Cover Image
市場調查報告書

團體信用人壽保險的韓國市場

Creditor Insurance in South Korea

出版商 Finaccord Ltd. 商品編碼 327632
出版日期 內容資訊 英文 21 Pages
商品交期: 最快1-2個工作天內
價格
Back to Top
團體信用人壽保險的韓國市場 Creditor Insurance in South Korea
出版日期: 2015年03月01日 內容資訊: 英文 21 Pages
簡介

本報告提供韓國的團體信用人壽保險 (債權人團體保險) 市場現狀與今後的市場機會相關分析PartnerBASE ™的市場資料庫,及韓國國內61家主要的消費者金融企業的採訪等,整體市場趨勢的實際成果值、預測值 (過去、今後5年份) ,及市場的今後的發展預測、商品的各類型及補償對象的詳細趨勢、營運模式的概要、主要企業的市場佔有率和合作對象、替代性的銷售管道和今後的市場進入的可能性、推動因素等調查、考察。

摘要整理

第1章 簡介

  • 關於本報告
  • 理論的根據
  • 調查手法
  • 市場資料
  • 定義
  • 簡稱及匯率
  • PartnerBASE及市場資料附表
  • Finaccord

第2章 市場分析

  • 分析對象的銀行、其他貸款機關
  • 銀行業概要
  • 消費者金融的市場規模與成長率
  • 團體信用人壽保險的提供價格、營運模式、聯盟對象
  • 團體信用人壽保險的風險補償範圍
  • 替代性的流通管道
  • 團體信用人壽保險的市場規模、成長率、未來預測

圖表一覽

目錄

Finaccord's report titled Creditor Insurance in South Korea offers uniquely detailed insights into the market for creditor insurance, sometimes also referred to as payment protection insurance or loan-related insurance, as acquired by individual borrowers in South Korea. Drawing on the results of a survey of 61 lending institutions, the study analyses the distribution of creditor insurance by banks and other lending institutions, how provision rates vary for different lending products, operating models used for arranging creditor insurance, and distribution partnerships weighted by the size of distributors. The PartnerBASE™ dataset that accompanies the report details all creditor insurance distribution deals traced by Finaccord. In short, this study will provide you with the definitive guide to current and future opportunities in creditor insurance in South Korea.

Key features of this study plus the PartnerBASE™ dataset and market data annexe that accompany it include:

  • quantification of creditor insurance market size and growth with a timeline from 2010 to 2014 and onwards to 2018: how much is this market really worth in South Korea and what is its future development potential?
  • segmentation of this market both by underlying loan type (differentiating between mortgages, point-of-sale automotive finance, other consumer finance and credit card loans) and by type of cover (differentiating between cover for death / permanent disability and temporary incapacity / unemployment);
  • consideration of operating models used for creditor insurance: how advanced is the use of captive and joint venture underwriters by lending institutions in South Korea?
  • calculation of weighted provider share of partnerships: Finaccord's unique quantitative analysis helps to identify which underwriters of creditor insurance hold the relationships that offer the most potential;
  • investigation into alternative distribution channels for selling creditor insurance: a number of factors could increase the potential for entities other than the lending institutions themselves to sell creditor insurance in South Korea.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
    • This report provides a comprehensive analysis of loan-related insurance policies in South Korea
  • Rationale
    • The report tracks the provision of creditor insurance across over 60 lending institutions
  • Methodology
    • Survey of banks and other lending institutions
  • Market data
  • Definitions
    • Creditor insurance
    • Mortgages, consumer finance and credit cards
    • Weighted provider share of partnerships
    • Operating models
  • Abbreviations and exchange rates
  • PartnerBASE and market data annexe
  • Finaccord

2.0 MARKET ANALYSIS

  • Banks and other lending institutions covered
  • Introduction to the banking sector
    • Four large financial groups are dominant in the banking sector
    • although specialised card issuers are also significant
    • Two non-indigenous banks feature in the top ten ranked by number of retail customers
    • Two co-operative groups have expanded their banking services significantly in recent years
    • ...and some insurance companies are also engaged in consumer lending
    • Many of the country's savings banks have been wound up or taken over
  • Consumer lending market size and growth
    • Mortgage lending
      • Mortgage balances outstanding reached a new peak at the end of 2014...
    • Non-mortgage lending
      • ...as did consumer non-mortgage lending balances
    • Credit and other pay later cards
      • The number of credit cards in circulation has fallen sharply since 2011
  • Creditor insurance provision rates, operating models and partnerships
    • Several factors mean that banks do not distribute mortgage-related creditor insurance...
    • including strict bancassurance regulations and an already-high life insurance penetration rate
    • Creditor insurance linked to consumer finance
      • Loan payment protection insurance is on offer from a handful of consumer finance firms
    • Creditor insurance linked to credit cards
      • Schemes for credit card payment protection insurance are comparatively common in South Korea
      • Hyundai Marine & Fire benefits most from its close relationship with BC Card
  • Creditor insurance risk coverage
    • All card-related creditor policies incorporate comprehensive coverage
  • Alternative distribution channels
  • Creditor insurance market size, growth and forecast
    • The South Korean market is composed mainly of credit card payment protection insurance
  • with other policy types under-developed in comparison

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • Banks and other lending institutions in South Korea contacted by Finaccord, segmented by type

2.0 MARKET ANALYSIS

  • Residential mortgage lending balances outstanding in South Korea (absolute and per capita), 2010 to 2014
  • Consumer non-mortgage lending balances outstanding in South Korea (absolute and per capita), 2010 to 2014
  • Credit and other pay later cards issued and per capita in South Korea, 2010 to 2014
  • Key data points for the consumer lending market in South Korea, 2010 to 2014
  • Provision of creditor insurance linked to consumer finance in South Korea, 2015: provision rate, operating models and weighted provider share of partnerships
  • Provision of creditor insurance linked to credit cards in South Korea, 2015: provision rate, operating models and weighted provider share of partnerships
  • Risk coverage of creditor insurance policies in South Korea, segmented by type of underlying product, 2015
  • Creditor insurance gross written premiums in South Korea, segmented by policy type, 2010, 2014 2018
  • Creditor insurance gross written premiums in South Korea, segmented by cover type, 2010, 2014 and 2018
  • Creditor insurance gross written premiums in South Korea, segmented by policy and cover type, 2010, 2014 and 2018
Back to Top