Cover Image
市場調查報告書

旅遊保險、支援服務的英國市場

Travel Insurance and Assistance in the UK

出版商 Finaccord Ltd. 商品編碼 333733
出版日期 內容資訊 英文 39 Pages
商品交期: 最快1-2個工作天內
價格
Back to Top
旅遊保險、支援服務的英國市場 Travel Insurance and Assistance in the UK
出版日期: 2015年05月01日 內容資訊: 英文 39 Pages
簡介

本報告提供英國的旅遊保險及支援服務的市場結構、趨勢相關分析、旅遊市場整體趨勢,及旅遊保險/支援服務市場整體市場規模趨勢 (2010∼2014年)、各流通管道的詳細趨勢、合作夥伴企業的合作形態和近幾年的趨勢、主要的旅遊保險企業/合作夥伴企業概況與市場佔有率、今後 (2014∼2018年) 的市場趨勢預測等的調查評估。

摘要整理

第1章 簡介

  • 本報告概要
  • 本報告的合理根據
  • 分析方法
  • 旅遊保險及支援服務:概要
  • 定義
  • 關於PartnerBASE
  • 關於Finaccord

第2章 市場分析

  • 簡介
  • 海外旅行市場整體情形
    • 觀光旅遊以商務旅遊的3倍以上的速度成長
    • 海外旅行的目的地現在也幾乎不變化
  • 旅遊保險、支援服務市場
    • 英國的旅遊保險市場2011年觸底,表現復甦趨勢,不過,商品的1/3是以年度為基礎
  • 經由旅遊指南、交通機關、金融機關的流通體制
    • 調查對象組織概要
    • 普及率
      • 普及率比以前自調查結果降低
    • 運用模式
      • 旅遊保險的專門仲介業者發揮市場上重要作用,不過,那些通常是其他保險企業的子公司
  • 合作夥伴企業的市場佔有率
    • Allianz Global Assistance:以直銷為基礎形成最大的合作夥伴網
    • Campbell Irvine及Rock Insurance Services:最明顯的專門仲介業者
    • AXA:具最大的市場規模 (以金額為準) 的流通管道
    • Thomas Cook的子公司 (White Horse Insurance Ireland) 有第2大的地位
    • AIG及Allianz Global Assistance:跟航空公司的合作夥伴數量為雙璧
    • 通常,1個業者與1個合作夥伴簽訂專屬契約,不過,也有的有許多合作夥伴
    • 各種銀行、保險品牌與旅遊保險業者協作,不過,自稱「供應商」的機會少
    • 有Aviva最大的市場佔有率,Direct Line Group's UK Insurance繼續
  • 與支付卡、銀行帳戶鏈接的旅遊保險、支援服務
  • 其他通路
    • 汽車俱樂部
    • 旅遊保險專門業者的直銷
    • 線上、整合業者及仲介
    • 其他線上、品牌
    • 零售業者
    • 其他經銷商
  • 代表性企業
    • 以3大群組佔據市場一半
    • 透過郵局 (the Post Office) 擴大市場佔有率的動向
    • MAPFRE Asistencia:2010年收購InsureandGo後,大幅度擴大市場佔有率
    • 第7∼12大6家企業,維持總合2.0∼4.5%的佔有率 (含重複份)
  • 未來預測
    • 海外旅行市場整體情形
      • 預計 海外旅行的數量今後更加增加(2014∼2018年)
    • 旅遊保險、支援服務市場
      • 收據保險費也同時將會擴大

圖表一覽

目錄

Travel Insurance and Assistance in the UK is about the current status and likely future development of the market for stand-alone travel insurance policies in the UK. It includes the following unique features:

- data spanning 2010 to 2014 for the underlying travel market with segmentations by destination (between EU countries, non-EU European countries, North America and the rest of the world) and by type of journey (between holiday and business trips);

- data for the size of the market for stand-alone travel insurance and assistance in the UK between 2010 and 2014 in terms of premiums and policies, with a segmentation between single-trip and annual cover;

- analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of over 500 actual and potential distributors of stand-alone travel policies including airlines, banks, ferry / railway operators, insurance brands and specialised lenders, plus both traditional and online travel trade entities;

- a review of other direct and affinity distribution channels used in the UK including automotive clubs, direct sales, online aggregators, other online brands and retailers, plus cover packaged with payment cards and bank accounts;

- estimates for the market share of travel insurance and assistance gross premiums for the top ten underwriters of this type of cover in the UK in 2014 with these data points expressed as a percentage range (e.g. 5.0% to 7.5%);

- forecasts to 2018 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentations as those specified above for the period from 2010 to 2014.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report builds upon Finaccord's previous ground-breaking studies about this topic
  • Methodology
    • Primary research
      • The survey includes over 500 travel trade, transportation and financial organisations.
      • including airlines, banks, insurance brands and both traditional and online travel trade entities
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks...
      • and assistance companies play a fundamental role in the European travel insurance industry
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Weighted shares
    • Currencies, exchange rates and inflation
  • PartnerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Holiday trips have been growing at more than three times the speed of business trips
    • The breakdown of foreign trips by destination has varied little in recent years
  • Market for travel insurance and assistance
    • Following a low point reached in 2011, the UK's travel insurance market has begun growing again...
    • ...with annual policies accounting for over a third of the total in force
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Provision rates among travel trade entities have slipped back since Finaccord's previous research
    • Operating models
      • Specialised travel insurance intermediaries play an important role in the UK travel insurance market...
    • ... albeit they usually work with a single, external underwriter
  • Competitor share of partnerships
    • On an outright basis, Allianz Global Assistance holds the most partnerships with travel trade entities
    • Campbell Irvine and Rock Insurance Services are the most visible specialised intermediaries
    • Viewed in weighted terms, AXA is comfortably the leading provider in this distribution segment...
    • ... followed by Thomas Cook's White Horse Insurance Ireland subsidiary
    • Both AIG and Allianz Global Assistance hold a number of significant airline partnerships
    • Other competitors are limited to one deal each albeit some of these are significant ones
    • A diverse range of firms can be found working with banks and insurance brands in the UK...
    • ...most of which are named as providers only once or twice
    • Aviva holds the highest weighted share in this category, followed by Direct Line Group's UK Insurance
  • Travel insurance and assistance linked to payment cards and bank accounts.
    • Packaged accounts constitute an important distribution channel for comprehensive travel cover...
    • ... with almost all that are actively marketed incorporating it according to the latest research
  • Other distribution channels
    • Automotive clubs
      • The AA revamped its travel insurance proposition at the beginning of 2015
    • Direct distribution by specialist travel insurers
      • A number of specialists promote insurance directly to consumers
    • Online aggregators and brokers
    • Aggregator involvement in travel insurance is extensive in the UK...
    • ... with Google having entered the fray through Google Compare
    • Other online brands
      • Numerous other intermediaries are also engaged in direct online distribution
    • Retailers
      • Major retail brands often offer travel insurance although some weaker ones have exited the market
    • Other types of distributor
      • Distribution initiatives for travel insurance are visible across many alternative channels
  • Leading competitors
    • Three groups are likely to claim around a half of the total market
    • The position of one provider has received a large boost through its deal with the Post Office
    • Having acquired InsureandGo in 2010, MAPFRE Asistencia has built a significant position in the market
    • Six providers ranked from seventh to 12th are likely to hold market shares of between 2.0% and 4.5%
    • ... a position often, but not always, produced as a result of one or two key partnerships
  • Forecasts
    • Underlying foreign travel market
      • The number of foreign trips is likely to accelerate between 2014 and 2018...
    • Market for travel insurance and assistance
      • ...allowing for stronger growth in gross written premiums over the same period

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in the UK, 2010, 2014 and 2018

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2010 to 2014 12
  • Number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2010 to 2014 (table)
  • Destinations of foreign trips undertaken by residents of the UK, 2010 to 2014
  • Destinations of foreign trips undertaken by residents of the UK, 2010 to 2014 (table)
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in the UK, 2010 to 2014
  • Estimated gross written premiums and policy numbers for travel insurance and assistance in the UK, 2010 to 2014 (table)
  • Summary of travel trade, transportation and financial organisations researched in the UK, segmented by type, 2014
  • Provision rates for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014
  • Operating models used for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014
  • Operating models used for stand-alone travel insurance and assistance in the UK, segmented by type of travel trade, transportation and financial organisation, 2014 (table)
  • Partnerships with travel trade organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Partnerships with transportation organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Partnerships with financial organisations offering travel insurance and assistance in the UK, 2014: weighted and unweighted competitor share
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in the UK segmented by product function and level, and by type of cover
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the UK, 2014
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the UK, 2014 (table)
  • (table)
  • Forecast number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2018
  • Forecast number of foreign trips undertaken by residents of the UK, segmented by purpose of trip, 2018 (table)
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in the UK, 2018
  • Forecast gross written premiums and policy numbers for travel insurance and assistance in the UK, 2018 (table)
Back to Top