth Finl Group, Northwestern Mutual Group, Primerica Group, and State Farm Life Group (includes corresponding Graph/Chart)
  • Table 41: US Life Insurance Market (2005): Premium in US$ Billion for American Life, AKA EquiTable Life, Allianz Life, American Family Life, Lincoln National Life, Massachusetts Mutual Life, Metropolitan Life, Northwestern Mutual Life, Prudential Insurance Co, and United Healthcare Insurance(includes corresponding Graph/Chart)
  • Table 42: US Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Metropolitan Life & Affiliated, AIG, Hartford Life, ING, Prudential of America, AEGON, Equitable, New York Life, MassMutual Financial, and Manulife Financial (includes corresponding Graph/Chart)
  • Table 43: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Retail Life Insurance Sales by Leading Companies for New York Life, Northwestern Mutual, AIG-American General, John Hancock/ManuLife Financial, ING Life Companies - U.S., Aegon USA, Pacific Life, MetLife Companies, State Farm Life, AXA Financial/MONY and Others (includes corresponding Graph/Chart)
  • Table 44: Leading Players in US Life Insurance Market (2002 & 2003): Individual Life Premiums (In $000) and % Change (YoY) for Northwestern Mutual Life Insurance Co., American Life Insurance Co., Prudential Insurance Co. of America, Metropolitan Life Insurance Co., New York Life Insurance Co., Massachusetts Mutual Life Insurance Co., State Farm Life Insurance Co., EquiTable Life Assur. Society of the US, Guardian Life Insurance Co. of America, and Swiss Re Life & Health America, Inc. (includes corresponding Graph/Chart)
  • Table 45: Leading Players in US Life Insurance Market (2002 & 2003): Group Life Premiums (In $000) and % Change (YoY) for Metropolitan Life Insurance Co., Prudential Insurance Co. of America, Massachusetts Mutual Life Insurance Co., Aetna Life Insurance Co., Connecticut General Life Insurance, Minnesota Mutual Life Insurance Co., UNUM Life Insurance Co. of America, New York Life Insurance Co., Hartford Life & Accident Insurance, and Life Insurance Co. of North America (includes corresponding Graph/Chart)
  • Table 46: Leading Players in the US Individual Term Life Insurance Market by Percentage Market Share for 2003(includes corresponding Graph/Chart)
  • Table 47: Leading Players in the US Credit Life Insurance Market (2005): Premiums in US$ Billion for Aegon USA Inc, AIG Life Group, Amer Natl Group, Assurant, Citi Assur Svcs Group, Cuna Mutual Group, HSBC Ins Group, Life of the South Group, Protective Life Corp, and Securian Finl Group(includes corresponding Graph/Chart)
  • Table 48: Leading Players in US Credit Life Insurance Market (2003): Insurance in Force for Cuna Mutual Group, Assurant, AIG Life Group, Household Ins Group, Citigroup, Protective Life Corp, Metropolitan Life & Affiliated, Combined A&H Group, Aegon USA Inc, and MN Mutual Groups (includes corresponding Graph/Chart)
  • Table 49: Leading Players in US Insurance Market (2002 & 2003): Individual Annuity Premiums (In US $Million) and % Change (YoY) for Hartford Life & Annuity Insurance Co., Allianz Life Ins. Co. of North America, Metropolitan Life Insurance Co., Pacific Life Insurance Co., Teachers Ins. & Annuity Assoc. of America, Hartford Life Insurance Co., Jackson National Life Insurance Co., Transamerica Life Ins. Co., Allstate Life Insurance Co., and Lincoln National Life Insurance Co. (includes corresponding Graph/Chart)
  • Table 50: Leading Players in US Life Insurance Market (2001 & 2002): New Life Insurance Premiums (In US$ million) Sold through Banks - Liberty Life, Aegon, Allstate Financial, CGU Life, Nationwide, Golden Rule, First Penn-Pacific, Hartford, CUNA Mutual, and AXA (includes corresponding Graph/Chart)
  • 401(K)/Retirement PLANS - Pension Products Take the Center Stage
  • Market Perspective
  • Variable Annuity
  • Market Overview
  • Table 51: Sales of Variable Annuity: 1997- 2003 (includes corresponding Graph/Chart)
  • Table 52: US Life Insurance Market (2005): Percentage Breakdown of Variable Annuity Sales for AIG/SunAmerica/ VALIC, Axa Financial/MONY, TIAA-CREF, Hartford Life, ING Group, John Hancock Life, Lincoln National Life, MetLife, Pacific Life, Pru/American Skandia, and Others(includes corresponding Graph/Chart)
  • Table 53: US Life Insurance Market (2006): Percentage Breakdown of Variable Annutiy Sales by Distribution Channel - Bank/Credit Union, Captive Agency, Direct Response, Independent NASD Firms, New York Wire Houses, and Regional Investment Firms (includes corresponding Graph/Chart)
  • Table 54: US Leading Variable Annuity Issuers by New Sales in US$ Billion: 2003 (includes corresponding Graph/Chart)
  • Resurgence Through Consolidation and Diversification...
  • Potential Base Innovations...
  • The Plans ' n' the Benefits
  • Annuities: ' Variable' Performances...
  • Bonus Annuities Make Rapid Inroads...
  • Wrap Programs...
  • Distribution of VA - Refocus for the Better
  • Table 55: Key Distribution Channels for Variable Annuities in the US in %: 2001, 2000 & 1999 (includes corresponding Graph/Chart)
  • Outlook
  • Fixed Annuities
  • Table 56: US Life Insurance Industry (2006): Percentage Breakdown of Fixed Annuity Life Insurance Sales by Leading Companies - Allianz Life, American Equity, AVIVA, Equitrust, ING, Jackson National, Jefferson-Pilot, Midland National, Old Mutual, Sun Life, and Others(includes corresponding Graph/Chart)
  • Drop in Sales of Index Annuity
  • Table 57: US Life Insurance Industry (2006): Percentage Breakdown of Equity Indexed Annuity Sales for Allianz Life, American Equity, AmerUs Group, EquiTrust, ING, Jackson National Life, Jefferson-Pilot, Old Mutual, Midland National Life, Sun Life, and Others (includes corresponding Graph/Chart)
  • Table 58: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Fixed Annuity Life Insurance Sales by Leading Companies for AIG, Allianz, Allstate, New York Life, ING, Old Mutual, Jackson National (Prudential UK), Genworth Financial, Aegon, and Sun Life (includes corresponding Graph/Chart)
  • Bank Annuities
  • Table 59: US Fixed Annuities Market (2006): Sales of Fixed Annuities Through Banks for Leading Players in US$ Million (includes corresponding Graph/Chart)
  • Table 60: US Variable Annuities Market (2006): Sales of Variable Annuities Through Banks for Leading Players in US$ Million (includes corresponding Graph/Chart)
  • Table 61: Leading Individual Annuity Sellers Through Banks in the US: 2002 & 2003 (In US$ Billion) (includes corresponding Graph/Chart)
  • Offshore Annuities
  • Benefits Galore
  • Offshore Variable Life Insurance - Holds Much Promise
  • Bar on Direct Solicitation Takes its Toll
  • Transparency Takes the Curtains Off
  • The Call for ' Clean Money' ...
  • Health Insurance - Pegging High Hopes on the Health Care Industry' s Transformation
  • A Troublesome Health Insurance Sector
  • An Eye on the Healthcare Sector ...
  • Healthcare Industry - A Backgrounder
  • Medical Indemnity - Unto What?
  • Nursing Home Liability
  • Class Action Lawsuits
  • Decisions Facing the Indemnity Companies...
  • Managed Care Trends
  • The Negatives
  • Solutions New and Old...
  • Innovative Approaches
  • Integration of Group Medical Benefits and Workers' Compensation...
  • Types of Health Insurance Policies
  • Medical Expense Plans...
  • Freedom-Of-Choice Plans...
  • Preferred Provider Organization (PPO) Plans...
  • Health Maintenance Organizations (HMOs)...
  • Changing Relationships of the Insurers and the HMOs
  • The HMO - PPO (Preferred Provider Options) Standoff
  • Factors Fueling PPO Growth...
  • The Winner to Be...
  • Short-Term Health Insurance...
  • Catastrophic Health Insurance...
  • Traditional Fee-for-Service Coverage...
  • Point-of Service (POS)...
  • COBRA...
  • Long-Term Health Care in the US
  • Expenses of Long Term Care...
  • Demand for LTC Insurance Likely to Prop Up...
  • Long-Term Insurance Products in US - A Brief
  • LTC-Linked Insurance in US: The Trusted Companion During Uncertain Times
  • LTC Insurance Witnesses Rapid Consolidation and Stricter Underwriting...
  • Sources of Funding...
  • LTC Vs Disability Income...
  • LTC Insurance VS Other Investments - US Market Scenario
  • Division of Long Term Care Insurance by Product...
  • What are Viatical Settlements?
  • Rampant Unfamiliarity...
  • Market Characteristics
  • A Bi-Polar Market...
  • PPOs Rule the Market...
  • Individual Health Insurance Market at a Glance
  • Group Health Insurance
  • Medicaid Spending Trends / Projections...
  • Table 62: Annual US Medicaid Expenditure Projections: 2001 - 2010 (In US$ Billion) (includes corresponding Graph/Chart)
  • Health Reinsurance - A Costly Affair?
  • Key Factors Driving Cost Increases...
  • Coverage Limits...
  • Self-Insured Sitting Pretty...
  • Changing Face of the Health Reinsurance
  • Viability of Genetic Testing...
  • Understanding Technology Boosts Insurance Market...
  • Women and Health Insurance
  • Table 63: Health Insurance Coverage by Type for US Women Aged 18-64: 2001 (includes corresponding Graph/Chart)
  • Table 64: Insured Women' s (18-64 Yrs) Healthcare Plans in the US: 2001 (includes corresponding Graph/Chart)
  • Table 65: Demographical Study of Women Lacking Health Insurance: 2001 (includes corresponding Graph/Chart)
  • Number of Women Without Health Insurance on a Rise...
  • State Children' s Health Insurance Program (SCHIP)
  • A Drain on Medicaid Budgets...
  • Eligibility Parameters...
  • The Medicare + Care Choice Program
  • Health Insurance - A Historic Perspective
  • Online Enrolment for Health Benefits on the Rise...
  • Employer-Sponsored Health Insurance
  • Snapshots
  • Table 66: Breakdown of Covered Employees in the US by Type of Coverage & Employer Size: 2001 (In %) (includes corresponding Graph/Chart)
  • Three-Tier Health Plans...
  • MEDICAID in the US
  • Medicare Costs More...
  • Concerns Over Rising Health Insurance Costs
  • Table 67: Factors Contributing to Rising Health-Care Costs: On a Scale 1 - 10 (includes corresponding Graph/Chart)
  • Table 68: Leading Healthcare Plans in the US: 2001 (In Millions) (includes corresponding Graph/Chart)
  • Health Maintenance Organization (HMO) Segment
  • Health-Maintenance Organizations in Colorado Report Losses...
  • HMOs Implement Disease Management Programs...
  • HMOs Pay More to Hospitals...
  • Key Trends in the 90s...
  • Uninsured Americans - A Perspective
  • Table 69: Uninsured (Health Insurance) American Population: 1996 - 2000 (includes corresponding Graph/Chart)
  • Table 70: Uninsured (Health) US Population - Breakdown by Different Characteristics: 2000
  • Table 71: Children Lacking Health Insurance in the US by Different Characteristics: 2000 (includes corresponding Graph/Chart)
  • Uninsured Workers in the US...
  • Challenges Facing Healthcare Insurers...
  • Overweight Individuals Face Higher Insurance Premiums
  • Baby Boom Generation Faces Expensive Healthcare Services & Inadequate Insurance
  • Growing Convergence of Life and Health Sectors
  • Table 72: US Life/Health Insurance Industry (2004): Leading Companies by Revenues in US$ Billion for MetLife, Prudential Financial, New York Life Insurance, TIAA-CREF, Mass. Mutual Life Ins., Northwestern Mutual, AFLAC, UnumProvident, Guardian Life of America, and Principal Financial (includes corresponding Graph/Chart)
  • Table 73: US Life/Health Insurance Industry (2004): Leading Companies by Assets in US$ Billion for Prudential Financial, MetLife, TIAA-CREF, New York Life Insurance, Mass. Mutual Life Ins., Northwestern Mutual, Lincoln National, Principal Financial, Pacific Life, and AFLAC (includes corresponding Graph/Chart)
  • Table 74: Leading Players in US Life and Health Insurance Market (2002): Premium Income (In US$ Billion) for Metropolitan Life Insurance Co., EquiTable Life Assur. Society of the US, Prudential Insurance Co. of America, Massachusetts Mutual Life Insurance Co., Hartford Life & Annuity Insurance Co., Nationwide Life Insurance Co., United Healthcare Insurance Co., American Life Insurance Co., Northwestern Mutual Life Insurance Co., and American Family Life Assur. Co. Columbus (includes corresponding Graph/Chart)
  • Table 75: US Health Insurance Market (2003 & 2004): Leading Companies Ranked by Revenues (In US$ billion) for UnitedHealth Group Inc., WellPoint Health Networks Inc., CIGNA Corp., Aetna Inc., and Anthem Inc. (includes corresponding Graph/Chart)
  • Table 76: Leading Players in US Health Insurance Market (2002): Group Accident and Health Insurance Premiums for United Healthcare Insurance Co., Connecticut General Life Insurance Co, Health Care Svc. Corp., Guardian Life Insurance Co. of America, Aetna Life Insurance Co., Metropolitan Life Insurance Co., Humana Ins. Co., Principal Life Insurance Co., Blue Crass & Blue Shield of Fla., and Anthem Health Plans of Va., Inc. (includes corresponding Graph/Chart)
  • Disability Insurance - Outgrowing the Realms
  • Disability Market - Untapped Potential
  • A Key Life Segment...
  • Features of Group Disability Income Programs
  • Table 77: Leading Group Disability Insurers in the US (2006): Premiums in US$ Billion for Aetna, Assurant, Cigna, Guardian, Hartford Life, Lincoln Financial Group, Metlife, Standard Insurance, Reliance Standard, and Unumprovident (includes corresponding Graph/Chart)
  • Table 78: Leading Players in the Long Term Disability Insurance Market: 2003 (includes corresponding Graph/Chart)
  • Table 79: Leading Players in the Short Term Disability Insurance Market: 2003 (includes corresponding Graph/Chart)
  • An Artificial Demand?
  • Changes in the Disability Market...
  • Potential of the Disability Insurance Market...
  • Hard Long-Term Disability Insurance Market
  • Limiting Disability Claim Payments...
  • Individual Disability Insurance Market Makes a Turnaround...
  • Non-Cancelable Disability Income Insurance
  • Mental Disorders - Adding a New Dimension to Disability Insurance
  • The Cause and the Solution...

5b. Canada

  • First to Market ' Life' Overseas ...
  • M & A and Overseas Sales: Driving the Market
  • Highlights
  • Disability Industry Shows Glimpse of Maturity...
  • Market Overview
  • Table 80: Canadian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Larger ' Life' ...
  • Canadian Life Market - A Brief
  • Market Size & Representation
  • Table 81: Life Insurance Industry in Canada: Per Capita Premium in US$, and Penetration Rate for 2006
  • Health Care Scenario
  • Disability Insurance Plan
  • Regulatory Bodies
  • Insurance Bureau of Canada
  • Insurance Rate System
  • Distribution/Marketing Channels
  • The Traditional Channel
  • Career Agency System
  • Direct Brokerages
  • The Contemporary Channel
  • National Distribution Model
  • Distribution Consolidators
  • Bank Distribution
  • IDA Firms Witness Decline in Insurance Sale
  • Insurance Crimes on Rise
  • Life Insurance Competitive Scenario
  • Table 82: Canadian Group Life Insurance Market (2006): Net Written Premiums in C$ Million by Leading Companies for Sun Life Assur Co, Manufacturers Life, Munich Reins Co, Great-West Life, Co-operators Life, London Life, Industrial Alliance, Industrial-Alliance Pacific Life, CA Life, and Cumis Life (includes corresponding Graph/Chart)
  • Table 83: Canadian Individual Life Insurance Market (2006): Net Written Premiums in C$ Million by Leading Companies for Sun Life Assur Co, Manufacturers Life, London Life, Industrial Alliance, Munich Reins Co, CA Life Assur Co, Transamerica Life, RBC Life, Great-West Life, and CA Life Ins Co (includes corresponding Graph/Chart)
  • Life Insurance Competitive Scenario - A Recent Past Overview
  • Leading Players by Net Written Premium
  • Table 84: Canadian Life Insurance Industry (2004): Percentage Share Breakdown of Net Written Premium by Leading Players for Sun Life of Canada, Manufacturers Life, Canada Life, London Life, Great-West Life, and Others (includes corresponding Graph/Chart)
  • Market Stats - A Review of Past
  • Leading Players by Gross Written Premium
  • Table 85: Canadian Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Sun Life of Canada, Manufacturers Life London Life, Canada Life Financial Corp., Industrial Alliance, Maritime Life, Desjardins Financial, Transamerica Life, Empire Life, and RBC Life (includes corresponding Graph/Chart)
  • Table 86: Top-Five Players in the Canadian Life Insurance Industry (2002) - Gross Written Premiums in US$ Million for Sun Life of Canada, Manulife Financial, London Life, Industrial-Alliance Life, and The Canada Life (includes corresponding Graph/Chart)
  • Leading Players by Assets
  • Table 87: Canadian Life Insurance Industry (2003): Leading Players by Assets in Can$ Million for Sun Life of Canada, Manufacturers Life, Canada Life, London Life, Great-West Life, Industrial Alliance Life, Maritime Life, Desjardins Financial, IOF Foresters, and Transamerica Life Canada (includes corresponding Graph/Chart)
  • Table 88: Canadian Life Insurance Industry (2000): Leading Companies by Assets Under Management in US$ Billion for Sun Life Financial Services, Manulife Financial, Great-West Lifeco, Canada Life Financial, and Clarica Life Insurance (includes corresponding Graph/Chart)
  • Focus on Select Players
  • Canada Life Assurance Co.
  • Great-West Lifeco Inc. - A Leading Canadian Life/Health Insurer
  • Manulife Financial Corp.
  • Sun Life Financial

5c. Japan

  • Market Size & Representation
  • Table 89: Japanese Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premiums in US$ Billion for Fiscal Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Table 90: Japanese Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
  • Non-Payment Issues Hit the Japanese Life Insurance Industry
  • De Mutualizing of Insurance Companies: Demoralizing Consumer Interests?
  • Recovery: Hope or Hype?
  • Deregulation Shakes the Market Lull
  • Table 91: Japanese Life Insurance Market (FY2005-Y2007E): Percentage Breakdown of Total Premium Income by Category for Individual Insurance, Individual Annuity, Group Insurance, Group Annuity, and Others (includes corresponding Graph/Chart)
  • Table 92: Japanese Life Insurance Industry (FY2000- FY2006): Total Assets By Value in Y Billion (includes corresponding Graph/Chart)
  • Table 93: Japanese Life Insurance Industry (FY2005 & FY2006): Total Business in Force (In Y Billion) by Individual Insurance, Individual Annuity, Group Insurance, and Group Annuity (includes corresponding Graph/Chart)
  • Table 94: Japanese Life Insurance Industry (FY2005 & FY2006): Total Payments in Y Billion by Benefits, Annuity, Repayments, and Others (includes corresponding Graph/Chart)
  • A Peek into Vital Stats
  • Challenges Facing Japanese Life Insurance Sector
  • Foreign Players Eye the Takeover of Domestic Life Insurers...
  • Foreigners' Reign...
  • Structure of the Life Insurance Industry
  • Review of Past Trends and Issues
  • Japan' s Favoritism to Kampo Met with Hot Opposition
  • Sluggish Economy Lags Growth in the Insurance Market - A Late 90' s Scenario
  • Deregulation of the Insurance Industry: Flagged off in the Year 1996
  • Deregulation Shakes Up the Laxity in the Market
  • Competitive Scenario
  • Table 95: Japanese Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Nippon, Dai-ichi, Meiji Yasuda, Sumitomo, ALICO Japan, Daido, Mitsui, American Family, Taiyo, and Fukoku (includes corresponding Graph/Chart)
  • Table 96: Top-Five Players in the Japanese Life Insurance Market (2002) - Gross Written Premiums in US$ Million for Nippon, Dai-Ichi, Sumitomo, Meiji, and Yasuda (includes corresponding Graph/Chart)
  • Personal Health Insurance is the Mainstay...
  • Medical Insurance - A Sunrise Opportunity?
  • Ongoing Shift
  • Medical Expenditure: Spiraling Up...
  • Table 97: Medical Expenditures in Japan: 2000 - 2005 (includes corresponding Graph/Chart)
  • Table 98: Health Insurance Market Size in Japan (*): 2000 & 2005 (Y Trillion)
  • High-Risk Medicare Boosts Private Medical Insurance
  • Table 99: Rising Popularity of Disease Specific Riders in Japan (2003-2004) (includes corresponding Graph/Chart)
  • High Cost Medicare Props Personal Accident Insurance
  • Focus on Select Japanese Players
  • Asahi Mutual Life Insurance
  • Dai -ichi Mutual Life Insurance
  • Meiji Yasuda Life Insurance - Leading Life Insurer in Japan
  • Nippon Life Insurance Co.
  • Sumitomo Life Insurance
  • Sompo Japan Insurance Inc.

5d. Europe

  • Market Overview
  • Table 100: European Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Table 101: European Recent Past, Current & Future Analysis for Life Insurance Industry by Leading Country/Region - United Kingdom, France and German Markets Independently Analyzed with Annual Premium Income in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Changing Face of the European Insurance Market
  • Life Insurance on the Surge
  • Table 102: European Life Insurance Market (2005): Percentage Breakdown of Premiums by Country - Belgium, Denmark, Finland, France, Germany, Italy, Netherlands, Spain, Sweden, Switzerland, United Kingdom, and Others(includes corresponding Graph/Chart)
  • Table 103: European Life Insurance Market (2005): Percentage Breakdown of Insurance Contracts by Individual and Group Segments for France, Germany, Italy, UK, and Spain (includes corresponding Graph/Chart)
  • Table 104: European Life Insurance Market (2005): Percentage Breakdown of New Individual Life Contracts by Segments - Annuity, Protection, and Savings (includes corresponding Graph/Chart)
  • Table 105: Leading Players in European Life Insurance Market (2006): Percentage Market Share of APE (Annual Premium Equivalent) by Unit-Linked Products, and Fixed-Rate Products for Aegon, AGF, Allianz, AXA, CNP, Generali, Fortis, and ING 2004: Earnings Clouded by Underwriting Concerns (includes corresponding Graph/Chart)
  • 2004: Earnings Clouded by Underwriting Concerns
  • Life Investments Form Major Portion of Insurance Investments
  • Fast Facts
  • Table 106: Life Insurance Market (2002-2005): Premium Income (in ? Billion) by Major European Countries - United Kingdom, France, Germany, and Italy (includes corresponding Graph/Chart)
  • Deregulation Regulating the Market' s Growth?
  • Cross Border Life Operations - A Boon to Life Insurers
  • Life' in the Market...
  • Golden Era -Yet to Come!
  • Bright Stars...
  • International Growth - A High Priority factor
  • Declining Tax Benefits Shifting Base from Variable Annuities to Mutual Funds
  • Rising Healthcare Costs Prop Health Insurance Volumes
  • Reforming Global Health Care Industry - Opportunities Abound for Insurance
  • Prospects...
  • New Products...

2. Number Maze

  • Leading Merger Deals - 2005
  • Table 1: Global Insurance Industry (2005): Leading Insurance Deals By Deal Value in US$ Billion
  • Competitive Landscape
  • Table 2: World Life and Health Insurance industry (2005): Leading Public Companies by Assets in US$ Billion (includes corresponding Graph/Chart)

3. Life Insurance & Pensions - An Overview

  • Life Insurance Penetration
  • Advantages of Life Insurance
  • Key Segments
  • Term Life Insurance
  • Non-Guaranteed Term Life Insurance
  • Yearly Renewable Term Life Insurance
  • Convertible Term Life Insurance
  • Permanent Life Insurance
  • Whole Life or Ordinary Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Variable Universal Life Insurance
  • Group Life Insurance
  • Annuity
  • Fixed Annuities
  • Variable Annuities
  • Straight Life Annuity
  • Joint and Survivor Annuity
  • Special Types of Life Insurance
  • Family Insurance
  • Senior Life Insurance
  • Juvenile Insurance
  • Credit Life Insurance
  • Mortgage Insurance
  • Key Terminology
  • Beneficiary
  • Cash Surrender Value
  • Dividend
  • Face Amount
  • Accelerated Death Benefit
  • Repercussions of the 9/11 Attack...
  • Life Insurers: Dividing the Risk
  • Reinsurers Withdraw Catastrophe Coverage for Group Life ...
  • New Prerequisites for Group Life Underwriting
  • Small Life Insurance Firms on the Verge of Extinction
  • Life and Pensions - The Narrowing Line of Distinction
  • Types of Pension Funds
  • Ordinary or Collective Pension Funds
  • Internal Pension Funds
  • Open-End Pension Funds
  • Promoters Vary According to the Type of Pension Fund
  • Pension Fund Management
  • Important Features Required for Successfully Competing in PF Field
  • PF and Life Insurance - A Competitive Analysis

4. Health & Disability Insurance - An Overview

  • Health Insurance
  • Players in the Health Insurance Market
  • Types of Health Insurance Schemes
  • Health Insurance for Home-Business Owners
  • Buying Health Insurance
  • Golden Rules for Cost Cutting
  • Disability Insurance
  • Why Disability Insurance?
  • Broad Types of Disability Insurance
  • Conditional Renewable Policy
  • Non-Cancelable Policy
  • Guaranteed Renewable Policy
  • Plans Based on the Kind of Disability
  • Own-Occupation Disability
  • Income Replacement
  • Gainful Occupation
  • Types of Disability Policies Based on Term
  • Short-Term Income Protection Plans
  • Long-Term Income Protection Plans
  • Special Categories
  • Exceptional Student-Athlete Disability Insurance...
  • The Physician' s Disability Insurance Market...
  • Types of Disability Benefits
  • Employer-Paid Disability Benefits...
  • Social Security Disability Benefits...
  • Individual Disability Income Insurance Policies...
  • Disability Insurance for Home-Business Owners...
  • Social Security Disability...
  • Consumer Preferences
  • Managed Disability...
  • Integrated Disability...
  • Alternatives to Disability Insurance
  • Association Coverage
  • Long-Term Care Coverage
  • Workers' Compensation
  • Business Overhead Expense Insurance...
  • Disability Buy-Out Insurance...
  • Key Trends/Issues in the Sector
  • Determining Rates...
  • Consolidation Wave Surges Ahead...
  • Rise of Mental Health Issues...
  • Reduction in Policy Limits...
  • Impact of Terrorism...
  • Contrasting Views...
  • Small Case Market - Less Profitable?
  • Awareness of Products is the Key...
  • Rise in Prices Fuels Cost Cutting...
  • A Perspective of Distribution Trends
  • Profitable Relationships the Key...
  • Internet as a Distribution Channel...
  • Role of Brokers and Sales Representatives...
  • Top Sales Representatives - Revenue Generators...
  • Brokers - The Perennial Force...
  • Worksite Marketing...
  • Positioning of Disability Insurance...
  • Voluntary Products - Boon or Bane...

5. Regional Perspective

  • Snapshots of Life Insurance Market

5a. United States

  • Life Insurance - Good Going
  • Table 3: US Recent Past, Current & Future Analysis for Life Insurance: Direct Premiums Written in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Table 4: The US Life Insurance Industry: Per Capita Premium in US$, and Penetration of Insurance for 2006
  • Table 5: US Life/Health Insurance Market (2006 & 2007): Percentage Breakdown of Direct Premiums by Category for Annuities, Life Insurance, and Accident & Health Insurance (includes corresponding Graph/Chart)
  • Table 6: US Life/Health Insurance Market (2005 & 2006): Financial Asset Distribution of Insurers in US$ Billion by Category - Credit Market Instruments (Corporate and Foreign Bonds, U.S. Government Securities, Mortgages and Other Instruments), Corporate Equities, Money Market Fund Shares and Miscellaneous (includes corresponding Graph/Chart)
  • Table 7: US Life/Health Insurance Market (2005 & 2006): Percentage Breakdown of Financial Asset Distribution of Insurers (includes corresponding Graph/Chart)
  • Table 8: US Life/Health Insurance Industry (2006 & 2007): Percentage Breakdown of Investments by Category - Bonds, Mortgage Loans on Real Estate, Stocks, Contract Loans, Cash, Cash Equivalent and Short-Term Investments, Real Estate and Other Investment (includes corresponding Graph/Chart)
  • Table 9: US Recent Past, Current & Future Analysis for Individual Annuity Industry by Segment - Fixed and Variable Annuity Markets Independently Analyzed with Premiums in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • A Surging Life Insurance Market
  • Health and Managed Care - Looking Up to 2007
  • Key Snapshots of Recent Past
  • Life Industry to Keep Afloat Amid Stringent Regulations
  • Life Insurance to Grow
  • Group Life Insurance Market: Gearing ' Up' Risk Profiles...
  • Table 10: Leading Players in the US Life/Health Insurance Market (2006): Market Revenues in US$ Billion by Company for MetLife, Prudential Financial, New York Life Insurance, TIAA-CREF, Massachusetts Mutual Life Insurance, Northwestern Mutual, AFLAC, Genworth Financial, Unum Group and Principal Financial (includes corresponding Graph/Chart)
  • Table 11: US Individual Term Life Insurance Market (2006): Leading Players by Number of Policies Issued (In Thousands) - State Farm, American International, Citigroup, Direct General Group, Liberty National, Genworth Financial Group, American Family Corp., Protective Life Insurance, Old Mutual, and Northwestern Mutual (includes corresponding Graph/Chart)
  • Table 12: US Individual Whole Life And Endowment Insurance Market (2006): Leading Players by Number of Policies Issued (In Thousands) - Liberty National, Gerber Life Insurance Company, American International, State Farm, UnumProvident Life, AEGON USA Incorporated, Mutual of Omaha, Metropolitan Group, New York Life, Unitrin Group, American Family Corp., Northwestern Mutual, Allstate Insurance, Conseco, and Zurich Insurance Group (includes corresponding Graph/Chart)
  • Table 13: US Group Life Insurance Industry (2005 & 2006): Premiums in US$ Million for Select Companies - AIG, Hartford Life, Met Life, Prudential, Sun Life Financial, and Unum Provident (includes corresponding Graph/Chart)
  • Table 14: US Group Life Insurance Industry (2005): In Force Premiums in US$ Billion for Select Companies - Aetna Inc, AIG Life, Cigna, Hartford, Health Care Service, ING USA, Jefferson-Pilot, Metropolitan Life & Affiliated, NY Life, Prudential of America, Reliance Standard, Securian Finl Group, Standard Ins, Sun Life, and UnumProvident (includes corresponding Graph/Chart)
  • Table 15: US Individual Life Insurance Industry (2005 & 2006): Premiums in US$ Million for Select Companies - AIG, Ameriprise Financial, Genworth Financial, Hartford Life, Lincoln National, Met Life, Manulife, Nationwide Financial, Prudential, and Sun Life (includes corresponding Graph/Chart)
  • Table 16: Leading Players in US Individual Life Insurance Industry (2006): Percentage Market Share by Company - AIG, Ameriprise Financial, Genworth Financial, Hartford Life, Lincoln National, Manulife, Met Life, Nationwide Financial, Principal Financial Group, Protective Life, Prudential, Sun Life, and Others(includes corresponding Graph/Chart)
  • Table 17: US Individual Life Insurance Industry (2006): Percentage Breakdown of Sales by Distribution Channel - Stockbrokers and Financial Institutions, Personal- Producing General Agents & Brokers, Direct Response, and Affiliated(includes corresponding Graph/Chart)
  • Health Conscious Drives More Business in Healthcare Insurance Sector
  • Online Insurance Companies Go All Out to Convince Americans to Insure their Health
  • Rising Insurance Costs Pin down Health Insurance Levels
  • Compulsory Coverage for Children - It' s A State Affair
  • Employers Offering Integrated Healthcare schemes for Improving Productivity
  • Reinsurance: The ' Life' of ' Life' ...
  • Table 18: US Life Insurance Industry (2004): Gross Premium Written (GPW) in US$ Billion by Leading Reinsurance Companies for General Re, Swiss Re USA, XL Reinsurance America, American Re, Everest Reins. Company, Transatlantic Re, Employers Re, Odyssey Re America, Berkley Insurance Co., Folksamerica and Others (includes corresponding Graph/Chart)
  • Health Insurance Companies Venture into the Expanding Individual Health Insurance Market
  • Life/Health Insurance Companies in Transition Mode...
  • The Blues Turning Pale Due to Rising Mediclaim Costs
  • Reforms On Cards
  • Retirement Market Opens New Opportunities
  • Variable Annuity Market Faces Key Challenges...
  • Attractiveness of Other Markets for Foreign Life Insurers
  • Demographic Forces Shaping Life Insurance Business in 2006
  • Market Overview
  • Sector Representation & Market Size
  • Regulatory Overview
  • Proposition 103 Keeps Insurance Rates in Check
  • US Life Insurance Companies on to Securitization
  • US - The Global Leader...
  • Mature Life Market
  • Favorable Life Products in the US...
  • Long-term care coverage
  • Supplemental Health Coverages
  • The New Disability Policies
  • Variable Annuities
  • Sale of Variable Annuities on the Rise
  • Table 19: US Variable Annuity Industry (2006): Sales of Variable Annuities in US$ Billion by Leading Players
  • Table 20: US Insurance Industry: Net Assets of Variable Annuities in US$ Billion for the Years 2005, 2006 and 2007 (includes corresponding Graph/Chart)
  • Table 21: US Insurance Industry (2006 & 2007): Percentage Breakdown of Variable Annuity Sales by Distribution Channels - Independent NASD Firms, Captive Agents, Banks/Credit Unions, New York Wirehouses, Regional Investment Firms and Direct Response (includes corresponding Graph/Chart)
  • Table 22: US Equity Index Annuities Market (2006 & 2007): Percentage Market Share of Total Sales by Company - Allianz Life, AVIVA, ING, Old Mutual, Midland National Life, American Equity, Equitrust, Jackson National Life, Jefferson-Pilot, Sun Life and Others (includes corresponding Graph/Chart)
  • Whole Life Or Term? - The Question of Insuring Life
  • Table 23: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Life Insurance Product Sales by Universal Life, Whole Life, Variable Universal Life, Level Premium Term, Variable Life, Annual Renewable Term and Other Term (includes corresponding Graph/Chart)
  • Life Cycle of Life Insurance Products
  • First Stage
  • Second Stage
  • Third Stage
  • Fourth Stage
  • Fifth Stage
  • Universal Life Products Market
  • Group Universal Life Insurance in the US...
  • Ordinary Life Insurance Policies
  • Variable Life Insurance
  • Hard Times Lie Ahead
  • Reasons for Low Sales of VL
  • Mutual Life Insurance - A Past Perspective
  • Healthy Growth for Separate-Account...
  • Good Run Comes to an End...
  • Demutualization Shrinks Market...
  • Sales of Single Premium Life on the Rise
  • Banks' Premium Sales On a Declining Spree...
  • Term Life Insurance Rates to Decline
  • Premium Rates on Southward Journey
  • Graying Baby Boomers Offer Brighter Opportunities
  • Unprecedented Shift in the US Population...
  • Table 24: Reversal of the Demographic Balance in the US: 1970-2020e (Millions) (includes corresponding Graph/Chart)
  • Senior Citizen Population in the US
  • Table 25: Financial Products Ownership by Senior Citizens
  • Table 26: Financial Products Ownership by Senior Citizens
  • Cell-Phone Related Health Risk - Insurers and Policyholders Cross Swords
  • Restructuring of Life Market...
  • Life Insurers Collect Fee Income...
  • Terror Strikes Lives...
  • Affect of AIDS
  • Working Women: A Potential Market...
  • Disputes in the Life Insurance Industry...
  • Distribution Systems in Life Insurance
  • Distribution Pattern of the US Life Insurance Sector - A Glance
  • Changing Face of Distribution ...
  • Table 27: US Insurance Industry (2006 & 2007): Percentage Breakdown of Sales of Individual Annuities by Distribution Channels - Career Agents, Financial Planners/ Independent Broker-Dealers, Independent Agents, Banks, Stockbrokers, Direct Response and Others (includes corresponding Graph/Chart)
  • Table 28: US Life Insurance Market (2006): Percentage Breakdown of Immediate Annuity Sales by Distribution Channel -Broker/Dealers, Captive Agents, Independent Producers, Banks & S&Ls, and Others(includes corresponding Graph/Chart)
  • Table 29: Principal Distribution Channels by Market Share for US Life Insurance (2004) (includes corresponding Graph/Chart)
  • Customer Needs and Values
  • Market and Competitive Dynamics
  • Internal Capabilities and Constraints
  • Strategy, Goals and Objectives
  • Challenges Confronting the Industry
  • Regulatory Hurdles
  • Drawbacks of the Life Insurance Market
  • Factors to Improve Performance
  • Tapping the Market with New Products
  • Insurance Broker Industry in 2006 and Outlook for 2007
  • Numbers Speak
  • Table 30: US Insurance Industry (2006): Indexed Universal Life Insurance Sales in US$ Million for Select Companies - AEGON, Allianz Life, AVIVA, Conseco, Lafayette Life, Midland National life, National Life Group, Old Mutual Financial Network, and Pacific Life Companies (includes corresponding Graph/Chart)
  • Table 31: US Insurance Industry (2005): Percentage Breakdown of Equity Indexed Life Insurance Sales for Aegon Companies, AIG, AmerUs, Allianz, Conseco, Lafayette, LSW/Natl Life Vt, Midland National, Old Mutual, Pacific Life, and Others (includes corresponding Graph/Chart)
  • Table 32: US Life/Health Insurance Market by Type for 2003: Net premiums Written (In US$ billion) for Life, Annuity, Accident & Health, Contract Funds (Deposit-Type), and Others (includes corresponding Graph/Chart)
  • Table 33: Premiums for US Life/Health Insurance Market by Product Line for 1998 and 2002 (in US$ Billion) (includes corresponding Graph/Chart)
  • Table 34: US Worksite Life Insurance Market in 2003 (*): Sales ($ Million) of Worksite Life Insurance for Life Disability, Accident, Critical Illness, Dental, Long-term Care, Hospital Indemnity, and Others (includes corresponding Graph/Chart)
  • Table 35: Universal Life Sales in the US: 2000-2003 (in $ Million) (includes corresponding Graph/Chart)
  • Table 36: Leading Players in the US Universal Life Insurance Market by Market Share: 2004 (includes corresponding Graph/Chart)
  • Table 37: Leading Players in US Ordinary Life Insurance Market (2003): Amount Issued in Dollars and % Change (YoY) for AIG Life Group, Protective Life Corp, Northwestern Mutual Group, Citigroup, Aegon USA Inc, NY Life Group, State Farm Group, Metropolitan Life & Affiliated, Genworth Finl Group, and Prudential of AmericaGroups (includes corresponding Graph/Chart)
  • Table 38: Ordinary Life Insurance Sales in the US by Type of Insurer: 2000 (In US$ Billion) (includes corresponding Graph/Chart)
  • Leading Players
  • Table 39: Leading Players in the US Term Life (In -Force) Market (2005): Premium Value in US$ Billion for Aegon USA Inc, Lincoln Natl Corp, ING USA Life Group, Metropolitan Life & Affiliated Cos, and Swiss Reins Group (includes corresponding Graph/Chart)
  • Table 40: Leading Players in the US Term Life Market (2005): Value in US$ Billion by Term Life Issued by Company - AIG Life Group, Genworth Finl Group, Northwestern Mutual Group, Primerica Group, and State Farm Life Group (includes corresponding Graph/Chart)
  • Table 41: US Life Insurance Market (2005): Premium in US$ Billion for American Life, AKA EquiTable Life, Allianz Life, American Family Life, Lincoln National Life, Massachusetts Mutual Life, Metropolitan Life, Northwestern Mutual Life, Prudential Insurance Co, and United Healthcare Insurance(includes corresponding Graph/Chart)
  • Table 42: US Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Metropolitan Life & Affiliated, AIG, Hartford Life, ING, Prudential of America, AEGON, Equitable, New York Life, MassMutual Financial, and Manulife Financial (includes corresponding Graph/Chart)
  • Table 43: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Retail Life Insurance Sales by Leading Companies for New York Life, Northwestern Mutual, AIG-American General, John Hancock/ManuLife Financial, ING Life Companies - U.S., Aegon USA, Pacific Life, MetLife Companies, State Farm Life, AXA Financial/MONY and Others (includes corresponding Graph/Chart)
  • Table 44: Leading Players in US Life Insurance Market (2002 & 2003): Individual Life Premiums (In $000) and % Change (YoY) for Northwestern Mutual Life Insurance Co., American Life Insurance Co., Prudential Insurance Co. of America, Metropolitan Life Insurance Co., New York Life Insurance Co., Massachusetts Mutual Life Insurance Co., State Farm Life Insurance Co., EquiTable Life Assur. Society of the US, Guardian Life Insurance Co. of America, and Swiss Re Life & Health America, Inc. (includes corresponding Graph/Chart)
  • Table 45: Leading Players in US Life Insurance Market (2002 & 2003): Group Life Premiums (In $000) and % Change (YoY) for Metropolitan Life Insurance Co., Prudential Insurance Co. of America, Massachusetts Mutual Life Insurance Co., Aetna Life Insurance Co., Connecticut General Life Insurance, Minnesota Mutual Life Insurance Co., UNUM Life Insurance Co. of America, New York Life Insurance Co., Hartford Life & Accident Insurance, and Life Insurance Co. of North America (includes corresponding Graph/Chart)
  • Table 46: Leading Players in the US Individual Term Life Insurance Market by Percentage Market Share for 2003(includes corresponding Graph/Chart)
  • Table 47: Leading Players in the US Credit Life Insurance Market (2005): Premiums in US$ Billion for Aegon USA Inc, AIG Life Group, Amer Natl Group, Assurant, Citi Assur Svcs Group, Cuna Mutual Group, HSBC Ins Group, Life of the South Group, Protective Life Corp, and Securian Finl Group(includes corresponding Graph/Chart)
  • Table 48: Leading Players in US Credit Life Insurance Market (2003): Insurance in Force for Cuna Mutual Group, Assurant, AIG Life Group, Household Ins Group, Citigroup, Protective Life Corp, Metropolitan Life & Affiliated, Combined A&H Group, Aegon USA Inc, and MN Mutual Groups (includes corresponding Graph/Chart)
  • Table 49: Leading Players in US Insurance Market (2002 & 2003): Individual Annuity Premiums (In US $Million) and % Change (YoY) for Hartford Life & Annuity Insurance Co., Allianz Life Ins. Co. of North America, Metropolitan Life Insurance Co., Pacific Life Insurance Co., Teachers Ins. & Annuity Assoc. of America, Hartford Life Insurance Co., Jackson National Life Insurance Co., Transamerica Life Ins. Co., Allstate Life Insurance Co., and Lincoln National Life Insurance Co. (includes corresponding Graph/Chart)
  • Table 50: Leading Players in US Life Insurance Market (2001 & 2002): New Life Insurance Premiums (In US$ million) Sold through Banks - Liberty Life, Aegon, Allstate Financial, CGU Life, Nationwide, Golden Rule, First Penn-Pacific, Hartford, CUNA Mutual, and AXA (includes corresponding Graph/Chart)
  • 401(K)/Retirement PLANS - Pension Products Take the Center Stage
  • Market Perspective
  • Variable Annuity
  • Market Overview
  • Table 51: Sales of Variable Annuity: 1997- 2003 (includes corresponding Graph/Chart)
  • Table 52: US Life Insurance Market (2005): Percentage Breakdown of Variable Annuity Sales for AIG/SunAmerica/ VALIC, Axa Financial/MONY, TIAA-CREF, Hartford Life, ING Group, John Hancock Life, Lincoln National Life, MetLife, Pacific Life, Pru/American Skandia, and Others(includes corresponding Graph/Chart)
  • Table 53: US Life Insurance Market (2006): Percentage Breakdown of Variable Annutiy Sales by Distribution Channel - Bank/Credit Union, Captive Agency, Direct Response, Independent NASD Firms, New York Wire Houses, and Regional Investment Firms (includes corresponding Graph/Chart)
  • Table 54: US Leading Variable Annuity Issuers by New Sales in US$ Billion: 2003 (includes corresponding Graph/Chart)
  • Resurgence Through Consolidation and Diversification...
  • Potential Base Innovations...
  • The Plans ' n' the Benefits
  • Annuities: ' Variable' Performances...
  • Bonus Annuities Make Rapid Inroads...
  • Wrap Programs...
  • Distribution of VA - Refocus for the Better
  • Table 55: Key Distribution Channels for Variable Annuities in the US in %: 2001, 2000 & 1999 (includes corresponding Graph/Chart)
  • Outlook
  • Fixed Annuities
  • Table 56: US Life Insurance Industry (2006): Percentage Breakdown of Fixed Annuity Life Insurance Sales by Leading Companies - Allianz Life, American Equity, AVIVA, Equitrust, ING, Jackson National, Jefferson-Pilot, Midland National, Old Mutual, Sun Life, and Others(includes corresponding Graph/Chart)
  • Drop in Sales of Index Annuity
  • Table 57: US Life Insurance Industry (2006): Percentage Breakdown of Equity Indexed Annuity Sales for Allianz Life, American Equity, AmerUs Group, EquiTrust, ING, Jackson National Life, Jefferson-Pilot, Old Mutual, Midland National Life, Sun Life, and Others (includes corresponding Graph/Chart)
  • Table 58: US Life Insurance Industry (2003 & 2004): Percentage Value Breakdown of Fixed Annuity Life Insurance Sales by Leading Companies for AIG, Allianz, Allstate, New York Life, ING, Old Mutual, Jackson National (Prudential UK), Genworth Financial, Aegon, and Sun Life (includes corresponding Graph/Chart)
  • Bank Annuities
  • Table 59: US Fixed Annuities Market (2006): Sales of Fixed Annuities Through Banks for Leading Players in US$ Million (includes corresponding Graph/Chart)
  • Table 60: US Variable Annuities Market (2006): Sales of Variable Annuities Through Banks for Leading Players in US$ Million (includes corresponding Graph/Chart)
  • Table 61: Leading Individual Annuity Sellers Through Banks in the US: 2002 & 2003 (In US$ Billion) (includes corresponding Graph/Chart)
  • Offshore Annuities
  • Benefits Galore
  • Offshore Variable Life Insurance - Holds Much Promise
  • Bar on Direct Solicitation Takes its Toll
  • Transparency Takes the Curtains Off
  • The Call for ' Clean Money' ...
  • Health Insurance - Pegging High Hopes on the Health Care Industry' s Transformation
  • A Troublesome Health Insurance Sector
  • An Eye on the Healthcare Sector ...
  • Healthcare Industry - A Backgrounder
  • Medical Indemnity - Unto What?
  • Nursing Home Liability
  • Class Action Lawsuits
  • Decisions Facing the Indemnity Companies...
  • Managed Care Trends
  • The Negatives
  • Solutions New and Old...
  • Innovative Approaches
  • Integration of Group Medical Benefits and Workers' Compensation...
  • Types of Health Insurance Policies
  • Medical Expense Plans...
  • Freedom-Of-Choice Plans...
  • Preferred Provider Organization (PPO) Plans...
  • Health Maintenance Organizations (HMOs)...
  • Changing Relationships of the Insurers and the HMOs
  • The HMO - PPO (Preferred Provider Options) Standoff
  • Factors Fueling PPO Growth...
  • The Winner to Be...
  • Short-Term Health Insurance...
  • Catastrophic Health Insurance...
  • Traditional Fee-for-Service Coverage...
  • Point-of Service (POS)...
  • COBRA...
  • Long-Term Health Care in the US
  • Expenses of Long Term Care...
  • Demand for LTC Insurance Likely to Prop Up...
  • Long-Term Insurance Products in US - A Brief
  • LTC-Linked Insurance in US: The Trusted Companion During Uncertain Times
  • LTC Insurance Witnesses Rapid Consolidation and Stricter Underwriting...
  • Sources of Funding...
  • LTC Vs Disability Income...
  • LTC Insurance VS Other Investments - US Market Scenario
  • Division of Long Term Care Insurance by Product...
  • What are Viatical Settlements?
  • Rampant Unfamiliarity...
  • Market Characteristics
  • A Bi-Polar Market...
  • PPOs Rule the Market...
  • Individual Health Insurance Market at a Glance
  • Group Health Insurance
  • Medicaid Spending Trends / Projections...
  • Table 62: Annual US Medicaid Expenditure Projections: 2001 - 2010 (In US$ Billion) (includes corresponding Graph/Chart)
  • Health Reinsurance - A Costly Affair?
  • Key Factors Driving Cost Increases...
  • Coverage Limits...
  • Self-Insured Sitting Pretty...
  • Changing Face of the Health Reinsurance
  • Viability of Genetic Testing...
  • Understanding Technology Boosts Insurance Market...
  • Women and Health Insurance
  • Table 63: Health Insurance Coverage by Type for US Women Aged 18-64: 2001 (includes corresponding Graph/Chart)
  • Table 64: Insured Women' s (18-64 Yrs) Healthcare Plans in the US: 2001 (includes corresponding Graph/Chart)
  • Table 65: Demographical Study of Women Lacking Health Insurance: 2001 (includes corresponding Graph/Chart)
  • Number of Women Without Health Insurance on a Rise...
  • State Children' s Health Insurance Program (SCHIP)
  • A Drain on Medicaid Budgets...
  • Eligibility Parameters...
  • The Medicare + Care Choice Program
  • Health Insurance - A Historic Perspective
  • Online Enrolment for Health Benefits on the Rise...
  • Employer-Sponsored Health Insurance
  • Snapshots
  • Table 66: Breakdown of Covered Employees in the US by Type of Coverage & Employer Size: 2001 (In %) (includes corresponding Graph/Chart)
  • Three-Tier Health Plans...
  • MEDICAID in the US
  • Medicare Costs More...
  • Concerns Over Rising Health Insurance Costs
  • Table 67: Factors Contributing to Rising Health-Care Costs: On a Scale 1 - 10 (includes corresponding Graph/Chart)
  • Table 68: Leading Healthcare Plans in the US: 2001 (In Millions) (includes corresponding Graph/Chart)
  • Health Maintenance Organization (HMO) Segment
  • Health-Maintenance Organizations in Colorado Report Losses...
  • HMOs Implement Disease Management Programs...
  • HMOs Pay More to Hospitals...
  • Key Trends in the 90s...
  • Uninsured Americans - A Perspective
  • Table 69: Uninsured (Health Insurance) American Population: 1996 - 2000 (includes corresponding Graph/Chart)
  • Table 70: Uninsured (Health) US Population - Breakdown by Different Characteristics: 2000
  • Table 71: Children Lacking Health Insurance in the US by Different Characteristics: 2000 (includes corresponding Graph/Chart)
  • Uninsured Workers in the US...
  • Challenges Facing Healthcare Insurers...
  • Overweight Individuals Face Higher Insurance Premiums
  • Baby Boom Generation Faces Expensive Healthcare Services & Inadequate Insurance
  • Growing Convergence of Life and Health Sectors
  • Table 72: US Life/Health Insurance Industry (2004): Leading Companies by Revenues in US$ Billion for MetLife, Prudential Financial, New York Life Insurance, TIAA-CREF, Mass. Mutual Life Ins., Northwestern Mutual, AFLAC, UnumProvident, Guardian Life of America, and Principal Financial (includes corresponding Graph/Chart)
  • Table 73: US Life/Health Insurance Industry (2004): Leading Companies by Assets in US$ Billion for Prudential Financial, MetLife, TIAA-CREF, New York Life Insurance, Mass. Mutual Life Ins., Northwestern Mutual, Lincoln National, Principal Financial, Pacific Life, and AFLAC (includes corresponding Graph/Chart)
  • Table 74: Leading Players in US Life and Health Insurance Market (2002): Premium Income (In US$ Billion) for Metropolitan Life Insurance Co., EquiTable Life Assur. Society of the US, Prudential Insurance Co. of America, Massachusetts Mutual Life Insurance Co., Hartford Life & Annuity Insurance Co., Nationwide Life Insurance Co., United Healthcare Insurance Co., American Life Insurance Co., Northwestern Mutual Life Insurance Co., and American Family Life Assur. Co. Columbus (includes corresponding Graph/Chart)
  • Table 75: US Health Insurance Market (2003 & 2004): Leading Companies Ranked by Revenues (In US$ billion) for UnitedHealth Group Inc., WellPoint Health Networks Inc., CIGNA Corp., Aetna Inc., and Anthem Inc. (includes corresponding Graph/Chart)
  • Table 76: Leading Players in US Health Insurance Market (2002): Group Accident and Health Insurance Premiums for United Healthcare Insurance Co., Connecticut General Life Insurance Co, Health Care Svc. Corp., Guardian Life Insurance Co. of America, Aetna Life Insurance Co., Metropolitan Life Insurance Co., Humana Ins. Co., Principal Life Insurance Co., Blue Crass & Blue Shield of Fla., and Anthem Health Plans of Va., Inc. (includes corresponding Graph/Chart)
  • Disability Insurance - Outgrowing the Realms
  • Disability Market - Untapped Potential
  • A Key Life Segment...
  • Features of Group Disability Income Programs
  • Table 77: Leading Group Disability Insurers in the US (2006): Premiums in US$ Billion for Aetna, Assurant, Cigna, Guardian, Hartford Life, Lincoln Financial Group, Metlife, Standard Insurance, Reliance Standard, and Unumprovident (includes corresponding Graph/Chart)
  • Table 78: Leading Players in the Long Term Disability Insurance Market: 2003 (includes corresponding Graph/Chart)
  • Table 79: Leading Players in the Short Term Disability Insurance Market: 2003 (includes corresponding Graph/Chart)
  • An Artificial Demand?
  • Changes in the Disability Market...
  • Potential of the Disability Insurance Market...
  • Hard Long-Term Disability Insurance Market
  • Limiting Disability Claim Payments...
  • Individual Disability Insurance Market Makes a Turnaround...
  • Non-Cancelable Disability Income Insurance
  • Mental Disorders - Adding a New Dimension to Disability Insurance
  • The Cause and the Solution...

5b. Canada

  • First to Market ' Life' Overseas ...
  • M & A and Overseas Sales: Driving the Market
  • Highlights
  • Disability Industry Shows Glimpse of Maturity...
  • Market Overview
  • Table 80: Canadian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Larger ' Life' ...
  • Canadian Life Market - A Brief
  • Market Size & Representation
  • Table 81: Life Insurance Industry in Canada: Per Capita Premium in US$, and Penetration Rate for 2006
  • Health Care Scenario
  • Disability Insurance Plan
  • Regulatory Bodies
  • Insurance Bureau of Canada
  • Insurance Rate System
  • Distribution/Marketing Channels
  • The Traditional Channel
  • Career Agency System
  • Direct Brokerages
  • The Contemporary Channel
  • National Distribution Model
  • Distribution Consolidators
  • Bank Distribution
  • IDA Firms Witness Decline in Insurance Sale
  • Insurance Crimes on Rise
  • Life Insurance Competitive Scenario
  • Table 82: Canadian Group Life Insurance Market (2006): Net Written Premiums in C$ Million by Leading Companies for Sun Life Assur Co, Manufacturers Life, Munich Reins Co, Great-West Life, Co-operators Life, London Life, Industrial Alliance, Industrial-Alliance Pacific Life, CA Life, and Cumis Life (includes corresponding Graph/Chart)
  • Table 83: Canadian Individual Life Insurance Market (2006): Net Written Premiums in C$ Million by Leading Companies for Sun Life Assur Co, Manufacturers Life, London Life, Industrial Alliance, Munich Reins Co, CA Life Assur Co, Transamerica Life, RBC Life, Great-West Life, and CA Life Ins Co (includes corresponding Graph/Chart)
  • Life Insurance Competitive Scenario - A Recent Past Overview
  • Leading Players by Net Written Premium
  • Table 84: Canadian Life Insurance Industry (2004): Percentage Share Breakdown of Net Written Premium by Leading Players for Sun Life of Canada, Manufacturers Life, Canada Life, London Life, Great-West Life, and Others (includes corresponding Graph/Chart)
  • Market Stats - A Review of Past
  • Leading Players by Gross Written Premium
  • Table 85: Canadian Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Sun Life of Canada, Manufacturers Life London Life, Canada Life Financial Corp., Industrial Alliance, Maritime Life, Desjardins Financial, Transamerica Life, Empire Life, and RBC Life (includes corresponding Graph/Chart)
  • Table 86: Top-Five Players in the Canadian Life Insurance Industry (2002) - Gross Written Premiums in US$ Million for Sun Life of Canada, Manulife Financial, London Life, Industrial-Alliance Life, and The Canada Life (includes corresponding Graph/Chart)
  • Leading Players by Assets
  • Table 87: Canadian Life Insurance Industry (2003): Leading Players by Assets in Can$ Million for Sun Life of Canada, Manufacturers Life, Canada Life, London Life, Great-West Life, Industrial Alliance Life, Maritime Life, Desjardins Financial, IOF Foresters, and Transamerica Life Canada (includes corresponding Graph/Chart)
  • Table 88: Canadian Life Insurance Industry (2000): Leading Companies by Assets Under Management in US$ Billion for Sun Life Financial Services, Manulife Financial, Great-West Lifeco, Canada Life Financial, and Clarica Life Insurance (includes corresponding Graph/Chart)
  • Focus on Select Players
  • Canada Life Assurance Co.
  • Great-West Lifeco Inc. - A Leading Canadian Life/Health Insurer
  • Manulife Financial Corp.
  • Sun Life Financial

5c. Japan

  • Market Size & Representation
  • Table 89: Japanese Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premiums in US$ Billion for Fiscal Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Table 90: Japanese Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
  • Non-Payment Issues Hit the Japanese Life Insurance Industry
  • De Mutualizing of Insurance Companies: Demoralizing Consumer Interests?
  • Recovery: Hope or Hype?
  • Deregulation Shakes the Market Lull
  • Table 91: Japanese Life Insurance Market (FY2005-Y2007E): Percentage Breakdown of Total Premium Income by Category for Individual Insurance, Individual Annuity, Group Insurance, Group Annuity, and Others (includes corresponding Graph/Chart)
  • Table 92: Japanese Life Insurance Industry (FY2000- FY2006): Total Assets By Value in Y Billion (includes corresponding Graph/Chart)
  • Table 93: Japanese Life Insurance Industry (FY2005 & FY2006): Total Business in Force (In Y Billion) by Individual Insurance, Individual Annuity, Group Insurance, and Group Annuity (includes corresponding Graph/Chart)
  • Table 94: Japanese Life Insurance Industry (FY2005 & FY2006): Total Payments in Y Billion by Benefits, Annuity, Repayments, and Others (includes corresponding Graph/Chart)
  • A Peek into Vital Stats
  • Challenges Facing Japanese Life Insurance Sector
  • Foreign Players Eye the Takeover of Domestic Life Insurers...
  • Foreigners' Reign...
  • Structure of the Life Insurance Industry
  • Review of Past Trends and Issues
  • Japan' s Favoritism to Kampo Met with Hot Opposition
  • Sluggish Economy Lags Growth in the Insurance Market - A Late 90' s Scenario
  • Deregulation of the Insurance Industry: Flagged off in the Year 1996
  • Deregulation Shakes Up the Laxity in the Market
  • Competitive Scenario
  • Table 95: Japanese Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Nippon, Dai-ichi, Meiji Yasuda, Sumitomo, ALICO Japan, Daido, Mitsui, American Family, Taiyo, and Fukoku (includes corresponding Graph/Chart)
  • Table 96: Top-Five Players in the Japanese Life Insurance Market (2002) - Gross Written Premiums in US$ Million for Nippon, Dai-Ichi, Sumitomo, Meiji, and Yasuda (includes corresponding Graph/Chart)
  • Personal Health Insurance is the Mainstay...
  • Medical Insurance - A Sunrise Opportunity?
  • Ongoing Shift
  • Medical Expenditure: Spiraling Up...
  • Table 97: Medical Expenditures in Japan: 2000 - 2005 (includes corresponding Graph/Chart)
  • Table 98: Health Insurance Market Size in Japan (*): 2000 & 2005 (Y Trillion)
  • High-Risk Medicare Boosts Private Medical Insurance
  • Table 99: Rising Popularity of Disease Specific Riders in Japan (2003-2004) (includes corresponding Graph/Chart)
  • High Cost Medicare Props Personal Accident Insurance
  • Focus on Select Japanese Players
  • Asahi Mutual Life Insurance
  • Dai -ichi Mutual Life Insurance
  • Meiji Yasuda Life Insurance - Leading Life Insurer in Japan
  • Nippon Life Insurance Co.
  • Sumitomo Life Insurance
  • Sompo Japan Insurance Inc.

5d. Europe

  • Market Overview
  • Table 100: European Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Table 101: European Recent Past, Current & Future Analysis for Life Insurance Industry by Leading Country/Region - United Kingdom, France and German Markets Independently Analyzed with Annual Premium Income in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Changing Face of the European Insurance Market
  • Life Insurance on the Surge
  • Table 102: European Life Insurance Market (2005): Percentage Breakdown of Premiums by Country - Belgium, Denmark, Finland, France, Germany, Italy, Netherlands, Spain, Sweden, Switzerland, United Kingdom, and Others(includes corresponding Graph/Chart)
  • Table 103: European Life Insurance Market (2005): Percentage Breakdown of Insurance Contracts by Individual and Group Segments for France, Germany, Italy, UK, and Spain (includes corresponding Graph/Chart)
  • Table 104: European Life Insurance Market (2005): Percentage Breakdown of New Individual Life Contracts by Segments - Annuity, Protection, and Savings (includes corresponding Graph/Chart)
  • Table 105: Leading Players in European Life Insurance Market (2006): Percentage Market Share of APE (Annual Premium Equivalent) by Unit-Linked Products, and Fixed-Rate Products for Aegon, AGF, Allianz, AXA, CNP, Generali, Fortis, and ING 2004: Earnings Clouded by Underwriting Concerns (includes corresponding Graph/Chart)
  • 2004: Earnings Clouded by Underwriting Concerns
  • Life Investments Form Major Portion of Insurance Investments
  • Fast Facts
  • Table 106: Life Insurance Market (2002-2005): Premium Income (in ? Billion) by Major European Countries - United Kingdom, France, Germany, and Italy (includes corresponding Graph/Chart)
  • Deregulation Regulating the Market' s Growth?
  • Cross Border Life Operations - A Boon to Life Insurers
  • UK Leads the Way...
  • Aging Population Fuels Sales
  • Bancassurance Denting Life Insurers' Revenues
  • An Overview of the Pension Market in the Six Largest EU States
  • Ageing Population Thumps the Pension Regimes
  • Public Pensions Systems Under Pressure
  • Alarming Pension Expenditure
  • Saving Rates
  • Compulsory Pension Saving - A Hugely Relied Income
  • Dominance of PAYG System
  • Occupational Pensions (Voluntary Schemes)
  • Personal Pensions and Other Retirement Saving (Voluntary Schemes)
  • Non-Contributory (Means-Tested) Pensions
  • Fresh Funded Pension Products
  • Flooding Tax-Benefits
  • Advocating for Company-Based Pensions
  • European Pension Reforms
  • Pension Sector Outlook for Select EU Countries
  • France
  • Germany
  • Italy
  • United Kingdom
  • Spain
  • Poland
  • Challenges Faced by the Life and Pensions Market in Europe
  • Regulations
  • Europe' s ' Lisbon Strategy' Relaunched
  • Changing Distribution Channels
  • Emergence of Bancassurance...
  • Factors Influencing Growth
  • What' s in Store?
  • A Wide Network of Distribution Channels
  • A Tightening Regulatory Environment
  • New Competition Rules in the Insurance Industry
  • Insurance Intermediation
  • Taxation of Insurance Premiums
  • New Guidelines in Germany
  • Reverberations in European Union
  • European Union to Withdraw State Cover for Airlines
  • Historic Review
  • Table 107: Key Nations for Life Insurance in Europe: 2000 (In US$ Billion) (includes corresponding Graph/Chart)
  • Quality Vs Cost - The Perennial Problem Drives the Health & Disability Insurance Market
  • 5d(i). Key European Markets
  • A. German Market
    • Europe' s Largest Life Insurance Market
    • Table 108: German Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • German Insurance Industry - A Market Summary
    • Life Insurance Market Trends in Germany -Review of First Half of 2006
    • German Health Insurance Industry - MarketStatistics of 2005 & First Half of 2006
    • Table 109: German Life Insurance Industry: Per Capita Premium in US$, and Penetration of Insurance for 2006
    • Insurance Penetration in German Households
    • Table 110: German Insurance Industry (1991-2004): Insurance Penetration Rate in German Households (In %) (includes corresponding Graph/Chart)
    • Highlights
    • Table 111: German Life Insurance Industry (2007 & 2008): Percentage Breakdown of Premiums by Category - Endowment, Annuities & Pensions, Unit-Linked Endowment & Annuity, Collective Policies and Supplementary Insurance (includes corresponding Graph/Chart)
    • Table 112: German Life Insurance Industry (2005): Percentage Breakdown of Premiums by Category - Annuities & Pensions, Collective Policies, Endowment Insurance, Supplementary Insurance, and Unit-Linked Endowment & Annuity Insurance (includes corresponding Graph/Chart)
    • Table 113: German Life Insurance Industry (2005): Percentage Value Breakdown of Life Annualized New Business by Business Type - Individual Insurance Contracts (Annuities & Pension, Dependency Annuity, Disability, Endowment, Term Insurance, Others) and Group Insurance Contracts (Endowment, Residual Debt, Term Insurance, and Others)
    • Table 114: German Life Insurance Industry: Gross Written Premium in US$ Billion for 1999-2002 (includes corresponding Graph/Chart)
    • Consolidation Scenario
    • Significance of a Single Market
    • Table 115: Number of Insurers Operating in the German Life Insurance Industry (1990-2003) (includes corresponding Graph/Chart)
    • Regulatory Reforms: Taxing the Future of Life?
    • Health Insurance & Pension Schemes Cover MajorShare of Cancer Costs
    • Market Players
    • Table 116: Leading Players in German Life Insurance Market (2004): Percentage Market Share by Company - Allianz, AXA, Debeka, Generali, HDI (Talanx), Munich Re, R+V, Zurich, and Others (includes corresponding Graph/Chart)
    • Table 117: German Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Allianz Leben, Hamb. Mannheimer LV, Aachener/Mchn Leben, R+V Lebensvers AG, DT. Herold Leben, Victoria Leben, Volksfursorge DT LV, Axa Leben, Debeka Leben, and Gerling- K. Leben (includes corresponding Graph/Chart)
    • Table 118: Leading Players in the German Life Insurance Market (2002) - Gross Written Premiums in US$ Million for Allianz Leben, Aachener/Mchn. Leben, Hamb. Mannheimer LV, R+V Lebensvers. AG, and DT. Herold Leben (includes corresponding Graph/Chart)
    • Outlook
    • Direct Writing
    • IDW' s Guidelines
    • The Pension Sector
    • Compulsory Pension (Contributory StatePension)
    • Occupational Pension (Voluntary)
    • Types of Occupational Pension
    • Book Reserves
    • Retirement Funds (Pensionskasse)
    • Direct Insurance
    • Support Fund
    • Pension Fund
    • Personal Pensions and Other Retirement Savings(Voluntary)
    • Insurance Pools
    • Protektor Lebensversicherungs-AG
    • Essential Features of Protektor AG
    • Health Insurance Market Highlights
    • Table 119: German Health Insurance Industry: Gross Written Premium in US$ Billion for 1999-2003 (includes corresponding Graph/Chart)
    • Table 120: Number of Insurers Operating in the German Health Insurance Industry (1990-2003) (includes corresponding Graph/Chart)
    • Private Health Insurance Sector...
    • Table 121: German Private Health Insurance Market (2005): Premiums in Euro Billion) by Business Segment - Health Insurance (Daily Benefits Insurance, Independent Hospital Cash Schemes, Medical Expenses Insurance, Special Types of Insurance, and Other Independent Partial Insurances) and Compulsory Long-Term Care Insurance (includes corresponding Graph/Chart)
    • Private Health Funds Receive Boost
    • Health Insurance and Insurers' Predicament
    • A Mid 90' s Perspective
    • Major Players
    • DKV Deutsche
    • Signal
    • DKV Deutsche Krankenversicherung - One of theLeading German Insurers
    • Debeka Krankenversicherungsverein - A LeadingInsurer in Germany
  • B. French Market
    • France: A Leading European Life InsuranceMarket
    • New Products Drive Growth
    • Table 122: French Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium Income in US$ Billion for the Years 2006 through 2010 includes corresponding Graph/Chart)
    • Table 123: French Life Insurance Industry: Per Capita Premium in US$ and Penetration of Insurance for 2006
    • Life Insurance Highlights
    • The Market Leaders
    • Table 124: Leading Players in French Life Insurance Market (2006 & 2007): Percentage Market Share of Premiums by Company - CNP, Credit Agricole, Axa, Generali, BNP and Others (includes corresponding Graph/Chart)
    • Table 125: French Life Insurance Market (2002): Total Premium Income by Category in Euro Billion (includes corresponding Graph/Chart)
    • A Fragmented Market
    • Table 126: Number of Insurance Companies Operating in France (2002-2003) (includes corresponding Graph/Chart)
    • Health Insurance
    • Foreign Re-insurers in France
    • Life Products
    • Fastest Growing Life Products in France
    • Shift in Household Preference
    • Retirement Funding
    • The Pension Sector
    • Compulsory Pension (Contributory State Pension)
    • Safety Net Pension (Non-Contributory StatePension)
    • Occupational Pension (Voluntary)
    • Personal Pensions and Other Retirement Savings(Voluntary)
    • Professional Pension Contracts
    • Table 127: French Insurance Market (2002): Professional Pension Contracts Written by Insurance Companies in Euro Billion (includes corresponding Graph/Chart)
    • Tax Benefits to Help Pension Funds Growth
    • Banks in Life Insurance
    • Outlook
    • Leading Players
    • Table 128: French Life Insurance Market (2005): Percentage Market Share of Leading Players - AGF, AXA France, BNP Paribas, Credit Agricole, Credit Mutuel, CNP, Generali, Groupama, Soc Gen, and Others (includes corresponding Graph/Chart)
    • Table 129: French Life Insurance Market (2005): Percentage Breakdown of Life Insurance Policy Distributors - Banks, Brokers, Employee Networks, General Agents, and Others(includes corresponding Graph/Chart)
    • Table 130: French Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for CNP, Predica/Pacifica, AXA, Generali France, BNP Paribas assurance, Sogecap, AGF, Groupama, ACM and Aviva France (includes corresponding Graph/Chart)
    • Health Insurance Boosts the Segment' s PhenomenalGrowth
    • Table 131: French Life and Health Insurance Market (2002): Total Premium Income by Category in Euro Billion (includes corresponding Graph/Chart)
    • Groupama -The Market Leader
    • Focus on Select French Players
    • AXA Group
    • BNP Paribas Assurance - Fourth LargestLife-Insurance Group in France
    • Groupama
  • C. Italian Market
    • Sector Representation
    • Table 132: Italian Insurance Industry (2005): Penetration of Insurance and Per Capita Premium in US$ by Category - Life and Non-Life
    • Reviving Fortunes
    • A Review of Past
    • Bankassurance Grows Popular
    • A ' Unitary' Beginning
    • Table 133: Italian Insurance Industry (2002 & 2003): Total Premium by Category in Euro Million (includes corresponding Graph/Chart)
    • Table 134: Italian Insurance Industry (1993-2002): Total Life Premium in Euro Million (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 135: Top-Five Players in the Italian Life Insurance Market (2003) - Gross Written Premiums in US$ Million for Creditras, Sanpaolo, Poste Vita, Intesa, and Alleanza (includes corresponding Graph/Chart)
    • Industry Structure
    • Table 136: Leading Players in Italian Insurance Market (2004): Percentage Market Share by Company - Ass. Internazionali Previdenza, Cattolica, Fondiaria - Sai, Generali, RAS, Unipol, and Others
    • Table 137: Italian Insurance Market (2003): Number of Domestic Insurance Companies by Judicial Nature and Business Sector
    • Table 138: Italian Insurance Market (2003): Number of Insurance Companies by Nature of Origin and Business Sector (includes corresponding Graph/Chart)
    • Domestic Vs. Foreign Players
    • Distribution System in Italian Insurance Industry
    • Performance of Distribution Channels
    • Table 139: Italian Life Insurance Market (1H-2006): Percentage Breakdown of Direct Premium Volumes by Category- Health, Capitalisation, Unit & Index Linked, Traditional, and Pension Funds (includes corresponding Graph/Chart)
    • Table 140: Italian Life Insurance Market (1H-2006): Percentage Breakdown of Direct Premium Volumes by Channel - Domestic Insurers (Financial Advisors, Banks & Post Offices, Agents, and Others) and EU Insurers (includes corresponding Graph/Chart)
    • Table 141: Italian Life Insurance Market (2003): Total Premium (in Euro Million) and Market Share (in %) by Distribution Channels for Agents, Brokers, Direct Sales and Financial Advisers (includes corresponding Graph/Chart)
    • Insurance - A Move Towards Rationalization
    • Banks in the Italian Insurance Business
    • Liberalization of the Sector
    • The Pension Sector
    • Compulsory State Pension (Contributory)
    • Safety Net Pension (Non-Contributory)
    • Occupational Pension
    • Personal Pensions and Other Retirement Savings(Voluntary)
    • Pension Funds Revision Outlook
    • Pension Funds in Italy & Their Performance
    • Focus on Key Player
    • Assicurazioni Generali - No. 3 in World
  • D. Spanish Market
    • Spanish Insurance Market
    • Market Size & Representation
    • Life and Pensions Sector - Growing Robustly
    • Growth Barriers
    • Changes in Spanish Tax Code
    • The Pension Sector
    • Compulsory Pension (Contributory)
    • Safety Net Pension (Non-Contributory StatePension)
    • Occupational Pensions (Voluntary)
    • Personal Pensions and Other Retirement Savings(Voluntary)
    • Distribution/Marketing Channels
    • Table 142: Spanish Life Insurance Market (2005): Percentage Breakdown of Premium by Distribution Channel - Bancassurance, and Insurers
    • Market Leaders
    • Table 143: Leading Players in Spanish Life Insurance Market (2004): Premium in ? Million by Company - Allianz, Ascat Vida, Aviva, BBVA, Bansabadell Vida, Banesto Grupos, Caifor, Generali, Ibercaja, and Mapfre (includes corresponding Graph/Chart)
    • Table 144: Spanish Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Mapfre Vida, Vida Caixa, BBVA Seguros, Aseval, Bansabadell Vida, Ibercaja, Ascat-Vida, Vitalicio Seguros, Estrella Seguros, and Mediterraneo Vida (includes corresponding Graph/Chart)
    • A Mid 90' s Perspective
    • Medical Insurance- Robust Growth
  • E. The UK Market
    • The UK Insurance Industry - An Overall MarketScenario
    • Table 145: UK Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in GBP Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Table 146: UK Life Insurance Industry: Per Capita Premium in US$, and Penetration of Insurance for 2006
    • Life Insurance Market
    • Table 147: UK Life Insurance Market (2006 & 2007): Percentage Market Share of Net Written Premiums by Category - Life Insurance, Individual Pensions, Occupational Pensions, Income Protection and Others (includes corresponding Graph/Chart)
    • The UK Insurance Industry - An Overall MarketScenario
    • Health Insurance: An Illustrious Year ...
    • Life Insurance Industry - Out focused?
    • Get...Set...Grow...
    • Impact of Climatic Transitions on InsuranceIndustry
    • Aging Baby Boomers - A Concern in the UKInsurance Industry
    • Life Insurance Prices to Drop in UK
    • Critical-Illness Plan to Dominate UK Market
    • General & Long Term Insurance - A UniqueMarket Split
    • Table 148: UK Insurance Market by Category (2003): Number of Companies in General Insurance, and Long-term Business (includes corresponding Graph/Chart)
    • Rising Medical and legal costs Spiral PersonalInjury Claims
    • Life Insurers Take the Bigger Pie of OverseasBusiness
    • Fluctuating Regulations Cast a Spell of Chaos onthe Industry
    • E-Commerce & Outsourcing - To Rise & Shinethe UK Insurance Sector
    • Consumer Loyalty - A Strong Point
    • Mutual Insurance Gains Ground Amid Adversities
    • Effect of Demographic Trends on InsurancePenetration
    • Table 149: Population Trends: 1990-2030
    • Changes in UK Healthcare System - Impacts onHealthcare Insurance
    • Information Technology in Insurance
    • Employer-Pension Schemes Outpace PersonalPensions
    • ' Long Life' Products Go Strong
    • Table 150: UK Life Insurance Industry: Life Annualized New Business in US$ Billion and Percentage Value Breakdown of LANB by Savings & Protection, Pensions, Pension Annuities and Group Risk (Regular, Non-Profit) for the Years 2001, 2002, 2003, 2004, 2005 and 2010 (includes corresponding Graph/Chart)
    • Table 151: UK Long Term Insurance Market (2005): Net Premium Income in Pound Billion by Category - Group Pensions, Life & Annuities, Individual Pensions, and Income Protection & Other Business (includes corresponding Graph/Chart)
    • Table 152: UK Long Term Insurance Market (2005): Benefits Paid in Pound Billion by Category - Life & Annuities, All Pensions, and Income Protection & Other Business(includes corresponding Graph/Chart)
    • Table 153: UK Long Term Insurance Market (2005): Individual Business Policies in Million by Category - Life & Annuities, All Pensions, and Income Protection & Other Business (includes corresponding Graph/Chart)
    • Table 154: UK Long Term Insurance (2005): Percentage Market Share of Sales by Category - Single Tie/Limited Range, IFAs/Whole of Market, and Non-Intermediated (includes corresponding Graph/Chart)
    • Table 155: UK Long Term Insurance (2000-2004): Life & Annuities' Net Premium (NP) in US$ Billion and Percentage Breakdown of NP by Regular and Single Premiums (includes corresponding Graph/Chart)
    • Table 156: UK Long Term Insurance (2000-2004): ' Individual/Other Pensions' Net Premium (NP) in US$ Billion and Percentage Breakdown of NP by Regular and Single Premiums (includes corresponding Graph/Chart)
    • Table 157: UK Long Term Insurance (2000-2004): ' Income Protection' Net Premium (NP) in US$ Billion and Percentage Breakdown of NP by Regular and Single Premiums (includes corresponding Graph/Chart)
    • Table 158: UK Long Term Insurance (2000-2004): Total Benefits (TB) in US$ Billion and Percentage Breakdown of Total Benefits by Pensions, Life & Annuities and Income Protection (includes corresponding Graph/Chart)
    • Table 159: UK Long Term Insurance (2000-2004): Total Business Policies (TBP) in US$ Billion and Percentage Breakdown of TBP by Life & Annuities, Pensions and Income Protection (includes corresponding Graph/Chart)
    • Table 160: UK Life Insurance Market (2005 & 2006): New Business Premiums (Regular) in Pound Million by Category - Individual Pension, Group Pension, Individual Protection, Group Protection, Investment & Savings, Collective Investment & Schemes, Other Stakeholder Products, and Offshore Business (includes corresponding Graph/Chart)
    • Table 161: UK Life Insurance Market (2005 & 2006): New Business Premiums (Regular) by Distribution Channel - Single Tie, IFAs/Whole of Market, and Non-intermediated(includes corresponding Graph/Chart)
    • Table 162: UK Life Insurance Market (2005 & 2006): New Business Premiums (Single) in Pound Million by Category - Individual Pension, Group Pension, Individual Protection, Pension Annuities & Income Drawdown, Investment & Savings, Collective Investment & Schemes, Other Stakeholder Products, and Offshore Business (includes corresponding Graph/Chart)
    • Table 163: UK Life Insurance Market (2005 & 2006): New Business Premiums (Single) by Distribution Channel - Single Tie, IFAs/Whole of Market, and Non-intermediated(includes corresponding Graph/Chart)
    • Market Leaders
    • Table 164: Leading Players in UK Life Insurance Market (2005): Percentage Market Share by Company - Aviva, AXA, Clerical Medical, Friends Provident, Legal & General, Prudential, Scottish Widows, Scottish Equitable, Skandia, Standard Life, and Others (includes corresponding Graph/Chart)
    • Table 165: UK Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for AVIVA plc, Standard Life, HBOS, Prudential, Lloyds TSB Group, Legal and General, Axa, Aegon, Zurich Financial Services, and Friends Provident (includes corresponding Graph/Chart)
    • Specialist Pensions Insurance
    • Demand for Annuities Set to Rise Rapidly
    • Categorization of the UK Life Insurers
    • Restructuring of the Industry
    • Opportunities for Life Insurers
    • Outlook for the Life Market
    • Industrial Branch Business
    • About Endowment Mortgages
    • Hybrid and Savings Plans - Futuristic in Nature
    • The Pension Sector
    • Table 166: UK Pension Market (2005): Total Funded Pensions in Pounds Billion by Type - Self- Administered Pensions, Insurance Individual Pensions, and Insurance Occupational Pensions (includes corresponding Graph/Chart)
    • Compulsory Pension (ContributoryState Pension)
    • Safety Net Pension (Non-Contributory StatePension)
    • Occupational Pensions (Voluntary)
    • Personal Pensions and Other Retirement Savings(Voluntary)
    • Stakeholder Pensions
    • Pension Credit
    • An Impetus to Sagging Pensions Market
    • Traded Endowment Policies (TEPS)
    • A Fast Growing Financial Services Segment
    • The Origins
    • Target Audience
    • Triple Benefits
    • Protection and Investor Considerations
    • Supply and Demand Scenario - A HistoricReview
    • Table 167: Percentage of TEPS Offered by Life Companies to Market Makers (includes corresponding Graph/Chart)
    • Distribution
    • Work-Site Marketing Rising to New Heights
    • Marketing Strategies
    • Telemarketing
    • Advertisements
    • Direct Mail
    • E-commerce & M-commerce
    • Direct Writers - A Key Link in the MarketVertical
    • Customer Relationship Management (CRM)
    • A Peek into Past Trends/Issues and Facts
    • Table 168: Long-Term Insurance Market in UK: 2000 (? Billion) (includes corresponding Graph/Chart)
    • Dismal Market Conditions
    • Consolidation in the Insurance Market
    • Market Leaders
    • Table 169: Top-Five Players in the UK Life Insurance Market (2002) - Gross Written Premium in US$ Million for Barclays, Standard Life, Norwich Union, Prudential, and Halifax (includes corresponding Graph/Chart)
    • Entry of Banks Into Insurance
    • Table 170: Leading Bancassurers in the UK by Net Reinsurance Premium: 2000 (? Million) (includes corresponding Graph/Chart)
    • Consolidations in the IFA Sector
    • IFAs Outlook Gloomy
    • Few Investors Choose to Invest in IFA' s...
    • Review of the Sectors: Mid-90s
    • Table 171: Life Premiums in Total Premiums of the Composites (includes corresponding Graph/Chart)
    • Focus on Select Players
    • Aviva Plc - Fifth Largest Life Insurer in theWorld
    • Britannia Life
    • Ecclesiastical Insurance Group
    • Legal & General Group Plc
    • Lloyds TSB Life Assurance Company Limited
    • NatWest Life
    • Prudential PLC
    • Scottish Widows plc
    • Standard Life
    • The EquiTable Life Assurance Society
    • Accident and Health Insurance
    • Table 172: Growth of Permanent Health Insurance Policies (includes corresponding Graph/Chart)
    • Health Insurance Highlights
    • Corporate Sector Holds Hope for UK' s HealthInsurance Market
    • Rising Private Medical Insurance Claims
    • Table 173: Ratio of the UK Working Age Over Pensionable Age (includes corresponding Graph/Chart)
    • Outlook
    • The Key for Retention...
    • Long Term Care - A Past Perspective
    • Booming Long-Term Healthcare InsuranceMarket in the UK...
    • Control of Personal Investment Authority...
    • A Review of Mid 90s
    • Accident & Health...
    • Table 174: Pecuniary Loss - Net Premiums Written and Underwriting Results by Company (? Million) (includes corresponding Graph/Chart)
    • Focus on Select Players
    • BUPA (British Union Provident Association)
    • Scottish Widows plc
  • F. Russian Market
    • Low Penetration Abounds Prospects
    • A Market with A Difference
    • Sector Representation
    • Table 175: Russian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Market Snapshots
    • Insurance Industry Outpaces GDP Growth
    • Market Trends and Issues
    • A Ray of Hope...
    • Problems Persist
    • Life and Pensions Market
    • Pension Reforms
    • Reforms - Key for Development
    • Tax Waiver Boosts Life Insurance SectorProspects
    • Market Leaders
    • Table 176: Russian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Stolichnoe, UralSib, Yakor, Natsionalnaya, Standart Reserv, Gorodskaya, Rosno, Pomoshch, Reso Garantiya, and Rosgosstrakh (includes corresponding Graph/Chart)
    • Table 177: Top-Five Players in the Russian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for PSK, Yakor, Liga, National Insurance, and CA Vesta (include corresponding Graph/Chart)
    • Outlook
    • Focus on Reserve Practices
    • Industry Composition
    • Regional Insurers Have the Major Say
    • Role of Foreign Insurers in Russia
    • Problems Continue to Dog Foreign Players...
    • Regulatory Environment
    • The Supervisory Authority
    • Responsibilities of Department of InsuranceSupervision
    • Powers
    • Rights
    • General Rules and Regulations
    • Licensing
    • Accounting
    • A Recent Past Perspective
    • Post September 11 Attacks: Russian EconomyPresents a Rosy Picture
    • Competition and Control Lower Market' sFragmentation
    • Capital & Start ups of Insurance Firms: A 2000Scenario
    • Life Insurance Dominated the Scene
    • Health Insurance - The ' In' Thing
  • G. Insurance Markets in Rest of Europe
    • Central and Eastern Europe
    • Life Insurance Sector Flourishing
    • Large Players Losing Hold
    • Table 178: Life Insurance Industry in Eastern Europe (2005): Penetration of Insurance for Select Regions - Russia, Czech Republic, Poland, Hungary, and Ukraine (includes corresponding Graph/Chart)
    • A Peek into the Past
    • Market Numbers
    • Table 179: Insurance Penetration Rate (In %) by Type for 2001: Central/East European Nations Vs EU-15 (includes corresponding Graph/Chart)
    • Table 180: Insurance Premium as % of GDP for1999-2001: Central/East European Nations Vs EU-15 (includes corresponding Graph/Chart)
    • Table 181: Per Capita Premium in US$ for 2000 &2001: Central/East European Nations Vs EU-15 (includes corresponding Graph/Chart)
    • Scandinavia
    • Best Prospects for Unit Linked Products
    • Baltic Countries: Pension Reforms - Agenda forGrowth
    • Latvia
    • 1st Pillar - State Mandatory Non-FundedSocial Insurance Pension Scheme(On PAYG base)
    • 2nd Pillar - State Mandatory Funded SocialInsurance Pension Scheme
    • 3rd Pillar - Private Voluntary PensionScheme
    • Lithuania
    • Estonia
    • Austria
    • Sector Representation & Market Size
    • Life Insurance Majors
    • Table 182: Austrian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Sparkassen Versicherung, Wiener Stadtische, Raifeisen, UNIQA Personenversicherung, Generali Versicherung, Allianz Elementar Leben, Wustenrot, Union, Donau, and Skandia Leben (includes corresponding Graph/Chart)
    • Table 183: Top-Five Players in the Austrian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Sparkassen-Versicherung, Wiener Staedtische, Raiffeisen, Generali Versicherung, and Wustenrot (includes corresponding Graph/Chart)
    • Health - A Key Segment of the Austrian NationalInsurance System
    • Table 184: Austrian Insurance Industry (2003): Percentage Share of Expenditure by Sector for Pensions, Health Insurance, and Accident Insurance (includes corresponding Graph/Chart)
    • Table 185: Austrian Insurance Industry (2000-2003): Spending of Health Insurance Sector by Spending Areas in ? Million (includes corresponding Graph/Chart)
    • Belgium
    • Sector Representation & Market Size
    • Table 186: Belgian Life Insurance Industry (2005): Penetration of Insurance and Per Capita Premium in US$
    • Market Leaders
    • Table 187: Belgian Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for ETHIAS Life, Les Assurances de Fortis Banque, AXA Belgium, Fortis AG, KBC Assurances/CBC Assurances, ING Insurance, DEXIA Assurances, AGF Belgium Insurance, Generali Belgium, Winterthur-Europe Assurances (includes corresponding Graph/Chart)
    • Table 188: Top-Five Players in the Belgian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for SMAP, FB Assurances, ING, KBC Assurances, and Fortis AG (includes corresponding Graph/Chart)
    • Bulgaria
    • Sector Representation & Market Size
    • Market Leaders
    • Table 189: Bulgarian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for DZI, Allianz Bulgaria Life, Orel Life, AIG Life Bulgaria, Bulstrad DSK-Life, Grawe Bulgaria, Vitosha Life, Bulgariski Imoti, DSK Garancia, and Dobrudja-M-Life (includes corresponding Graph/Chart)
    • Table 190: Top-Five Players in the Bulgarian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for DZI, Allianz Bulgaria Life, Orel Life, AIG Life Bulgaria, and Bulstrad DSK-Life(includes corresponding Graph/Chart)
    • A Snapshot of the Past Market Stats
    • Table 191: Life Insurance Industry in Bulgaria (2000): Leading Companies by Premium Income in Lev Million and Market Share in % (includes corresponding Graph/Chart)
    • Croatia
    • Sector Representation & Market Size
    • Market Leaders
    • Table 192: Croatian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Grawe, Croatia, Merkur, Zagreb, Allianz, Sunce, Kvarner Wiener St., Helios, Euroherc Life, and UNIQA (includes corresponding Graph/Chart)
    • Table 193: Top-Five Players in the Croatian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Grawe Hrvatska, Zagreb, Croatia, Merkur, and Allianz Zagreb (includes corresponding Graph/Chart)
    • Cyprus
    • Sector Representation & Market Size
    • Market Leaders
    • Table 194: Cyprian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Laiki Cyprialife, Eurolife, Universal Life, America Life, Interlife, Liberty Life, Alhpa, Minerva, Aspis Pronia, and Ethniki (includes corresponding Graph/Chart)
    • Table 195: Top-Five Players in the Life Insurance Industry of Cyprus (2002) - Gross Written Premium in US$ Million for Eurolife, Laiki Cyprialife, Universal Life, America Life, and Interlife (includes corresponding Graph/Chart)
    • Finland
    • Sector Representation & Market Size
    • Financial Services Convergence Takes Wings
    • Competitiveness Reaches New Heights
    • Forming Alliances: Order of the Day
    • Market Leaders
    • Table 196: Finnish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Nordea, OP-Henkivakuutus, Henki-Sampo, Henki-Suomi, Suomi-yhtio, Kaleva, Henki-Tapiola, Henki-Veritas, Henki-Fennia, and Yritysten Henki-Tapiola (includes corresponding Graph/Chart)
    • Table 197: Top-Five Players in the Life Insurance Industry of Finland (2002) - Gross Written Premium in US$ Million for Nordea, Henki-Sampo, Aurum, Henki-Suomi, and Suomi-yhtio (includes corresponding Graph/Chart)
    • A Review of Past Stats
    • Table 198: Life Insurance Industry in Finland (1999 & 2000): Insurance Premium Written in FIM Billion by Scheme Type for Individual, Unit-Linked, and Group (includes corresponding Graph/Chart)
    • Greece
    • Sector Representation & Market Size
    • Market Leaders
    • Table 199: Greek Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Ethniki, Interamerican Life, Alico AIG Life, ING Life, Agrotiki, Aspis Pronia General, Allianz Life, Phoenix Metrolife Emporiki, EFG Life, and Alpha Ins (includes corresponding Graph/Chart)
    • Table 200: Top-Five Players in the Life Insurance Industry of Greece (2002) - Gross Written Premium in US$ Million for Interamerican Life, Ethniki, ING Life, Alico AIG Life, and Aspis Pronia General (includes corresponding Graph/Chart)
    • A Peek into Past Competitive Landscape
    • Table 201: Insurance Industry in Greece (1993-2002): Number of Insurance Companies by Insurance Class for General Insurance, Life Insurance, and Composite (includes corresponding Graph/Chart)
    • Table 202: Greek Insurance Industry (1993-2002): Direct Premium In Million Euro by Insurance Class for Life and Non-Life (includes corresponding Graph/Chart)
    • Table 203: Greek Insurance Industry (2001): Direct Premium of Life Insurance by Line in Greek Drachmas Million (includes corresponding Graph/Chart)
    • Market Share of Top Companies
    • Table 204: Insurance Industry in Greece (1998-2002): Percentage Market Share of Top 5, 10, and 20 Companies by Life and Non-Life Sectors (includes corresponding Graph/Chart)
    • Hungary
    • Sector Representation & Market Size
    • Retaining Agents a Herculean Task
    • Market Leaders
    • Table 205: Top-Five Players in the Hungarian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for ING, AB Aegon, OTP-Garancia, Generali Providencia, and Allianz (includes corresponding Graph/Chart)
    • A Review of Past Market Stance
    • Life Insurance Witnesses Upswing
    • Table 206: Life Insurance Industry in Hungary (2000): Leading Players by Earned Premium in HUF Billions (includes corresponding Graph/Chart)
    • Group Life Insurance Schemes Fuel Growth
    • Hungarian Government Probes InsuranceCompanies
    • Iceland
    • Sector Representation & Market Size
    • Market Leaders
    • Table 207: Life Insurance Industry in Iceland (2003): Gross Written Premium in US$ Million by Leading Companies for Sjova-Almennar, Althjoda, LIFIS, and Liftryggingamidsrodin (includes corresponding Graph/Chart)
    • Table 208: Leading Players in the Life Insurance Industry of Iceland (2002) - Gross Written Premium in US$ Million for Sameinada, Althjoda, and LIFIS (includes corresponding Graph/Chart)
    • Ireland
    • Sector Representation & Market Size
    • Table 209: Irish Recent Past, Current & Future Analysis for Life Insurance Industry: Annual Premium Income in Euro Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
    • Table 210: Insurance Industry in Ireland (2006): Per Capita Premium in US$ by Category - Life and Non-Life
    • Market Development
    • Pro-business Regulatory Climate
    • Personal Retirement Savings Accounts (PRSAs) -An Overview
    • Limitations on Charges
    • Restrictions on Investment
    • PRSA Providers
    • Regulation of PRSA
    • SuiTable for Investment Managers
    • Life Insurers Caught in a Tight Spot
    • Distribution of PRSA
    • Encouraging Lapses
    • With-Profits Funds Deployment byLife Insurers
    • Outlook
    • Table 211: Irish Life Assurance Market (2006 & 2007): Percentage Breakdown of Gross Premium Income by Policy Type - Individual Assurances and Annuities, Pension Scheme Business, Self-Employed Pensions & Associated Business (Including PRSAs), Permanent Health Insurance (PHI), and Industrial Branch (IB) Business (includes corresponding Graph/Chart)
    • Table 212: Irish Life Assurance Market (2006 & 2007): Percentage Breakdown of Benefits and Claims Paid by Policy Type (includes corresponding Graph/Chart)
    • Table 213: Irish Life and Pension Insurance Market: Gross Premiums US$ Billion for the Years 2001 through 2005 (includes corresponding Graph/Chart)
    • Table 214: Irish Life Assurance Market (2005): Percentage Breakdown of Gross Premium Income by Policy Type - Individual Assurances and Annuities, Industrial Branch Business, Permanent Health Insurance, Pension Scheme Business, and Self-Employed Pensions & Associated Business (includes corresponding Graph/Chart)
    • Table 215: Irish Life Assurance Market (2005): Percentage Breakdown of Benefits and Claims Paid by Policy Type - Critical Illness, Individual Assurances and Annuities, Industrial Branch Business, Permanent Health Insurance, Pension Scheme Business, and Self-Employed Pensions & Associated Business (includes corresponding Graph/Chart)
    • Table 216: Irish Life Assurance Market (2005): Percentage Breakdown of Distribution Channel for Annual and Single Premium Generation by Segment - Agents, Brokers, Direct, Employee & Company Representatives, and Tied Agents (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 217: Leading Players in Irish Life Insurance Market (2006 & 2007): Percentage Market Share of Gross Premium Income by Company - BoI Life (Bank of Ireland Life - Includes New Ireland Assurances), Irish Life, Hibernian Life Holdings Ltd. (Includes Ark Life), Eagle Star Life, Friends First Life and Others (includes corresponding Graph/Chart)
    • Table 218: Leading Players in Irish Pensions Market (2006 & 2007): Percentage Market Share of Gross Premium Income by Company - Irish Life, BoI Life (Bank of Ireland Life - Includes New Ireland Assurances), Hibernian Life Holdings Ltd. (Includes Ark Life), Eagle Star Life, Standard Life, Friends First Life, Canada Life and Others (includes corresponding Graph/Chart)
    • Table 219: Leading Players in Irish Life Insurance and Pensions Market (2006 & 2007): Percentage Breakdown of Total Market Share (Life and Pension Businesses) of Gross Premium Income by Company - BoI Life (Bank of Ireland Life - Includes New Ireland Assurances), Irish Life, Hibernian Life Holdings Ltd. (Includes Ark Life), Eagle Star Life, Friends First Life, and Others (includes corresponding Graph/Chart)
    • Table 220: Irish Life Assurance Market (2005): Gross Premium Income for Life and Pension Business by Company - Ark Life, BoI Life, Canada Life, Eagle Star Life, Friends First Life, Hibernian Life, Irish Life, Standard Life, Royal Liver, and Others(includes corresponding Graph/Chart)
    • Table 221: Irish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Irish Life, New Ireland, Ark, Hibernian Life & Pens, Eagle Star Life, Standard Life, Canada Life Ass. (Irl), Friends' First Life Ass., Friends First Man. Pen., and Anglo Irish Assurance (includes corresponding Graph/Chart)
    • Table 222: Top-Five Players in the Life Insurance Industry of Ireland (2002) - Gross Written Premium in US$ Million for Irish Life, New Ireland, Ark, Hibernian Life & Pensions, and Standard Life (includes corresponding Graph/Chart)
    • Latvia
    • Sector Representation & Market Size
    • Market Leaders
    • Table 223: Latvian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Ergo Latvija Dziviba, Balta Dziviba, Seesam Life, Latvia, Sampo Dziviba, and Baltikums Dziviba (includes corresponding Graph/Chart)
    • Lithuania
    • Sector Representation & Market Analysis
    • Table 224: Lithuanian Recent Past, Current & Future Analysis for Life Insurance Industry: Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 225: Lithuanian Life Insurance Industry 2004): Gross Written Premium in US$ Million by Leading Companies for Hansa Gyvybes Draudimas, ERGO Lietuvus Gyvybes Draudimus, VB Gyvybes Draudimas, Commercial Union, Sampo Gyvybes Draudimas, Lietuvos Draudimas, Bonum Publicum, Seesam Lietuva Gyvybes Draudimas, PZU Lietuva Gyvybes Draudimas, and Lindra - Gyvybes Draudimas (includes corresponding Graph/Chart)
    • Luxembourg
    • Sector Representation & Market Size
    • Market Leaders
    • Table 226: Top-Five Players in the Life Insurance Industry of Luxembourg (2002) - Gross Written Premium in US$ Million for Swisslife, La Luxembourgeoise-Vie, Le Foyer-Vie, Fortis Luxembourg Vie, and AGF Life Luxembourg (includes corresponding Graph/Chart)
    • Malta
    • Sector Representation & Market Analysis
    • Norway
    • Sector Representation & Market Analysis
    • Market Leaders
    • Table 227: Norwegian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Vital, Storebrand, KLP, Nordea, Sparebank 1 Liv, Gjensidige NOR Forsikring, Vesta Forsikring, Danica Pensjon, Handelsbanken Liv, and Danica Fonds forsikring (includes corresponding Graph/Chart)
    • Table 228: Top-Five Players in the Life Insurance Industry of Norway (2001) - Gross Written Premium in US$ Million for KLP, Storebrand, Vital, Gjensidige NOR Spare, and Sparebank (includes corresponding Graph/Chart)
    • Poland
    • Sector Representation & Market Analysis
    • Market Leaders
    • Table 229: Polish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for PZU Zycie, Commercial Union, Amplico Life, ING Nationale Nederlanden, Warta Vita, Allianz Polska, Prumerica, Nationwide, Europa, and Cardif Polska (includes corresponding Graph/Chart)
    • Table 230: Top-Five Players in Polish Life Insurance Industry (2002) - Gross Written Premium in US$ Million for PZU Zycie, Commercial Union, Amplico Life, ING Nationale Nederlanden, and Warta Vita (includes corresponding Graph/Chart)
    • The Pension Sector
    • Compulsory Pension (Contributory)
    • Safety Net Pension (Non-Contributory)
    • Occupational Pensions (Voluntary)
    • Personal Pension and Other RetirementSavings (Voluntary)
    • Portugal
    • Portuguese Insurance Industry - Current MarketTrends
    • Sector Representation & Market Analysis
    • Life Products and Retirement Savings Drivethe Portuguese Insurance Sector
    • Market Leaders
    • Table 231: Portuguese Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Occidental Vida, Fidelidade Vida, Tranquilidade Vida, BPI Vida, Totta Seguros, Acoreana, AXA VidaImperio Bonanca, Real Vida, and Eurovida (includes corresponding Graph/Chart)
    • Table 232: Top-Five Players in the Life Insurance Industry of Portugal (2002) - Gross Written Premium in US$ Million for Occidental Vida, Fidelidade Vida, Tranquilidade Vida, Totta Seguros, and BPI Vida (includes corresponding Graph/Chart)
    • Romania
    • Sector Representation & Market Analysis
    • Life Insurance Majors
    • Table 233: Romanian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for ING Life, Asirom, Omniasig Viata, AIG Life, Asiban, Aviva, Allianz-TiriacLukoil Asito, Interamerican, and Unita (includes corresponding Graph/Chart)
    • Table 234: Top-Five Players in the Romanian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for ING Nederlanden, Asirom, AIG Life, Aviva, and Omniasig Viata (includes corresponding Graph/Chart)
    • Health Care Insurance Market - A HistoricReview
    • Health Care Delivery - A Backgrounder
    • Transformation of Health Care System
    • Primary Health Care Services
    • Key Player
    • Serbia and Montenegro
    • Sector Representation & Market Analysis
    • Market Leaders
    • Table 235: Life Insurance Industry of Serbia and Montenegro (2003): Gross Written Premium in US$ Million by Leading Companies for SERBIA, Zepter, Grawe, Dunav, DDOR Novi Sad, and Delta (includes corresponding Graph/Chart)
    • Slovakia
    • Sector Representation & Market Analysis
    • Economic Growth Brightens Prospects
    • Key Trends and Issues
    • Consolidation and Liberalization Mark theMarket
    • Low Level of Insurance Penetration
    • Superfluity of Illegal Transactions Taint the Imageof the Industry
    • Legislative Reforms
    • Key Changes
    • Amendments to Insurance Act
    • Market Leaders
    • Table 236: Top-Five Players in the Slovakian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Allianz poistovna, Amslico AIG Life, Kooperativa poistovna, Nationale Nederlanden, and Kontinuita poistovna (includes corresponding Graph/Chart)
    • Review of Market Dynamics in the NewMillennium
    • A Backdrop
    • Table 237: Insurance Industry in Slovakia (1999-2001): Life Insurance Premium in SKK Billion and Market Share in % (includes corresponding Graph/Chart)
    • Table 238: Insurance Industry in Slovakia (1999-2001): Per Capita Premium for Life Insurance in US$ (includes corresponding Graph/Chart)
    • Table 239: Insurance Industry in Slovakia (1999-2001): Life Premium Written in US$ Million and as Percentage of GDP (includes corresponding Graph/Chart)
    • Brimming with Insurance Companies
    • Table 240: Insurance Industry in Slovakia (1999 & 2000): Premiums Written by Type of Insurance (In %) (includes corresponding Graph/Chart)
    • Table 241: Insurance Industry in Slovakia (1999-2001): Growth in Insurance Market (In %) (includes corresponding Graph/Chart)
    • Leading Players
    • Table 242: Insurance Industry in Slovakia (2001): Leading Life Insurers by Written Premium in US$ Million (includes corresponding Graph/Chart)
    • Foreign Companies - Highly Active
    • Slovenia
    • Sector Representation & Market Analysis
    • Market Primer
    • Popular Insurance Products
    • Slovenian Life Insurance Market by Type
    • Table 243: Slovenian Life Insurance Market (2004): Percentage Share Breakdown by Insurance Type for Death and Endowment- Mixed Insurance, Life Under ZPIZ-1, Life Under ZZavar, Additional Insurance, Annuity and Others (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 244: Slovenian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Triglav, Pension Fund Management, Maribor, Merkur, NLB Vita, Grawe, Slovenica, Generali, Adriatic, and Fund for Craftsmen and Entrepreneurs (includes corresponding Graph/Chart)
    • Table 245: Slovenian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Triglav, Maribor, Pension Fund Management, Merkur, Grawe, Slovenica, Generali SKB, NLB VITA, Adriatic, and Fund for Craftsman and Entrepreneurs (includes corresponding Graph/Chart)
    • Table 246: Top-Five Players in the Life Insurance Industry of Slovenia (2002) - Gross Written Premium in US$ Million for Triglav, Maribor, Merkur, Grawe, and Adriatic (includes corresponding Graph/Chart)
    • Sweden
    • Sector Representation & Market Analysis
    • Table 247: Swedish Recent Past, Current & Future Analysis for Life Insurance Industry: Annual Premium Income in SEK Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Insurers Enter Banking
    • Demographic Changes and the Pension System
    • Table 248: Swedish Life Insurance Market (2007 & 2008): Percentage Market Share of Premiums for Unit Linked and Other Life Insurance by Category - Occupational Pension, Endowment, Private Pension, Accident and Health, Group Life and Others (includes corresponding Graph/Chart)
    • Table 249: Swedish Insurance Market (2006 & 2007): Percentage Market Share of Assets of Life Insurance Companies by Category - Shares, Bonds, Real Estate and Others (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 250: Leading Players in Swedish Life Insurance Market (2006 & 2007): Percentage Market Share of Premiums for Unit Linked and Life Insurance by Company - Skandia, SEB, Folksam, Handelsbanken, AMF Pension, Swedbank Forsakr., Lansforsakringar and Others (includes corresponding Graph/Chart)
    • Life Insurance - A Past Perspective
    • Table 251: Swedish Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Alecta, Skandia Liv, AMF Pension, SEB TL Fond, Skandia Link, SPP Liv, Robur Fors, Folksam Liv, LF Liv, and SHB Liv (includes corresponding Graph/Chart)
    • Table 252: Top-Five Players in the Swedish Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Alecta, Skandia Liv, AMF Pension, Skandia Link, and SPP Liv (includes corresponding Graph/Chart)
    • Switzerland
    • Sector Representation & Market Analysis
    • Table 253: Swiss Recent Past, Current & Future Analysis for Insurance Industry: Annual Premium Income in CHF Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Table 254: Insurance Industry in Switzerland (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
    • Hub for Financial Services Sector
    • Insurance Market Overview
    • Sagging Market for Life and Pensions
    • Table 255: Swiss Life Insurance Market (2006 & 2007): Percentage Market Share of Premiums by Segment - Occupational Pensions, Endowment Insurance, Unit-Linked Life Insurance and Annuity Insurance (includes corresponding Graph/Chart)
    • Table 256: Swiss Life Insurance Market (2005): Premiums in CHF Million by Segment - Annuity Insurance, Endowment Insurance, Occupational Pensions, and Unit-Linked Life Insurance (includes corresponding Graph/Chart)
    • Table 257: Swiss Life Insurance Market (2005): Percentage Breakdown by Claims Paid by Segment - Annuity Insurance, Endowment Insurance, Occupational Pensions, and Unit-Linked Life Insurance (includes corresponding Graph/Chart)
    • Market Leaders
    • Table 258: Leading Players in the Swiss Group Life Market (2006 & 2007): Percentage Breakdown of Market Share by Company - Swiss Life, Winterthur/ AXA, ZFS, Baloise, Helvetia and Others (includes corresponding Graph/Chart)
    • Table 259: Leading Players in the Swiss Domestic Life Market (2006 & 2007): Percentage Breakdown of Market Share by Company - Swiss Life, AXA, Baloise, ZFS (Zurich Leben), Patria, and Others (includes corresponding Graph/Chart)
    • Table 260: Leading Players in the Swiss Individual Life Market (2002-2004): Percentage Breakdown of Market Share by Company for Swiss Life, Winterthur, Generali, ZFS, Baloise, HelvetiaPat and Others (includes corresponding Graph/Chart)
    • Ukraine
    • Sector Representation & Market Analysis
    • Market Leaders
    • Table 261: Life Insurance Industry in Ukraine (2003): Gross Written Premium in US$ Million by Leading Companies for Grawe Ukraina, Alico AIG Life, TAS, Aska Zhittya, Ekko, Jupiter, Blakitniy Polis, Nadiya, Garant Life, and Universalnaya (includes corresponding Graph/Chart)
    • Table 262: Top-Five Players in the Life Insurance Market of Ukraine (2002) - Gross Written Premium in US$ Million for Grawe, TAS, Ekko, Jupiter, and Aska (includes corresponding Graph/Chart)
    • Yugoslavia
    • Sector Representation & Market Analysis
    • Czech Republic
    • Czech Insurance Market on an Increasing Spree
    • Sector Representation & Market Size
    • Changing Demographics Spell Growth forInsurance Products
    • Failings of ' Pay-as-you-Go' System PropelPrivate Pension Funds
    • Life Insurance - An Overview
    • Growing Steadily
    • Major Products
    • Term Life
    • Credit Life
    • Whole of Life
    • Key Man
    • Endowment
    • Group Life Assurance
    • Unit-Linked Contracts
    • Common Riders
    • Underwriting Criteria
    • Distribution Scene
    • Market Leaders
    • Table 263: Czech Republic Life Insurance Industry(2004): Gross Written Premium in US$ Million by Leading Companies for Ceska pojistovna, Kooperativa, ING Nationale-Nederlanden, CSOB Pojistovna, Pojistovna CS, Komercni pojistovna, Allianz, AMCICO AIG Life, Generali, and Credit Suisse (includes corresponding Graph/Chart)
    • Table 264: Top-Five Players in the Life Insurance Industry of Czech Republic (2002) - Gross Written Premium in US$ Million for Ceska Pojistovna, Nationale Nederlanden, Pojistovna CS, CSOB Pojistovna, and Kooperativa Pojistovna (includes corresponding Graph/Chart)
    • Pensions - An Overview
    • Annuities
    • Government Pensions
    • Company Pensions
    • Background
    • Benefits Offered
    • Distribution Trends
    • Individual Pensions
    • Tax Benefits
    • Multinational Pools
    • A Recent Past Market Review
    • Table 265: Pension Funds in the Czech Republic (1998-2001): Members, Contributions and Assets (Members in Thousands, Contribution and Assets in CZK Billion) (includes corresponding Graph/Chart)
    • Table 266: Czech Pensions Market by Premium in US$ Million for 1998-2000 (includes corresponding Graph/Chart)
    • Table 267: Czech Republic Insurance Industry (1999-2001): Distribution of Pension Fund Members by Age Group (In %) (includes corresponding Graph/Chart)
    • Table 268: Czech Republic Insurance Industry (1998-2001): Growth in Pension Fund Contributions (In %) (includes corresponding Graph/Chart)
    • Table 269: Leading Pension Funds in the Czech Republic by Members and Assets for 2001 (Assets in CZK Million) (includes corresponding Graph/Chart)
    • Table 270: Czech Republic Insurance Industry (1999-2001): Percentage Breakdown of Investment Distribution of Pension Assets (includes corresponding Graph/Chart)
    • Table 271: Czech Republic Insurance Industry (1998-2000): Individual Pension Premiums Written by Life Insurers (In CZK Million) (includes corresponding Graph/Chart)
    • Other Employee Benefit Plans
    • Table 272: Group Insurance Premiums by Class in Czech Republic for 2000 (In CZK Million) (includes corresponding Graph/Chart)
    • Regulatory Norms
    • Health Insurance Scenario Satisfactory
    • Changing Demographics Spell Growth forInsurance Products
    • Health Insurance - A Perspective
    • Compulsory Insurance
    • Key Private Health Insurers
    • Group Schemes
    • Industry Structure
    • Insurance Groups
    • Financial Services Companies
    • Associations
    • Foreign Participation
    • Eligibility for Conducting InsuranceOperations
    • Headed for a Reforms-Driven Growth
    • An Overview of Distribution Channels
    • Direct Marketing
    • Bancassurance
    • The Internet
    • Multi-Level Marketing
    • Agencies
    • Insurance and Reinsurance Brokers
    • Independent Financial Advisers
    • Employee Benefit Consultants
    • Regulatory Bodies
    • For Life
    • Annual Returns
    • For Pensions
    • A Historical Perspective of the Market
    • Insurance Industry...The Timeline
    • A Review of the Market Constitution andGrowth
    • Tax Relief Provision
    • Single-Premium Endowments Rise
    • Table 273: Czech Republic Life and Non-Life Insurance Penetration (as % of GDP): 2001
    • Table 274: Czech Republic Insurance Industry (2001): Premium Written in US$ Million by Sector (includes corresponding Graph/Chart)
    • Table 275: Czech Republic Insurance Industry (2001): Per Capita Premium in US$ for Life and Non-Life Sectors
    • Table 276: Czech Republic Per Capita Life and Non-Life Premium in Comparison with Neighboring Countries for 2001 (Premium per Capita in US$) (includes corresponding Graph/Chart)
    • Table 277: Czech Republic Insurance Industry (2001): Leading Companies by Premium Income in US$ Million (includes corresponding Graph/Chart)
    • Foreign-Owned Companies in the CzechRepublic: 2001
    • Table 278: Break-up of Market Share Between Local and Overseas Players for 2001 (includes corresponding Graph/Chart)
    • Czech Insurance Sector Features AmongTop 50 Markets for Insurance Worldwide
    • Table 279: Czech Republic Insurance Industry (2000): Leading Insurance Companies by Prescribed Premiums in Million Korunas (includes corresponding Graph/Chart)
    • Denmark
    • Sector Representation & Market Analysis
    • Table 280: Danish Recent Past, Current & Future Analysis for Insurance Industry: Gross Premium Income in DKK Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
    • A Mature Industry
    • Mortgages and Life Insurance - Promising Areasof Growth
    • Competitive Landscape
    • Market Leaders
    • Table 281: Danish Life Insurance and Pension Market (2006 & 2007): Percentage Breakdown of Market Share by Leading Companies (includes corresponding Graph/Chart)
    • Table 282: Danish Pension Market (2003 - 2007): Total Pension Assets Held by Institutional Investors in DKK Million (includes corresponding Graph/Chart)
    • Table 283: Danish Pension Market (2006 & 2007): Percentage Breakdown of Pension Assets Held by Institutional Investors - Life Insurance, Pension Funds, Banks, ATP and Others (includes corresponding Graph/Chart)
    • Life Insurance Industry in the Recent Past
    • Table 284: Danish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Danica Pension, PFA Pension, K.P., Nordea Liv A/S, Industriens Pension, Pen-Sam Liv, Bygge- og Anlaeg, Danica Pension I, Laerernes Pension, and Kvindelige Arbejdere (includes corresponding Graph/Chart)
    • Table 285: Top-Five Players in the Life Insurance Industry of Denmark (2002) - Gross Written Premiums in US$ Million for PFA Pension, Danica Pension, K.P, Nordea Liv, and Industriernas Pension (includes corresponding Graph/Chart)
    • Table 286: Life Insurance and Pension Market of Denmark (2002): Percentage Breakdown of Insurance Firms' Investment by Category for Bonds, Shares, Subsidiaries, and Other Assets (includes corresponding Graph/Chart)
    • Table 287: Personal Accident, Health and Disability Insurance Industry in Denmark 2002): Gross Premium and Gross Claims in DKK Million by Companies (includes corresponding Graph/Chart)
    • A Mid 90' s Review
    • Deregulation of the Financial ServicesMarket
    • Netherlands
    • Sector Representation & Market Analysis
    • Table 288: Life Insurance Industry in The Netherlands (2005): Penetration of Insurance, and Per Capita Premium in US$
    • Sturdy Growth of Life Insurance
    • Promising Developments in Accident & HealthInsurance
    • Occupational Disability Insurance Sector
    • ING Leads the Race
    • Distribution System - An Overview
    • Market Leaders
    • Table 289: Life Insurance Industry in The Netherlands (2004): Percentage Market Share by Leading Companies - ABN Amro, Achmea, Aegon, Axa, Delta Lloyd, Fortis, ING, Rabobank, Swiss Life, SNS, and Others (includes corresponding Graph/Chart)
    • Table 290: Life Insurance Industry in The Netherlands (2002): Gross Written Premium in US$ Billion by Leading Companies for Nationale Nederlanden Leven, AEGON Leven, Interpolis BTL, Delta Lloyd Leven, Achmea Pensioen- en Leven, AMEV Leven, Hooge Huys Leven, Zwitserleven, Stad Rotterdam Leven, and ABN Amro Leven (includes corresponding Graph/Chart)
    • Table 291: Top-Five Players in the Dutch Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Nationale-Nederlanden Leven, AEGON Leven, Interpolis BTL, Achmea Pensioen, and Delta Lloyd Leven (includes corresponding Graph/Chart)

5e. Asia Pacific

  • Liberalization Unfurls Bountiful Opportunities
  • Strong Economy Peps Up the Market
  • Table 292: Life Insurance Market in Asia-Pacific (2004-2007): Countries Ranked by Growth Rates - Vietnam, Peoples Republic of China, India, Thailand, Indonesia, Hong Kong, Malaysia, Philippines, South Korea, Taiwan, and Australia (includes corresponding Graph/Chart)
  • A Historic Review
  • Foreign Entrants - Pros and Cons
  • The Positives
  • Driving Factors for Asian Foray
  • Creating a Win-Win Situation
  • The Negatives
  • Regulatory Obstacles
  • A Risky Proposition
  • Political Risks
  • Exchange Rate Fluctuations
  • Natural Calamities
  • Cultural Differences
  • Under-Developed Distribution Networks
  • Bancassurance - A perfect Channel in Asian Markets
  • Undeterred Players
  • Asia-Pacific Life Insurance Industry (2004): Leading Foreign Companies in China, Hong Kong, India, Japan, Korea, Malaysia, Taiwan, Singapore and Thailand
  • Outlook
  • Changing Environment Adds to Appeal
  • Rationale for High Growth Prospects in Asia
  • India and China Bring Immense Potential
  • Other Asian Markets Not Far Behind
  • A Peek into the Recent Past Market Numbers
  • Table 293: Insurance Industry in Asia-Pacific (2000): Major Insuring Nations by Written Premium in US$ Billion (includes corresponding Graph/Chart)
  • Table 294: Insurance Industry in Asia-Pacific (2000): Key Nations for Life Insurance by Written Premium in US$ Billion (includes corresponding Graph/Chart)
  • 5e(i). Key Insurance Markets in Asia Pacific
  • A. Australian Market
    • Australian Insurance Industry - A Market Summary
    • An Overview of Australian Life Insurance Industry
    • Australian Health Insurance Industry
    • Sector Representation & Market Size
    • Table 295: Australian Life Insurance Industry: Premium Income in US$ Billion and Per Capita Premium in US$ for 2005
    • Life Insurance Product Market Overview
    • Table 296: Australian Life Insurance Industry (2006): Percentage Breakdown by Policy Type for Superannuation and Ordinary (includes corresponding Graph/Chart)
    • Table 297: Australian Life Insurance Industry (2004): Percentage Breakdown by Policy Type for Superannuation and Ordinary (includes corresponding Graph/Chart)
    • Australia to Regulate Life Insurance CompaniesThrough New Standards
    • Australia to Account for 50% of Asian PensionAssets by 2015
    • Presence of Insurance Brokers in AustralianInsurance Industry
    • Presence of Foreign Insurance Companies inAustralian Insurance Industry
    • Highly Effective Distribution System
    • Competitive Landscape
    • Table 298: Leading Players in Australian Life Insurance Industry (2006): Percentage Market Share by Premiums of Major Companies - AMP, Colonial/CBA, ING/ANZ, National Aust / MLC, Westpac, and Others (includes corresponding Graph/Chart)
    • Table 299: Australian Life Insurance Industry (2006): New Business Premiums (Single and Regular) in $ Million for Select Companies - AMP, Aviva, Colonial/CBA, ING/ANZ, MetLife, National Aust/MLC, National Mutual/AXA, St Andrew' s Life, Tower Life, Westpac, and Others (includes corresponding Graph/Chart)
    • Table 300: Australian Life Insurance Market (2004): Premiums Received, and Brokerage Income in A$ Million for Select Brokers - Associated Planners Financial Services Ltd, Charles McMillan & Associates Pty Ltd, Cuna Mutual Insurance Brokers Pty Ltd, G L Phillips & Company Pty Ltd, and Others (includes corresponding Graph/Chart)
    • Table 301: Australian Life Insurance Industry (2004): Gross Written Premium in A$ Million by Company/Group for AMP, National Aust/MLC, ING/ANZ, Colonial/CBA, Westpac National Mutual/AXA, Macquarie Life, Citicorp Life, Tower Life, and Zurich Life (includes corresponding Graph/Chart)
    • Table 302: Australian Life Insurance Industry (2004): New Business (Single & Regular) Premium in A$ Million by Leading Company/Group for Citicorp Life, Westpac, Colonial/CBA, ING/ANZ, National Aust/MLC, National Mutual/AXA, AMP, Aviva, Tower Life, AIG and Others (includes corresponding Graph/Chart)
    • Table 303: Australian Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for AMP, MLC, ING, AXA, Westpac Life, and Colonial Mutual (includes corresponding Graph/Chart)
    • Table 304: Top-Five Players in the Australian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for AMP, MLC, ING, AXA, and Westpac Life (includes corresponding Graph/Chart)
    • A Past Perspective
    • Key Changes in the Marketplace
    • Privatization
    • Recession Gives Way to Recovery
    • Table 305: Insurance Industry in Australia (2000 & 2001): Number of Insurers by Type for Private Sector, and Public Sector (includes corresponding Graph/Chart)
    • Corporate Restructuring
    • Major Corporate Restructures in AustralianPrivate Sector
    • Ubiquity of Cost Shifting - A Key Characteristic ofHealth Insurance Market
    • ' Gap' Refocused
    • Medicare - A Backgrounder ...
    • Health Insurance Industry Highlights
    • Outlook
    • Table 306: Australian Health Insurance Industry (2004): Percentage Market Share by Major Players - Australian Health Management Group Ltd, Australian Unity Health Ltd, BUPA Australia Health Pty Ltd, MBF Alliances Pty Ltd, Hospitals Contribution Fund of Australia, Medibank Private Ltd, and Others (includes corresponding Graph/Chart)
  • B. Chinese Market
    • A ' Giant' Opportunity...
    • Table 307: Chinese Life Insurance Industry: Premium Income in US$ Billion, Per Capita Premium in US$, and Penetration of Insurance for 2005
    • Table 308: Chinese Life Insurance Industry (2002- 2004): Percentage Breakdown of Life Insurance Depth (Premium/ GDP) (includes corresponding Graph/Chart)
    • Table 309: Chinese Life Insurance Industry (2002- 2004): Life Insurance Density (Premium/Capita) in Rmb (includes corresponding Graph/Chart)
    • Sector Representation & Market Overview
    • Table 310: Chinese Recent Past, Current & Future Analysis for Life Insurance Industry with Premiums in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Insurance Market Outlook
    • Big Potential for Global Insurance
    • Industry in China
    • China - Asia' s Leading Insurance Market
    • High Savings Rates Prop Growth
    • Cultural Barriers - A Hitch ...
    • A Marked Tilt Towards Life...
    • Table 311: Chinese Life Insurance Market (2007 & 2008): Percentage Breakdown of Premiums by Policy Type for Individual Life Insurance, Health Insurance, and Accident Insurance (includes corresponding Graph/Chart)
    • Table 312: Chinese Life Insurance Industry: Life Insurance Premiums In US$ Billion for 2000-2004 (includes corresponding Graph/Chart)
    • ' Individual' Market...
    • Table 313: China' s Life Insurance Premium (2000-2004): Percentage Share of Premium by Policy Type - Individual Life, Group Life, Accident and Health (includes corresponding Graph/Chart)
    • Table 314: Chinese Life Insurance Industry (2005): Percentage Breakdown of Premiums by Distribution Channel - Individual Sales, Insurer/Intermediaries, Insurance Brokers, Insurance Intermediaries, and Others (includes corresponding Graph/Chart)
    • Major Life Insurance Companies Operatingin China (As of 2006)
    • Competition Hots Up...
    • Table 315: Leading Players in Chinese Life Insurance Market (2006 & 2007): Percentage Breakdown of Premiums by Company - China Life Group, Ping An Insurance, China Pacific, New China Life, Taikang Life, Tai Ping Life, Minsheng Life, Sino Life, Other Local Life Insurers, and Foreign Life Insurers (includes corresponding Graph/Chart)
    • Table 316: Leading Players in the Chinese Life Insurance Market (2004 & 2005): Percentage Breakdown by Value of Premium Written for - China Life, CLIC, China Pacific and Ping An (includes corresponding Graph/Chart)
    • Table 317: Chinese Life Insurance Industry (2003): Percentage Value Breakdown of Premiums by Product Type for CLIC & China Life, Ping An, China Pacific, and Others (includes corresponding Graph/Chart)
    • Table 318: Chinese Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for China Life, Ping An Life, China Pacific Life, New China Life, Taikang Life, Tai Ping Life, AIA (Shanghai), AIA (Guangzhou), ING Pacific, and Zong Hong (Shanghai) (includes corresponding Graph/Chart)
    • Table 319: Leading Players in Chinese Life Insurance Market (2002): Percentage Share Breakdown by Written Premiums for China Life, Ping An, China Pacific, New China Life, Taikang Life, AIA (AIG) and Others (includes corresponding Graph/Chart)
    • A Provincial Perspective
    • Table 320: Life Insurance Penetration Percentage for Select Cities in China (2005) (includes corresponding Graph/Chart)
    • Table 321: China' s Top Ten Province/City (2003): Life Insurance Density (Premium/Person), Percentage Share of Life Insurance Depth (Premium/GDP) and No. of Domestic/ Foreign Insurers (includes corresponding Graph/Chart)
    • Table 322: Competitive Landscape Across the Top Provinces in China: 2003 (includes corresponding Graph/Chart)
    • Shanghai & Beijing: Insurance Hubs...
    • China-Funded Companies Dominate the Market
    • Rise in Foreign Insurers Energizes the InsuranceMarket
    • Hiked Competition Forces Premiums Down...
    • The Wave of Reforms...
    • Market Trends and Issues
    • Chinese Insurers Gear Up for Expanded InvestmentAvenues
    • Foreign Owned Insurers: Screening Out theCeiling Effect
    • Chinese Insurance Industry - A Backgrounder
    • Commercial Insurance Industry Takes Rootsin 1978
    • Regulatory Mechanisms
    • Role of China Insurance RegulatoryCommission (CIRC)...
    • Restrictions on Foreign Ownership
    • Introduction of Compulsory Third PartyLiability
    • Opening Up of China...
    • Gradual Opening Up of the Market...
    • China' s Admission into WTO Fuels the Growthof Insurance Sector
    • The Repercussions
    • Healthcare Insurance Market - Taking RapidStrides
    • Rising Per Capita Health Care Spending in ChinaSpells Growth for Medical Insurance...
  • C. Hong Kong Market
    • Sector Representation & Market Analysis
    • Table 323: Hong Kong Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
    • Table 324: Insurance Industry in Hong Kong (2006): Per Capita Premium in US$ and Premium as % of GDP by Category - Life and Non-Life
    • Market Penetration
    • Table 325: Hong Kong Life Insurance Industry (2006 & 2007): Percentage Breakdown of Gross Written Premiums by Policy Type for Non-linked Insurance and Linked Insurance
    • Table 326: Hong Kong Life Insurance Industry (2006 & 2007): Percentage Breakdown of Gross Written Premiums by Policy Type for Individual Life, Group Life, Retirement Scheme, and Annuity & other (includes corresponding Graph/Chart)
    • Table 327: Hong Kong Insurance Industry (2000-2004): Percentage Breakdown of Life and Non-Life Insurance Penetration (Premium/GDP) (includes corresponding Graph/Chart)
    • Table 328: Hong Kong Insurance Industry (2000-2004): Life and Non-Life Insurance Density (Premium/POP) (In ' 000 HK$) (includes corresponding Graph/Chart)
    • Life Insurance Products
    • Table 329: Hong Kong Life Insurance Industry (2000- 2004): Individual Life Premium In $ Billion (includes corresponding Graph/Chart)
    • Market Players
    • Table 330: Hong Kong Life Insurance Industry (2004): Premium Revenue in US $ Billion and Percentage Value Breakdown of Leading Insurance Companies for AIA, HSBC Life, Manulife, Prudential, AXA, China Life, Winterthur Life, Hang Seng Life, Royal Skandia Life and BOC Group Life (includes corresponding Graph/Chart)
    • Table 331: Hong Kong Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for AIA (Bermuda), Manulife, HSBC Life, Prudential (UK), AXA China (Bermuda), Hang Seng Life, Winterthur Life, CMG Asia, Royal Skandia Life, and ING Life (includes corresponding Graph/Chart)
    • Table 332: Top-Five Players in the Life Insurance Industry of Hong Kong (2002) - Gross Written Premiums in US$ Million for AIA (Bermuda), Manulife (International), HSBC Life, AXA China (Bermuda), and Prudential (UK) (includes corresponding Graph/Chart)
    • A Leading Insurance Market in Asia-Pacific
    • Long Term Insurance Sector GrowingSteadily
    • Insurance Service Providers
    • Table 333: Hong Kong Insurance Industry (2004): Number of Insurance Service Providers by Type for General Insurance, Long Term Insurance, and Composite (includes corresponding Graph/Chart)
    • Strong Foothold of Foreign Insurers
    • A Recent Past Perspective
    • Recovery Amidst Economic Stagnancy
    • Life Insurance: The Dominant Sector
    • Table 334: Life and Non-Life Insurance as a Percentage of GDP in Hong Kong: 1994-2003 (includes corresponding Graph/Chart)
    • Impact of China' s Accession to WTO
    • Accident & Health Insurance Flying High
    • Healthcare Insurance Quadruples - Marking theDawn of the Millennium
    • CEPA Agreement Sparks Growth in Hong KongInsurance Market
    • Multi-Channel Distribution Grows inPopularity
    • Insurance Business in Hong Kong - ThePrerequisites
    • Solvency Requirement
    • Authorization
    • Regulatory Climate
    • Functions and Powers of the Insurance Authority
    • Regulation of Intermediaries
  • D. Indian Market
    • Sector Representation & Market Analysis
    • Table 335: Indian Recent Past, Current & Future Analysis for Life Insurance Industry with Premiums in US$ Million for the Years 2005 through 2012 (includes corresponding Graph/Chart)
    • Table 336: Insurance Industry in India (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
    • Overview of Indian Life Insurance Market
    • Growth Drivers
    • Growth in Per Capita Income
    • Superior Penetration Levels
    • Variations in Product Mix
    • Long-term Financial Instruments
    • Competition and Player Strategies
    • Indian Life Insurance Industry to Soar toNew Heights
    • Pension Segment Offers Huge Potential
    • Health Insurance - Gaining Acceptance
    • Table 337: Indian Recent Past, Current & Future Analysis for Health Insurance Market by Premiums Written in US$ Million for the Years 2006 through 2012. (includes corresponding Graph/Chart)
    • Health Insurance Sector Faces Challenges
    • Microinsurance - Vast Untapped Market
    • A Promising Market
    • Market Potential of India
    • India' s Life Insurance Industry GrowsFast and Furious
    • Indian Economy - A Goldmine For ForeignInsurance Companies
    • Tremendous Potential for Indian Life InsuranceSector
    • Penetration of Life Insurance
    • Low Growth in the Past
    • High Premium Slows Penetration
    • Private Insurance Companies GrowingConsiderably...
    • Key Private Life Insurers
    • Private and Public Face off
    • Table 338: Indian Life Insurance Industry (2006): Premium Underwritten in INR Billion by Insurers - LIC, Aviva, Bajaj Allianz, Birla Sunlife, HDFC Std. Life, ICICI Prulife, ING Vysya, Kotak Mahindra, Max New York, Metlife, Sahara, SBI Life, Shriram Life, Reliance Life, and Tata AIG
    • Table 339: Indian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for LIC, ICICI Prudential, Birla Sunlife, HDFC Standard, Tata AIG, SBI Life, Allianz Bajaj, Max New York, OM Kotak, and ING Vysya
    • Table 340: Top-Five Players in the Indian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for LIC, ICICI Prudential, Birla Sunlife, HDFC Standard, and Max New York
    • ICICI-Prudential - The Leading Private Insurer
    • LIC - The Entrenched State-Owned Insurer
    • Liberalization of the Indian Market
    • The Prelude...
    • A Walk Unto the Free Market
    • Public Insurers Still Going Strong
    • Emergence of New Distribution Channels
    • Internet - A Potential Distribution Channel
    • Reforms Spawn New Entries
    • Growing Participation of Overseas Players
    • Foreign Players Partnering with Indian Playersin the Indian Insurance Sector
    • Performance of Multi-National Companies
    • Hurdles All the Way
    • Regulatory Body
    • Insurance Regulatory and Development Act(IRDA)
    • Guidelines for Investment
    • Non-Life insurer
    • Life Insurer
    • IRDA Act Shapes Up the Industry for Future
    • Information Technology in the Indian InsuranceIndustry
    • Challenges for the Insurance Industry
    • Outlook
    • Mongolian Market
    • A Recent Past Perspective
    • Table 341: Mongolian Personal Accident, Health & Allied Insurance Market (2003 & 2004): Total Premiums in Million Togrog by Segment - Disability, Horse Racing, Personal Accident, Travel, and Others (includes corresponding Graph/Chart)
    • Table 342: Mongolian Personal Accident, Health & Allied Insurance Market (2003 & 2004): Claims Paid in Million Togrog by Segment - Disability, Personal Accident, Travel, and Others (includes corresponding Graph/Chart)
  • E. Singapore Market
    • Sector Representation & Market Analysis
    • Table 343: Singapore Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2010 (includes corresponding Graph/Chart)
    • Table 344: Insurance Industry in Singapore (2006): Per Capita Premium in US$ and Premium as % of GDP by Category - Life and Non-Life
    • Ageing Population to Drive Demand for Pension andMedical Insurance
    • Number of Players
    • Market Leaders
    • Table 345: Life Insurance Industry of Singapore (2003): Gross Written Premium in US$ Million by Leading Companies for AIA, Great Eastern Life, Prudential, NTUC Income, AVIVA, OAC, John Hancock, AXA Life Singapore, Asia Life, and Manulife (includes corresponding Graph/Chart)
    • Table 346: Life Insurance Industry in Singapore (2002): Leading Players Ranked by Gross Written Premium in US$ Million for AIA, Great Eastern Life, Prudential, NTUC Income, and AVIVA (includes corresponding Graph/Chart)
    • A Peek into the Market Figures
    • Table 347: Insurance Industry in Singapore (2001-2003): New Insurance Business in SG$ Million
    • Table 348: Insurance Industry in Singapore (2001-2003): Percentage Breakdown of Insurance Business
    • Table 349: Insurance Industry in Singapore (2001-2003): In-Force Insurance Business in SG$ Million
    • Health Insurance - Rising Healthcare Costs Boomthe Market
    • Revision of the Medical Benefits - A Review
    • Government' s Support Fuels Growth in InsuranceSector
    • Steps in the Right Direction
    • Tax Incentive Scheme for Overseas InsuranceBusinesses
    • Tax Exemption Scheme for Offshore MarineHull & Liability Insurance Business
    • Abolition of Withholding Taxes on FinancialGuarantee Insurance Contracts
    • Scheme for Tax-Deductible Special Reserves
    • Regulatory Environment
    • Margin of Solvencies and The Prerequisites
    • The Monetary Authority of Singapore (MAS)
    • Powers of MAS
    • Regulations for Insurance Intermediaries
  • F. Key Emerging Markets for Insurance in Asia Pacific
    • Bangladesh
    • Sector Representation & Market Size
    • Market Leaders
    • Table 350: Life Insurance Industry in Bangladesh (2003): Gross Written Premium in US$ Million by Leading Companies for American Life, National Life, Jiban Bima Corporation, Delta Life, Meghna Life, Sandhani Life, Fareast Islami Life, Homeland Life, Rupali Life, and Prageti Life (includes corresponding Graph/Chart)
    • Indonesia
    • Sector Representation & Market Size
    • Table 351: Indonesian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
    • Highlights
    • Insurance Market Regulations
    • Market Leaders
    • Table 352: Indonesian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Bumiputera 1912, AIG Lippo Life, Jiwasraya, Manulife Indonesia, Prudential Life, Indolife Pensiontama, Jiwa Sequis Life, AIA, Indonesia, Panin Life, and Bringin Jiwa Sejahtera (includes corresponding Graph/Chart)
    • A Recent Past Perspective
    • Table 353: Insurance Industry in Indonesia (2001): Number of Life Insurance Companies (includes corresponding Graph/Chart)
    • Malaysia
    • Sector Representation & Market Analysis
    • Table 354: Malaysian Recent Past, Current & Future Analysis for Life Insurance Industry with Premiums Written in RM Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Table 355: Malaysian Recent Past & Current Analysis for Life Insurance Industry with Premium Income in RM Million for the Years 2004 through 2008 (includes corresponding Graph/Chart)
    • Table 356: Malaysian Recent Past & Current Analysis for Life Insurance Industry with Insurance Fund Assets in RM Million for the Years 2004 through 2008 (includes corresponding Graph/Chart)
    • Table 357: Malaysian Life Insurance Industry (2007 & 2008): Percentage Breakdown of Premiums by Policy Type for Temporary, Whole Life, Investment Linked, Endowment, Annuity, and Others (includes corresponding Graph/Chart)
    • Table 358: Malaysian Life Insurance Industry (2006 & 2007): Percentage Breakdown of Benefit Payments by Category for Surrender, Maturity/Vesting, Medical, Cash Bonuses, Death and Disability, and Others (includes corresponding Graph/Chart)
    • Insurance - A Booming Industry
    • Policies and Measures Reinforce Insurance Sector
    • Remarkable Growth in Life Insurance
    • Market Leaders
    • Table 359: Leading Players in the Malaysian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Great Eastern, AIA, Prudential, ING, and MAA (includes corresponding Graph/Chart)
    • Mauritius
    • Sector Representation & Market Size
    • Market Leaders
  • Table 360: Life Insurance Industry of Mauritius (2003): Gross Written Premium in US$ Million by Leading Companies for BAI, Sicom, Anglo Mauritius, LIC, Mauritius Union, Albatross, La Prudence, Island Life, Mauritian Eagle, and Sun (includes corresponding Graph/Chart)
    • New Zealand
    • Sector Representation & Market Size
    • Industry Overview
    • Table 361: Insurance Industry in New Zealand (2003): Percentage Share Distribution of Insurance Companies by Region for Wellington, Auckland, Canterbury, Otago, and Other (includes corresponding Graph/Chart)
    • Life Insurance - Market Leaders
    • Table 362: Life Insurance Industry in New Zealand (2002): Gross Written Premium in US$ Million by Leading Companies for Sovereign, AXA, AMP, Royal & SunAlliance, Tower, Fidelity, Westpac, BNZ, NPF, and NBNZ Life (includes corresponding Graph/Chart)
    • Table 363: Leading Players in the Life Insurance Industry of New Zealand (2000) - Gross Written Premium in US$ Million for Soveriegn Group, AXA, AMP, Royal & SunAlliance, and Tower Health (includes corresponding Graph/Chart)
    • Regulatory Framework
    • Pakistan
    • Sector Representation & Market Analysis
    • Removal of Entry Barriers
    • Entry of Overseas Life Insurers
    • Market Leaders
    • Table 364: Leading Players in the Pakistani Life Insurance Industry (2002) - Gross Written Premium in US$ Million for State Life, EFU Life, Commercial Union, ALICO, and Metropolitan Life (includes corresponding Graph/Chart)
    • Philippines
    • Sector Representation & Market Size
    • Market Leaders
    • Table 365: Leading Players in the Life Insurance Industry of Philippines (2000) - Gross Written Premium in US$ Million for Philam Life & Gen, Sun Life, Insular Life, Manulife, and Prumerica Life (includes corresponding Graph/Chart)
    • South Korea
    • One of the Largest Life Insurance MarketsWorldwide
    • Table 366: South Korean Recent Past, Current & Future Analysis for Life Insurance Industry with Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Table 367: South Korean Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
    • Table 368: Korean Life Insurance Market (2005): Percentage Breakdown of Premium by Type - Individual (Endowment, Pure Endowment, Term Insurance), and Group (includes corresponding Graph/Chart)
    • Ageing Population to Drive the South KoreanInsurance Market
    • Increasing Premium Rates Attract PublicWrath
    • Measures to Sustain Financial Stability
    • Life Insurance to Debut in the Korean StockMarket
    • Korean Life Insurers Provide Strong GrowthPotential
    • Korea - A Well Developed Market witha Lucrative Shift in Product Mix
    • Insurers' Assets Exceeds 300 Trillion Won
    • Insurance Industry Eyes Advanced IT Systems
    • Life Insurance Industry Undergoes MajorChanges
    • A Perspective of the Market
    • Chinese Market offers Greener Pastures forKorean Insurers
    • Quasi-Insurers Enhance Penetration inKorean Life Insurance
    • Bancassurance Boosts Life Insurance Market
    • But also Brews Rift Between Banks andInsurers
    • Bigwigs Lose Share
    • Key Players
    • Table 369: Leading Players in South Korean Life Insurance Market (2006 & 2007): Percentage Breakdown of Premiums by Company - Samsung Life, Kyobo Life, Korea Life, ING, AIG, and Others (includes corresponding Graph/Chart)
    • Table 370: Leading Players in South Korean Corporate Pension Insurance Market (2006 & 2007): Percentage Breakdown of Premiums by Company - Samsung Life, Samsung F&M, Kyobo Life, Korea Life, Mirae Asset Life, Other Life Insurers, and Other P&C Insurers (includes corresponding Graph/Chart)
    • Table 371: Leading Players in South Korean Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Samsung Life, Korea Life, Kyobo life, Allianz, and SK Life (includes corresponding Graph/Chart)
    • Sri Lanka
    • Sector Representation & Market Size
    • Market Leaders
    • Table 372: Leading Players in the Sri Lankan Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Sri Lanka, Ceylinco, Eagle, Union, and Janashakthi (includes corresponding Graph/Chart)
    • Taiwan
    • Sector Representation & Market Size
    • Table 373: Taiwanese Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in NT$ Billion for the Years 2006 through 2010 (includes corresponding Graph/Chart)
    • Table 374: Taiwanese Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
    • Market Overview
    • Opportunity to Expand to Mainland ChinaSparks Insurance Industry Growth
    • Establishment of Appointed Actuary System toBoost Growth
    • Risk-Based Capital Mechanism Launched
    • Life Insurance Sector
    • Table 375: Taiwanese Life Insurance Market (2007 & 2008): Percentage Breakdown of Premiums by Category for Individual Life Insurance, Health Insurance, Accident Insurance, and Annuity Insurance (includes corresponding Graph/Chart)
    • Table 376: Taiwanese Life Insurance Industry (2005): Premium Income in NT$ Billion by Domestic and Foreign Companies for Individual Life (Endowment, Pure Endowment, Insurance Against Death), and Individual Annuity (Deferred Annuity, Immediate Annuity) (includes corresponding Graph/Chart)
    • Interest Rate Environment Restricts Growth ofLife Insurance Products
    • Key Players
    • Table 377: Leading Players in Taiwanese Life Insurance Industry (2005): Percentage Market Share of Premiums by Company - Cathay Life, Chunghwa, Fubon Life, ING Life, Nan Shan Life, Shin Kong Life, and Others (includes corresponding Graph/Chart)
    • Table 378: Taiwanese Life Insurance Industry (2003): Gross Written Premium in US$ Billion by Leading Companies for Cathay Life, Nan Shan Life, Shin Kong Life, Chungwa Post, ING Life, Fubon Life, Mass Mutual Mercuries, Kuo Hua Life, AZPL, and China Life (includes corresponding Graph/Chart)
    • Table 379: Leading Players in the Taiwanese Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Cathay Life, Nan Shan Life, Shin Kong Life, ING Life, and Kuo Hua Life (includes corresponding Graph/Chart)
    • Thailand
    • Sector Representation & Market Size
    • Table 380: Thai Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in Billion Baht for the Years 2005 through 2010 (includes corresponding Graph/Chart)
    • Life Insurance - Market Overview
    • Thai Insurance Industry - Obstacles and Issues
    • Group Policies - Exhibiting Fantastic Growth
    • Low Return on Investments Cast Shadow onNew Business
    • Table 381: Thai Life Insurance Market (2007): Premiums in Billion Baht by Group & Individual Category - Main Policy, Health Rider, Accident Rider, Other Rider, and Personal Accident (includes corresponding Graph/Chart)
  • Market Leaders
    • Table 382: Leading Players in Thai Life Insurance Market (2006 & 2007): Percentage Breakdown of Direct Premiums by Company - A.I.A, Thai Life Insurance, Ayudhya Allianz C.P Life, Muang Thai Life, Siam Commercial New York, Bangkok Life, Ocean Life, and Others (Including Krungthai Axa Life, ING Life Limited, and Finansa Life Assurance) (includes corresponding Graph/Chart)
    • Table 383: Thai Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for AIA, Thai Life, Ayudhya Allianz C.P., Bangkok, Ocean, Muang Thai, Siam Commercial, Nationwide, Zurich National, and South East (includes corresponding Graph/Chart)
    • Table 384: Leading Players in the Thai Life Insurance Industry (2002) - Gross Written Premium in US$ Million for AIA, Thai Life, Ayudhya CMG, Bangkok, and Ocean (includes corresponding Graph/Chart)
    • A Recent Past Market Scenario
    • Life Insurance in New Millennium
    • The Reforms
    • Investment Returns
    • Joint Ventures on the Rise
    • Vietnam
    • Sector Representation & Market Size
    • Table 385: Vietnamese Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
    • Market Overview
    • Table 386: Insurance Market in Vietnam: Premium in US$ Million and Premium/GDP for the Period 1997-2002 (includes corresponding Graph/Chart)
    • Industry Structure
    • Major Categories of Insurance
    • Stiff Competition Brewing
    • Players and the Potential
    • State Insurer Feels the Pinch
    • Entry of Foreign Companies
    • Foreign Insurers Make Mark in VietnameseInsurance Market
    • Foreign Insurers Queue Up to Enter VietnamLife Market
    • Foreign Insurers Increasingly Rely on JointVentures to Enter Vietnamese Market
    • The Present and Future
    • Life Insurance Market
    • Key Market Characteristics
    • Key Players
    • Table 387: Leading Players in the Life Insurance Industry of Vietnam (2004): Percentage Market Share by Company - AIA, Bao Minh CMg, BaoViet, Manulife, and Prudential (includes corresponding Graph/Chart)
    • Table 388: Leading Players in the Life Insurance Industry of Vietnam (2003): Percentage Share Breakdown by Premium for BaoViet, Prudential, and Manulife (includes corresponding Graph/Chart)
    • Table 389: Leading Players in the Life Insurance Industry of Vietnam (2001) - Gross Written Premium in US$ Million for Bao Viet, Prudential, Manulife, AIA, and Bao Minh CMG (includes corresponding Graph/Chart)
    • Vietnamese Insurance Industry - A Recent PastPerspective
    • Unfair Competition Moves
    • Senior Executives Get Training in InternationalPractices

5f. The Middle East

  • Market Overview
  • Small, Yet Significant Market
  • Low Penetration Unfurls Vast Potential for Health and Disability Segment
  • Medical Insurance - The Newfound Growth Avenue
  • Health Insurance Strapping up for Growth
  • Low Insurance Rates in the Middle East
  • The Post September 11 Scenario
  • Iraq Promises a Great Opportunity for Insurance Industry
  • Uncertain Times Ahead
  • Industry Structure
  • Liberalization
  • Regulation
  • Competition
  • International Presence Springs Indigenous Innovations
  • Regional Cooperation
  • Distribution
  • Challenges Ahead
  • Outlook
  • The Road Ahead
  • Facts & Figures: A Past Perspective
  • Table 390: Insurance Industry in the Middle East (2000): Premiums (Non-Life & Life) in US$ Million and Population in Million by Leading Countries for Saudi Arabia, UAE, Egypt, Iran, Lebanon, Kuwait, Oman, Qatar, Jordan, Libya, Bahrain, Syria, and Yemen (includes corresponding Graph/Chart)
  • 5f(i). Key Insurance Markets in the Middle East
  • Bahrain
  • Sector Representation & Market Size
  • Insurance Majors
  • Table 391: Life Insurance Industry in Bahrain (2003): Gross Written Premium in US$ Million by Leading Companies for Zurich, American Life, Bahrain National Life, Al Ahlia, Takaful International, and Arabia (includes corresponding Graph/Chart)
  • Egypt
  • Sector Representation & Market Analysis
  • Table 392: Egyptian Recent Past Analysis for Life Insurance Industry with Annual Premium in US$ Million for the Years 2003 through 2007 (includes corresponding Graph/Chart)
  • Insurance Majors
  • Table 393: Egyptian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Al Chark, Misr, CIL, Alico, National, Mohandes, Allianz Life, Delta, Suez Canal, and NSGB-Life (includes corresponding Graph/Chart)
  • Table 394: Top-Five Players in the Egyptian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Al Chark, Misr, CIL, Alico, and National (includes corresponding Graph/Chart)
  • Iran
  • Sector Representation & Market Size
  • Israel
  • Sector Representation & Market Size
  • Market Leaders
  • Table 395: Israeli Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Migdal, Clal, Harel, Menora, Phoenix, Hadar, Hamagen, Aryeh, and I.L.D, Ayalon (includes corresponding Graph/Chart)
  • Table 396: Top-Five Players in the Israeli Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Migdal, Clal, Shiloach, Menora, and Is Phoenix (includes corresponding Graph/Chart)
  • Table 397: Cost of National Health Insurance Services Funded by Health Funds in Israel: 1998-2002 (includes corresponding Graph/Chart)
  • Jordan
  • Sector Representation & Market Size
  • Table 398: Jordanian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Medical Insurance Industry
  • Table 399: Jordanian Medical Insurance Market (2004 - 2008): Premiums Written in JD Million (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 400: Jordanian Life Insurance Industry (2006 & 2007): Percentage Market Share of Premiums by Company - American Life Ins., Al-Nisr Ins., Jordan Ins., Life & Accident Ins., Middle East Ins., and Others (includes corresponding Graph/Chart)
  • Table 401: Jordanian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for American Life Insurance (Alico), Arab Orient, Euro Arab, AL-Nisr Al-Arabi, Middle East, Oasis, Jordan International, Jordan Insurance, Arab German, and General Arabia (includes corresponding Graph/Chart)
  • Table 402: Top-Five Players in the Jordanian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for America Life Insurance (Alico), National Ahlia, Middle East, Arab German, and AL-Nisr Al-Arabi (includes corresponding Graph/Chart)
  • Kuwait
  • Sector Representation & Market Size
  • Table 403: Kuwaiti Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 404: Kuwaiti Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Gulf, Al-Ahlia, Kuwait, American Life, Warba, 1st Takaful, and Al-Ethad Al-Watany (includes corresponding Graph/Chart)
  • Table 405: Top-Five Players in the Kuwaiti Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Gulf, Al-Ahleia, American Life, Kuwait, and Warba (includes corresponding Graph/Chart)
  • Healthcare Privatization on Full Swing - Unleashing Insurance Potential
  • Lebanon
  • Lebanese Insurance Industry - A Brief
  • Sector Representation & Market Size
  • Market Leaders
  • Table 406: Lebanon Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Alico, Sogecap, Bancassurance, SNA, Libano Arabe, Arope, Adir, Bankers, UFA, and Libano Suisse (includes corresponding Graph/Chart)
  • Table 407: Top-Five Players in the Lebanese Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Alico, Sogecap, SNA, Bancassurance, and Libano-Suisse (includes corresponding Graph/Chart)
  • Oman
  • Oman Insurance Sector - A Market Overview
  • Sector Representation & Market Size
  • Table 408: Oman Insurance Market (2005): Percentage Breakdown of Premium by Segment - Motors, Property, Life, Marine and Others (includes corresponding Graph/Chart)
  • Table 409: Oman Insurance Market (2005): Percentage Market Share of Local and Foreign Players
  • Table 410: Oman Insurance Market (2005): Gross Premiums in RO Thousands for Select Companies - Dhofar Insurance, ONIC Holdings, Oman United Insurance, and Muscat National Holding (includes corresponding Graph/Chart)
  • Table 411: Oman Insurance Market (2005): Percentage Breakdown of Life and Non-Life Market Shares for Select Companies - Dhofar Insurance, ONIC Holdings, Oman United Insurance, and Muscat National Holding (includes corresponding Graph/Chart)
  • Saudi Arabia
  • Sector Representation & Market Size
  • Table 412: Saudi Arabian Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Healthcare Insurance for Workers in Saudi Arabia Made Compulsory
  • Tanzania
  • A Bird' s Eye View of Tanzanian Insurance Sector
  • Turkey
  • Sector Representation & Market Analysis
  • Table 413: Turkish Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in TRY Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Market Structure
  • Table 414: Turkish Life Insurance Industry (2005 & 2006): Percentage Breakdown of Premium by Policy Type - Endowment, Annuity, and Termlife (includes corresponding Graph/Chart)
  • Table 415: Turkish Life Insurance Industry (2006): Percentage Breakdown of Distribution Channel for Life Premium Generation (includes corresponding Graph/Chart)
  • Regulating Authority in Turkey
  • Key Aspects of Insurance Regulations
  • Free Tariff System
  • Minimum Capital Requirement
  • Solvency Margin
  • Regulation on Agents
  • Reorganization of Collection Practice
  • Compulsory Reserves
  • Other Reserves
  • Retention Rate
  • Market Leaders
  • Table 416: Turkish Life Insurance Industry (2006 & 2007): Percentage Market Share of Premiums by Company - Anadolu Hayat Emeklilik, Basak Groupama Emeklilik, Aviva Hayat ve Emeklilik, Yapi Kredi Emeklilik, Garanti Emeklilik, Koc Allianz Hayat ve Emeklilik, Vakif Emeklilik, Axa Oyak Hayat, Ak Emeklilik, American Life, and Others (includes corresponding Graph/Chart)
  • Table 417: Turkish Life Insurance Industry (2005 & 2006): Percentage Market Share of Premiums by Company - Anadolu Hayat Emeklilik, Basak Emeklilik, Aviva Hayat ve Emeklilik, Yapi Kredi Emeklilik, American Life and Others (includes corresponding Graph/Chart)
  • Table 418: Turkish Pension Insurance Market (2005): Percentage Market Share of Leading Pension Companies - Yapi Kredi Emeklilik, Ak Emeklilik Anadolu Hayat Emeklilik, Garanti Emeklilik ve Hayat, Basak Emeklilik and Others (includes corresponding Graph/Chart)
  • Table 419: Turkish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Anadolu H. Emeklilik, Commercial Union Hayat, Yapi Kredi Yasam, Koc Allianz H. Emeklilik, Vakif Emeklilik, AXA Oyak Hayat, Basak Emeklilik, AK Emeklilik, Isvicre Hayat, and Garanti Emeklilik (includes corresponding Graph/Chart)
  • Table 420: Top-Five Players in the Turkish Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Anadolu Hayat, Yapi Kredi Yasam, Commercial Union Hayat, Koc Allianz Hayat, and AXA Oyak Hayat (includes corresponding Graph/Chart)
  • United Arab Emirates (UAE)
  • Market Overview
  • Sector Representation & Market Size
  • Table 421: UAE Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 422: United Arab Emirates (UAE) Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Abu Dhabi, Dubai, Sharjah, and Ras Al Khaimah (includes corresponding Graph/Chart)

5g. The African Market

  • East Africa - An Underexplored Market
  • 5g (i). Select Insurance Markets in the African Region
  • Ivory Coast
  • Sector Representation & Market Size
  • Market Leaders
  • Table 423: Life Insurance Industry in Ivory Coast (2000): Gross Written Premium in US$ Million by Leading Companies for Groupama VIE, AXA VIE, Safarriv VIE, STAM VIE, AGCI VIE, SOMA VIE, Beneficial LIFE, and MAI VIE (includes corresponding Graph/Chart)
  • Kenya
  • Sector Representation & Market Size
  • Market Leaders
  • Table 424: Kenyan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for ICEA, Alico, British American, Pan Africa, Jubilee, Madison, Kenindia, Old Mutual, Co-operative, and Heritage All (includes corresponding Graph/Chart)
  • Table 425: Top-Five Players in the Kenyan Life Insurance Industry (2001) - Gross Written Premium in US$ Million for ICEA, ALICO, British American, Jubilee, and Keninda (includes corresponding Graph/Chart)
  • Morocco
  • Morocco Insurance Industry - A Market Review
  • Sector Representation & Market Size
  • Table 426: Moroccan Life Insurance Industry Analysis Annual Premium in US$ Million for the Years 2006 through 2008 (includes corresponding Graph/Chart)
  • Table 427: Moroccan Life and Capitalization Insurance Market (2005): Premium in US$ Million by Category - Group Insurance, Life Acceptances, and Personal Insurance (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 428: Moroccan Life Insurance Market (2005): Percentage Market Share by Insurer - RMA Watanya, Axa Assurance Maroc, Marocaine Vie, Wafa Assurance, CNIA Assurance, Atlanta, MCMA, Sanad, Essaada, and Others(includes corresponding Graph/Chart)
  • Table 429: Moroccan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for AXA Assurance Maroc, Wafa, CNIA, Marocaine Vie, Royal Marocaine d' Assurance, Al Wataniya, Atlanta, MCMA, Zurich, and Essaada (includes corresponding Graph/Chart)
  • Table 430: Top-Five Players in the Moroccan Life Insurance Industry (2002) - Gross Written Premium in US$ Million for AXA Assurance Maroc, Wafa, Al Wataniya, CNIA, and Marocaine Vie (includes corresponding Graph/Chart)
  • Nigeria
  • Insurance Industry of Nigeria - A Market Summary
  • Sector Representation & Market Size
  • Role of Intermediaries
  • Entry of Foreign and New Players
  • The Law of Pension Contribution
  • Prospects in Life, Oil & Gas and Aviation & Marine Segments
  • Market Leaders
  • Table 431: Nigerian Life Insurance Industry (2002): Gross Written Premium in US$ Million by Leading Companies for Aiico, NICON, Crusader, Industrial & General, African Alliance, Niger, ELMAC, Great Nigeria, Standard Life, and Amicable (includes corresponding Graph/Chart)
  • Table 432: Top-Five Players in the Nigerian Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Aiico, Nicon, Industrial & General, Crusader, and African Alliance (includes corresponding Graph/Chart)
  • South Africa
  • Sector Representation & Market Size
  • Table 433: South African Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium in US$ Billion for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Insurance Market Experiencing Positive Environment
  • Market Leaders
  • Table 434: South African Life Insurance Industry (2002): Gross Written Premium in US$ Billion by Leading Companies for Old Mutual, Investec, Sanlam, Momentum Group, Liberty Group, Investment Solutions, Mcubed, Metropolitan, BoE Life, and PSG Escher Life (includes corresponding Graph/Chart)
  • Table 435: Top-Five Players in the South African Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Old Mutual, Sanlam, Momentum Group, Investec, and Liberty Group (includes corresponding Graph/Chart)
  • Tunisia
  • Sector Representation & Market Size
  • Market Leaders
  • Table 436: Tunisian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Hayett, Salim, Maghreb, GAT, Comar, Carte, Astree, Star, Amina, and Ass-Biat (includes corresponding Graph/Chart)
  • Table 437: Top-Five Players in the Tunisian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Salim, Hayett, Maghreb, GAT, and Carte (includes corresponding Graph/Chart)
  • Uganda
  • Recovery Sets in...
  • Zambia
  • Zambian Pension Funds Industry
  • Table 438: Zambian Pension Funds Industry (2005): Percentage Breakdown of Market Share for Public and Private Pension Schemes
  • Table 439: Zambian Pension Funds Industry: Assets in ZMK Billion for the Years 2000 through 2005 (includes corresponding Graph/Chart)
  • Table 440: Zambian Pension Industry (2005): Individual Fund Values in ZMK Billion by Leading Pension Plans - Saturnia Regna Pension Trust Fund, ZSIC Pension Trust Fund, Public Service Pensions Fund, Mukuba Pension Scheme, and Others (includes corresponding Graph/Chart)
  • Table 441: Zambian Insurance Industry (2003): Premium Values in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
  • Table 442: Zambian Insurance Industry (2003): Re-Insurance Premiums in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
  • Table 443: Zambian Insurance Industry (2003): Gross Claims in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
  • Table 444: Zambian Insurance Industry (2003): Re-Insurance Share of Claims in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
  • Zimbabwe
  • Sector Representation & Market Size
  • Market Leaders
  • Table 445: Zimbabwean Life Insurance Industry (2002): Gross Written Premium in US$ Million by Leading Companies for Old Mutual, First Mutual, Zimnat Life, Fidelity Life, Intermarket Life, and IGI Life (includes corresponding Graph/Chart)
  • Table 446: Top-Five Players in the Zimbabwean Life Insurance Industry (2000) - Gross Written Premium in US$ Million for Old Mutual, First Mutual Life, Zimnat Life, Southampton, and Fidelity Life (includes corresponding Graph/Chart)

5h. Latin America

  • Market Overview
  • Table 447: Latin American Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Table 448: Latin American Recent Past, Current & Future Analysis for Life Insurance Industry by Region - Argentina, Brazil, Chile, Mexico and Rest of Latin America Markets Independently Analyzed with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Table 449: Latin American 6-Year Perspective for Life Insurance Industry by Region - Percentage Breakdown of Premium Income for Argentina, Brazil, Chile, Mexico and Rest of Latin America Markets for 2005, 2008, and 2010 (includes corresponding Graph/Chart)
  • Consolidation and Globalization Have a Positive Impact
  • Potential Growth Markets in the Region
  • Private Pension and Life Insurance - In the Growth Mode
  • Promotion of Intra-Regional Trading
  • Infrastructure Development Attracts Foreign Investment
  • Outlook
  • A Recent Past Perspective
  • Table 450: Insurance Industry in Latin America (2000): Annual Insurance Premium in US$ Billion by Country for Brazil, Mexico, Argentina, Chile, Colombia, and Others (includes corresponding Graph/Chart)
  • Table 451: Insurance Industry in Latin America (2000): Major Countries by Written Premium in US$ Billion (includes corresponding Graph/Chart)
  • Table 452: Insurance Industry in Latin America (2000): Major Countries for Life Insurance by Written Premium in US$ Billion (includes corresponding Graph/Chart)
  • Table 453: Insurance Industry in Latin America (1999 & 2000): Leading Insurers Ranked by Net Written Premium in US$ Million (includes corresponding Graph/Chart)
  • 5h(i). Key Latin American Markets for Insurance
  • Argentina
  • Insurance Sector of Argentina - A Brief
  • Sector Representation & Market Size
  • Table 454: Argentine Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Table 455: Argentinean Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life (includes corresponding Graph/Chart)
  • Facts & Stats
  • Insurance Industry Primer
  • Relevance of Insurance-Related Education in Argentina
  • Regulatory Overview
  • Taxation
  • Premium Payment
  • Internationalization of the Market
  • Liberalization of Argentina
  • Foreign Participation - Positive for the Market
  • Insurance in the Country' s GDP
  • A Backgrounder
  • Life Insurance Sector - An Overview
  • Table 456: Argentinean Life Insurance Market by Segment (In %) (includes corresponding Graph/Chart)
  • Collapse and Reconstruction of the Life Business
  • Group Life: Victor of Difficult Times
  • Pensions System Benefits from Privatization
  • Private Funds Help Raise Memberships
  • Market Leaders
  • Table 457: Argentinean Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Origenes Retiro, Consolidar Retiro, Caja Seguros Vida, HSBC NY Life Retiro, Siembra Retiro, Zurich Life, Nacion Retiro, HSBC NY Life Vida, Siembra Vida, and Internacional Vida (includes corresponding Graph/Chart)
  • Table 458: Top-Five Players in the Life Insurance Industry of Argentina (2002) - Gross Written Premium in US$ Million by Companies for Caja Seguros Vida, HSBC-NYL Retiro, HSBC-NYL Vida, ALICO, and Internacional Vida (includes corresponding Graph/Chart)
  • A Recent Past Perspective of Argentinean Insurance Industry
  • Table 459: Argentinean Insurance Industry (1999 & 2000): Leading Insurers' Gross Premiums Written in US$ Million and Market Share in % (includes corresponding Graph/Chart)
  • Traditional Insurance Products Available During Mid-90s
  • Provisional life: Non-Traditional Insurance Product
  • Brazil
  • Industry Overview
  • Sector Representation & Market Size
  • Table 460: Brazilian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • TABLE 461: Brazilian Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
  • Income and Buying Power of Population
  • Intense M&A Activity Limits Players
  • Brazil' s Regulatory Framework
  • Regulatory Environment
  • Functions of IRB
  • Rules Governing Reinsurance Retrocessions
  • How Much a Tariff Market?
  • Emerging Avenues
  • Scenario in Brazilian Markets for Prospective Insurers
  • Key Insurance Segments
  • Life and Health Insurance - Growth Avenues of the Future
  • Market Leaders
  • Table 462: Brazilian Life Insurance Market (2006 & 2007): Percentage Market Shares of Leading Companies by Premiums - Bradesco Vida e Previdencia, Itau Vida e Previdencia, Caixa Vida e Previdencia, Companhia de Seguros Alianca do Brasil, Brasilprev Seguros e Previdencia, and Others (includes corresponding Graph/Chart)
  • Table 463: Brazilian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Bradesco Vida, Itau Vida e Previdencia, Santander, Caixa Vida, Brasilprev, Alianca do Brasil, Real Vida, COSESP, Unibanco AIG, and Vera Cruz Vida (includes corresponding Graph/Chart)
  • Table 464: Top-Five Players in the Brazilian Life Insurance Market (2002) - Gross Written Premium in US$ Million for Bradesco Vida, Itau Vida Previdencia, Alianca do Brasil, COSESP, and Unibanco AIG Seguros (includes corresponding Graph/Chart)
  • Pension
  • Table 465: Brazilian Insurance Industry (2004): Leading Sectors' Market Share by Type for Automobile, Life, Health, Fire, Personal Accidents, Property, Residential, Risks, and Other (includes corresponding Graph/Chart)
  • Insurance Industry 2000-2001: A Past Perspective
  • Table 466: Brazilian Insurance Industry (2000): Premium Revenues by Sector in R$ Million (includes corresponding Graph/Chart)
  • Table 467: Brazilian Insurance Industry (1999 & 2000): Leading Insurers by Gross Premiums Written in US$ Million (includes corresponding Graph/Chart)
  • Conditions Prevailing During the Dawn of the New Millennium
  • Robust Economy Boosts Industry
  • Banks and Foreign Capital - The Lifeline of Brazilian Insurance Industry
  • Table 468: Market Share of Major Multinationals in Brazil During 2000 (includes corresponding Graph/Chart)
  • Europeans Enter the Fray
  • Chile
  • Chile at a Glance - Key Facts and Characteristics
  • Insurance Industry Highlights
  • Market Overview
  • A Recent Past Perspective
  • Current Scenario
  • Sector Representation & Market Size
  • Table 469: Chilean Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Insurance Market Experiences Concentration
  • A Well Developed Market
  • Regulatory Overview
  • Insurance Legislations
  • Key Changes to Legislations
  • Regulations for Fronting Policies
  • Superintendencia de Valoresy Seguros (SVS) - Regulatory Body
  • Non-Admitted Insurance
  • Compulsory Insurance
  • Registration and Operational Rules
  • Taxation Structure
  • A Study of the Distribution Channels
  • Going Direct
  • Bancassurance - Playing a Well-Defined Role
  • Agencies and Brokerages
  • Sales Agents
  • Claims Adjusters
  • Life and Pension Sector
  • Individual and Group Life Insurance
  • Social Security Programs
  • AFP Insurance
  • Annuities
  • Major Players: Life Insurance
  • Table 470: Chilean Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for ING, Consorcio, Metlife, Principal, Chilena, La Construccion, Vida, Penta, Interamericana, and Euroamerica (includes corresponding Graph/Chart)
  • Table 471: Top-Five Players in the Life Insurance Industry of Chile (2003) - Gross Written Premium in US$ Million for Metlife, Consorcio, Principal, ING, and La Construccion
  • Mexico
  • Mexican Insurance Industry - Market Trends
  • Sector Representation & Market Size
  • Table 472: Mexican Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
  • Market Infancy Paints Brighter Prospects
  • Table 473: Mexican Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
  • Table 474: Mexican Insurance Industry (2005): Percentage Breakdown of Total Insurance Premiums by Category - Auto, Catastrophe, Civil Liability, Death and Disability, Fire, Group Life, Individual Life, MAT, Medical, and Others (includes corresponding Graph/Chart)
  • Health Insurance - A Growth Prospect
  • Trends in Health Sector
  • Mindset of Mexicans - An Obstacle for Insurance Sector
  • Table 475: Mexican Insurance Industry (2004): Leading Companies' Percentage Business Mix for Life, Auto, Accident/Illness, and Other Non-Life
  • Premium Tax in Mexico
  • Insurance Brokers
  • Environmental Risks
  • Challenges Before the Mexican Insurance Industry
  • The US-Mexico Cross-Border Health Insurance Market
  • ISES
  • Failings of Mexican Insurers
  • Outlook
  • Competitive Landscape
  • Table 476: Leading Players in Mexican Insurance Industry (2005): Percentage Market Share by Gross Written Premiums of Companies - ABA, Banamex, Bancomer, Banorte, GNP, ING Comercial America, Inbursa, Monterrey, Mapfre, Qualitas, and Others (includes corresponding Graph/Chart)
  • Table 477: Leading Players in the Mexican Insurance Industry (2004): Percentage Market Share for Grupo Nacional Provincial, Seguros Comercial America, MetLife Mexico, Seguros Banamex, Seguros Inbursa, Seguros Monterrey New York Life, Mapfire, Tepeyac, Qualitas, Seguros Bbva Bancomer, Zurich and Others (includes corresponding Graph/Chart)
  • Table 478: Mexican Insurance Industry (2004): Leading Companies' Percentage Business Mix for Life, Auto, Accident/Illness, and Other Non-Life
  • Life Insurance - Dynamics of the Market
  • Market Leaders
  • Table 479: Leading Players in Mexican Life Insurance Market (2005): Percentage Market Share by Company - Comercial America, GNP, MetLife Mexico, Seguros Monterrey New York Life, Seguros Bancomer, S.A. de C.V., and Others
  • Table 480: Top-Five Players in the Mexican Life Insurance Industry (2003) - Gross Written Premiums in US$ Million for Metlife Mexico, G.N.P., Monterrey New York Life, ING Comercial America, and Banamex (includes corresponding Graph/Chart)
  • A Recent Past Perspective
  • 2000-2001: Emergence as the ' Happening' Place
  • Table 481: Mexican Insurance Industry (2000 & 2001): Premium Written in Billion Pesos by Type of Insurance for Life, Pension, Health & Accident, Auto, and Others (includes corresponding Graph/Chart)
  • Leading Players
  • Table 482: Mexican Insurance Industry (1999 & 2000): Leading Insurers Ranked by Gross Premium Written in US$ Million (includes corresponding Graph/Chart)
  • A Backgrounder on the Market
  • Undeveloped Nature of Insurance
  • Impact of Globalization
  • NAFTA and the Insurance Industry
  • Legislation Reshapes the Market
  • Structural Changes Come to Fruition
  • The Darker Side
  • Life and Pensions Scenario
  • 5h(ii). Emerging Insurance Markets of Latin America
  • Barbados
  • Sector Representation & Market Size
  • Market Leaders
  • Table 483: Life Insurance Industry of Barbados (2003): Gross Written Premium in US$ Million by Leading Companies for Life of Barbados, CLICO International, Sagicor Life, British American, American Life, Colonial Life, and Insurance Corporation of Barbados (includes corresponding Graph/Chart)
  • Colombia
  • Sector Representation & Market Size
  • Table 484: Colombian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Billion for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 485: Colombian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Suramericana, Bolivar, Vidalfa, Colpatria, Colseguros, Suratep, Royal & SunAlliance, BBVA, Colmena, and Mapfre (includes corresponding Graph/Chart)
  • Table 486: Leading Players in the Colombian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Suramericana, Bolivar, Vidalfa, Colpatria, and Colseguros (includes corresponding Graph/Chart)
  • Insurance in Colombia: A Historical Perspective
  • Table 487: Insurance Industry in Colombia (1999 & 2000): Leading Insurers Ranked by Gross Premiums Written (In US$ Million) (includes corresponding Graph/Chart)
  • Costa Rica
  • Sector Representation & Market Size
  • Table 488: Costa Rican Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Dominican Republic
  • Sector Representation & Market Size
  • Table 489: Dominican Republic Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 490: Leading Players in the Life Insurance Industry of Dominican Republic (2003) - Gross Written Premium in US$ Million for Seguros Popular, Segna, Colonial De Seguros, Cia de Seguros Palic, and Seguros Banreservas (includes corresponding Graph/Chart)
  • Health Insurance - In the Wait for a Comprehensive Coverage
  • Ecuador
  • Sector Representation & Market Size
  • Table 491: Ecuadorian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Table 492: Ecuadorian Life Insurance Industry (2007): Percentage Breakup of Insured Population for Domestic and Offshore Insurance Companies by Policy Type (includes corresponding Graph/Chart)
  • Table 493: Ecuadorian Life Insurance Industry (2006- 2008): Percentage Market Share for Domestic and Offshore Insurance Companies by Policy Type (includes corresponding Graph/Chart)
  • Market Leaders-A Recent Past Perspective
  • Table 494: Ecuadorian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Pan American Life, BMI, Equivida, Pichincha, Bolivar, Rocafuerte, Colvida, Ace, Panamericana, and Rio Guayas (includes corresponding Graph/Chart)
  • Table 495: Ecuadorian Health and Medical Assistance Insurance Market (2004): Policywriting in US$ Millions and Percentage Breakdown by Category - IESS, Prepaid-Medicine Companies, and Private Insurance Companies (includes corresponding Graph/Chart)
  • Table 496: Leading Players in Ecuadorian Health Insurance Market (2004): Percentage Market Share by Insurance and Prepaid Medicine by Company - Ecuasanitas, BMI, Humana, PALIC, Health, Pichincha, Rocafuerte, Bolivar, Salud Coop, Other Prepaid-Medicine Companies, and Other Insurance Companies (includes corresponding Graph/Chart)
  • Table 497: Leading Players in the Life Insurance Industry of Ecuador (2003) - Gross Written Premium in US$ Million for Pan American Life, Pichincha, Bolivar, Equivida, and Panamericana (includes corresponding Graph/Chart)
  • Shortfalls of Social Security System Propel Health Insurance Sales
  • EL Salvador
  • Sector Representation & Market Size
  • Market Leaders
  • Table 498: Insurance Industry of El Salvador (2003): Gross Written Premium in US$ Million by Leading Companies for SISA Vida, La Centro Americana, Compania General de Seguros, Seguros e Inversiones, Aseguradora Suiza Salvadorena, Aseguradora Agricola, Asesuisa Vida, Internacional de Seguros, AIG Union y Desarrollo, and BBVA Seguros (includes corresponding Graph/Chart)
  • Table 499: Leading Players in the Insurance Industry of El Salvador (2002) - Gross Written Premium in US$ Million for Aseguradora Suiza Salvadorena; SISA, Vida; Seguros e Inversiones; La Centro Americana; and Compania General de Seguros (includes corresponding Graph/Chart)
  • Guatemala
  • Sector Representation & Market Size
  • Honduras
  • Sector Representation & Market Size
  • Leading Players: Life Insurance Sector
  • Table 500: Honduran Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Palic, Adhorro, Interamericana, Atlantida, Aseguradora, Crefisa, Continental, Previsa, Del Pais, and Equidad (includes corresponding Graph/Chart)
  • Table 501: Leading Players in the Life Insurance Industry of Honduras (2002) - Gross Written Premium in US$ Million for Palic, Aseguradora, Adhorro, Atlantida, and Crefisa (includes corresponding Graph/Chart)
  • Jamaica
  • Sector Representation & Market Size
  • Table 502: Jamaican Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Leading Players in Life Insurance
  • Table 503: Leading Players in the Jamaican Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Life of Jamaica, Guardian Life, Blue Cross, First Life, and Cuna Mutual (includes corresponding Graph/Chart)
  • Panama
  • Sector Representation & Market Size
  • Table 504: Panamanian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 505: Life Insurance Industry in Panama (2004): Gross Written Premium in US$ Million by Leading Companies for Aseguradora Mundial, Compania Internacional, ASSA, Compania Nacional, American Life, Assicurazioni Generali, Pan American, Pan America Life, British American, and Compania Istmena (includes corresponding Graph/Chart)
  • Table 506: Leading Players in the Life Insurance Industry of Panama (2003) - Gross Written Premium in US$ Million for Aseguradora Mundial, ASSA, Compania Internacional, American Life, and Assicurazioni Generali (includes corresponding Graph/Chart)
  • Peru
  • Sector Representation & Market Size
  • Table 507: Peruvian Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 508: Leading Players in the Life Insurance Industry of Peru (2003) - Gross Written Premium in US$ Million for El Pacifico Vida, Interseguro, Rimac International, InVita, and Mapfre Peru Vida (includes corresponding Graph/Chart)
  • Trinidad and Tobago
  • Sector Representation & Market Size
  • Table 509: Trinidad and Tobago Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Market Leaders
  • Table 510: Life Insurance Industry in Trinidad and Tobago (2003): Gross Written Premium in US$ Million by Leading Companies for Clico, Guardian, Sagicor, Algico, British American, Maritime, Tatil, Cuna, Life of Barbados, and Bancassurance (includes corresponding Graph/Chart)
  • Table 511: Leading Players in the Life Insurance Industry of Trinidad and Tobago (2002) - Gross Written Premium in US$ Million for Clico, Sagicor, Guardian, Maritime, and Algico (includes corresponding Graph/Chart)
  • Uruguay
  • Sector Representation & Market Size
  • Leading Life Insurers
  • Table 512: Uruguayan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Banco de Seguros del Estado, ALICO, Real Uruguaya, Metropolitan Life, Cooperativa de Seguros Sucro, and Santander (includes corresponding Graph/Chart)
  • Table 513: Leading Players in the Life Insurance Industry of Uruguay (2002) - Gross Written Premium in US$ Million for Banco de Seguros del Estado, Real Uruguaya, ALICO, Cooperativa de Seguros Surco, and Metropolitan Life (includes corresponding Graph/Chart)
  • Venezuela
  • Sector Representation & Market Size
  • Table 514: Venezuelan Recent Past, Current & Future Analysis for Life Insurance Industry with Annual Premium Income in US$ Million for the Years 2005 through 2009 (includes corresponding Graph/Chart)
  • Leading Life Insurers
  • Table 515: Venezuelan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Mapfre, Caracas de Liberty, Previsora, Bancentro, Multinacional, Horizonte, Ban Valor, Mercantil, Nuevo Mundo, and Adriatica (includes corresponding Graph/Chart)
  • Table 516: Leading Players in the Venezuelan Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Seguridad, Multinacional de Seguros, Horizonte, Previsora C.N.A., and Caracas de Liberty Mutual (includes corresponding Graph/Chart)

6. Product Introductions/Service Innovations

  • Anthem Launches New Insurance Plans for Small Businesses
  • Post Office Introduces New Life Insurance Policy
  • LIC Introduces New Unit Linked Plans
  • Reliance Introduces New Life Insurance Service
  • SBI Life to Introduce New Insurance Policy
  • Max New York introduced SMART Invest Pension Scheme
  • PNB Introduces New Health Insurance Product
  • LIC Introduces Group Critical Illness Rider
  • LIC to Launch Health Insurance Plan
  • United India Insurance to Introduce 3 New Health Insurance Policies
  • Aviva Introduces Non-Unit Linked Investment Plan
  • SBI Life Introduces Pension Product
  • Allianz Life Launches Capital Protected Plan II
  • SLFP Introduces Sachetized Insurance Packages
  • Warba Insurance Launches New Scheme for Expatriates
  • Manulife Launches LivingCare Long Term Insurance Product
  • Madison National Life Insurance Launches ' 360 Plan'
  • Nationwide Financials Launches New Corporate Owned Life Insurance Policy
  • Aetna Introduces Insurance Products for New and Small Businesses
  • Precedent Introduces Innovative Health Insurance Plans
  • Texas Mutual to Launch e-Billing System
  • Hiscox USA to Introduce Allied Healthcare Insurance
  • Tesco Launches Cheap Health Insurance
  • Agis Launches Health Insurance Policies for Gays and Lesbians
  • ICICI Lombard Introduces Health Advantage Plus
  • Allianz Elementar Offers Savings Products
  • Sterling Life Offers Life Cover for Armed Forces
  • Ben-e-lect Offers New Dental Plan
  • Humana Unveils New Health Insurance Policies
  • Anthem Life Rolls Out Resource Advisor(tm)
  • Health Net Introduces Medicare Plan
  • John Hancock Annuities Provides Optional Withdrawal Benefit
  • Humana Launches Affordable Health Care Plans
  • WPA Introduces Mycancerdrugs
  • BIBA Launches PPI Products
  • Tesco to Provide Private Health Insurance
  • Norwich Union Introduces Guaranteed Whole Life Policy
  • ING Introduces Variable Annuities in Spain
  • Friends Provident Provides Tax Relief With New Life Cover
  • Virgin Money Introduces Cancer Insurance
  • Accident Insurance for Indian Workers in Gulf
  • AXA Launches Group Individual Accident Insurance
  • Guardian Life and Health Net Launches Healthcare Policy
  • American National Introduces New Indexed Annuity
  • Loyal American Life Unveils New Policy for Baby Boomers
  • Fort Dearborn Introduces Dental Insurance Program
  • Bendigo Bank Introduces Health Insurance
  • Homeland Launches BADHU BIMA Scheme for Married Women
  • American Specialty Launches a New Health Plan
  • Prudential Launches PMI Policy
  • Oklahoma Chamber Blue Health Insurance Plan Waiting in Wings
  • Canada Life Reintroduces Lifetime Protector Whole-of-Life Insurance Policy

7. Product Launches in the Past

  • NeoStem Inc. Introduces "True Life Insurance"
  • Liverpool Victoria Introduces New Product
  • Royal & Sun Alliance European Life & Investments Launches Balanced Yield Fund
  • Norwich Union Introduces Improved Version of Long-Term Care Insurance
  • AIG Vida Launches New Version of Private Pension Plan
  • American Enterprise Launches Variable Annuity
  • American Skandia' s XTra Credit Six Variable Annuity
  • Banc Insurance Launches Exam-Free Term Life Product
  • ING Launches 2 Fixed Annuities for Banks
  • LIC of India Launches Modified Version of Jeevan Shree Plan
  • Universal Life Products Target the Wealthy
  • Fidelity & Guarantee Launches Single Premium Fixed Annuity
  • GE Financial Launches GE Accumulator
  • GE Financial Releases Variable Annuity Product
  • Glenbrook Introduces Variable Annuity Series
  • Glenbrook Life and Annuity Launches Two Variable Annuities
  • Hartford Adds New Feature to Variable Universal Life Plans
  • Hartford Adjoins Rider to Variable Annuity Products
  • IFS Financial Launches MultiMax Annuity Policy
  • ING US Launches Equity Indexed Annuity
  • Inora Life' s Dynamic Income Plus Fund Series 3
  • John Hancock Adds Survivorship to Universal Life Products
  • LIC Relaunches 3 Pension Plans, Introduces New Policy
  • Lincoln Unveils ChoicePlus II VA Products
  • Lincoln' s Accumulated Benefit Enhancement Rider
  • Liverpool Victoria Introduces New Product
  • MassMutual Launches Variable Annuity
  • MetLife Launches Preference Plus Select Variable Annuity
  • National Financial' s Best of America ElitePro LTD VA
  • Norwich Union' s Impaired Life Annuity Scheme
  • Om Kotak Launches Group Insurance Products
  • Penn Mutual' s PennFreedom Variable Annuity
  • Phoenix Introduces Universal Policy
  • Phoenix' s Flexible-Premium Variable Annuity
  • Royal & Sun Alliance Launches Balanced Yield Fund
  • SBI Life Insurance Introduces Super Suraksha
  • Security Life Launches Variable Universal Life Insurance
  • TIAA-CREF Launches Two Life Products
  • AIG Europe Introduces Healthnow
  • Bajaj Allianz Introduces Critical Illness Policy
  • Berkeley Alexander' s Individual Private Medical Insurance Plan
  • Blue Shield Insurance of California' s Access Baja Dependent Plan
  • Bobcards Launches Group Medical Plan
  • Berkshire Adapts Disability Insurance Product
  • Fortis Launches 3-Tiered Group Disability Plan
  • HealthMarket Launches Low Cost Plan for Small Businesses
  • Western Provident Launches Flexible Health Plan
  • Humana Releases Web-Based Health Plan
  • Medicash Introduces Healthcare Cash Plan
  • Norwich Union Launches Group PMI Product for Corporate Customers
  • Norwich Union' s Future Assured Plan
  • Norwich Union Releases Impaired Life Annuity Scheme
  • Norwich Union' s Improved Version of LTC Insurance
  • PacifiCare Behavioral Health' s Spectrum
  • Premera LifeWise Offers Individual Health Insurance
  • SecureHealth Introduces Options
  • Unum Launches Improved Elixia 123
  • Prudential Financial Introduces QuickForm In XpressLife Program
  • Phoenix Introduces Phoenix Income Choice
  • Allmerica Select Introduces Death Benefit
  • American International Companies' Plan Trustee Protector
  • Ameritas Life Adds 4 Products to Low-Load Series
  • Bank of Scotland' s Second Model of Save and Invest Product
  • Canada Life Adds New Features to Offshore Flexible Life Plan
  • CITIC-Prudential' s Unit-Linked Insurance Plan
  • Clerical Medical International Offers New Version of CMI Premier Bond
  • New England' s Variable Universal Life Insurance
  • Royal & Sun Alliance' s Plan for Non-Resident UK Citizens
  • Skandia Offers 2 Life Insurance Programs
  • Travelers Variable Survivorship Life II
  • Zurich Life Launches New Whole-Of-Life Policy
  • CNA Life Adds Options to Term 400-Series
  • Hartford Augments Variable Annuity Line
  • HDFC Standard Launches Plan for Weaker Sections
  • Skandia Offers Two New Life Insurance Programs
  • Royal & Sun Alliance Launches New Plan for Non-Resident UK Citizens
  • Canada Life International Adds New Features to Offshore Flexible Life Plan
  • Bank of Scotland Offshore Introduces Second Model of Save and Invest Product
  • Italian Post Office' s Pension Products
  • John Hancock Launches EVariable Life
  • John Hancock Modifies Variable Estate Protection Plan
  • John Hancock' s LTC Easy-Pay Payment Plan
  • LIC of India Launches Single Premium Plan
  • MONY Introduces Survivor Universal Life Policy
  • 21st Century Launches Hospital Advantage Plan
  • Skandia Introduces New Plans
  • BUPA Creates Online Service for Complete Private Medical Insurance Cover
  • Standard Life Healthcare and Policy Master Together Offer Insurance Products
  • AMC Health Care Launches New Products
  • Blue Cross Blue Shield of Arizona' Health Plans
  • BUPA Adds Health Care Options to Insurance Policy
  • BUPA Introduces Company First
  • GE' s GE LTC Choice
  • Legal & General Launches New Protection Plans
  • Willis Deploys War Risk Products
  • UnumProvident Launches WorkRx
  • Bupa Creates a New Online Service to Provide Complete Private Medical Insurance Cover
  • Standard Life Healthcare and Policy Master Together Offer Insurance Products

8. Recent Industry Activity

  • Fort Dearborn Life Acquires Northstar Life
  • Hyperion Acquires International Program Managers
  • J.C. Flowers Acquires BISYS' Retirement andInsurance Service Division
    • Humana Acquires KMG America
    • Rockhill to Acquire RTW
    • Liberty Mutual Acquires Ohio Casualty
    • AEGON to acquire Merrill Lynch Life
    • The Doctors Company to Acquire SCPIE Holdings
    • Coventry Health Care Acquires Certain Mutual ofOmaha
    • Brown & Brown Acquires Dalton' s Assets
    • AIG Acquires Wurttembergische und BadischeVersicherungs
    • Pearl Assurance Acquires Resolution
    • Aviva Acquires two Hamilton Companies andForms New Agreements with HSBC
    • PHP Acquires Home Counties Healthcare' s MedicalInsurance Business
    • SNS REAAL Acquires AXA' s Dutch InsuranceOperations
    • Storebrand to Acquire SPP
    • ERGO Acquires Stake in Daum Direct AutoInsurance
    • HSBC Insurance to Acquire Stake in Hana' s LifeInsurance Subsidiary
    • AR Growth to Acquire Stake in Probenefit
    • ING to Acquire Origenes AFJP and Origenes Segurosde Retiro
    • MetLife to Acquire AFORE Actinver
    • Assurant Extends Distribution Pact with ServiceCorporation
    • CUNA Mutual Insurance Society to Merge withCUNA Mutual Life Insurance
    • Great-West Lifeco to divest its U.S. BasedGreat-West Healthcare Business
    • CMLIC & CUNA Mutual Insurance Societyto Merge
    • UnitedHealth Group and Sierra Health Services ObtainsMerger Approval from California Departmentof Insurance
    • Darwin to Enter into Strategic Partnership with K&B
    • AXA & BMPS to Form a Strategic Partnership
    • Aegon Enters into Agreement with Merrill Lynch
    • Aviva Enters into Joint Venture with Bank ZachodniWBK
    • AEGON and CAJA CANTABRIA EntersJoint Venture Agreement
    • Shanghai Dragon to Divest Interest in DazhongInsurance
    • Union Life Insurance to Divest Stake
    • Allianz China to Expand Business
    • BUPA Australia and MBF in Merger Negotiations
    • Aviva Life Insurance' s Indian Joint Venture Ties Upwith Apex Bank
    • Tata AIG Enters into Partnership with BISWA
    • Tata AIG Plans Major Expansion in Orissa
    • Bank of India to Establish Joint Venture for LifeInsurance
    • Andhra Bank to Form Joint Venture forLife Insurance
    • TTK to Commence Retail Health Insurance
    • Apollo Hospitals Enters the Health Insurance Market
    • Future Generali Commences Insurance Businessin India
    • Vijaya Bank to Quit PNB-PFG Life InsuranceVenture
    • Canara Bank, HSBC and Oriental Bank Teams Up toFloat Life Insurance Venture
    • ICICI Lombard Introduces First Health InsurancePlan
    • Aviva Life Insurance Teams Up with IndusInd Bank
    • BoI, Dai-ichi and Union Bank Floats Joint VentureCompany
    • Andhra Bank, BoB and Legal & General Groupto Enter into JV
    • ICICI Prudential & Dignity Foundation IntroducesActivAge
    • Apollo Establishes New Company
    • Kookmin Bank to Divest Interest in ING LifeInsurance
    • Hainan Airlines to Form Joint Venture with SKLIof Taiwan
    • Allied Bank to Increase Stake in New YorkLife Insurance
    • Aviva Obtains Regulatory Consent for Joint Venturein Taiwan
    • HSBC Establishes Life Insurance Companyin Taiwan
    • AEGON & Taishin Enters into Joint Venture
    • Aviva' s Turkish Subsidiary and Ak Emeklilikto Merge
    • AEGON and Sony Life to Set-Up a NewLife Insurance Company
    • ING Divests Insurance Belgium
    • ICICI Prudential Life Teams Up with mChek
    • Argus Takes Over Tremont International
    • Centene Acquires a Small Stake in Access HealthSolutions
    • LTC Completes Acquisition of Gelbwaks Insurance
    • Private Capital Management Acquires SecurityAmerican Financial Enterprises
    • SS Nesbitt to Buy ANB Insurance Services
    • Coventry Snaps Up Group Health Companyin Nebraska
    • Fort Dearborn Purchases Northstar Life Insurance
    • Friends and Resolution Negotiate for a ProspectiveMerger
    • Allied Bank and Lucio Tan Group to Buy NYLife Insurance
    • BRE Bank and AEGON to Unite Respective PensionFunds
    • Delta Lloyd to Sell Health Insurance Business
    • Fidelius Group Acquires Westward Counties
    • Talanx to Acquire BHW Leben
    • Global Tuition & Education Insurance to AcquireR&SA Seguros de Vida
    • China Life to Acquire 60% Stake in Zhongcheng
    • Grupo Security Carries Out Merger of Vida Securityand Rentas Security
    • Cardif, Seabank and Vietcombank to Form JointVenture
    • American Wholesale Group to Acquire AEU
    • Medical Mutual Takes Over Carolina Care Plan
    • National Financial Teams Up with ING
    • Ameritas to Take Over LifeRe
    • Highmark and Independence Blue Cross to Merge
    • APS Acquires APIE
    • Farrah Extends Contract with NAIC
    • Goldman Sachs to Takeover USI Holdings
    • Argus Takes Over Tremont International
    • KBC Takes Over DZI Insurance
    • Uniqa Increases its Share in Vitosha
    • Shin Kong Enters into Chinese Market
    • China Postal Group to Setup Insurance Firm
    • MFS Holdings Acquires Stake in Universal Life
    • Aegon to Acquire Optas
    • Allianz to Acquire Allianz Leben and AGF
    • Pohjola Group Merges with Parent Company
    • HSBC France to Buy Remaining Stake in Erisaand Erisa IARD
    • CNP Acquires Ecureuil
    • Alpha Bank Sells Alpha Insurance
    • Bank of Baroda to Form Life Insurance JV
    • ING Group to Partner with India Post
    • DLF and Prudential to Form Insurance JV in India
    • HSBC Enters into Joint Venture
    • Quinn to Take Over BUPA Ireland
    • AXA to Expand Presence in Italian Insurance
    • Swiss Life to Acquire CapitalLeben
    • Bumiputra to Divest Stake
    • Aegon and Banca Transilvania to Establish NewPension Firm
    • Allianz Acquires Stake in ROSNO
    • Fortis Commences Life Insurance Business
    • Allianz to Divest Stake in Hana Life Insurance
    • CNP Assurances Acquires Stake in Skandia Vida
    • Allianz to Buy Remaining Stake in Allianz President
    • Aviva to Form JV with FFHC
    • Aviva, Akbank and Akisgorta to Setup Life andPensions Business
    • Asda and LifeSearch Enter into Partnership
    • Aegon Scottish to Deploy Thinc' s DistributionPlatform
    • Aegon Enters into Distribution Pact withDunfermline
    • Skandia to Consolidate UK Businesses
    • LV= Forms Partnership with Help the Aged
    • Prudential and Discovery Forms JV
    • Norwich Union Outsources Administration toSwiss Re
    • AXA PPP Acquires Legal & General
    • L&G and Nationwide Enters Distribution Pact
    • Prudential to Divest Egg
    • Standard Life and Summit to Offer Cover forClimbers
    • Resolution Life to Merge Life Insurance Businesses
    • SS Nesbitt to Buy ANB Insurance Services
    • Resolution Life Confirms Talks Related toProspective Transactions
    • Swiss Re Acquires UK GE Life Business
    • Capita Life & Pensions Bags Contract from ScottishLife
    • Seguros Divests its Annuity Business
    • Fortis Acquires Gutingia
    • Scottish Re to Secure a New Investment of $ 600Million
    • Proposed Merger of Dutch Health Insurance FirmsStands Cancelled
    • Aegon Purchases 49% Stake in Seguros Argos
    • BUPA to Withdraw From Ireland
    • Fortis Enters Ukrainian Life Insurance Market
    • China Life to Buy Minority Stake in Huishang Bank
    • CIGNA Acquires Vielife
    • Swiss Re bids for Prudential' s Division
    • Standard Chartered and Eagle Insurance FormAlliance
    • Liberty Mutual Group Acquires Majority Stake inSeker Sigorta
    • Abbey Exits Life Business
    • Axa to Takeover Thinc Destini
    • Citibank to Collaborate with Legal & General toOffer Insurance
    • Barclays to Sell Standard Life' s Insurance Products
    • AIG to Commence Bulk Annuity Operations in TheUK
    • Asda and Scottish Widows End Alliance
    • Winterthur Sells Health Insurance Business
    • Federal Bank, IDBI and Fortis in a JV for Life Businessin India
    • Aviva to Sell Protection Products in Russia
    • Aviva Life Forms Alliance in Qatar
    • Swiss Life to Divest from Italian Insurance Market
    • AXA to Take Over Winterthur
    • AIA Receives Approval to Offer Group Insurance
    • Heng An Standard Life Opens Unit in Beijing
    • ING Capital Alliances with BEA
    • Generali Enters Bulgarian Insurance Market
    • ING to Commence Life Insurance Business inBulgaria
    • Unity Life Snaps Up The Prudential Insurance Co.
    • Allianz to Offer Life Insurance Products in Australia
    • Medical Mutual Acquires 1st Medical Network
    • UTG Acquires ACAP
    • LifeSecure Buys Out Columbia Universal
    • MultiPlan Acquires Private Healthcare Systems
    • Aviva Snaps Up AmerUs
    • Great American Financial Snaps Up Ceres
    • Genworth Acquires Continental Life
    • Christian Fidelity Takes Over Dallas
    • Erie Acquires Stake in Erie Family Life
    • Manhattan Life Takes Over Family Life
    • Health Care Service Acquires Highmark' s Life andDisability Business
    • UnitedHealth Takes Over Student Resources
    • CIGNA Acquires Star HRG
    • Health Benefits Direct Purchases Insurance Specialist
    • Brooke Snaps Up Generations Bank
    • CIGNA to Acquire Mid-South Admin Group
    • American European Group to Acquire MerchantsGroup
    • Carlyle Group Acquires MultiPlan
    • Universal American Financial Acquires HarmonyHealth
    • Unity Life Acquires Prudential' s Arm
    • Manulife Purchases Stake in Pramerica
    • WellPoint Acquires QualChoice
    • Medical Mutual Acquires Summit' s Health InsuranceBusiness
    • Priority Health to Buy Care Choices
    • Citigroup to Acquire Union de Bancos de Cuscatlan
    • Great-West Lifeco to Acquire US Bancorp
    • La Capitale Snaps Up UAFC
    • CIGNA Acquires UnitedHealth' s Health CareDivisions
    • Protective Life Acquires Chase Insurance
    • Aviva Acquires AmerUs
    • CPEhr to Compensate for the Closure of PacAdvantage
    • Health Alliance Plan Acquires CuraNet
    • TREK Holdings Takes Over American Medical &Life Insurance
    • Securian Financial to Buy American United' s CNLFinancial Corp.
    • Ameritas Acacia Merges with Union Central LifeInsurance Company
    • Great American Life Insurance Company AcquiresFixed Annuity Block from Old StandardLife Insurance Company
    • Hinduja Group Signs MoU with European Insurer
    • Postal Life Insurance Under Postal AdministrationCover
    • Health Net Eyes Universal' s Health InsuranceBusiness
    • Humana Pens Purchase of CHA Health
    • Independence Branching in to Consumer Health PlansAdministration
    • Molina to Acquire HCLB and Cape Health Plan
    • Aegon USA Acquires Global Preferred Re
    • MetLife Acquires Travelers Life and Annuity Co.
    • SNFC Acquires Memorial Insurance Co of America
    • ProCentury Acquires Firemans Fund Insurance
    • Western and Southern Financial Group PocketsLafayette
    • MIIX Buys MDAdvantage
    • Long Term Care Acquires Nation' s CareLink
    • Health Care Service Takes on Blue Cross & BlueShield
    • USI Holdings Acquires HRB Benefits Group
    • British Union Purchases Amedex
    • Aetna Acquires HMS Healthcare
    • Sentry Insurance Acquires Viking Insurance
    • Health Benefits Direct Corp Joins Darwin Corp.
    • Merrill Lynch & Co to Acquire AMVESCAPRetirement, Inc.
    • Bangkok Bank Acquires 10% Stake in PICC Life
    • Resolution Life' s Expansion Drive Continues
    • Aviva PLC Acquires RAC
    • FNIA Acquires Penn Group
    • Sun Life Financial Completes the Acquisition ofCMG Asia
    • ConnectedCare Acquires Bay Benefits LLC
    • IAIH Acquires majority interest in Health PlanAdministration
    • Eureko' s Achmea Merges with Rabobank' sInterpolis
    • UnitedHealthcare to Acquire Deere
    • Goldman Sachs Acquires Allmerica Financial
    • Wiener Staedtische Buys Majority Interest in RoyalPolska
    • Sagicor Financial Acquires American FoundersLife Insurance
    • Health Care Service Takes on Blue Cross & BlueShield
    • British Union Purchases Amedex
    • Sentry Insurance Acquires Viking Insurance
    • HCC Acquires MIC Life Insurance
    • MetLife Buys Stake in Mitsui
    • Aon Nederland to Acquire Assurantie Advies
    • Nationwide Maritime to Divest Life and PensionOperations
    • GIG to Buy Stake in Arab Misr Insurance
    • Principal Financial Group Buys Stake in AvaniInsurance Services
    • Pacificare Health Acquires Pacific Life' s HealthInsurance Business
    • Aegon USA Acquires Global Preferred Re
    • Triple-S to Acquire Great American Life
    • Inviva to Acquire Utica National Life
    • LTC Global Acquires Ft Myers Agency
    • SNFC Acquires Memorial Insurance Co of America
    • Goldman Sachs and Blackstone to Acquire UICI
    • Inviva to Acquire Utica National Life Insurance
    • USI Acquires Cross & Associates
    • Hilb Rogal Purchases Doherty
    • Aegon NV to Acquire Nationwide TowarzystwoUbezpieczen na Zycie SA
    • UnitedHealth Acquires PacifiCare
    • Humana Inc. Acquires CorpHealth Inc
    • LTC Global Acquires Ft Myers Agency
    • SNFC Acquires Memorial Insurance Co of America
    • Goldman Sachs and Blackstone to Acquire UICI
    • Brown & Brown Acquires Nichols & Associates
    • HIP to Acquire The PerfectHealth Insurance
    • BlueCross BlueShield to Acquire Gordian HealthSolutions
    • Preferred Care Pens an Agreement with MVPHealth Care
    • SafeGuard Health Acquires General Electric' s Dental &Health Maintenance Business
    • Comprehensive Unites with IBI Benefits Inc
    • USI Acquires Cross & Associates
    • CIGNA to Take Over Managed Care Consultants Inc
    • Hilb Rogal Purchases Doherty
    • Blue Cross Merges with HCSC
    • Ark Life and Hibernian in a Life Insurance Venture
    • AIG in Alliance with Bank of Tokyo
    • Gecis Partners with Liberata of UK
    • SMS Inc. Announces Merger with Insuractive, Inc.
    • FPA Inks an LOI to Acquire IBC
    • Old Mutual Eyes Purchase of Skandia
    • HBOS Strides Ahead for Pocketing MLPLife Insurance Company
    • Jefferson-Pilot Corp. Eyes Merger with LincolnNational Corp
    • Industrial Alliance Makes Quick Moves for Creating aHigh Profile Asset Management Company
    • Aegon Plans to Acquire Half of Seguros Navarra
    • WellPoint to Buy WellChoice
    • HNB Signs an Agreement to Acquire CornerstoneCompanies
    • Prudential to Buy Lincoln National
    • Fortis to Acquire BCP Life Insurance Business
    • MetLife to Acquire SK Life Insurance
    • Advisen Signs Co-Marketing Agreement withASHRM
    • Birla Sun Life Insurance Raring to go in India
    • Allianz to Expand its Business in China
    • WellPoint Combines Health Insurance Subsidiariesto Form UniCare
    • BiceCorp Amalgamates La Construccion and BiceVida
    • Nanshan Life to Foray in Vietnamese Insurance Market
    • IDBI Plans to Enter Life Insurance Business
    • LIC International Forays into UAE
    • Met Life Inc Divests Unit in Indonesia
    • JPMorgan to Sell its Insurance Unit
    • PICC Obtains CIRC' s Nod for Tri-Nation Partnershipfor Life Insurance
    • Virgin Group to Enter US Insurance Market
    • Benchmark Causes Vibes in Investment PropertyInsurance
    • Guaranty Insurance Services Snaps Up WalterMortensen
    • Beneficial Insurance Services AcquiresPaul Hertel & Co.
    • First Niagara Signs Agreement with LA Lama
    • HSBC to Up Stake in Ping An Insurance
    • USI Holdings Enters into an Agreement with PattersonSmith
    • Samsung Makes Footprints in Chinese InsuranceMarket
    • Storebrand Life Targets Swedish Pension Market
    • Prudential Financial Eyes China
    • Nanshan Life to Foray in Vietnamese Insurance Market

9. Strategic Developments in Past

  • RBC Insurance Acquires Provident Life and Accident Insurance Co
  • PE Acquisition Corp Acquires Presidio Excess Insurance Services
  • Union Bank of California Acquires CNA Trust
  • CBSS Takes Over Sevier Insurance Agency
  • Manulife Merges with John Hancock
  • Universal American Financial Acquires Heritage Health Systems
  • USI Holdings Acquires Diversified Insurance Services
  • Rose & Kiernan Acquires The Daniels Agency
  • USI Holdings Acquires Dodge Warren & Peters
  • Prudential Life Buys Aoba Life
  • Security National Hikes Stake in Southern Security
  • RBC Insurance Acquires Provident Life and Accident Insurance Co
  • BB&T Insurance Acquires Wall & Shonter Insurance
  • MLHIC Acquires HealthMarket Inc
  • Wescom Credit Union Acquires Hallmark Associates Insurance Services
  • Alliant Resources Acquires Benefit Partners
  • Citizens Insurance Acquires Security Plan Life Insurance
  • Ohio National Life Insurance Acquires Security Mutual Life Insurance
  • Fort Dearborn Acquires Combined Services
  • Swanson Acquires Dime Insurance
  • COUNTRY Insurance & Financial Services to Acquire MSI Insurance Co
  • HealthExtras Acquires Managed Healthcare Systems
  • MLHIC Acquires HealthMarket Inc
  • Wescom Credit Union Acquires Hallmark Associates Insurance Services
  • Hartland Insurance Acquires Bosquett
  • Anthem Merges with WellPoint
  • Arthur J Gallagher & Co Acquires Health Care Insurers
  • AllHealth Acquires The Holland Co
  • First Mainstreet Insurance Group Acquires Value Quote Insurance
  • Arthur J Gallagher Acquires Sheridan Insurance Group
  • Brown & Brown Acquires Niagara Insurance Group
  • BlueCross BlueShield Acquires USAble Life
  • UnitedHealth Group Acquires Fidelity Insurance Group
  • Jenkins Athens Group Acquires Seibert Insurance Services
  • HIP Health Plan Acquires Connecticare
  • Ipacq Holdings Inc Acquires The Chandler Group of Cos.
  • PacifiCare Health Systems Inc Acquires American Medical Security Group
  • MultiPlan Acquires US Health
  • Advent and Conning Acquires Long Term Care Group
  • United American Healthcare Acquires Omnicare Health Plan
  • Hub International Acquires TILCO Financial Services Limited
  • Centene Plans to Acquire FirstGuard
  • Ardent Health Services Plans to Acquire Cimarron Health Plan
  • Coventry Health Care to Acquire First Health Group
  • University Health Care Plans to Acquire Unity Health Plans Insurance
  • Aetna Plans to Acquire Strategic Resource
  • CMI Management Team Plans to Acquire CompManagement
  • AMERIGROUP Enters into Acquisition Agreement with CarePlus LLC
  • Arkansas and BlueShield of Florida Enter into a Merger Agreement
  • MetLife Acquires Stake in Banco del Estado
  • CFC Bank Enters into Acquisition Agreement with American Life
  • Health Care Service Acquires Omaha Life Insurance
  • Liberty Mutual Insurance Group Acquires AGF Allianz
  • Swiss Reinsurance Acquires Valley Forge Life Insurance
  • Jefferson-Pilot Acquires Canada Life Assurance
  • Fortis Acquires Seguros Genesis Metlife
  • Quotesmith.com Acquires Life Quotes
  • FNB Corp Acquires Morrel Butz & Junker
  • Swiss Medical Group Acquires Principal Retiro and Principal Life
  • Ceridian Acquires Cigna Healthcare and Cobra
  • Universal American Financial Acquires Heritage Health Systems
  • Hub International Acquires TILCO Financial Services Limited
  • Lovelace Buys Cimarron Health Plan
  • USI Holdings Acquires Dodge Warren & Peters
  • PE Acquisition Corp Acquires Presidio Excess Insurance Services
  • Rose & Kiernan Acquires The Daniels Agency
  • BB&T Insurance Acquires Wall & Shonter Insurance
  • Standard Management Plans to Acquire SVS Vision Holding
  • PacifiCare Health Plans to Acquire Group Health Business of Pacific Life Insurance Group
  • IBM Plans to Acquire Liberty Insurance Services Corp
  • MetLife Plans to Acquire Soma Seguradora SA
  • White Mountains Insurance Group Plans to Acquire Tryg-Baltica Forsikring
  • Unity Life of Canada Plans to Acquire Superior Life Insurance
  • The Carlyle Group and Prudential Group Plan to Acquire Stake in China Pacific
  • Lincoln Insurance Group to Merge with Security Mutual Life Nebraska Holding Co
  • Minnesota Life Enters into a Purchase Agreement with Allied Solutions
  • Allianz to Divest Life Insurance Business
  • Royal & Sun alliance Divests UK Life Insurance Business to Resolution Life Group
  • Hub International Purchases Waldron
  • Prudential Pockets CIGNA Corp.' s Retirement Planning Business
  • Universal American Acquires Pyramid Life
  • COUNTRY Acquires Cotton Life
  • Swiss Medical Acquires MassLife
  • Elecktra Mexico Acquires Cigna Seguros SA
  • Clark Consulting Acquires Executive Benefit Solutions
  • MetLife acquires Allianz AG' s US Operations
  • AXA Acquires Mony Group
  • MetLife Acquires Seguros Genesis SA
  • NGL Acquires PHMLIC
  • Universal American Buys Marketing Business of GRLIC
  • PIC Acquires 95% Stake in EquiTable PCI
  • Community Bank Acquires YIP
  • MetLife Acquires JHLIC' s Group Life Insurance Business
  • Bank One Corp. Acquires Zurich Life
  • B&C Acquires Augusta Operations of Palmer & Cay
  • CFI Acquires KIS
  • Phoenix Acquires PFG Holdings
  • BankcorpSouth Acquires WMS LLC
  • KCL Acquires GuideOne Group
  • EMC Merges with National Travelers Life Co
  • Hub International Purchases Waldron
  • Grupo Bal Buys 40% Stake in GNP
  • SLC Acquires SGLIC
  • UPC Buys Sun Life' s UK Operations
  • John Hancock Acquires Fixed Universal Life Insurance Business of AFC
  • BankNorth Purchases B&D
  • FCIS Purchases Piedmont Insurance
  • B&B Purchases Assets of BHI
  • Wm Rigg Co Buys Assets of RLIAI
  • HCC Insurance Divests its HCC Employee Benefits Inc
  • CFI Buys Summit Insurance Group
  • AIG Acquired GE Edison and the US Auto & Home Insurance Business of GE
  • Hansabank Acquires LDGD
  • Universal American Acquires Pyramid Life
  • Swiss Medical Acquires MassLife
  • White Mountains Acquires Sirius International
  • HIAA Merges with AAHP
  • Universal American Buys Marketing Business of GRLIC
  • Community Bank Acquires YIP
  • BankcorpSouth Acquires WMS LLC
  • BankNorth Purchases B&D
  • IHC Acquires FNFG
  • Centene Corp. Purchases Assets of MHP' s Subsidiary
  • Clarion Capital Buys US Nursing Corp
  • MED America Purchases ERC' s Long Term Care Group, Inc
  • River James Group Acquires FESIC
  • Choice Administrators Buys BenefitsAlliance
  • HFSG Acquires Group Benefits Business of CNA
  • Wm Rigg Co Buys Assets of RLIAI
  • BB&T Corp Acquires Mc Griff S&W
  • HCC Insurance Divests its HCC Employee Benefits Inc
  • Universal American Acquires Pyramid Life
  • Swiss Medical Acquires MassLife
  • Elecktra Mexico Acquires Cigna Seguros SA
  • Grupo Bal Buys 40% Stake in GNP
  • HCC Insurance Divests its HCC Employee Benefits Inc
  • Federated Insurance Divests its Group Retirement Business
  • Zurich Life Divests Life Insurance Business to Bank One
  • Anthem Acquires Trigon Healthcare
  • Bisys Group Acquires Hanleigh Cos
  • Canada Life Acquires Disability & Life Operations of Royal & SunAlliance
  • WellPoint Buys Subsidiaries of Methodist Health Care
  • AIA Signs Contract with Asia Commercial Bank
  • Blue Cross Concludes Agreement with HCA
  • AMP Withdraws Several Products from the UK
  • Aton Investment House Acquires Stake in Rossia Insurance Company
  • Axa Sun Life and Clerical Medical Refocus Operations
  • BMO Life Insurance Commences Operations
  • Cazenove and AIG Life Reach Agreement
  • CGI Group, Industrial -Alliance Renew Service Contract
  • China Life Insurance and United Securities Enter into Agreement
  • Conseco Divests Segments to Protective Life, American Financial
  • Countrywide Assured Signs Agreement with Friends Provident
  • JK Insurance Ties Up with Birla Sun Life
  • Kotak Mahindra Finance Forms JV with Old Mutual
  • Lincoln National Announces New Name for Annuities Business
  • Manulife Signs Acquisition Agreement with Chinfon Global
  • Max New York Life and Escotel Mobile Form Alliance
  • NC State Insurance Dept. Assumes Receivership of London Pacific Life & Annuity
  • Pension Benefit Buys Reliance' s Pension Plan
  • Prudential Corp. Acquires ING Life Insurance
  • Prudential Expands in Mexico by Acquiring IXE' s Stake in Afore XXI
  • Royal & SunAlliance Sells Offshore Life Operations
  • Scottish Annuity & Life Acquires Worldwide Reassurance
  • Security Mutual and Ohio National Acquire First ING Life Insurance
  • Skandia Restructures Business Operations
  • Sun Life-China Eyebright JV Gets Government Nod
  • Waypoint Financial Acquires KeyStone
  • Canada Life Acquires Disability and Life Insurance Operations of Royal & SunAlliance
  • Scottish Annuity & Life Holdings Acquires World-Wide Reassurance
  • Aviva and UniCredito Italiano Sign Partnership Agreement with BPCI
  • BF&M Joins Forces with Sun
  • AXA Hikes Stake in Tecis
  • AXA Acquires Stake in AXA Aurora Iberica
  • AIG Completes Restructure of American General
  • AXA Acquires Stake in AXA Aurora Iberica
  • Bisys Acquires Life Brokerage
  • CGNU Acquires ABN Amro Magyar
  • Clarica Sells Milwaukee to National Guardian
  • CNP Acquires Stake in Sasse
  • Dabur CGU Life Acquires Insurance Corp. of Singapore
  • Daido Life and Taiyo Mutual Take Over Tokyo Mutual
  • Hartford Acquires Business Segments of Fortis
  • ING Ups Stake in Seguros Comercial
  • Inviva Acquires American Life Insurance
  • Liverpool Victoria Acquires Permanent Insurance from EquiTable Life
  • Mass Mutual Acquires Aetna Heiwa Life Insurance
  • New York Life Acquires Selected Business from Clark-Bordes
  • Old Mutual Acquires Fidelity and Guaranty Life
  • Prudential Acquires Orico Life
  • Prudential Acquires YoungPoong Life
  • Prudential Announces Change of Name
  • Sun Life Acquires Two Companies
  • Vesta Acquires Aegis
  • Italian Post Office Introduces Pension Products
  • CGNU Acquires Insurance Division of the Development Bank of Singapore
  • Transamerica Life Insurance and NN Life Insurance Merge
  • Canada Life Assurance Forms Alliance with Ohio National Financial Services
  • Cigna Divests Stake in Yasuda Kasai Himawari Life Insurance
  • Empire Blue Cross and Blue Shield Converts into a For-Profit Company
  • Owensboro Concludes Contract with CHA Health and Humana
  • Regence BlueCross BlueShield Opens New Service Center
  • Credit Suisse First Boston Acquires CGU
  • Groupama Insurances Forms New Division

10. Focus on Select Insurers Worldwide

  • Life Insurers
  • Abbey National Life, UK
  • Aegon AB, Hungary
  • AMP, Australia
  • Bao Minh-CMG, Vietnam
  • Britannia Life, UK
  • Canada Life Financial, Canada
  • China Life Insurance Co. Ltd., China
  • China Pacific Life Insurance Co., Ltd, China
  • Dai-ichi Mutual Life Insurance, Japan
  • Danica Pension, Denmark
  • Great Eastern Holdings Ltd, Singapore
  • Grupo Nacional Provincial, Mexico
  • ICICI -Prudential Life Insurance Co. Ltd., India
  • Irish Life Assurance PLC, Ireland
  • Kyobo Life Insurance Co., Ltd., Korea - Leading Life Insurer in Korea
  • Life Insurance Corp. of India - Largest Life Insurer in India
  • Lincoln National Corp., US
  • Lloyds TSB Life Assurance Company Limited, UK
  • Lloyds TSB Life Assurance Company Limited, UK
  • MassMutual Financial Group, US
  • Meiji Yasuda Life Insurance, Japan - Leading Life Insurer in Japan
  • New York Life Insurance Co., US
  • Nippon Life Insurance Co., Japan - Largest Japanese Life Insurer
  • Pacific Life Insurance Co., US
  • PFA Pension, Denmark
  • Ping' an Insurance Co., China
  • Prudential Financial, US
  • Prudential Plc, UK
  • The Prudential Assurance Co. Ltd, Hong Kong
  • Samsung Life Insurance, Korea
  • Standard Life, UK
  • Sumitomo Life Insurance, Japan
  • Sun Life Financial Inc, Canada
  • Suncorp Metway Insurance Ltd, UK
  • The EquiTable Life Assurance Society, UK
  • TIAA Group, US
  • Unum Group., US
  • Life Insurance Majors with Non-Life/Reinsurance Operations
  • Alexander Forbes Ltd., South Africa
  • Asahi Mutual Life Insurance, Japan
  • Aviva Plc, UK - Fifth Largest Life Insurer in the World
  • AXA Group, France
  • AXA Equitable, US
  • Fennia Group, Finland
  • Great - West Lifeco Inc., Canada - Leading Life/Health Insurer in Canada
  • Hilb Rogal & Hobbs Company, US
  • ING Group NV, Netherlands - A Leading Global Life Insurer
  • Legal & General Group Plc, UK
  • Manulife Financial Corp., Canada
  • John Hancock Financial Services, US
  • Metropolitan Life Insurance Co., US
  • Skandia Insurance Co Ltd, Sweden
  • Topdanmark, Denmark
  • Composite Insurers with Substantial Life Operations
  • Allianz SE, Germany
  • American International Group, Inc., US
  • Assicurazioni Generali, Italy
  • Bajaj Allianz General Insurance Co., India - Largest Private Non-Life Insurer in India
  • Baoviet (Vietnam Insurance Corp.), Vietnam
  • Grupo Bradesco de Seguros, Brazil
  • Ceska Pojistovna AS, Czech Republic - Largest Insurer in the Czech Republic
  • Cigna Corp., US
  • Debeka Krankenversicherungsverein, Germany - A Leading Insurer in Germany
  • Direct Line, UK
  • Ecclesiastical Insurance Group, UK
  • GE Insurance Solution, US
  • Generali -Providencia, Hungary
  • Atradius, Germany
  • Groupama, France
  • Halifax Life UK
  • HBOS PLC, UK
  • Hartford Financial Services Group, Inc., US
  • Insurance Australia Group Ltd. (IAG), Australia
  • Kooperativa Pojistovna, Czech Republic
  • Mitsui Sumitomo Insurance Company, Ltd., Japan
  • Nordea Group, Finland
  • NTUC Income, Singapore
  • PT Panin Insurance, Indonesia
  • Royal & Sun Alliance Insurance Group, UK
  • Sampo Insurance Co., Finland
  • Sompo Japan Insurance Inc., Japan
  • State Farm Mutual Automobile Insurance Company, US
  • Tapiola, Finland
  • Zurich Financial Services, Switzerland
  • Focus on Select Health/Disability Insurers Worldwide
  • Health Insurance Majors
  • AFLAC, US
  • ASISA, Spain
  • BUPA (British Union Provident Association), UK
  • DKV Deutsche Krankenversicherung, Germany - One of the Leading German Insurers
  • Great - West Lifeco Inc., Canada - Leading Life/Health Insurer in Canada
  • Life and Non-Life Companies offering Health Coverage Policies
  • Asahi Mutual Life Insurance, Japan
  • Assicurazioni Generali, Italy
  • Bajaj Allianz General Insurance Co., India
  • Bulstrad DSK Life, Bulgaria
  • Ceska Pojistovna AS, Czech Republic - Largest Insurer in the Czech Republic
  • China Life Insurance Co. Ltd., China
  • Cigna Corp., US
  • Danica Pension, Denmark
  • Debeka Krankenversicherungsverein, Germany - A Leading Insurer in Germany
  • GE Insurance Solution, US
  • General Insurance Co., India
  • Atradius, Germany
  • Groupama, France
  • Insurance Australia Group Ltd. (IAG), Australia
  • Legal & General Group Plc, UK
  • Hartford Financial Services Group, Inc., US
  • MassMutual Financial Group, US
  • Manulife Financial Corp., Canada
  • Metropolitan Life Insurance Co., US
  • Pacific Life Insurance Co., US
  • PFA Pension, Denmark
  • Samsung Life Insurance, Korea
  • State Farm Mutual Automobile Insurance Co., US
  • Sumitomo Life Insurance, Japan
  • TIAA Group, US
  • Tryg Skade, Denmark

COMPETITIVE LANDSCAPE

Back to Top