亞太地區銀行業 - 2012年10大預測；2012年神話之破滅

Asia/Pacific Banking 2012 Top 10 Predictions: Shattering the Myths of 2012

出版商	IDC Financial Insights
出版日期	2011年12月	商品編碼	225336
內容資訊	英文 Pages: 15
價格	US $ 4500 PDF by E-mail (Single user license)

簡介
目錄
相關商品

亞太地區銀行業 - 2012年10大預測；2012年神話之破滅 是由出版商IDC Financial Insights在2011年12月所出版的。這份英文市場調查報告書包含Pages: 15 價格從美金4500起跳。

簡介

眾多亞太地區銀行業，承受了經濟不景氣，並建構起可面對更嚴苛法規且充足之流動性。另一方面，不受IT支出較過去低落之影響，對IT供應商而言，也具有進行絕大技術投資之優先領域及特定領域優勢。

本報告為，匯整2012年亞太地區銀行業預測，以下列摘要形式闡述。

預測

概況

今後展望

1. 銀行數量較目前更快速增加
2. 銀行以過去不曾有之層級減低成本，使IT成長減緩
3. 風險管理支出佔了15％之IT預算
4. 長期實施核心銀行業務計畫較以往更容易被接受
5. 亞太地區銀行業不受巴塞爾協議III相關規定影響，但仍可能承受間接性遵循之負擔
6. ASEAN經濟共同體讓銀行開始「超級區域」之思考
7. 銀行較之前願意撥出大IT美元創進行創新計畫
8. 大數據使風險管理及欺詐管理首次出現成功案例
9. 私有雲和混合雲之優點將可慢慢放寬反雲端計算之立場
10. 速度和即時功能於012年將成為差別性之關注焦點

主要建議

參考資料

This IDC Financial Insights report presents our top 10 predictions for Asia/Pacific banking, which will serve to complement the annual top 10 strategic IT initiatives in 2012. While acknowledging an escalating crisis in the Western markets and an increasingly pervasive sense of gloom in the industry as a whole, this report points out several positive trends that underscore how Asia/Pacific banks need to be appraised in a different, more hopeful light.

Michael Araneta, associate consulting and research director at IDC Financial Insights Asia/Pacific, remarks, "Most Asia/Pacific banks have built sufficient liquidity, enough to sustain a downturn or to pass even more stringent regulatory capital requirements. On the other hand, while IT spending growth will be lower compared with previous years, there is still good upside for IT vendors that know how to look for high-priority areas or certain segments of the industry that are poised to invest heavily in technology."

Predictions

In This Study

Situation Overview

Future Outlook

1. The Number of Banks Will Grow Even Further
2. IT Spending Growth Will Decelerate as Banks Drive Down Cost Ratios to Unprecedented Levels
3. Spend on Risk Management Will Account for 15% of IT Budgets
4. Longer Core Banking Project Implementations Will Become More Acceptable
5. Asia/Pacific Banks Won't Be Hit Hard by Basel III-Related Provisions But Can Still Stumble on the Indirect Burden of Compliance
6. The ASEAN Economic Community Will Make Banks Think "Super-Regional"
7. Banks Will Be More Willing to Allocate Considerable IT Dollars to Innovation Programs
8. Big Data Will Find Its First Successful Use Cases in Risk Management and Fraud Management
9. The Benefits of Private and Hybrid Clouds Will Gradually Relax Anti-Cloud Computing Positions
10. Speed and Real-Time Capabilities Will Be the Competitive Differentiators to Watch Out for in 2012