東歐及東南歐消費者汽車金融服務市場 是由出版商Finaccord Ltd.在2011年01月所出版的。
這份英文市場調查報告書包含330 pages 價格從美金4117起跳。
本報告為，匯整東歐及東南歐8國乘用車、汽車經銷商之地區數據、汽車金融服務市場趨勢及競合分析，並含8個調查國家各市場乘用車數據、消費者汽車金融服務之市場規模、汽車經銷商調查、競合企業情形等，以下列摘要形式闡述。
實施概要
第1章 簡介
第2章 地區別概要
- 簡介
- 乘用車數據
- 金融及租賃業
- 信用保險
- 汽車保險
- 道路救援
- 延長保證期間
- 預付服務/維修合約
- GAP保險
第3∼10章 各國市場
- 簡介
- 乘用車數據
- 消費者汽車金融服務之市場規模
- 金融及租賃業：市場規模及成長
- 規模別汽車保險、保證、救援市場（2010年）
- 汽車經銷商調查
- 競合企業動態：經銷商合作關係
- 競合企業動態：品牌製造商合作關係
調查國家（8國）
- 保加利亞
- 克羅埃西亞
- 希臘
- 羅馬尼亞
- 俄羅斯
- 斯洛維尼亞
- 土耳其
- 烏克蘭
圖表
Abstract
What is the research?
Finaccord's report titled ‘Consumer Automotive Financial Services in Eastern
and South-Eastern Europe’ investigates the market for automotive financial
services linked to sales of new and used passenger cars in Eastern and
South-Eastern Europe. In addition to analysing the EUR 19.1 billion market for
finance and leasing services, the study also covers ancillary automotive
financial services markets including creditor insurance, motor insurance, road
assistance, extended warranties and pre-paid service contracts. The revenues
generated from high margin ancillary products, which Finaccord quantifies for
the first time in any published study, are crucial to enhancing the profits of
a variety of market participants including dealers, manufacturers and
independent finance providers.
The report draws on a survey of 350 leading car dealerships in eight countries
in Eastern and South-Eastern Europe, Bulgaria, Croatia, Greece, Romania,
Russia, Slovenia, Turkey and Ukraine, as well as an analysis of the approach
to consumer automotive financial services of leading manufacturer groups
typically representing between 30 and 40 automotive brands, in the same
countries. The PartnerBASE™ database that accompanies the report details
each of the marketing initiatives for consumer automotive financial services
traced by Finaccord for both dealers and manufacturers. Together, the report
and database will provide you with the definitive guide to current and future
opportunities in consumer automotive financial services in Eastern and
South-Eastern Europe.
What methodology has been used?
Finaccord's survey of dealerships in Eastern and South-Eastern Europe was
carried out between September and December 2011.
The research embraces the following information:
- whether automotive financial services are marketed to purchasers of new
and used vehicles;
- if so, how many providers are used?
- if so, what are the identities of the providers used?
- if so, how do these differ between manufacturer-branded providers and
independent suppliers?
- if so, what are the average take-up rates for buyers of new and used cars?
The results of this research provide unique data for dealer penetration rates,
operating models, provider share of partnerships, and both average and overall
customer take-up rates for dealer-intermediated finance / leasing, creditor
insurance, motor insurance, road assistance, extended warranties and pre-paid
service contracts in each country. Moreover, Finaccord's manufacturer brand
survey pinpoints programs organised by manufacturers or their local importers
in each country for the same products, identifying the extent to which these
are offered through captive entities or in association with external partners.
As such, this constitutes a thorough and comprehensive expansion of previous
research published on the same subject by Finaccord.
How do dealerships surveyed break down?
Finaccord's universe of dealerships includes 350 respondents in total spread
across eight countries in Eastern and South-Eastern Europe including
manufacturer-owned dealerships, franchised dealerships, multi-marque
dealerships and new and used car supermarkets.
Which manufacturer brands have been investigated?
Manufacturer brands investigated through the local offices of the
manufacturers themselves or those of their importers in at least one of the
countries covered in this report are as follows:
- Alfa Romeo
- Audi
- BMW
- Cadillac
- Chery
- Chevroet
- Chryser
- Citroën
- Dacia
- Daewoo
- Daihatsu
|
- Dodge
- Fiat
- Ford
- Gaz
- Geely
- Great Wall
- Honda
- Hyundai
- IKCO
- Infiniti
|
- Jaguar
- Jeep
- Kia
- Lada
- Land Rover
- Lexus
- Lifan
- Mazda
- Mercedes-Benz
- MINI
|
- Mitsubshi
- Nissan
- Opel
- Peugeot
- Porsche
- Proton
- Renault
- Saab
- Seat
- Skoda
|
- Smart
- SsangYong
- Subaru
- Tata
- Toyota
- UAZ
- VAZ
- Volkswagen
- Volvo
- ZAZ
|
What is the report structure?
- 0. Executive Summary: providing a concise evaluation of the
principal findings of the report.
- 1. Introduction: offering a rationale, a detailed description of
methodology and definitions.
- 2. Regional Overview: including an overview of the markets for
providing finance / leasing, creditor insurance, motor insurance, road
assistance, extended warranties and pre-paid service contracts in conjunction
with the purchase of new and used passenger vehicles across the eight
countries. Analyses include: comparisons of the size and segmentation of
automotive financial services markets; dealership penetration rates, operating
models and competitor dynamics; average customer take-up rates at the point of
sale; and prevalence of manufacturer-branded programs.
- 3. Bulgaria: comprising an in-depth analysis of the market for
consumer automotive financial services including: an overview of sales of new
and used passenger cars; size, segmentation and growth of automotive finance
and leasing; revenues from ancillary financial services; dealer survey results
including analysis of the balance between manufacturer-branded / captive and
independent / non-captive providers; and manufacturer survey results,
including operating models and provider share of partnerships, weighted by
brand sales, for manufacturer-branded programs.
What are the key features of the research?
Key features of this report include:
- coverage of the six distinct sectors within consumer automotive financial
services, namely finance leasing, creditor insurance, motor insurance, road
assistance, extended warranties and pre-paid service contracts;
- provision of hitherto unpublished market size and segmentation data for
each of these markets generated from Finaccord's proprietary European
Automotive Financial Services Model;
- clear analysis of the market for consumer finance and leasing services
related to new and used car sales by distribution channel, differentiating
between the point of sale and direct lenders;
- presentation of unique data from the survey of dealerships illustrating
average customer take- rates for consumer automotive financial services at the
point of sale in each country;
- identification of the partners used for consumer automotive financial
services by both dealerships and manufacturers, or their local importers, with
contextual commentary concerning key competitors.
How can the research be used?
You may be able to use this report and the PartnerBASE™ that accompanies
it in one or more of the following ways:
- understand how the total market for consumer automotive financial services
related to purchase of new and used passenger cars fits together in Eastern
and South-Eastern Europe;
- appreciate the magnitude of the opportunity in consumer automotive
financial services and how this breaks down by both product and distribution
channel;
- identify key opportunities and gaps in the market - what automotive
financial services are customers most likely to buy and to what extent are
their preferences served by dealers and manufacturer brands?
- adjust your own company's strategy in accordance with this analysis;
- evaluate the partnership strategy of your organisation and how it can
secure a higher share of the market for consumer automotive financial services
in Eastern and South-Eastern Europe by re-evaluating its approach to
distribution alliances with dealer groups and manufacturers.
What are some of the key findings?
1. In contrast to the collapse in number of new passenger cars financed since
2008, the number of used passenger cars financed across the region as a whole
has been relatively stable
Source: Finaccord European Automotive Financial Services Model
2. Most manufacturer brands in Greece offer road assistance with provider
mandates split between five main assistance firms
Source: Finaccord European Automotive Financial Services Survey
3. Slovenia is characterized by relatively high rates of provision for
consumer automotive financial services among car dealerships
Source: Finaccord Automotive Financial Services in Europe Survey
4. Key findings from the executive summary include:
- across the eight territories in question, the total value of the consumer
automotive finance and leasing market in 2010 broke down between EUR 14.2
billion in gross advances and assets leased attributable to new cars and EUR
4.8 billion attributable to used vehicles;
- revenues available to the automotive trade from the ancillary consumer
automotive financial services investigated totalled approximately EUR 1.68
billion in 2010, almost 90% of which was attributable to motor insurance and
close to 25% to contracts sold in 2010 itself, as opposed to in-force business;
- the value of these revenues equals 5% or more of the underlying value of
all cars sold by dealers to private customers in five countries and they
exceed 2% in the other countries, namely Greece, Russia and Ukraine;
- international protagonists such as Allianz, MAPFRE Asistencia, Marsh,
Porsche Bank, Raiffeisen International, Societe Generale and UniCredit, among
others, are building partnerships with manufacturer brands, including local
importers, in order to consolidate their position in markets that are often
fragmented.
Table of Contents
0.0 EXECUTIVE SUMMARY
- The credit crisis and recession have shaken the world of automotive
financial services
- For buyers of new cars, point-of-sale finance has fallen more rapidly
than direct lending
- The finance and leasing markets of Slovenia and Turkey have performed
comparatively well...
- ... while Russia has been the ‘best’ of the declining
markets
- The average number of providers used by dealers has risen in some
markets but fallen in others
- Revenues from other financial services are worth an average of 4.2% of
the value of underlying car sales...
- ... principally as a result of high take-up rates and long holding
periods for motor insurance
1.0 INTRODUCTION
- What is this report about?
- The focus of the report is on financial services related to the sale
of passenger cars to individuals
- Rationale
- Financial services provision is crucial to the profitability of
automotive entities...
- ... and extends to a range of insurance, warranty and assistance
concepts...
- ... although published information on these markets remains at a
premium
- Methodology
- Dealer survey
- Market data
- Definitions
- Finance and leasing products
- Insurance, warranty and assistance products
- Captives and non-captives
- Abbreviations
- PartnerBASE™
- Finaccord
2.0 REGIONAL OVERVIEW
- Introduction
- Passenger vehicle data
- The region's passenger car parc is growing at an average annual rate
of almost 6.0%
- Only two countries saw sales of new cars at a higher level in 2010
than in 2006
- Combined sales of used cars actually grew slightly between 2006 and
2010
- Because of the strength of Lada in Russia, AvtoVAZ emerges as the
regional market leader...
- ... with the top ten manufacturer groups accounting for over 80% of
new car sales
- Finance and leasing
- Market size and growth
- In terms of the overall number of credit agreements, Russia's
market is the region's largest...
- ... a status that it retains comfortably if point-of-sale finance
is considered in isolation...
- ... and it accounts for over 50% of the region's total market worth
EUR 19.07 billion in value terms
- Private car finance in the region peaked in 2008 with a market
value of EUR 32.7 billion
- The reduced availability of point-of-sale and direct credit
increases the share of cash-only sales
- In 2009, the volume of point-of-sale finance contracts for new cars
fell by almost one half...
- ... although the share of dealerships in finance provided for used
car sales has changed little since 2006
- Between 2006 and 2010, the value of private car finance and leasing
fell at an annual average rate of 5.6%
- For the whole region, point-of-sale finance for new cars is worth
more than twice that of direct lending
- ...while the value of point-of-sale gross advances and assets
leased for used cars was EUR 2.6 billion
- Survey results
- Provision of finance and leasing services is fundamental to the
profitability of dealerships
- Dealers are most likely to work with a high number of finance
providers in Russia and Ukraine
- The average number of finance providers used by dealers has
increased in four out of eight countries
- Captive finance providers exert the greatest control over
dealerships in Slovenia...
- ... although across the region as a whole their influence on
dealers is relatively weak
- Average customer take-up rates at the point of sale are highest for
new cars in Slovenia
- Dealerships in Croatia and Slovenia have improved their
effectiveness as intermediaries
- Financial leasing makes up more than a half of finance contracts in
three out of eight countries
- A clear majority of manufacturer brands possess their own finance
and leasing schemes in all countries
- Creditor insurance
- Market size
- Creditor insurance is significant in the automotive trade in four
of the eight countries
- Survey results
- Automotive financial services embrace loan-related insurance in
five of the eight countries
- The average provision rate across the region has almost doubled
relative to the 2007 survey
- Turkey achieves the highest cross-selling rates among customers
taking out finance contracts...
- ... although higher dealer provision rates support overall take-up
rates in Slovenia
- Where present, many schemes for creditor insurance are organised on
an indirect basis
- Motor insurance
- Market size
- Almost 50% of the automotive trade's share of the combined market
value is attributable to Russia...
- ... although the influence of the automotive trade is likely to be
greatest in Slovenia and Turkey overall
- Survey results
- Over 90% of dealers interviewed offer motor insurance in all
territories other than Croatia and Slovenia
- On average, Russian dealerships liaise with over nine underwriters
each for motor insurance
- Adherence to captive motor insurance propositions is most prevalent
in Greece
- Average take-up rates for new cars for the region as a whole are
close to 70%
- Customers buying used cars through dealers in Ukraine rarely take
out motor insurance at the same time
- Enthusiasm for branded or endorsed motor insurance is high in six
of the eight countries investigated
- Road assistance
- Market size
- Turkey is the region's largest market for manufacturer-branded and
dealer-intermediated road assistance
- Survey results
- Dealer provision rates exceed 90% in all countries apart from
Russia
- Dealers typically collaborate with between one and two providers of
road assistance services
- Where offered, Russian dealerships focus on offering the services
of independent assistance firms only
- Automatic packaging of road assistance with new car sales is the
norm in six out of eight countries...
- ... with Romania and Russia the exceptions in this field
- Road assistance is increasingly a standard offering in the
automotive trade
- Extended warranties
- Market size
- Over 90% of the combined market value is concentrated in three
countries
- Survey results
- On average, almost a half of dealers in the region are active in
extended warranty sales
- In most countries, the average number of providers used is closer
to one than to two...
- Dealerships stick to manufacturer or importer extended warranty
programs in most countries
- ‘Free’ extended warranties in Slovenia produce a very
high average take-up rate...
- ... which is sustained in overall terms due to near-universal
provision among dealers
- Schemes run by manufacturers or importers are up and running in
seven of the eight countries
- Pre-paid service / maintenance contracts
- Market size
- Romania is the only country in which there is likely to have been
significant development of this product
- Survey results
- On average, almost a half of dealers in the region are active in
extended warranty sales
- The few dealerships offering these contracts in Romania typically
work with more than one provider
- In the four countries concerned, both captive and non-captive
operating models are in evidence
- Average and overall acquisition rates for pre-paid service contracts
do not exceed 20% in any territory...
- ... although seem comparatively strong in connection with sales of
used cars in Romania
- No programs for pre-paid service contracts have been launched by
manufacturer brands in four countries
3.0 BULGARIA
- Introduction
- Passenger vehicle data
- New car sales in Bulgaria continued to fall rapidly in 2010
- The leading ten manufacturer groups account for almost nine sales out
of every ten
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Dealers are increasingly important as a source of finance for
purchases of used cars...
- ... although their share of the overall market by value is lower
than in 2006
- Point-of-sale finance is split between financial leasing and hire
purchase agreements
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Motor insurance accounts for over 90% of total financial services
income secured by the automotive trade
- Automotive dealer survey
- Provision rates among dealers are universal only for finance /
leasing and motor insurance
- Dealers in Bulgaria work with an average of almost three providers
for finance and leasing
- Point-of-sale take-up rates are comparatively high for finance and
leasing products
- Competitor dynamics: dealer partnerships
- Finance / leasing: Raiffeisen Leasing and UniCredit Leasing are the
leading non-captive providers
- Motor insurance: up to ten underwriters distribute through
dealerships
- Road assistance: most Bulgarian dealerships intermediate captive
road assistance only
- Extended warranties: APRIL Solutions is the leading pioneer of this
product in Bulgaria
- Pre-paid service contracts: most of this market can be attributed
to captive programs
- Competitor dynamics: manufacturer brand partnerships
- There may be scope for more brands to introduce their own motor
insurance and road assistance programs
- Finance / leasing: InterLease is the market leader when measured by
weighted share of partnerships
- Motor insurance: Allianz benefits from exclusive relationships with
at least six manufacturer brands
- Road assistance: SBA is the most prolific creator of non-captive
relationships
- Extended warranties: most manufacturer brands adhere to internal
operating models
- Pre-paid service contracts: a number of manufacturer brands have
established schemes in this area
4.0 CROATIA
- Introduction
- Passenger vehicle data
- New car sales in Croatia in 2010 are likely to have been less than a
half of the total in 2008
- The three leading manufacturer groups control almost a half of the
passenger car market
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- The provision of point-of-sale finance for used car purchases has
grown since 2006...
- ... which has helped Croatian dealerships to offset the sharp
decline in sales of new cars
- Slightly over a half of the point-of-sale finance market in Croatia
is composed of loans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Several products have not yet been introduced in Croatia's
automotive financial services market
- Automotive dealer survey
- Provision rates among dealers are universal only for finance /
leasing and road assistance
- Dealers in Croatia are most likely to adhere to a single product
provider for pre-paid service contracts
- Take-up rates at the point of sale are significantly higher among
new car buyers than used car buyers
- Competitor dynamics: dealer partnerships
- Finance / leasing: UniCredit holds over 25% of the market through
its banking and leasing subsidiaries
- Creditor insurance: this product is very rarely sold through
dealerships in Croatia
- Motor insurance: the market is dominated by half a dozen
underwriters
- Road assistance: captive provision dominates the distribution of
road assistance through dealers
- Extended warranties: this market is dominated almost entirely by
captive products
- Pre-paid service contracts: some dealers have developed their own
service contracts
- Competitor dynamics: manufacturer brand partnerships
- Manufacturer brand provision rates tend to match dealer provision
rates in Croatia
- Finance / leasing: most manufacturer brands work with two or more
preferred partners
- Motor insurance: multiple partners are also the most common
operating model for motor policies
- Road assistance: HAK collaborates with all major manufacturer
brands in Croatia
- Extended warranties: internal provision is the dominant operating
model used in this sector
- Pre-paid service contracts: as for extended warranties, Ford
reported a partnership with AMC
5.0 GREECE
- Introduction
- Passenger vehicle data
- Since their peak in 2007, new car sales have retreated at an average
rate per annum of 18.9%
- Manufacturer groups outside of the top ten hold a share of
registrations in excess of 15%
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Both new and used car finance have contracted at an average annual
rate in excess of 10% since 2006
- The share of dealers within the overall car finance market fell by
almost 4% between 2006 and 2010
- Loans account for almost 90% of the point-of-sale car finance
market in Greece
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- In terms of total business, the Greek market generated revenues
approaching EUR 200 million in 2010
- Automotive dealer survey
- Provision rates among dealers exceed 90% for four categories of
automotive financial services
- When offered, Greek dealers only ever utilize one provider for
extended warranties
- Extended warranties and creditor insurance achieve relatively high
take-up rates
- Competitor dynamics: dealer partnerships
- Finance / leasing: Alpha Bank, Ethniki Bank and Emporiki Bank are
the three leading non-captives
- Creditor insurance: finance providers not dealers arrange this
product
- Motor insurance: leading providers include brokers as well as
underwriters
- Road assistance: few Greek dealerships deviate from purely captive
provision of road assistance
- Extended warranties: MAPFRE Asistencia and Brokins 3 are developing
a non-captive market
- Competitor dynamics: manufacturer brand partnerships
- Greek manufacturer brands and dealerships are largely in step in
terms of their product provision rates
- Finance / leasing: thanks to its captive partnerships, Volkswagen
Bank is the leader in weighted terms
- Creditor insurance: three insurers maintain direct relationships in
this market
- Motor insurance: brokers are highly influential in the
manufacturer-branded motor insurance sector
- Road assistance: four international assistance firms challenge ELPA
in this market
- Extended warranties: Allianz is the market leader in terms of
weighted share of partnerships
- Pre-paid service contracts: only two brands have launched services
in this field
6.0 ROMANIA
- Introduction
- Passenger vehicle data
- Imports of second hand cars helped used car sales to peak in 2009
before falling back in 2010
- The popularity of the Dacia brand provides Renault Nissan with a
market share exceeding one third
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Increasing volumes in the used car finance market have helped to
offset the decline in new car finance
- The share of dealerships in Romania's car finance market fell by
over 15% between 2006 and 2010
- Financial leasing accounts for the lion's share of Romania's
point-of-sale finance market
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Pre-paid service contracts may be comparatively important as a
revenue generator in Romania
- Automotive dealer survey
- Provision rates among dealers are universal only for motor
insurance
- Dealerships in Romania typically work with three providers for
motor insurance
- Point-of-sale take-up rates for motor insurance are especially high
among buyers of new cars
- Competitor dynamics: dealer partnerships
- Finance / leasing: the research revealed as many as 12 active
non-captive competitors
- Motor insurance: Astra, Generali and Omniasig are the leading
partners
- Road assistance: some dealers in Romania reportedly organise their
own road assistance service
- Extended warranties: a majority of dealerships stick to offering
captive extended warranty products
- Pre-paid service contracts: AAA Auto collaborates with two
non-captive providers in this field
- Competitor dynamics: manufacturer brand partnerships
- Dealerships rarely try to cross-sell creditor insurance at the
point of sale
- Finance / leasing: BRD Finance works alongside two captive entities
owned by Renault Nissan
- Creditor insurance: Alico possesses a relationship in this field
with RCI Finantare
- Motor insurance: the bulk of the manufacturer-branded market is
controlled by two captive brokers
- Road assistance: among non-captive providers, the Automobil Clubul
Roman may be most significant
- Extended warranties: roughly a half of significant manufacturer
brands offer extended warranties
7.0 RUSSIA
- Introduction
- Passenger vehicle data
- New car sales have been highly volatile while sales of used cars have
remained on a broadly even keel
- Thanks to the Lada brand, AvtoVAZ continues to hold a market share of
close to one quarter
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- In terms of volume, direct lenders outperformed point-of-sale
finance between 2006 and 2010...
- ... helping them to increase their share of Russia's car finance
market by almost 10%
- The vast majority of point-of-sale finance in Russia takes the form
of loans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- In Russia, ancillary automotive financial services income is
derived almost entirely from motor insurance
- Automotive dealer survey
- Creditor insurance is offered by over 80% of Russian dealerships
interviewed
- Dealerships in Russia source car finance products from a very broad
range of providers
- Point-of-sale take-up rates for motor insurance are far higher than
those for finance and leasing
- Competitor dynamics: dealer partnerships
- Finance / leasing: Russia remains the region's most fragmented
point-of-sale finance market
- Creditor insurance: finance providers not dealers arrange this
product
- Motor insurance: over 20 underwriters compete for dealership
distribution
- Road assistance: provision of road assistance through dealerships
is mainly a non-captive affair
- Extended warranties: two non-captive providers are identifiable in
this nascent sector
- Competitor dynamics: manufacturer brand partnerships
- The potential may exist for more manufacturer brands to introduce
their own motor insurance programs
- Finance / leasing: many brands to continue to work with a panel of
preferred partners
- Creditor insurance: this product is only sold through indirect
relationships
- Motor insurance: Ingosstrakh works closely with the Chevrolet, Gaz
and Land Rover brands in Russia
- Road assistance: ACAR is reportedly the sole preferred partner of
six manufacturer brands
- Extended warranties: a few brands have introduced extended warranty
programs to Russia
8.0 SLOVENIA
- Introduction
- Passenger vehicle data
- Slovenia's car parc exceeded one million passenger vehicles for the
first time in 2009
- By manufacturer group, Slovenia is one of Europe's most concentrated
markets for new car sales
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Dealerships in Slovenia have been successful in increasing their
share of car finance volumes...
- ... which has resulted in a sharp fall in the business available to
direct lenders
- More than a half of Slovenia's point-of-sale finance sector is
composed of financial leasing
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- In terms of total business, the Slovene market generated revenues
of over EUR 100 million in 2010
- Automotive dealer survey
- Five types of automotive financial service are offered by more than
three quarters of dealerships
- Dealerships in Slovenia always source pre-paid service contracts
from a single captive entity
- Almost 85% of buyers of new cars take out finance or leasing
products through a dealership
- Competitor dynamics: dealer partnerships
- Finance / leasing: SKB emerges as the strongest competitor in terms
of its non-captive presence
- Creditor insurance: finance providers not dealers arrange this
product
- Motor insurance: five underwriters dictate proceedings in Slovenia
- Road assistance: a minority of dealerships in Slovenia intermediate
non-captive propositions
- Extended warranties: for a small country, there is a surprisingly
high number of non-captive competitors
- Pre-paid service contracts: captive products are intermediated by
over 40% of dealers surveyed
- Competitor dynamics: manufacturer brand partnerships
- Dealer and manufacturer brand provision rates are broadly in line
with each other
- Finance / leasing: Summit Leasing possesses numerous partnerships
with manufacturer brands
- Creditor insurance: most activity is organised indirectly through
non-captive firms
- Motor insurance: indirect provision is also a notable
characteristic of the motor insurance sector
- Road assistance: AMZS is the most prolific creator of non-captive
relationships
- Extended warranties: Marsh collaborates with several major
manufacturer brands in Slovenia
- Pre-paid service contracts: schemes have been established in this
sphere by several manufacturer brands
9.0 TURKEY
- Introduction
- Passenger vehicle data
- Turkey's markets for new and used car sales are comparatively
resilient
- Renault Nissan and Hyundai vie for market leadership in Turkey's
market for new cars
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Dealerships expand their share of car finance volumes to the
detriment of direct lenders
- Point-of-sale gross advances are likely to amount to TRY 6.42
billion by the end of 2010
- Point-of-sale finance in Turkey is almost entirely dominated by
loans as opposed to leasing
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- Almost 15% of revenues are derived from products other than motor
insurance
- Automotive dealer survey
- Finance / leasing, motor insurance and road assistance are
intermediated by all dealers surveyed
- Few dealerships work habitually with more than two providers for
finance and leasing products
- Over three quarters of buyers of new cars take out finance or
leasing at the point of sale
- Competitor dynamics: dealer partnerships
- Finance / leasing: Turkey plays host to around a dozen non-captive
competitors
- Creditor insurance: finance providers not dealers arrange this
product
- Motor insurance: AXA emerges as a frontrunner as a non-captive
provider
- Road assistance: dealer distribution of road assistance is almost
entirely dominated by captive propositions
- Extended warranties: Turkish dealers focus on marketing captive
extended warranty products
- Competitor dynamics: manufacturer brand partnerships
- Dealers and manufacturer brand provision rates do not match for
creditor insurance
- Finance / leasing: Kocfinans maintains relationships with multiple
manufacturer brands in Turkey
- Motor insurance: Allianz is dominant amidst otherwise fragmented
competition
- Road assistance: Tur Assist is identifiable as the market leader in
this segment
- Extended warranties: some brands utilize external partners for
their extended warranty schemes
10.0 UKRAINE
- Introduction
- Passenger vehicle data
- Sales of new cars plummet below 140,000 in 2010 although the used car
market is more resilient
- Ukraine is one of Europe's more fragmented markets for new car
registrations
- Market size for consumer automotive financial services
- Finance and leasing - market size and growth
- Compared to the 2006 to 2008 period, car finance volumes contracted
dramatically in 2009 and 2010...
- ... resulting in a market worth no more than UAH 4.58 billion in
aggregate
- Ukraine's embattled point-of-sale finance market is almost entirely
dominated by loans
- Automotive insurance, warranty and assistance markets by size, 2010
- Methodology
- All revenues are attributable to three product types, the largest
of which by far is motor insurance
- Automotive dealer survey
- Dealers in Ukraine focus on providing a core palette of automotive
financial services
- Dealerships in Ukraine collaborate with an average of over nine
finance providers
- There has been a severe contraction in the availability of
point-of-sale credit in Ukraine
- Competitor dynamics: dealer partnerships
- Finance / leasing: Ukraine's market is almost as fragmented as that
of neighbouring Russia
- Creditor insurance: finance providers not dealers arrange this
product
- Motor insurance: numerous underwriters distribute through
dealerships
- Road assistance: most dealers stick to intermediating captive road
assistance services
- Competitor dynamics: manufacturer brand partnerships
- Dealer and manufacturer brand provision rates are more or less
aligned
- Finance / leasing: Index Bank is the leading individual provider by
weighted share of partnerships
- Creditor insurance: this product is always arranged on an indirect
basis
- Motor insurance: by weighted share of partnerships, Express
Insurance takes almost a half of the market
- Road assistance: manufacturer brands use both captive and
non-captive operating models
LIST OF GRAPHICS / TABLES
0.0 EXECUTIVE SUMMARY
- In conjunction with buyers of used cars, both point-of-sale finance and
direct lending expanded between 2006 and 2010
- The value of finance and leasing contracts to buy cars was greater in 2010
than in 2006 in two of the eight countries
- Almost EUR 1.7 billion in revenues are generated from additional
automotive financial services
- Motor insurance is by far the largest of the ancillary insurance, warranty
and assistance markets investigated
1.0 INTRODUCTION
- Dealers contacted by Finaccord, segmented by country and manufacturer
group affiliation
- Manufacturer groups and brands contacted by Finaccord
2.0 REGIONAL OVERVIEW
- Overview of the passenger car parc in Eastern and South-Eastern Europe,
2006-2010
- Overview of new passenger car sales in Eastern and South-Eastern Europe,
2006-2010
- Overview of used passenger car sales in Eastern and South-Eastern Europe,
2006-2010
- New car registrations in Eastern and South-Eastern Europe segmented by
manufacturer group, 2009 (data)
- Comparison of volume of passenger cars financed in Eastern and
South-Eastern Europe segmented by new / used and by distribution channel, 2010
- Comparison of volume of passenger cars financed in Eastern and
South-Eastern Europe segmented by new / used and by distribution channel, 2010
(data)
- Comparison of value of passenger cars financed in Eastern and
South-Eastern Europe segmented by new / used and by distribution channel, 2010
- Comparison of value of passenger cars financed in Eastern and
South-Eastern Europe segmented by new / used and by distribution channel, 2010
(data)
- Key data points for the passenger car finance market in Eastern and
South-Eastern Europe segmented by distribution channel: volumes and values,
2006-2010
- Total passenger car finance market in Eastern and South-Eastern Europe
segmented by distribution channel: volumes, 2006-2010
- Total passenger car finance market in Eastern and South-Eastern Europe
segmented by distribution channel: values, 2006-2010
- Comparison of % of dealers offering finance / leasing at the point of sale
in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering finance
/ leasing at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering finance
/ leasing at the point of sale in Eastern and South-Eastern Europe,
2004-2007-2010 (data)
- Comparison of captive / non-captive operating models used by dealers
offering finance / leasing at the point of sale in Eastern and South-Eastern
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering finance / leasing at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers contracting finance
/ leasing services at the point of sale in Eastern and South-Eastern Europe,
2010
- Comparison of average % of new and used car purchasers contracting finance
/ leasing services at the point of sale in Eastern and South-Eastern Europe,
2004-2007-2010 (data)
- % of split of consumer automotive finance at the point of sale by type of
product in Eastern and South-Eastern Europe, 2010
- % of split of consumer automotive finance at the point of sale by type of
product in Eastern and South-Eastern Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
finance / leasing services in Eastern and South-Eastern Europe, 2010
- Approximate size of the market for creditor insurance linked to consumer
automotive finance and leasing in Eastern and South-Eastern Europe, 2010
- Comparison of % of dealers offering creditor insurance at the point of
sale in Eastern and South-Eastern Europe, 2010
- Comparison of average % of new and used car purchasers with finance or
leasing contracts acquiring creditor insurance at the point of sale in Eastern
and South-Eastern Europe, 2010
- Comparison of overall % of new and used car purchasers with finance or
leasing contracts acquiring creditor insurance at the point of sale in Eastern
and South-Eastern Europe, 2010
- Comparison of average and overall % of new and used car purchasers with
finance or leasing contracts acquiring creditor insurance at the point of sale
in Eastern and South-Eastern Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
creditor insurance in Eastern and South-Eastern Europe, 2010 (data)
- Approximate size of the manufacturer-branded and dealer-intermediated
motor insurance market in Eastern and South-Eastern Europe, 2010
- Approximate size of the manufacturer-branded and dealer-intermediated
motor insurance market as a % of the total personal motor insurance market in
Eastern and South-Eastern Europe, 2010
- Comparison of % of dealers offering motor insurance at the point of sale
in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering motor
insurance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering motor insurance at the point of sale in Eastern and South-Eastern
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering motor insurance at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring motor
insurance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring motor
insurance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring motor insurance at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
motor insurance in Eastern and South-Eastern Europe, 2010 (data)
- Approximate size of the manufacturer-branded and dealer-intermediated road
assistance market in Eastern and South-Eastern Europe, 2010
- Comparison of % of dealers offering road assistance at the point of sale
in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering road
assistance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering road assistance at the point of sale in Eastern and South-Eastern
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering road assistance at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring road
assistance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring road
assistance at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring road assistance at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
road assistance in Eastern and South-Eastern Europe, 2010 (data)
- Approximate size of the market for extended warranties for new and used
cars in Eastern and South-Eastern Europe, 2010
- Comparison of % of dealers offering extended warranties at the point of
sale in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering
extended warranties at the point of sale in Eastern and South-Eastern Europe,
2010
- Comparison of captive / non-captive operating models used by dealers
offering extended warranties at the point of sale in Eastern and South-Eastern
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering extended warranties at the point of sale in Eastern and South-Eastern
Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring extended
warranties at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of overall % of new and used car purchasers acquiring extended
warranties at the point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of average and overall % of new and used car purchasers
acquiring extended warranties at the point of sale in Eastern and
South-Eastern Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for branded
extended warranties in Eastern and South-Eastern Europe, 2010 (data)
- Approximate size of the market for pre-paid service contracts for new and
used cars in Eastern and South-Eastern Europe, 2010
- Comparison of % of dealers offering pre-paid service contracts at the
point of sale in Eastern and South-Eastern Europe, 2010
- Comparison of average number of providers used by dealers offering
pre-paid service contracts at the point of sale in Eastern and South-Eastern
Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering pre-paid service contracts at the point of sale in Eastern and
South-Eastern Europe, 2010
- Comparison of captive / non-captive operating models used by dealers
offering pre-paid service contracts at the point of sale in Eastern and
South-Eastern Europe, 2010 (data)
- Comparison of average % of new and used car purchasers acquiring pre-paid
service contracts at the point of sale in Eastern and South-Eastern Europe,
2010
- Comparison of overall % of new and used car purchasers acquiring pre-paid
service contracts at the point of sale in Eastern and South-Eastern Europe,
2010
- Comparison of average and overall % of new and used car purchasers
acquiring pre-paid service contracts at the point of sale in Eastern and
South-Eastern Europe, 2010 (data)
- Comparison of % of manufacturers / importers with arrangements for
pre-paid service contracts in Eastern and South-Eastern Europe, 2010 (data)
3.0 BULGARIA
- Passenger car parc and new / used passenger car sales in Bulgaria,
2006-2010
- Passenger car parc and new / used passenger car sales in Bulgaria,
2006-2010 (data)
- New car registrations in Bulgaria segmented by manufacturer group, 2009
- New / used passenger car finance market in Bulgaria segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Bulgaria segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Bulgaria, 2006-2010
- % of split of automotive finance at the point of sale in Bulgaria by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Bulgaria, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Bulgaria, 2010 (data)
- % of dealers offering various automotive financial services in Bulgaria,
2010
- Average number of various automotive financial services providers used by
dealers in Bulgaria, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Bulgaria, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Bulgaria, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Bulgaria, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Bulgaria, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Bulgaria, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Bulgaria, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Bulgaria, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Bulgaria, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Bulgaria, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Bulgaria, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Bulgaria, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Bulgaria, 2010
4.0 CROATIA
- Passenger car parc and new / used passenger car sales in Croatia, 2006-2010
- Passenger car parc and new / used passenger car sales in Croatia,
2006-2010 (data)
- New car registrations in Croatia segmented by manufacturer group, 2009
- New / used passenger car finance market in Croatia segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Croatia segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Croatia, 2006-2010
- % of split of automotive finance at the point of sale in Croatia by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Croatia, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Croatia, 2010 (data)
- % of dealers offering various automotive financial services in Croatia,
2010
- Average number of various automotive financial services providers used by
dealers in Croatia, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Croatia, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Croatia, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Croatia, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Croatia, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Croatia, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Croatia, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Croatia, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Croatia, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Croatia, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Croatia, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Croatia, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Croatia, 2010
5.0 GREECE
- Passenger car parc and new / used passenger car sales in Greece, 2006-2010
- Passenger car parc and new / used passenger car sales in Greece, 2006-2010
(data)
- New car registrations in Greece segmented by manufacturer group, 2009
- New / used passenger car finance market in Greece segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Greece segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Greece, 2006-2010
- % of split of automotive finance at the point of sale in Greece by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Greece, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Greece, 2010 (data)
- % of dealers offering various automotive financial services in Greece, 2010
- Average number of various automotive financial services providers used by
dealers in Greece, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Greece, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Greece, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Greece, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Greece, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Greece, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Greece, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Greece, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Greece, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Greece, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Greece, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Greece, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Greece, 2010
6.0 ROMANIA
- Passenger car parc and new / used passenger car sales in Romania, 2006-2010
- Passenger car parc and new / used passenger car sales in Romania,
2006-2010 (data)
- New car registrations in Romania segmented by manufacturer group, 2009
- New / used passenger car finance market in Romania segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Romania segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Romania, 2006-2010
- % of split of automotive finance at the point of sale in Romania by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Romania, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Romania, 2010 (data)
- % of dealers offering various automotive financial services in Romania,
2010
- Average number of various automotive financial services providers used by
dealers in Romania, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Romania, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Romania, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Romania, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Romania, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Romania, 2010
- Provision of pre-paid service contracts by dealers, operating models and
provider share of non-captive partnerships in Romania, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Romania, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Romania, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Romania, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Romania, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Romania, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Romania, 2010
7.0 RUSSIA
- Passenger car parc and new / used passenger car sales in Russia, 2006-2010
- Passenger car parc and new / used passenger car sales in Russia, 2006-2010
(data)
- New car registrations in Russia segmented by manufacturer group, 2009
- New / used passenger car finance market in Russia segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Russia segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Russia, 2006-2010
- % of split of automotive finance at the point of sale in Russia by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Russia, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Russia, 2010 (data)
- % of dealers offering various automotive financial services in Russia, 2010
- Average number of various automotive financial services providers used by
dealers in Russia, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Russia, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Russia, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Russia, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Russia, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Russia, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Russia, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Russia, 2010
- Provision of creditor insurance by manufacturer brands and operating
models in Russia, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Russia, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Russia, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Russia, 2010
8.0 SLOVENIA
- Passenger car parc and new / used passenger car sales in Slovenia,
2006-2010
- Passenger car parc and new / used passenger car sales in Slovenia,
2006-2010 (data)
- New car registrations in Slovenia segmented by manufacturer group, 2009
- New / used passenger car finance market in Slovenia segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Slovenia segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Slovenia, 2006-2010
- % of split of automotive finance at the point of sale in Slovenia by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Slovenia, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Slovenia, 2010 (data)
- % of dealers offering various automotive financial services in Slovenia,
2010
- Average number of various automotive financial services providers used by
dealers in Slovenia, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Slovenia, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Slovenia, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Slovenia, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Slovenia, 2010
- Provision of extended warranties by dealers, operating models and provider
share of non-captive partnerships in Slovenia, 2010
- Provision of pre-paid service contracts by dealers and operating models in
Slovenia, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Slovenia, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Slovenia, 2010
- Provision of creditor insurance by manufacturer brands, operating models
and weighted provider share of partnerships in Slovenia, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Slovenia, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Slovenia, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Slovenia, 2010
- Provision of pre-paid service contracts by manufacturer brands, operating
models and weighted provider share of partnerships in Slovenia, 2010
9.0 TURKEY
- Passenger car parc and new / used passenger car sales in Turkey, 2006-2010
- Passenger car parc and new / used passenger car sales in Turkey, 2006-2010
(data)
- New car registrations in Turkey segmented by manufacturer group, 2009
- New / used passenger car finance market in Turkey segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Turkey segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Turkey, 2006-2010
- % of split of automotive finance at the point of sale in Turkey by type of
finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Turkey, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Turkey, 2010 (data)
- % of dealers offering various automotive financial services in Turkey, 2010
- Average number of various automotive financial services providers used by
dealers in Turkey, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Turkey, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Turkey, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Turkey, 2010
- Provision of road assistance by dealers and operating models in Turkey,
2010
- Provision of extended warranties by dealers and operating models in
Turkey, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Turkey, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Turkey, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Turkey, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Turkey, 2010
- Provision of extended warranties by manufacturer brands, operating models
and weighted provider share of partnerships in Turkey, 2010
10.0 UKRAINE
- Passenger car parc and new / used passenger car sales in Ukraine, 2006-2010
- Passenger car parc and new / used passenger car sales in Ukraine,
2006-2010 (data)
- New car registrations in Ukraine segmented by manufacturer group, 2009
- New / used passenger car finance market in Ukraine segmented by
distribution channel: volumes, 2006-2010
- New / used passenger car finance market in Ukraine segmented by
distribution channel: values, 2006-2010
- New / used passenger car finance market data for Ukraine, 2006-2010
- % of split of automotive finance at the point of sale in Ukraine by type
of finance contract, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
markets in Ukraine, 2010
- Total revenues from consumer automotive insurance, warranty and assistance
contracts in Ukraine, 2010 (data)
- % of dealers offering various automotive financial services in Ukraine,
2010
- Average number of various automotive financial services providers used by
dealers in Ukraine, 2010
- % of new and used car purchasers contracting various automotive financial
services at the point of sale in Ukraine, 2010
- Provision of finance / leasing by dealers, operating models and provider
share of non-captive partnerships in Ukraine, 2010
- Provision of motor insurance by dealers, operating models and provider
share of non-captive partnerships in Ukraine, 2010
- Provision of road assistance by dealers, operating models and provider
share of non-captive partnerships in Ukraine, 2010
- Comparison of the provision of various automotive financial services by
manufacturer brands and dealers in Ukraine, 2010
- Provision of finance / leasing by manufacturer brands, operating models
and weighted provider share of partnerships in Ukraine, 2010
- Provision of creditor insurance by manufacturer brands and operating
models in Ukraine, 2010
- Provision of motor insurance by manufacturer brands, operating models and
weighted provider share of partnerships in Ukraine, 2010
- Provision of road assistance by manufacturer brands, operating models and
weighed provider share of partnerships in Ukraine, 2010
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