南歐及西歐消費者汽車金融服務市場 是由出版商Finaccord Ltd.在2011年01月所出版的。
這份英文市場調查報告書包含380 pages 價格從美金4942起跳。
本報告為，匯整南歐及西歐8國乘用車、汽車經銷商之地區數據、汽車金融服務市場趨勢及競合分析，並含8個調查國家各市場乘用車數據、消費者汽車金融服務之市場規模、汽車經銷商調查、競合企業情形等，以下列摘要形式闡述。
實施概要
第1章 簡介
第2章 地區別概要
- 簡介
- 乘用車數據
- 金融及租賃業
- 信用保險
- 汽車保險
- 道路救援
- 延長保證期間
- 預付服務/維修合約
- GAP保險
- 利基保險產品
第3∼10章 各國市場
- 簡介
- 乘用車數據
- 消費者汽車金融服務之市場規模
- 金融及租賃業：市場規模及成長
- 規模別汽車保險、保證、救援市場（2010年）
- 汽車經銷商調查
- 競合企業動態：經銷商合作關係
- 競合企業動態：品牌製造商合作關係
調查國家（8國）
- 比利時
- 法國
- 愛爾蘭
- 義大利
- 荷蘭
- 葡萄牙
- 西班牙
- 英國
圖表
Abstract
Finaccord' s report titled Consumer Automotive Financial Services in Southern
and Western Europe investigates the market for automotive financial services
linked to sales of new and used passenger cars in Southern and Western Europe.
In addition to analysing the EUR 105.8 billion market for finance and leasing
services, the study also covers ancillary automotive financial services
markets including creditor insurance, motor insurance, road assistance,
extended warranties, pre-paid service contracts and GAP insurance. The
revenues generated from high margin ancillary products, which Finaccord
quantifies for the first time in any published study, are crucial to enhancing
the profits of a variety of market participants including dealers,
manufacturers and independent finance providers. The report draws on a
survey of 500 leading car dealerships in eight countries in Southern and
Western Europe, Belgium, France, Ireland, Italy, the Netherlands, Portugal,
Spain and the UK, as well as an analysis of the approach to consumer
automotive financial services of leading manufacturer groups typically
representing between 30 and 40 automotive brands, in the same countries. The
PartnerBASE™ database that accompanies the report details each of the
marketing initiatives for consumer automotive financial services traced by
Finaccord for both dealers and manufacturers. Together, the report and
database will provide you with the definitive guide to current and future
opportunities in consumer automotive financial services in Southern and
Western Europe. Key features of this report include: - coverage of the six
distinct sectors within consumer automotive financial services, namely finance
/ leasing, creditor insurance, motor insurance, road assistance, extended
warranties, pre-paid service contracts and GAP insurance, plus top level
findings for other niche insurance markets, namely loss of driving licence
insurance, MOT insurance, scratch, dent and alloy insurance, and tyre
insurance; - for the seven major products, provision of hitherto unpublished
market size and segmentation data for each of these markets generated from
Finaccord' s proprietary European Automotive Financial Services Model; -
clear analysis of the market for consumer finance and leasing services related
to new and used car sales by distribution channel, differentiating between the
point of sale and direct lenders; - presentation of unique data from the
survey of dealerships illustrating average customer take-up rates for consumer
automotive financial services at the point of sale in each country; -
identification of the partners used for consumer automotive financial services
by both dealerships and manufacturers, or their local importers, with
contextual commentary concerning key competitors.
Table of Contents
0.0 EXECUTIVE SUMMARY
- The credit crisis and recession have shaken the world of automotive
financial services
- Consumers have shifted away from direct lending to point-of-sale finance
and cash-only sales
- The point-of-sale car finance markets in Ireland and Spain have suffered
most...
- ... while they have risen substantially in Belgium
- The number of providers used by dealers has decreased, to the benefit of
captives
- Revenues from other financial services are worth 5% or more of car sales
in France, Portugal and Spain
- Five financial products generate revenues around EUR 1 billion a year or
more
1.0 INTRODUCTION
- The focus of the report is on financial services related to the sale of
passenger cars to individuals
- Rationale
- Financial services provision is crucial to the profitability of
automotive entities...
- ... and extends to a range of insurance, warranty and assistance
concepts...
- ... although published information on these markets remains at a premium
- Methodology
- Dealer survey
- Manufacturer survey
- Market data
- Definitions
- Finance and leasing products
- Insurance, warranty and assistance products
- Captives and non-captives
- Abbreviations
- PartnerBASE™
- Finaccord
2.0 REGIONAL OVERVIEW
- Introduction
- Passenger vehicle data
- Mature markets mean that the car parc is growing very slowly
- France overtook Italy and the UK to become the largest market for new
cars in the region...
- ... while a rapid turnover in car ownership means that the Netherlands
and UK have large used car markets
- PSA Peugeot Citroen is the regional leader, thanks to its strength in
France...
- ... while Volkswagen Group has the most consistently high market share
- The top five manufacturers account for two thirds of all registrations
- Finance and leasing
- Market size and growth
- The UK and France make up more than half the region' s total of finance
and leasing agreements...
- ... while Italy overtakes France for the volume of point-of-sale finance
contracts only...
- ... and overtakes the UK to be the largest market for point-of-sale
finance by value
- Private car finance in the region peaked in 2008 with a market value of
EUR 32.7 billion
- The credit crisis has reduced direct lenders' appetite for unsecured
personal lending
- ... while captive providers have sought to support sales of new cars...
- ... with a weaker performance for the dealer channel for used cars
- The average value of cars rose during the boom years but has slowed with
the economic down-turn
- The overall market is evenly divided between point-of-sale and direct
finance in terms of volume...
- ... for both new and used cars
- Survey results
- Provision of finance and leasing services is clearly below 100% in
Ireland and the Netherlands
- There is only a small variation in the number of providers used for
finance and leasing...
- ... and this variation has shrunk rapidly with the credit crisis
- Captive finance providers have a relationship with 85% of car dealers...
- ... though captive-only relationships are a minority in Ireland and the
UK
- Average customer take-up rates at the point of sale are highest for new
cars in Spain and Italy
- Take-up rates through dealers have plunged in Ireland but increased in
Spain
- Loans are the most common type of finance and leasing contract in six
countries out of eight
- At least 85% of manufacturers and importers have partners for finance
and leasing, outside Ireland
- Creditor insurance
- Market size
- Only three countries have a substantial market for this form of
insurance sold by the automotive trade
- Survey results
- Dealers offering creditor insurance are a minority in the Netherlands
and the UK
- Naturally, high take-up rates are achieved where this product is
bundled automatically...
- ... supported by high provision rates of creditor insurance by dealers
in France, Italy, Portugal and Spain
- Manufacturer brands' provision of this form of insurance largely
depends on their provision of finance
- Motor insurance
- Market size
- The automotive channel generates nearly EUR 750 million a year in
motor insurance premiums in Italy
- ... although the influence of the automotive trade is likely to be
greatest in Portugal
- Survey results
- Only half of dealers offer motor insurance in France and Belgium
- Only dealers in Spain work with more than two motor insurance
providers, on average
- Captive insurance providers are mostly used in Belgium and France...
- ... but take-up rates are very low in these two countries
- The take-up rate of motor insurance with used cars is lower than for
new cars everywhere except Portugal
- Enthusiasm for branded or endorsed motor insurance is high in six of
the eight countries investigated
- Road assistance
- Market size
- The UK and France are the largest markets for road assistance
distributed through the automotive channel...
- Survey results
- ... with Italy as the only country where less than 90% of dealers
distribute road assistance
- Dealers in Spain use the largest number of road assistance providers
- Non-captives are least used in Belgium for road assistance
- Automatic packaging of road assistance with new car sales dips in
France and Italy...
- ... and the take-up for used car sales is especially low in Italy
- Road assistance is offered by all manufacturers in five out of eight
countries
- Extended warranties
- Market size
- Portugal has a much larger market for extended warranties than might
be expected
- Survey results
- ...while sales in Ireland are limited by the relatively low proportion
of dealers selling this product
- The highest average number of providers is to be found in the region' s
largest and smallest markets
- Non-captive providers are important in the UK as well as in Ireland
- Spain and Portugal have the highest take-up rates for new and used
cars respectively...
- ... while low provision rates by dealers reduce sales with new cars in
the UK
- Ireland is the only country where manufacturers and importers do not
generally offer extended warranties
- Pre-paid service / maintenance contracts
- Market size
- The Italian and Spanish markets are proportionately much smaller than
France and the UK
- Survey results
- 19 out of 20 French dealers offer pre-paid service contracts...
- ... and they use the largest average number of providers
- No non-captive pre-paid service contract providers were identified in
Italy
- Pre-paid service contracts are taken out by a third of customers
buying a new car in the UK when available...
- ... falling to a quarter after adjusting for dealerships that do not
offer it
- Manufacturers and importers in France and Portugal are most likely to
offer pre-paid service contracts
- GAP insurance
- Market size
- No market exists for separate GAP insurance sold at the point of sale
in the Netherlands and Portugal
- Survey results
- Dealers in France and the UK nearly always offer GAP insurance
- Dealers work with a limited number of providers, even in France
- Only captive providers were identified in Belgium
- Take-up rates exceed one third in the UK for both new and used car
sales...
- ... but fall below 5% for used car sales in four countries when
adjusting for dealers that do not sell it
- 90% of manufacturer brands in France and the UK offer GAP insurance
- Niche insurance products
- Tyre insurance is the niche product most commonly offered by dealers...
- ... while MOT insurance is offered by many UK manufacturers
3.0 BELGIUM
- Introduction
- Passenger vehicle data
- New car sales reached a new peak in 2010...
- .. though used car sales by dealers are in a long-term decline
- Higher-value brands hold a substantial share of the market in Belgium
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Point-of-sale finance for new cars has performed well since 2006...
- ... though direct loans for used cars have shown no growth over this
period
- Half of finance contracts are made up of ‘classic' loans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- The Belgian market is worth more than EUR 250 million a year...
- ... though only a fifth comes from creditor insurance, GAP insurance or
road assistance
- Automotive dealer survey
- Dealers concentrate on six core products...
- ... with no activity for several niche products
- Captives dominate dealers' distribution partnerships
- Take-up rates never exceed 50% except for road assistance
- Over a third of customers take out GAP insurance on new cars, where this
is available
- Competitor dynamics: dealer partnerships
- Finance / leasing: Van Breda remains the leader, but the credit crisis
has taken its toll on Fortis
- Creditor insurance: finance providers not dealers arrange this product
- Motor insurance: only three non-captives were identified in this area
- Road assistance: automatic provision means that captives are the
dominant providers
- Extended warranties: Dynassurances and MAPFRE Asistencia are the only
non-captives identified
- Pre-paid service contracts: three non-captives are present, while some
dealers operate their own schemes
- GAP insurance: no non-captives were found to be offering this product
through dealers
- Competitor dynamics: manufacturer brand partnerships
- Manufacturer brands' provision of motor and GAP insurance exceeds that
of dealers...
- ... who have not shown much sign of innovation in selling ancillary
financial products
- Finance / leasing: GMAC has joined the joint ventures, amid the pressure
of the credit crisis
- Creditor insurance: only Peugeot and Citroen use a captive provider
- Motor insurance: ACTEL and Servis are the leading providers for the
automotive channel
- Road assistance: six breakdown companies operate with manufacturers
- Extended warranties: Car Garantie, Real Garant and RAC are the leading
non-captive competitors
- Pre-paid service contracts: only RAC and Axus have deals with
manufacturer brands as non-captives
- GAP insurance: only one captive insurance company offers this cover
4.0 FRANCE
- Introduction
- Passenger vehicle data
- New car sales dipped again in 2010, after a good performance in 2009
- Domestic manufacturer groups account for nearly six new car sales out of
ten...
- ... and Fiat was the only other major group to increase market share
since 2006
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Point-of-sale finance for new cars has been the best part of the
market over 2006 to 2010
- ... direct lending for used car sales has been the weakest part,
because used car sales have declined...
- ... and lower average car prices have reduced the value of direct
loans further
- Loans made up 55% of point-of-sale finance, with the rest divided
between three types of leasing
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Five segments of this market generate revenues worth more than EUR 250
million each per year...
- ... led by motor insurance, extended warranties and pre-paid service
contracts...
- ... followed by GAP insurance and creditor insurance
- Automotive dealer survey
- Six major financial services are offered by nearly all dealers because
they are often packaged together...
- ... and niche insurance covers are also often packaged together
- The majority of dealers only work with their motor brand' s captive
provider
- Creditor insurance is the ‘paid-for' product most often taken out,
where relevant...
- ... take-up rates for finance / leasing contracts and extended
warranties exceed 30%...
- ... and even niche products have take-up rates of 15% or more, thanks to
packaging
- Competitor dynamics: dealer partnerships
- Finance / leasing: Cetelem and CGI are the dominant finance houses
- Creditor insurance: finance providers not dealers arrange this product
- Motor insurance (one year / long-term): AXA is the only mainstream
insurer active as a non-captive
- Short-term motor insurance: captives are the main provider for the
minority of dealers who sell this cover
- Road assistance: captives and finance providers distribute the bulk of
road assistance contracts
- Extended warranties: Cirano, Icare and RAC have a foothold in this market
- Pre-paid service contracts: among non-captives, specialist motor
services companies vie with the lenders
- GAP insurance: finance houses lead the non-captives because this is
packaged with finance contracts
- Scratch, dent and alloy insurance was provided by Identicar and
Eurodatacar
- Tyre insurance: Michelin offers tyre insurance as a stand-alone product
- Competitor dynamics: manufacturer brand partnerships
- Manufacturers' provision is well aligned with dealers' requirements for
most products
- Finance / leasing: captives dominate the provision of finance for
manufacturer brands...
- ... with Credit Agricole as the most important non-captive lender
- Creditor insurance: non-captives are most often used, aside from PSA and
Renault Nissan
- Motor insurance: Altima Assurances has access to the majority of new car
buyers
- Short-term motor insurance: the main domestic brands offer this type of
cover from Altima Assurances
- Road assistance: every manufacturer brand offers assistance
- Extended warranties: RAC is the leading external provider
- Pre-paid service contracts: nearly all manufacturers offer this, and
most use internal or captive providers
- GAP insurance: Covea Fleet is the dominant provider
- Tyre insurance: maintenance contracts can include options for repairing
punctures
5.0 IRELAND
- Introduction
- Passenger vehicle data
- New car sales remain a long way below the peak of 2007...
- ... and the outlook for 2011 is bleak
- Toyota was the third largest manufacturer group in Ireland for 2009
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Point-of-sale finance for new cars has collapsed since 2007...
- ... with a strong shift to cash sales
- Nine finance and leasing contracts out of ten are hire purchase
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Sales of all ancillary financial products are low in Ireland...
- ... with no evidence of motor insurance being sold by dealers
- Automotive dealer survey
- Only three products are sold by more than 50% of dealers
- The number of partners used for finance and leasing has nearly halved
since 2006
- Road assistance aside, the highest take-up rate is for pre-paid service
contracts on new cars
- Competitor dynamics: dealer partnerships
- Finance / leasing: GE Money, Bank of Scotland and Friends First have
retreated from the market
- Creditor insurance: finance providers not dealers arrange this product
- Road assistance: the RAC works with 10% of dealers surveyed
- Extended warranties: MAPFRE Asistencia is the leading non-captive
provider in Ireland
- Pre-paid service contracts: all non-captive schemes are run by dealers
themselves
- GAP insurance: no non-captives were found to be offering this product
through dealers
- Competitor dynamics: manufacturer brand partnerships
- Manufacturers could expand the provision of extended warranties, GAP
insurance and service contracts
- Finance / leasing: there are only three providers across all 30
manufacturers brands
- Creditor insurance: only Volkswagen Bank has its own partner, in the
form of Pinnacle
- Motor insurance: Aviva and Zurich are the only underwriters with
manufacturer brand partners
- Road assistance: the AA has over half of all partnerships, weighted by
car sales
- Extended warranties: only five manufacturer brands offer this product in
Ireland
- Pre-paid service contracts: BMW Group, Ford and Mazda have a product for
these contracts
- GAP insurance: Pinnacle and Zurich share seven partnerships between them
- MOT insurance: a niche too far?
6.0 ITALY
- Introduction
- Passenger vehicle data
- New car sales dropped for both individual and commercial customers
between 2006 and 2010...
- Fiat was able to further increase its market share between 2006 and 2009
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- A higher proportion of car buyers in Italy now pay in cash only than
in the past...
- ...while direct lending has suffered a bit less than point-of-sale
finance during the credit crisis
- Classic loans dominate the type of contracts taken out by private
customers
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Two products account for more than 60% of the overall revenue...
- ... led by motor insurance...
- ... and followed by creditor insurance...
- ...while GAP insurance has also found a market in Italy
- Automotive dealer survey
- Four types of financial products are offered by at least 90% of dealers
in Italy
- Dealers work with an average of close to two providers for finance and
leasing
- Extended warranties have similar take-up rates for new and used cars
where the product is available
- Competitor dynamics: dealer partnerships
- Finance / leasing: close to half of all dealers work with both a captive
and non-captive provider
- Creditor insurance: it is common for dealers to offer this product
- Motor insurance: often motor insurance is sold as part of a finance
contract
- Road assistance: a number of assistance providers compete for breakdown
recovery insurance in Italy
- Extended warranties: the great majority of dealers in Italy offer
extended warranties
- Pre-paid service contracts: dealers' own schemes predominate
- GAP insurance: Cardif has secured a dominant position in terms of the
number of partnerships
- Competitor dynamics: manufacturer brand partnerships
- Manufacturer brands' provision of finance / leasing currently lags that
of dealers
- Finance / leasing: FGA Capital accounts for more than a third of the
weighted provider share of partnerships
- Creditor insurance: some key brands work with more than one provider
- Motor insurance: manufacturer brands of the Fiat Group work with two
insurance providers
- Road assistance: Europ Assistance has carved out a dominant position in
this market
- Extended warranties: most manufacturer brands work with an external
partner
- Pre-paid service contracts: internal provision is the standard operating
model
- GAP insurance: Genworth Financial and Cardif account for the bulk of
partnerships
7.0 NETHERLANDS
- Introduction
- Passenger vehicle data
- New car sales have nearly recovered to the pre-credit crisis level
- The turnover rate on passenger cars is high, resulting in a large used
car market
- Toyota rose from sixth to third place for new car registrations between
2006 and 2009
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Direct lenders have increased their share of the market...
- ... such that only a quarter of finance and leasing contracts are made
at the point of sale
- A fall in average car prices has reduced the value of the finance and
leasing market
- Six different types of finance and leasing product are available...
- ... including one unique to the Netherlands
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Motor insurance is the most important ancillary financial product...
- ... with premiums for creditor insurance worth less than EUR 20
million for 2010
- Automotive dealer survey
- Motor insurance and extended warranties are offered nearly as often as
finance and leasing...
- ... but pre-paid service contracts and creditor insurance were the only
other notable products
- Pre-paid service contracts are not usually provided by captives
- Over half of customers take up creditor insurance where relevant and
available
- Take-up rates among used car customers are not much lower than for new
cars
- Competitor dynamics: dealer partnerships
- Finance / leasing: ING leads the way in a fragmented market
- Creditor insurance: finance providers not dealers arrange this product
- Motor insurance: BOVAG and Centraal Beheer Achmea lead the way
- Road assistance: BOVAG is the main independent provider
- Extended warranties: dealers run their own schemes more often than they
use an external non-captive
- Pre-paid service contracts: BOVAG and The Warranty Group have developed
a presence in this sector
- Competitor dynamics: manufacturer brand partnerships
- Dealers rarely go beyond the products made available by manufacturers
- Finance / leasing: Alcredis and Ribank are the leading non-captive
partners
- Creditor insurance: three providers hold all partnerships between them
- Motor insurance: Unigarant and Generali hold two thirds of partnerships
when weighted by sales
- Road assistance: ANWB holds nearly half of all partnerships, weighted by
new car registrations
- Extended warranties: a third of partnerships are run by internal
providers
- Pre-paid service contracts: no external companies have partnerships for
these contracts
8.0 PORTUGAL
- Introduction
- Passenger vehicle data
- New car sales surged in 2010, despite economic uncertainty...
- ... and the car parc exceeded 4.5 million vehicles for the first time in
2010
- Fiat Group increased its market share by more than 70%, 2006 to 2009
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Consumers are taking out more loans directly, at the expense of the
dealer channel...
- ... and point-of-sale loans now make up less than two thirds of the
market by value
- Three quarters of finance and leasing contracts are loans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Cars are owned for a relatively long time in Portugal, to the benefit of
products that can be renewed
- Pre-paid service contracts and creditor insurance are significant
products in Portugal
- Automotive dealer survey
- Dealers offer a consistent range of financial products and services...
- ... but none offered the niche insurance products investigated
- Both finance and motor insurance are regularly provided by non-captives
- Take-up rates are higher among used car customers for four products out
of six
- Competitor dynamics: dealer partnerships
- Finance / leasing: Santander Consumer Finance works with a quarter of
dealerships
- Creditor insurance: all dealers offer this form of cover alongside
finance contracts
- Motor insurance: 15 insurers compete for business among 50 dealers
- Road assistance: insurers rather than assistance companies act as
dealers' partners
- Extended warranties: no single provider has established a lead in this
area
- Pre-paid service contracts: most dealers offer this product, but only
one has its own scheme for it
- Competitor dynamics: manufacturer brand partnerships
- Many manufacturers lack a partner for motor insurance, which is a key
product for dealers
- Finance / leasing: finance is provided by captives plus Santander
Consumer Finance
- Creditor insurance: ALICO leads, thanks to its partnership with the
Renault Nissan Group
- Motor insurance: six insurance providers share 16 relationships
- Road assistance: ACP dominates, followed by Mondial Assistance
- Extended warranties: internal providers account for 40% of partnerships
when weighted by sales
- Pre-paid service contracts: Mondial Assistance and ACP are once again
the main external providers
9.0 SPAIN
- Introduction
- Passenger vehicle data
- New car sales in 2010 remain far below the levels of the boom years
- Seven automotive brands vie for the lead in Spain...
- ... and Toyota has made the largest gains since 2006
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Direct lending for new cars has plummeted since 2006...
- ... and point-of-sale finance for used car sales has been the only
growth area since 2006
- Point-of-sale finance on new cars is worth almost half of the total
finance and leasing market
- Under 10% of cars are financed using leasing contracts
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Motor insurance generates half the revenues from insurance, assistance
and warranty products...
- ... creditor insurance and extended warranties make up another 37% of
this market...
- ... leaving just 9% between GAP insurance, pre-paid service contracts
and road assistance
- Automotive dealer survey
- Dealers concentrate on five traditional financial products...
- ... with a wider range for new cars especially...
- ... while niche risks can be covered through the wide range of motor
insurance policies available in Spain
- Dealers work with a panel of motor insurers or with a broker
- Take-up rates exceed 50% on three products...
- ... and used car customers tend to shun additional products
- Competitor dynamics: dealer partnerships
- Finance / leasing: BBVA and Santander are the leading non-captive
providers
- Creditor insurance: all dealers distributing finance and leasing also
sell these policies
- Motor insurance: a highly competitive market with multiple providers
- Road assistance: motor insurers are the leading non-captives
- Extended warranties: no company has real leadership for this product
- Pre-paid service contracts: among non-captives, specialist motor
services companies vie with the lenders
- GAP insurance: Santander was the only non-captive provider identified by
this survey
- Competitor dynamics: manufacturer brand partnerships
- Manufacturers' provision is well aligned with dealers' requirements for
most products
- Finance / leasing: the largest brands have manufacturer captive
providers...
- ... while other brands use a mixture of importers' captives, joint
ventures and single partners
- Creditor insurance: Cardif and ALICO lead the non-captive insurers
- Motor insurance: few manufacturer brands use a single partner
- Road assistance: the Spanish market is differentiated by the variety of
operating models and partners in use
- Extended warranties: OVERLEASE is the leading external provider in Spain
- Pre-paid service contracts: only seven brands offer this service
- GAP insurance: brokers or captive brokers handle all GAP insurance for
manufacturer brands
10.0 UNITED KINGDOM
- Introduction
- Passenger vehicle data
- New car sales in 2010 have recovered slightly from the low level
recorded in 2009...
- ... but this recovery is due to fleet and business customers, not the
retail market
- The recession increased the number of competitors in the market through
the sale of several brands
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- The credit crisis has restricted direct lenders' willingness to
compete in this market...
- ... to the benefit of point-of-sale finance
- Point-of-sale finance is split between hire purchase and personal
contract plans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Four types of automotive insurance, warranty and assistance products
generate 95% of revenue...
- ... led by extended warranties...
- ... followed by pre-paid service contracts, motor insurance and GAP
insurance...
- ... with much smaller values for road assistance and creditor insurance
- Automotive dealer survey
- GAP insurance is the second-most commonly offered type of financial
service offered by dealers
- Dealers work with an average of three providers for finance and leasing
- Two types of financial service are often provided automatically with a
car purchase...
- ...while niche insurance products are far more popular than creditor
insurance
- Competitor dynamics: dealer partnerships
- Finance / leasing: Santander and Barclays have risen while Capital Bank
and GE Money have sunk
- Creditor insurance: finance providers not dealers arrange this product
- Motor insurance (one year / long-term): dealers do not seek to sell this
form of motor insurance
- Short-term motor insurance: Aviva was the only provider identified for
short-term cover
- Road assistance: three companies are seeking to challenge the dominance
of captives
- Extended warranties: non-captives have nearly as many partnerships as
captives
- Pre-paid service contracts: dealers' own schemes predominate
- GAP insurance: MAPFRE ABRAXAS is the market leader measured by number of
partners
- MOT insurance: dealers are yet to take up manufacturer brands'
propositions
- Scratch, dent and alloy insurance: non-captives are developing a niche
overlooked by manufacturer brands
- Tyre insurance: no fewer than seven non-captive companies are competing
for a niche market
- Competitor dynamics: manufacturer brand partnerships
- Manufacturer brands' provision of scratch, dent and alloy insurance and
tyre insurance lags that of dealers
- Finance / leasing: GMAC has joined the joint ventures, amid the pressure
of the credit crisis
- Creditor insurance: Pinnacle Insurance leads the way by weighted share
of partnerships
- Motor insurance: nearly all manufacturer brands have a partner for this,
despite low consumer take-up
- Road assistance: three companies share all partnerships between them
- Extended warranties: only General Motors and Ferrari opt against the
single partnership model
- Pre-paid service contracts: internal provision is the most common
operating model
- GAP insurance: Pinnacle and MAPFRE ABRAXAS hold nearly two thirds of
weighted partnerships
- MOT insurance: GMAC Insurance Group is the leading provider for this
cover
- Scratch, dent and alloy insurance: only Porsche Insurance offers this
protection
- Tyre insurance: three insurers have partnerships with manufacturer brands
LIST OF GRAPHICS / TABLES
0.0 EXECUTIVE SUMMARY
- Direct lending declined fastest between 2006 and 2010
- The value of finance and leasing contracts to buy cars was greater in 2010
than in 2006 in Belgium, France, Portugal and the UK, despite the economic
crisis
- More than EUR 8 billion of revenue comes from additional automotive
financial services
- Two thirds of additional revenues come from other products other than
motor insurance
1.0 INTRODUCTION
- Dealers contacted by Finaccord, segmented by country and manufacturer
group affiliation
- Manufacturer groups and brands contacted by Finaccord
2.0 REGIONAL OVERVIEW
- Overview of the passenger car parc in Southern and Western Europe,
2006-2010
- Overview of new passenger car sales in Southern and Western Europe,
2006-2010
- Overview of used passenger car sales in Southern and Western Europe,
2006-2010
- New car registrations in Southern and Western Europe segmented by
manufacturer group, 2009 (data)
- Comparison of volume of passenger cars financed in Southern and Western
Europe segmented by new / used and by distribution channel, 2010
- Comparison of volume of passenger cars financed in Southern and Western
Europe segmented by new / used and by distribution channel, 2010 (data)
- Comparison of value of passenger cars financed in Southern and Western
Europe segmented by new / used and by distribution channel, 2010
- Comparison of value of passenger cars financed in Southern and Western
Europe segmented by new / used and by distribution channel, 2010 (data)
- Key data points for the passenger car finance market in Southern and
Western Europe segmented by distribution channel: volumes and values, 2006-2010
- Total passenger car finance market in Southern and Western Europe
segmented by distribution channel: volumes, 2006-2010
- Total passenger car finance market in Southern and Western Europe
segmented by distribution channel: values, 2006-2010
- Comparison of % of dealers offering finance / leasing at the point of sale
in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering finance
/ leasing at the point of sale in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering finance
/ leasing at the point of sale in Southern and Western Europe, 2004-2007-2010
(data)
- Comparison of captive / non-captive operating models used by dealers
offering finance / leasing at the point of sale in Southern and Western
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering finance / leasing at the point of sale in Southern and Western
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers contracting finance
/ leasing services at the point of sale in Southern and Western Europe, 2010
- Comparison of average % of new and used car purchasers contracting finance
/ leasing services at the point of sale in Southern and Western Europe,
2004-2007-2010 (data)
- % of split of consumer automotive finance at the point of sale by type of
product in Southern and Western Europe, 2010
- % of split of consumer automotive finance at the point of sale by type of
product in Southern and Western Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
finance / leasing services in Southern and Western Europe, 2010 (data)
- Approximate size of the market for creditor insurance linked to consumer
automotive finance and leasing in Southern and Western Europe, 2010
- Comparison of % of dealers offering creditor insurance at the point of
sale in Southern and Western Europe, 2010
- Comparison of average % of new and used car purchasers with finance or
leasing contracts acquiring creditor insurance at the point of sale in
Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers with finance or
leasing contracts acquiring creditor insurance at the point of sale in
Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers with
finance or leasing contracts acquiring creditor insurance at the point of sale
in Southern and Western Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
creditor insurance in Southern and Western Europe, 2010 (data)
- Approximate size of the manufacturer-branded and dealer-intermediated
motor insurance market in Southern and Western Europe, 2010
- Approximate size of the manufacturer-branded and dealer-intermediated
motor insurance market as a % of the total personal motor insurance market in
Southern and Western Europe, 2010
- Comparison of % of dealers offering motor insurance at the point of sale
in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering motor
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering motor insurance at the point of sale in Southern and Western Europe,
2010
- Comparison of captive / non-captive operating models used by dealers
offering motor insurance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of average % of new and used car purchasers acquiring motor
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring motor
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring motor insurance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
motor insurance in Southern and Western Europe, 2010 (data)
- Approximate size of the manufacturer-branded and dealer-intermediated road
assistance market in Southern and Western Europe, 2010
- Comparison of % of dealers offering road assistance at the point of sale
in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering road
assistance at the point of sale in Southern and Western Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering road assistance at the point of sale in Southern and Western Europe,
2010
- Comparison of captive / non-captive operating models used by dealers
offering road assistance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of average % of new and used car purchasers acquiring road
assistance at the point of sale in Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring road
assistance at the point of sale in Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring road assistance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
road assistance in Southern and Western Europe, 2010 (data)
- Approximate size of the market for extended warranties for new and used
cars in Southern and Western Europe, 2010
- Comparison of % of dealers offering extended warranties at the point of
sale in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering
extended warranties at the point of sale in Southern and Western Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering extended warranties at the point of sale in Southern and Western
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering extended warranties at the point of sale in Southern and Western
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring extended
warranties at the point of sale in Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring extended
warranties at the point of sale in Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring extended warranties at the point of sale in Southern and Western
Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
extended warranties in Southern and Western Europe, 2010 (data)
- Approximate size of the market for pre-paid service contracts for new and
used cars in Southern and Western Europe, 2010
- Comparison of % of dealers offering pre-paid service contracts at the
point of sale in Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering
pre-paid service contracts at the point of sale in Southern and Western
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering pre-paid service contracts at the point of sale in Southern and
Western Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering pre-paid service contracts at the point of sale in Southern and
Western Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring pre-paid
service contracts at the point of sale in Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring pre-paid
service contracts at the point of sale in Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring pre-paid service contracts at the point of sale in Southern and
Western Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for
pre-paid service contracts in Southern and Western Europe, 2010 (data)
- Approximate size of the market for GAP insurance for new and used cars in
Southern and Western Europe, 2010
- Comparison of % of dealers offering GAP insurance at the point of sale in
Southern and Western Europe, 2010
- Comparison of average number of providers used by dealers offering GAP
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering GAP insurance at the point of sale in Southern and Western Europe,
2010
- Comparison of captive / non-captive operating models used by dealers
offering GAP insurance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of average % of new and used car purchasers acquiring GAP
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring GAP
insurance at the point of sale in Southern and Western Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring GAP insurance at the point of sale in Southern and Western Europe,
2010 (data)
- Comparison of % of manufacturers / importers with arrangements for GAP
insurance in Southern and Western Europe, 2010 (data)
- Comparison of % of dealers offering niche insurance products at the point
of sale in Southern and Western Europe, 2010
- Comparison of % of manufacturers / importers offering niche insurance
products at the point of sale in Southern and Western Europe, 2010
3.0 BELGIUM
- Passenger car parc and new / used passenger car sales in Belgium, 2006-2010
- Passenger car parc and new / used passenger car sales in Belgium, 2006-2010
- New car registrations in Belgium segmented by manufacturer group, 2009
- New / used passenger car finance market in Belgium segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Belgium segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in Belgium segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in Belgium by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Belgium, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Belgium, 2010 (data)
- % of dealers offering various automotive financial services in Belgium,
2010
- Average number of various automotive financial services providers used by
dealers in Belgium, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Belgium, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Belgium, 2010
- Provision of motor insurance (one year / long-term) by dealers, operating
models and provider share of non-captive partnerships in Belgium, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Belgium, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Belgium, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Belgium, 2010
- Provision of GAP insurance by dealers and operating models in Belgium, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Belgium, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Belgium, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Belgium, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in
Belgium, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Belgium, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Belgium, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Belgium, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Belgium, 2010
4.0 FRANCE
- Passenger car parc and new / used passenger car sales in France, 2006-2010
- Passenger car parc and new / used passenger car sales in France, 2006-2010
(data)
- New car registrations in France segmented by manufacturer group, 2009
- New / used passenger car finance market in France segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in France segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in France segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in France by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in France, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in France, 2010 (data)
- % of dealers offering various automotive financial services in France, 2010
- Average number of various automotive financial services providers used by
dealers in France, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in France, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in France, 2010
- Provision of motor insurance (one year / long-term) by dealers, operating
models and provider share of non-captive partnerships in France, 2010
- Provision of short-term motor insurance by dealers, operating models and
provider share of non-captive partnerships in France, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in France, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in France, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in France, 2010
- Provision of GAP insurance by dealers, operating models and provider share
of non-captive partnerships in France, 2010
- Provision of scratch, dent and alloy insurance by dealers, operating
models and provider share of non-captive partnerships in France, 2010
- Provision of tyre insurance by dealers, operating models and provider
share of non-captive partnerships in France, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in France, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in France, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in France, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in
France, 2010
- Provision of short-term motor insurance by manufacturer brands, operating
models and weighted provider share of partnerships in France, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in France, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in France, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in France, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in France, 2010
- Provision of tyre insurance by manufacturer brands, operating models and
weighted provider share of partnerships in France, 2010
5.0 IRELAND
- Passenger car parc and new / used passenger car sales in Ireland, 2006-2010
- Passenger car parc and new / used passenger car sales in Ireland, 2006-2010
- New car registrations in Ireland segmented by manufacturer group, 2009
- New / used passenger car finance market in Ireland segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Ireland segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in Ireland segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in Ireland by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Ireland, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Ireland, 2010 (data)
- % of dealers offering various automotive financial services in Ireland,
2010
- Average number of various automotive financial services providers used by
dealers in Ireland, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Ireland, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Ireland, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Ireland, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Ireland, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Ireland, 2010
- Provision of GAP insurance by dealers, operating models and provider share
of non-captive partnerships in Ireland, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Ireland, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Ireland 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Ireland, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in
Ireland, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Ireland, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Ireland, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Ireland, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Ireland, 2010
- Provision of MOT insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Ireland, 2010
6.0 ITALY
- Passenger car parc and new / used passenger car sales in Italy, 2006-2010
- Passenger car parc and new / used passenger car sales in Italy, 2006-2010
(data)
- New car registrations in Italy segmented by manufacturer group, 2009
- New / used passenger car finance market in Italy segmented by distribution
channel: volumes, 2006-2010
- New / used passenger car finance market in Italy segmented by distribution
channel: values, 2006-2010
- New / used passenger car finance market in Italy segmented by distribution
channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in Italy by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Italy, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Italy, 2010 (data)
- % of dealers offering various automotive financial services in Italy, 2010
- Average number of various automotive financial services providers used by
dealers in Italy, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Italy, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Italy, 2010
- Provision of motor insurance (one year / long-term) by dealers and
operating models in Italy, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Italy, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Italy, 2010
- Provision of pre-paid service contracts by dealers and operating models in
Italy, 2010
- Provision of GAP insurance by dealers, operating models and provider share
of non-captive partnerships in Italy, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Italy, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Italy, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Italy, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in Italy,
2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Italy, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Italy, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Italy, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Italy, 2010
7.0 NETHERLANDS
- Passenger car parc and new / used passenger car sales in the Netherlands,
2006-2010
- Passenger car parc and new / used passenger car sales in the Netherlands,
2006-2010
- New car registrations in the Netherlands segmented by manufacturer group,
2009
- New / used passenger car finance market in the Netherlands segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in the Netherlands segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in the Netherlands segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in the Netherlands
by type of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in the Netherlands, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in the Netherlands, 2010 (data)
- % of dealers offering various automotive financial services in the
Netherlands, 2010
- Average number of various automotive financial services providers used by
dealers in the Netherlands, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in the Netherlands, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in the Netherlands, 2010
- Provision of motor insurance (one year / long-term) by dealers, operating
models and provider share of non-captive partnerships in the Netherlands, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in the Netherlands, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in the Netherlands, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in the Netherlands, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in the Netherlands, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in the Netherlands, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in the Netherlands, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in the
Netherlands, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in the Netherlands, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in the Netherlands, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in the Netherlands, 2010
8.0 PORTUGAL
- Passenger car parc and new / used passenger car sales in Portugal,
2006-2010
- Passenger car parc and new / used passenger car sales in Portugal,
2006-2010
- New car registrations in Portugal segmented by manufacturer group, 2009
- New / used passenger car finance market in Portugal segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Portugal segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in Portugal segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in Portugal by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Portugal, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Portugal, 2010 (data)
- % of dealers offering various automotive financial services in Portugal,
2010
- Average number of various automotive financial services providers used by
dealers in Portugal, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Portugal, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Portugal, 2010
- Provision of motor insurance (one year / long-term) by dealers, operating
models and provider share of non-captive partnerships in Portugal, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Portugal, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Portugal, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Portugal, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Portugal, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Portugal, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Portugal, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in
Portugal, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Portugal, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Portugal, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Portugal, 2010
9.0 SPAIN
- Passenger car parc and new / used passenger car sales in Spain, 2006-2010
- Passenger car parc and new / used passenger car sales in Spain, 2006-2010
(data)
- New car registrations in Spain segmented by manufacturer group, 2009
- New / used passenger car finance market in Spain segmented by distribution
channel: volumes, 2006-2010
- New / used passenger car finance market in Spain segmented by distribution
channel: values, 2006-2010
- New / used passenger car finance market in Spain segmented by distribution
channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in Spain by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Spain, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Spain, 2010 (data)
- % of dealers offering various automotive financial services in Spain, 2010
- Average number of various automotive financial services providers used by
dealers in Spain, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Spain, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Spain, 2010
- Provision of motor insurance (one year / long-term) by dealers, operating
models and provider share of non-captive partnerships in Spain, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Spain, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Spain, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Spain, 2010
- Provision of GAP insurance by dealers, operating models and provider share
of non-captive partnerships in Spain, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Spain, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Spain, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Spain, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in Spain,
2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Spain, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Spain, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Spain, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Spain, 2010
10.0 UNITED KINGDOM
- Passenger car parc and new / used passenger car sales in the UK, 2006-2010
- Passenger car parc and new / used passenger car sales in the UK, 2006-2010
(data)
- New car registrations in the UK segmented by manufacturer group, 2009
- New / used passenger car finance market in the UK segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in the UK segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market in the UK segmented by
distribution channel: values and volumes, 2006-2010 (data)
- % of split of automotive finance at the point of sale in the UK by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in the UK, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in the UK, 2010 (data)
- % of dealers offering various automotive financial services in the UK, 2010
- Average number of various automotive financial services providers used by
dealers in the UK, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in the UK, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in the UK, 2010
- Provision of motor insurance (one year / long-term) by dealers and
operating models in the UK, 2010
- Provision of short-term motor insurance by dealers, operating models and
provider share of non-captive partnerships in the UK, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in the UK, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in the UK, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in the UK, 2010
- Provision of GAP insurance by dealers, operating models and provider share
of non-captive partnerships in the UK, 2010
- Provision of MOT insurance by dealers, operating models and provider share
of non-captive partnerships in the UK, 2010
- Provision of scratch, dent and alloy insurance by dealers, operating
models and provider share of non-captive partnerships in the UK, 2010
- Provision of tyre insurance by dealers, operating models and provider
share of non-captive partnerships in the UK, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in the UK, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in the UK, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in the UK, 2010
- Provision of motor insurance (one year / long-term) by manufacturer
brands, operating models and weighted provider share of partnerships in the
UK, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in the UK, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in the UK, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in the UK, 2010
- Provision of GAP insurance by manufacturer brands, operating models and
weighted provider share of partnerships in the UK, 2010
- Provision of MOT insurance by manufacturer brands, operating models and
weighted provider share of partnerships in the UK, 2010
- Provision of tyre insurance by manufacturer brands, operating models and
weighted provider share of partnerships in the UK, 2010
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