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市場調查報告書
EBPP（電子帳單/電子付款）的美國市場
Electronic Bill Presentment and Payment
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EBPP（電子帳單/電子付款）的美國市場 是由出版商Global Industry Analysts, Inc.在2010年08月所出版的。
這份英文市場調查報告書包含Pages: 367 價格從美金3950起跳。
本報告書內容包括:EBPP（電子請款/電子付款）的美國市場之調查分析、產業的概要、市場的概要、美國市場的展望、服務的概要、商品/服務的引進趨勢、最近的業界活動、主要企業的概要、各國市場的概要等彙整、內容綱要摘記如下:
第1章 介紹、調查方法、產品的定義
第2章 美國市場的報告書
- 產業的概要
- 動亂期的金融服務產業
- 電子付款/卡片付款市場：全球的發展情境
- 全球的付款市場趨勢
- 特定地區的產業和規範的發展情境
- EBPP市場的概要
- EBPP的開始
- 電子請款/付款市場的概要
- E請款/付款系統的成長
- E請款單所追求的紙的請款單
- EBPP普及的障礙
- EBPP引進成功的主要檢討事項
- 通訊產業
- 行動通訊的EBPP
- EBPP - 並非全部都由紙來替代
- 美國市場的展望
- EBPP - 服務的概要
- EBPP的介紹
- EBPP的元件
- EBPP引進的相關當事者
- 主要B2C付款模式
- 經紀商・模式的種類
- 請款單發行者的管理服務供應商（MSP）模式
- 請款單發行模式的比較
- B2C付款的選項
- 主要C2B付款模式
- 各種付款方法
- 商品/服務的引進
- 最近的業界活動
- 主要企業
第3章 競爭狀況
Abstract
This report analyzes the US market for Electronic Bill Presentment and Payment
in US$ Billion. Annual estimates and forecasts are provided for the period
2006 through 2015. The report profiles 69 companies including many key and
niche players such as Bottomline Technologies, Inc., CSG Systems
International, Inc., Discover Financial Services, MasterCard, PayPal, Inc.,
Fiserv, Inc., Jack Henry & Associates, Metavante Corporation, Online Resources
Corp., and Visa, Inc. Market data and analytics are derived from primary and
secondary research. Company profiles are mostly extracted from URL research
and reported select online sources.
Table of Contents
I. INTRODUCTION, METHODOLOGY & PRODUCT DEFINITION
- Study Reliability and Reporting Limitations
- Disclaimers
- Data Interpretation & Reporting Level
- Quantitative Techniques & Analytics
- Product Definition
II. A US MARKET REPORT
1. INDUSTRY OVERVIEW
- Financial Services Industry Goes Through Turbulent Times
- Payments Market: The ' Savior' of Financial Services Sector
- Electronics and Card Payments Market: Global Scenario
- Table 1: Global Electronic Payments Market (2008): Percentage Share
Breakdown of Electronic Payments by Major Countries (includes corresponding
Graph/Chart)
- Table 2: Non-Cash Payments Per Capita in Developed Regions (2007)
(includes corresponding Graph/Chart)
- Prevailing Trends in the Global Payments Market
- Industry and Regulatory Scenario in Select Regions
2. EBPP MARKET OVERVIEW
- EBPP: A Curtain Raiser
- Electronic Bill Presentment & Payment Market: A Snapshot
- E Billing and Payments Systems Gain Traction
- Paper Bills Edged Aside by E-Bills
- Major Growth Drivers
- Convenience
- Growth of Internet
- Surge in Financial Transactions
- Impediments to Wider Adoption of EBPP
- Well-Targeted Promotional Activities to Foster Adoption of E-Payment
Technology
- Key Considerations for Successful Implementation of EBPP
- Telecommunications Industry: An Emerging Application Area for EBPP
- Greater Need for Common Standards for Wider Adoption of EBPP
- Role of EBPP in Mobile Communications
- EBPP: Not a Complete Replacement for Paper
3. US MARKET PERSPECTIVE
- Outlook
- US Households - Early Adopters of EBPP
- Table 3: US Recent Past, Current & Future Analysis for Electronic
Billing Presentment and Payment (EBPP) Market - Annual Number of Households
(in Million) Remitting Bills Online for Years 2006 through 2015 (includes
corresponding Graph/Chart)
- Popular Bill Presentment and Payment Models in Review
- Consolidator Bill Presentment Model to Outstrip Biller-direct
- Multiple Payment Options At Consumer Disposal
- Electronic Payments Outstrip Check Payments
- Table 4: Non-Cash Payments in the US (2004 & 2007): Percentage
Breakdown by Mode of Payment - Check, and Electronic Payments (Debit and
Credit Cards, ACH, and EBT) (includes corresponding Graph/Chart)
- Electronic Billing - A Greener Alternative
- EBPP Gaining Ground in Utility Sector
- Table 5: US Recent Past, Current and Future Analysis for Electronic Bill
Presentment and Payment (EBPP) in the Electric Utility Sector: Annual Revenues
in US$ Billion for Years 2007 through 2015 (includes corresponding Graph/Chart)
- Table 6: US Historic Review for Electric Utility Electronic Bill
Presentment and Payment (EBPP) Market: Annual Revenues in US$ Billion for
Years 2001 through 2006 (includes corresponding Graph/Chart)
4. EBPP - THE SERVICE OVERVIEW
- Introduction to EBPP
- Benefits of EBPP from End-User/Customer' s Perspective
- Benefits of EBPP from Biller' s Perspective
- Benefits of EBPP to Banks and Remittance Processors
- Components of EBPP
- Electronic Bill Presentment
- Push Method
- Pull Method
- Multi-Channel Method
- Electronic Bill Payment
- Electronic Bill Posting
- Parties Involved in Implementing EBPP
- Billers
- End-users/Consumers
- Bill Consolidator
- Banks / Financial Institutions
- Agents/Intermediaries
- Biller Payment Provider
- Biller Service Provider
- Customer Service Provider
- Customer' s Payments Provider
- Effectiveness of Billing and Payment Processes
- Typical Business-to-Consumer (B2C) Bill Presentment Models
- Biller-Direct/ Direct EBPP
- Advantages
- Disadvantages
- Perquisites For Implementing Biller-direct EBPP Solution
- Consolidator Model
- Advantages
- Disadvantages
- Variations of Consolidator Model
- Thin Consolidator
- Thick Consolidator
- Personal Consolidator
- Biller-direct Managed Services Provider (MSP) Model
- Similarities in MSP and Thick Consolidator Models
- Distinct Features of Biller-Direct MSP Model
- Bill Presentment Models - Comparison on Select Parameters
- Consumer-to-Business (C2B) Payment Choices
- Typical C2B Bill Payment Models
- Direct Model
- Indirect Model
- Exposition of Different Payment Instruments
- Automated Clearing House (ACH)
- Credit Cards
- Debit Cards
- Checks
5. PRODUCT/SERVICE LAUNCHES
- CircleUp Unveils SmartPay
- Yes Bank to Launch "Pay Anyone" Mobile Payment Solution
- Mi-Pay Introduces "Saraf-Mobile" Money Transmission Service in
Sudan with Isys
- CTI Group Launches Electronic Billing and Invoice Management Solutions
- Australia and New Zealand Banking Group Rolls Out Mobile Phone Banking
Service in Cambodia
- Deutsche Bank to Launch Mobile Phone Payments Services
- MTN to Introduce Mobile Banking Service
- Standard Chartered India to Roll Out IVR-Based Mobile Payments Service
- eTranzact to Unveil New Electronic Payment System
- Tata Teleservices Introduces SMS-based Mobile Payments Service
- Carphone Warehouse to Roll Out Mobile Payment Service
- SafPay Unveils Virtucard
- Denarii Payments Introduces SizzleMoney(r) Mobile Payment System
- Dimoco Introduces New Mobile Payment Service, 12Pay
- MajescoMastek Introduces STG EBPP Module
- Blaze Mobile Rolls Out Blaze Mobile MasterCard PayPass Mobile Payment
Sticker
- Mi-Pay to Introduce Mobile International Remittance Service in Sierra Leone
- Toshiba Releases Universal SIM Card
- sQuid and Ingenico Release sQuid Application On Ingenico Devices
- M2 Global Launches AcqENGIN Online Payment Service
- Carrefour France to Unveil NFC Mobile Payments Trials
- Barclays to Unveil Contactless Debit Card
- Billtrust Unveils EasyImport 2.0
- IPayX Introduces eCareview Healthcare Billing PortalSM
- Chongqing Yucheng Transportation Card and China Unicom Launch CQpass
- WestFax Introduces Online Invoice Payment System
- Sermepa and Telefonica Implement NFC Technology in Mobile Payment Solution
- Regulus Group Unveils Expanded Regulus ePayments Suite
- Internet Payment Exchange Unveils Check Intercept
- Sprint Launches MyMoneyManager
- Global Payments Releases Global MobilePay(tm)
- Visa Unveils New Mobile Payment Programs
- PSC Info Group Unveils PAYMENTExpress
- Amazon Unveils Checkout By Amazon and Amazon Simple Pay
- ANZ and Visa Unveil ANZ Stadium Visa PayWave Card
- SBI to Introduce Mobile Banking Services
- mPay, Polkomtel and Citi Handlowy Collaborate to Unveil an Innovative
Mobile Payment Solution
- Dialogue Expands its Service Portfolio with New Mobile Payments Solution
- Vodafone and O2 Introduce New Mobile Payment Solution
- Citi Releases Electronic Payment Solution
- Myriad and Jack Henry & Associates Unveil Automated Payment Solution
- Fiserv Unveils CheckFree Biller Direct HV(tm)
- Union Bank of California to Unveil Contactless Payment Technology
- MasterCard Unveils MasterCard PayPass Petrovis Petrol Credit Card in
Mongolia
- 99Bill Introduces New Credit Card Bill Payment Services In China
- Vodafone Unveils M-Paisa in Afghanistan
- The Bank of Ghana Unveils e-Zwich
- NCR and VivOtech Launch Line of Contactless and Mobile Payment Terminals
- Billtrust Releases Invoice Gateway
- Net1 UEPS Technologies Unveils UEPS in Iraq
- Smart Technology Introduces G8way EFT Payment Service
- Smart Card Alliance Launches Contactless and Mobile Payments Tools
- ING Releases Its NFC Mobile Payments Trial in Romania
- VeriFone Releases Contactless Version of PINpad 1000SE
- HSBC and Visa Unveil Debit Visa PayWave in Middle East
- Nucleus to Unveil sQuid in India
- Advanced mPAY to Roll out Contactless Payment Service
- Octopus, Citibank Form Alliance to Offer Octopus Citibank Credit Card
- Pitney to Introduce EngageOne Interactive Communications
- PSC Releases PAYMENTExpress
- Renesas, OTI Develop Contactless Microcontroller Product
- SEC Releases E-Dividend Payment System
- Texas Instruments Introduces Very Slim Contactless Payment Chip
- ViVOtech Unveils ViVOpay Kiosk II
- Washington Mutual Roll out WaMu Debit MasterCard
- HLB Introduces EPF E-Payment Services
- BizzEnergy Unveils Online Electricity Bills Management Facility
- NWP Services Corporation Introduces eBill Solution
- UK Banks to Launch Faster Payments Service
- GTA Teleguam Launches Online Bill Payment Service
- Fiserv Launches CheckFree PaymentView(tm) Solution
- Mobilians Extends PhoneBill Service to NHN USA
- PaySimple Launches PaySimple 2.0
- Pitney Bowes Group 1 Software Launches Advanced Version of e2(tm) Account
Management Suite
- Celcom Partners with paybox to Unveil Mobile Banking and Payment Solution
- SmartPay Introduces Utility Bills Payment Service, Mobile-Wallet
- Paybox and ICSL to Introduce New Savings and Payment System
- paybox Unveils Fourth Generation Mobiliser Platform with SOA and SDP
- Vodafone and o2 Launch mpass, paybox Mobiliser Platform-based Payment
System
- Vodafone Introduces Online Billing
- PayPal to Launch Developer Central Portal, Kits for Developers to Build
Businesses
- PayPal Launches Website Payments Pro
- AT&T Unveils Enhanced eBill Service
6. RECENT INDUSTRY ACTIVITY
- MasterCard Purchases Orbiscom
- EOS Group Acquires 100% Stake in EOS Payment Solutions
- Sybase Concludes Acquisition of paybox Solutions
- Tier Technologies Acquires Controlling Stake in ChoicePay
- Investcorp to Sell Moneybookers
- ProfitPoint Purchases Merchant Portfolio of ePayment Consultants
- Accountis Europe Takes Over InterSoftware
- Fidelity National to Acquire Metavante
- Smartlink Partners with MasterCard to Launch Online Payment Portal
- WorkCompEDI Signs Agreement with Aon eSolutions
- Tata Teleservices Enters into Partnership with mChek
- Swisscom IT Services Ink Agreement with OB10
- Cubic Enters into an Exclusive Licensing Pact with VIVOtech
- elcell Forges Alliance with AzeriCard
- Oi Enters into a Partnership Agreement with Braspag
- GBC Chooses Hypercom' s Payment Terminals for Expanding Electronic Payments
- Textura Enters into a Agreement with CMiC
- Sagem Orga Extends its Partnership with Thames Card Technology for EMV
Payment Card Solutions
- Ukash Sign Deal with UATP to Allow Online Payment of Flight Charges
- Online Resources Signs Reseller Agreement with KeyBank for its KeyPay(r)
Biller-Direct Payment Services
- Diners Club Ink Multi-Year Acquisition Deal with SIX Multipay Diners
- Hotnet Partners with GoldenPay
- Nokia Invests in Obopay
- ChronoPay Announces Partnership with Payvision
- Rixty Partners with Coinstar for e-Payment Service
- Active Data Signs Partnership Agreement with Sorriso
- Inside and First Data Sign 3-Year Agreement for Contactless Payment
Stickers
- Milli Kart Partners with 2 Local Banks and GoldenPay to Launch Online
Payment Services for Goods and Services
- Ctrip and Alipay Collaborate to Launch e-payment Services for Air Tickets
- Visa Europe to Empower Retailers with payWave Terminals
- Smart Technology Solutions and Tailwind Solutions Partner to Offer
Innovative Contactless Payment Technology
- Barclaycard and Orange Partner for Contactless Mobile Payment
- Elemica Forms Alliance with Basware
- Fiserv Renames CheckFree as Fiserv
- Macalla and ITS Bags Contract from Saudi Telecom Co.
- NETS Forms Alliance with Rasa
- Striata Establishes Branch in Hong Kong
- Verizon Communications Extends Existing Contract with Fiserv
- Gemalto and mChek to Offer Mobile Payment Services in South Asia
- ICICI Bank Enters into Partnership with BSNL
- iPay Technologies and Vantage Credit Union Establish an Alliance
- Kabira Technologies and Jet Infosystems Deploy Web-Enabled Automated Bill
Payment System
- Kasikornbank Partners with Venyon
- ICICI and Indian Bank Offer Online Bill Payment Service to its Chennai
Customers
- ECHO Health Chooses OptumHealth' s Electronic Payments and Statements
Solutions
- Paymo Teams Up with Hi5
- PayPal Partners with GlobalPlatform
- Output Services Group Takes over Krawen Inc.
- Belgacom Group to Innovate Novel Applications for Mobile Payment
- Belgacom Acquires Mobile-for
- Goldleaf Purchases Alogent Corp.
- Lipsky& Associates Takes over Douglas-Michaels
- Tanla Acquires Controlling Stake in Openbit
- TransferOrbit Concludes Acquisition of Bill Payment and Mobile Money
Transfer Platform of FonWallet
- Advent to Take Over Card Processing Division of Experian
- BuscaPe Acquires Majority Stake in Pagamento Digital
- Allstate and Fiserv Collaborate to Introduce Online Bill Payments
- Zions Selects mFoundry' s Financial Services Platform for Mobile Payments
& Banking
- Blue Label Telecoms Sign 3-Year Agreement with SPAR
- CSG Acquires DataProse
- Essar Communications Acquires Strategic Interest in Obopay
- Hypercom Acquires e-Transactions Business Line of Thales
- eBay Acquires Bill Me Later
- Emdeon Completes Acquisition of Patient Statement Business of GE Healthcare
- ePayments Acquires ACH
- Global Payments to Take Over ZAO UCS
- Kofax Acquires OptiInvoice
- INSIDE Ties Up with American Banknote to Develop Contactless Payment Card
- Kilpatrick Selects eBillingHub(r) to Provide Electronic Billing Solutions
- North American Bancard Creates its New Alliance Division
- M2 Global Sign Agreement to Acquire FirstPay
- The City of Tallahassee Selects Striata for EBPP Services
- INSIDE Contactless Joins Hands with Advanced Card Technologies Canada
- OAO RBC Information Systems Snaps Up Rupay e-Payment System
- MyECheck Enters into Agreement with TRANSFIRST
- Fundtech Purchases Accountis
- Alliance Data Inks Extension Agreement with Austin City
- Global Payments to Form Joint Venture with HSBC
- LinQpay Inks Joint Venture Agreement with Internet Payment Solutions
- Fidelity National Information Services Inks Partnership Agreement with
Digital Insight
- SK Telecom Inks Joint Venture Agreement with Citigroup
- PayPal and mFoundry Sign Mobile Payment Services Agreement with Sprint
- ACE Cash Express Deploys Online Resources' Bill Payment Solutions
- ABM Amro Deploys PayMate Mobile Payment Solutions
- EFT Canada Cancels Proposed Take-Over of Secure Payment Systems
- eTELCHARGE.com to Acquire PaymentOne
- Payup Holding BV Acquires New Omaha Holdings LP
- Essar Group Snaps Up Obopay
- CardWorks Acquires Solidus Networks
- Heartland Payment Systems Takes-Over Collective Point of Sale Solutions
- Ingenico to Take-Over Hypercom
- U.S Bancorp Acquires Southern DataComm
- Microsoft Takes-Over Oxigen Services India
- Alipay.com Announces Strategic Partnership with Beijing Lakala Billing
Services
- Central Tax Acquires ePayment Division of CGI Group
- Barclaycard Deploys Contactless Payment Technology in its Platinum Cards
- Alipay and Lakala Enter into Partnership for Online Payment Solution
- CPI Card and Inside Contactless Enters into Partnership to Offer Open-Loop
Payments
- IBM Bags Contract from Railway-Integrated -Agency
- Dialog Infuses a Sum of RM3.75 Million in Electronic- Payment Technology
- Direct Contact, Mobile Wallet, E-port and OSMP Merge into OE Investments
- PayUp to Expand Business Operations in Romania
- 3i Infotech Establishes New Subsidiary Unit
- Electronic Payment Providers Enters into Agreement with Express Bill Pay
- FiCentive and Encompass Communications Enter into Agreement
- Foley Hoag Selects Electronic Billing Products of eBillingHub(r)
- Nokia and Visa to Offer Payment Services
- Obopay Enters into Alliance with Grameen
- Obopay India Partners with Tagit
- PayByCash and Mobillcash Enter into Partnership
- IDBI Teams up with PayMate
- Postillion and Yodlee(r) Enter Partnership to Deliver Combined Solutions
- ViVOtech and paybox Enter into Partnership
- Masary Egypt Selects paybox to Deliver Money Transfer and Mobile Payment
Services
- Globe Telecom and paybox Team-Up
- sevenload Chooses ClickandBuy to promote its High-Quality Online Services
- hi5 Selects ClickandBuy as a Global Payment Partner
- Bremer Bank Opts for Fiserv' s CheckFree Small Business Solution
- Umpqua Bank Partners with Fiserv
- Union Savings Bank Chooses Fiserv' s Online Banking and Bill Pay Solution
- Brink' s Home Security Signs Strategic Contract with DataProse
- Amdocs to Provide Business and Operational Support Products to Comcast
- Amdocs to Provide Billing Software Solution to debitel
- True Corporation to Upgrade to Amdocs CES 7.5 Billing Software
- BendBroadband Chooses Amdocs' Platform for Triple Play Offering
- Online Resources Enters into Service Agreement with Delta Community Credit
Union
- Online Resources Signs Service Contract with ACE Cash Express
- Online Resources Signs Service Agreement with DolEx Dolla Express
- Visa Join Forces with Google
7. FOCUS ON SELECT MAJOR PLAYERS
- Bottomline Technologies, Inc. (US)
- CSG Systems International, Inc. (US)
- Discover Financial Services (US)
- MasterCard (US)
- PayPal, Inc.
- Fiserv, Inc.
- Jack Henry & Associates (US)
- Metavante Corporation
- Online Resources Corp.
- Visa, Inc. (US)
III. COMPETITIVE LANDSCAPE
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