|
市場調查報告書
美國郵票交易市場：分析・預測(2009年-2013年)
Market Analysis: U.S. Check Transaction 2009-2013 Forecast and Analysis
|
美國郵票交易市場：分析・預測(2009年-2013年) 是由出版商IDC Financial Insights在2009年10月所出版的。
這份英文市場調查報告書包含Pages: 19 價格從美金3750起跳。
Abstract
This Financial Insights report provides a five-year forecast of the
number and dollar value of checks written in the United
States, segmented into consumer checks written at the point of
sale (POS); other consumer checks, including those written for bill
payment; business checks written to other businesses (B2B); and business
checks written to consumers for disbursements such as payroll and
benefits. These checks may be processed as paper, or (predominately)
processed in the form of image documents or automated clearinghouse
transactions.
Checks are in decline, but showing resilience in the face
of maturing alternatives such as debit cards and ACH. Image
exchange has achieved critical mass, and will become nearly universal
in the next five years, allowing financial institutions to realize
greater benefits from their image technology investments. However, the situation
could change if high fraud rates, acceptance of electronic payments,
or bank policies on funds availability push corporate customers away
from checks. Thus, financial institutions need to keep a close
eye on transaction flows, and develop profitable alternatives to check
products.
According to Aaron McPherson, practice director at IDC Financial Insights,
"Financial institutions need to be more creative in how they
use image exchange technology, moving beyond simple automation of existing
processes into development of new products and services, such as
consolidated payment front ends."
Table of Contents
- Financial Insights Opinion
- In This Report
- Brief Description of the Solution
- Situation Overview
- Issues Impacting Technology Investments
- Segmenting the Market
- Future Outlook
- Forecast and Assumptions
- Market Context
- What to Watch
- Essential Guidance
- Actions for Financial Institutions
- Actions for Vendors
- Learn More
- Related Research
- Appendix: Check Processing Description and Flow Diagram
- Paper Check Processing
- Image Check Processing
- ACH Check Conversion
- Synopsis
- Table: U.S. Check Transactions by Type, 2003–2008 (B)
- Table: U.S. Check Transactions by Type, 2008–2013 (B)
- Table: U.S. Value of Check Transactions by Type, 2008–2013 ($B)
- Table: U.S. Check Transactions by Market Segment, 2008–2013 (B)
- Table: Key Forecast Assumptions for the U.S. Check Market, 2009–2013
- Table: U.S. Check Transactions by Type, 2006–2013: Comparison of June 2007 and October 2009 Forecasts (B)
- Figure: U.S. Payment Transactions by Type, 2003–2008
- Figure: U.S. Check Transactions by Type, 2008–2013
- Figure: U.S. Value of Check Transactions by Type, 2008–2013
- Figure: U.S. Check Transactions by Disposition, 2008–2013
- Figure: U.S. Check Transactions by Type, 2006–2013: Comparison of June 2007 and October 2009 Forecasts
- Figure: Simplified Check Processing Example
|
