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市場調查報告書

自動車對車輛保險市場的影響

Impact of Automated Vehicles on Motor Insurance Market

出版商 Frost & Sullivan 商品編碼 340603
出版日期 內容資訊 英文 38 Pages
商品交期: 最快1-2個工作天內
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自動車對車輛保險市場的影響 Impact of Automated Vehicles on Motor Insurance Market
出版日期: 2015年09月23日 內容資訊: 英文 38 Pages
簡介

隨著半自動車因技術發展漸漸成為全自動車、自動車事故數量大幅減少、為目前自動車保險業界的商業模式帶來負面影響。隨著自動車可自動駕駛、需要支付的保險費用也會隨之變化。

本報告針對自動車對自動車保險業界影響進行調查、提供自動車保險目前商業模式、保險費用計算對像參數、自動車參數檢証、Volvo City Safety請求保險費用影響範例、自動車保險業未來藍圖、未來可能商業模式、彌補市場負面影響的市場機會。

第1章 摘要整理

  • 主要調查結果
  • 主要調查結果、未來展望
  • 自動車保險商業模式變更市場機會
  • 自動車保險商業模式收益性風險

第2章 調查範圍、調查目的、背景、調查方法

第3章 定義、市場區分

第4章 自動車用保險商業模式

  • 自動車保險商業模式
  • 保險費用計算目標現在主要參數
  • 自動車保險的保險費計算目標參數
  • 保險費影響主要參數:手動車、自動車
  • 自動對自動車保險的影響:參數分析
  • 範例分析:Volvo City Safety對保險求償的影響
  • 減輕衝撞被害技術對保險費的影響
  • 自動等級對自動車保險的風險與商品責任
  • 歐洲自動車保險市場預測
  • 自動車保險業未來藍圖
  • 自動車保險業商業範例
  • 關係者分析與提供價值
  • 自動車保險產業進化:可能的情況
  • 自動車保險公司未來可能的商業模式
  • 保險商業模式影響:摘要

第5章 結論、未來展望

第6章 附錄

目錄
Product Code: MA70-01-00-00-00

As Consumer-driven Revenues Likely to Shrink Considerably by 2050, Insurers to Find New Avenues to Offset the Deficit

With the technology steadily advancing from semi-autonomous vehicles to fully-autonomous vehicles, the chances of vehicles meeting with an accident and causing a fatality are reduced considerably. Over the long term, as manually-driven vehicles are replaced by autonomous vehicles, the risk of vehicles crashing is minimised substantially, which will reduce the amount of insurance premiums, thereby having an adverse impact on the current business model of the motor insurance industry. As the vehicle takes over the control of driving, there would be a shift in liability on who needs to pay the premium. This research analysis aims to highlight opportunities and avenues that could offset this deficit.

Key Questions this Study will Answer

  • What is the current business environment of the motor insurance industry and how will it evolve?
  • What will be the important parameters for premium evaluation? Will there be any new-to-market parameters?
  • Do nearly crash-free driverless vehicles spell disaster for the motor insurance industry?
  • With the advent of autonomous vehicles, where can insurers look for revenue opportunities?
  • What will be the role of OEMs in transforming the motor insurance industry of the future?

Table of Contents

1. EXECUTIVE SUMMARY

  • 1. Key Takeaways
  • 2. Key Findings and Future Outlook
  • 3. Opportunities from Changing Business Models of Motor Insurance
  • 4. Looming Risk in Profitability of Motor Insurance Business Model

2. RESEARCH SCOPE, OBJECTIVES, BACKGROUND, AND METHODOLOGY

  • 1. Research Scope
  • 2. Research Aims and Objectives
  • 3. Key Questions this Study will Answer
  • 4. Research Background
  • 5. Research Methodology

3. DEFINITIONS AND SEGMENTATION

  • 1. Product Definitions

4. AUTONOMOUS VEHICLES INSURANCE BUSINESS MODEL

  • 1. Motor Insurance Business Model
  • 2. Current Key Parameters Considered for Premium Calculations
  • 3. Parameters Considered for Motor Insurance Premium Calculations
  • 4. Key Parameters Affecting Premium for Manual and Automated Cars
  • 5. Parametric Impact Analysis of Automated Driving on Motor Insurance
  • 6. Case Study-Volvo City Safety and Impact on Insurance Claims
  • 7. Impact of Crash Mitigating Technologies on Premiums
  • 8. Motor Insurance Risk and Product Liability Across Automation Levels
  • 9. European Motor Insurance Market Forecast
  • 10. Future Roadmap of the Motor Insurance Industry
  • 11. Business Case in the Motor Insurance Industry
  • 12. Stakeholder Analysis and Value Proposition
  • 13. Possible Scenarios of Motor Insurance Industry Evolution
  • 14. Possible Future Business Models of Motor Insurance Companies
  • 15. Summary of Impact on the Insurance Business Model

5. CONCLUSIONS AND FUTURE OUTLOOK

  • 1. Key Conclusions and Future Outlook
  • 2. The Last Word-3 Big Predictions
  • 3. Legal Disclaimer

6. APPENDIX

  • 1. Methodology
  • 2. Learn More-Next Steps
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