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市場調查報告書

美國的旅遊保險·輔助服務

Travel Insurance and Assistance in the USA

出版商 Finaccord Ltd. 商品編碼 297346
出版日期 內容資訊 英文 38 pages
商品交期: 最快1-2個工作天內
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美國的旅遊保險·輔助服務 Travel Insurance and Assistance in the USA
出版日期: 2016年08月01日 內容資訊: 英文 38 pages
簡介

本報告提供美國的獨立式旅遊保險市場現狀與今後推測的發展分析。還有旅行市場的基礎資料及保險費及契約的相關旅遊保險、輔助服務雙方的2009年到2013年實際成果與到2017年的預測。再加上旅遊種類(從休假到出差)及目的國別部門化的旅遊市場資料、由單一旅遊到年度旅遊部門化的保險費及契約方面美國的旅遊保險供應商佔有率分析、加上其他直接及親和力管道分析等,為您概述為以下內容。

摘要整理

第1章 簡介

  • 關於本報告
  • 理論的根據
    • 本報告更新並拓展了Finaccord公司的未來劃時代調查
  • 調查方法
    • 一次調查
    • 市場資料
    • 外部來源
  • 旅遊保險·輔助服務:如何互相組合
    • 旅遊保險意指各種範圍的風險保障…
    • …然後支援公司在全球旅遊保險業界上發揮基本作用
  • 定義
    • 用語及簡稱
    • 套裝化的旅遊保險支援種類
    • 運用模式
    • 貨幣,匯率和通貨膨脹
  • PartnerBASE與附加市場資料
  • Finaccord

第2章 市場分析

  • 簡介
  • 具有背景的外國旅遊市場
    • 美國的海外旅行,已由之前2012年的糾紛中復甦…
    • …然後VFR(訪問朋友和親屬)旅遊佔休閒旅遊部門重要的部分
    • 加拿大和墨西哥陸上旅遊在這個市場上非常重要…
    • …還有英國持續成為歐洲最受歡迎的旅遊目的地
  • 旅遊保險以及支援服務市場
    • 美國的海外旅行保險市場以實質為基礎年度約成長3.3%…
    • …保障旅遊不取消或中斷的保險依舊是幾乎所有消費者最關心的事項
  • 透過旅遊業者、交通機關、金融機關的銷售

所調查的組織概要 準備金比率 運用模式 競爭企業的夥伴關係分配 ▼關聯到支付卡及銀行帳戶的旅遊保險·支援服務 約3分之一信用卡產品含有1種以上的旅遊保險…但高級信用卡產品上提供非常高的旅遊優惠 ▼其他銷售管道 透過非傳統流通管道的銷售額近年來急速增加 汽車俱樂部 保險業者的直接銷售 線上整合業者、仲介 其他線上品牌 零售業者 其他類型流通業者 ▼預測 具有背景的外國旅遊市場 旅遊保險、支援服務市場

本網頁內容可能與最新版本有所差異。詳細情況請與我們聯繫。

目錄

Finaccord's report titled ‘Travel Insurance and Assistance in the USA’ is about the current status and likely future development of the market for stand-alone travel insurance policies in the US. It includes the following unique features:

  • data spanning 2011 to 2015 for the underlying travel market with a segmentation by type of journey (between holiday and business trips) and with related commentary concerning the popularity of different overseas destinations;
  • data for the size of the market for stand-alone travel insurance and assistance in the US between 2011 and 2015 in terms of premiums and policies, with a segmentation between single-trip and annual cover;
  • analyses of the share of distribution relationships of travel insurance providers split between travel trade, transportation and financial organisations, based on a primary survey of over 270 actual and potential distributors of stand-alone travel policies including airlines, banks, insurance brands and specialised lenders, plus both traditional and online travel trade entities;
  • a review of other direct and affinity distribution channels used in the US including automotive clubs, direct sales, online aggregators, other online brands and retailers, plus cover packaged with payment cards and bank accounts;
  • estimates for the market share of travel insurance and assistance gross premiums for the top ten underwriters of this type of cover in the US in 2016 with these data points expressed as a percentage range (e.g. 5.0% to 7.5%);
  • forecasts to 2019 for both the underlying travel market and for the size of the market for stand-alone travel insurance and assistance in terms of premiums and policies, with the same segmentation as that specified above for the period from 2011 to 2015.

The report, which represents an update and expansion to a previous Finaccord study on the subject, is accompanied by an Excel PartnerBASE™ dataset that details the travel insurance partnerships identified, plus a convenient market data annexe, also in Excel format. This annexe can be used as a convenient source of data already in Excel format which means that there is no need for users to re-enter data from the PDF report into their own Excel worksheets.

Table of Contents

0.0 EXECUTIVE SUMMARY

1.0 INTRODUCTION

  • What is this report about?
  • Rationale
    • This report builds upon Finaccord's previous ground-breaking studies about this topic
  • Methodology
    • Primary research
      • The survey includes over 270 travel trade, transportation and financial organisations
      • ... including airlines, banks, insurance brands and both traditional and online travel trade entities
    • Market data
    • External sources
  • Travel insurance and assistance: how it all fits together
    • The term 'travel insurance' can refer to protection from a heterogeneous range of risks...
    • ...and assistance companies play a fundamental role in the travel insurance industry
  • Definitions
    • Terms and abbreviations
    • Types of packaged travel insurance and assistance
    • Operating models
    • Weighted shares
    • Currencies, exchange rates and inflation
  • PartnerBASE
  • Finaccord

2.0 MARKET ANALYSIS

  • Introduction
  • Underlying foreign travel market
    • Growth in the number of outbound trips accelerated in 2014 and 2015...
    • ... with business trips staging a recovery from the trough reached in 2013
    • Over a half of all overnight trips are to either Canada or Mexico...
  • Market for travel insurance and assistance
    • The market has risen rapidly in terms of both premiums and policies in force
    • Annual, multi-trip policies represent a small but stable proportion of the total market
  • Distribution through travel trade, transportation and financial organisations
    • Summary of organisations researched
    • Provision rates
      • Well over a half of potential distributors in the US actually do promote stand-alone travel cover
    • Operating models
      • Most distribution partnerships are arranged via a single external underwriter or multiple ones
      • Several insurance brands distribute travel insurance as a white-labelled product
    • Competitor share of partnerships - travel trade entities
      • Allianz Global Assistance and Travel Guard hold the most distribution relationships in this sector
      • Transamerica is also significant, thanks to its links with Aon Affinity and Travelex Insurance Services...
      • ...and a wide range of other insurers also involved in this diverse sector
      • In weighted terms, two competing units potentially account for over a half of this market...
      • ... buoyed in particular by relationships with major online travel firms and cruise companies
    • Competitor share of partnerships - transportation organisations
      • Allianz Global Assistance and Travel Guard are most active in partnering with US airlines...
      • ...although significant international airlines work with a wider range of insurers
      • One provider is dominant in the weighted analysis of partnerships
    • Competitor share of partnerships - financial organisations
      • Only two insurers have more than one distribution relationship among financial partners...
      • ... with Travel Insured International likely to hold the most significant one
  • Travel insurance and assistance linked to payment cards and bank accounts
    • Around two thirds of credit card products feature one or more types of travel cover...
    • ... rising to well over 80% in the case of premium products
  • Other distribution channels
    • Alternative distribution channels for travel cover are likely to be rising in importance in the US
  • Automotive clubs
    • Automotive clubs constitute a major distribution channel for travel insurance
  • Direct distribution by specialist travel insurers
    • The US market features a particularly high number of specialists selling policies directly...
    • ...including some that focus on assistance packages
  • Online aggregators and brokers
    • Travel insurance comparisons are available in the US from specialist brands
  • Retailers
    • Costco operates a travel company for its members
  • Other types of distributor
    • USAA distributes travel insurance to US military personnel and family members
  • Leading competitors
    • Four competitors are likely to hold a share of 10% or more of the US market...
    • ... with ones outside of the top ten holding between 11% and 20% when considered together
  • Forecasts
    • Underlying foreign travel market
      • Foreign trips will carry on growing up to 2019 although at a slower rate than in 2014 and 2015...
    • Market for travel insurance and assistance
      • ... which means that the travel insurance market will continue to expand

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY

  • Key market data for travel insurance and assistance in the US, 2011, 2015 and 2019

1.0 INTRODUCTION

  • Travel insurance and assistance: how it all fits together

2.0 MARKET ANALYSIS

  • Number of foreign trips undertaken by residents of the US, segmented by purpose of trip, 2011 to 2015
  • Number of foreign trips undertaken by residents of the US, segmented by purpose of trip, 2011 to 2015 (table)
  • Destinations of foreign trips undertaken by residents of the US, 2014
  • Gross written premiums and policy numbers for travel insurance and assistance in the US, 2011 to 2015
  • Gross written premiums and policy numbers for travel insurance and assistance in the US, 2011 to 2015 (table)
  • Summary of travel trade, transportation and financial organisations researched in the US, segmented type, 2016
  • Provision rates for stand-alone travel insurance and assistance in the US, segmented by type of travel trade, transportation and financial organisation, 2016
  • Operating models used for stand-alone travel insurance and assistance in the US, segmented by type travel trade, transportation and financial organisation, 2016
  • Operating models used for stand-alone travel insurance and assistance in the US, segmented by type travel trade, transportation and financial organisation, 2016 (table)
  • Partnerships with travel trade organisations offering travel insurance and assistance in the US, 2016: weighted and unweighted competitor share
  • Partnerships with transportation organisations offering travel insurance and assistance in the US, 2016: weighted and unweighted competitor share
  • Partnerships with financial organisations offering travel insurance and assistance in the US, 2016: weighted and unweighted competitor share
  • Provision rates for travel insurance and assistance linked to payment cards and bank accounts in the segmented by product function and level, and by type of cover
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the US, 2016
  • Individual competitors' estimated market shares of gross written premiums and other revenues for stand-alone travel insurance and assistance in the US, 2016 (table)
  • Number of foreign trips undertaken by residents of the US, segmented by purpose of trip, 2019 (forecast)
  • Number of foreign trips undertaken by residents of the US, segmented by purpose of trip, 2019 (forecast) (table)
  • Gross written premiums and policy numbers for travel insurance and assistance in the US, 2019 (forecast)
  • Gross written premiums and policy numbers for travel insurance and assistance in the US, 2019 (forecast) (table)
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