預付卡企業之動向︰ 2009年5月

Abstract

Introduction

The Payment Card Competitor Tracker provides expert analysis and opinion on the strategic moves of leading competitors in the payment card market. Produced on a monthly basis, the Tracker is a global product and covers 60 players, including American Express, Barclaycard, Capital One, Citigroup, Discover, GE Money, First Data, HSBC, JCB, MasterCard, Standard Chartered and Visa.

Key reasons to purchase this research

• Gain invaluable information on your key competitors in one concise document, and track long-term trends using the interactive news database.
• Sharpen your strategy by implementing the best market, product, competitor and strategic developments of leading global players.
• Learn the Datamonitor Cards & Payments Team' s view on the most important competitor developments in the month.

Table of Contents

OVERVIEW

• Catalyst
• Summary
• Methodology

INTRODUCTION

• The Payment Card Competitor Tracker provides both one month and 12 month views of developments
  • Each month, Datamonitor tracks the most relevant announcements from 64 competitors
  • Datamonitor' s Cards and Payments Team provides analysis of the key developments at both the one month and 12 month level
  • A fully searchable database of developments from January 2007 onwards is also delivered alongside the report

KEY DEVELOPMENTS IN MAY

• M&A activity in Asia and a new roll-out of contactless terminals in the UK were the key stories of the month
  • American Express and China' s ICBC announced the completion of a share transfer
  • HSBC completed the acquisition of 88.89% of Bank Ekonomi in Indonesia
  • RBS and MasterCard announced a contactless trial at Boots in the UK
• Developments dropped slightly below the 12-month average in May
  • There were 53 developments in the May competitor tracker, a decrease from April
  • Product development has continued to drive activity in May, with M&A activity dropping slightly since April
  • Developments in rewards and innovations, and the mobile sector were the biggest areas of interest in May
  • Partnership and organic growth accounted for the bulk of activity in M&A, partnership and organic growth

PRODUCT, SERVICES AND INNOVATION

• American Express
  • US: American Express announces new benefits through Delta SkyMiles credit cards
  • US: American Express launches DailyWish for its card members
  • US: American Express and SCORE expand their alliance to help small businesses
• Barclaycard
  • Europe: Barclaycard and Visa Europe to test a new payment card for Deloitte employees
  • UK: Barclaycard launches upgraded mobile banking service
  • UK: Barclaycard reduces balance transfer fee
  • UK: Barclays and Barclaycard welcome RBS and MasterCard' s contactless trial at Boots
• Citigroup
  • Korea: Citi launches ' Happy Family, Happy Smiles' campaign
  • Poland: Citi offers merchant discount program for account debit card holders
  • Poland: Citi credit card holders win MINI Cooper cars
  • Singapore: Citibank and Singapore Airlines collaborate to provide travel benefits
  • Thailand: Citi introduces dining and entertainment benefits in its ' Pattaya Chill' campaign
• Credit Agricole
  • France: Finaref launches in-store subscriptions of its Kangourou card
  • France: Finaref and American Express offer benefits in Great Members program
• Discover Financial Services
  • US: Pulse, in association with MoneyPass network, launches surcharge-free ATM network
  • US: Discover offers double cashback bonus or double miles
• DnB NOR
  • Norway: DnB NOR and Telenor test the first contactless mobile phone payment solution
• Industrial and Commercial Bank of China
  • China: ICBC and Air China announce the launch of Air China PhoenixMiles Peony Credit Card
  • China: ICBC conducts table tennis games for Peony credit card holders
• MasterCard
  • US: MasterCard mobile MoneySend service set to be operational
  • US: MLB.com and MasterCard announce an online ticket savings program
• Standard Chartered
  • China: Standard Chartered launches Straight2Bank
  • Malaysia: Standard Chartered Berhad launches JustOne
  • Thailand: Standard Chartered Bank offers special promotional program for cardholders in association with Thai Sky World Tours
• Swedbank
  • Sweden: Swedbank changes the terms and conditions of charge card usage
• Visa
  • Australia: Visa launches its first global advertising campaign
  • Canada: Visa and Subway to provide contactless payment services to customers
  • Hong Kong: Visa' s Platinum and Infinite cards to provide special benefits and privileges for its cardholders
  • India: ICICI Bank to issue Visa debit cards in the US
  • India: Visa' s new debit card commercial to increase awareness of debit cards at POS terminals
  • Thailand: Visa launches debit card promotion nationwide
• Wells Fargo
  • US: Wells Fargo offers products and services to help domestic and international travelers
  • US: Wells Fargo expands its mobile banking services to iPhone and iPod touch users

M&A, PARTNERSHIPS AND ORGANIC GROWTH

• American Express
  • China: American Express and ICBC announce the completion of share transfer
  • Bank of America
  • US: Bank of America changes name to increase focus on NASCAR banking products at Lowe' s Motor Speedway
• BNP Paribas
  • Belgium: BNP Paribas completes the acquisition of Fortis Bank
• China UnionPay
  • China: China UnionPay introduces acceptance business in additional nine countries
• Commerzbank
  • Germany: Dresdner Bank merged into Commerzbank
• Fidelity Information Services
  • US: Fidelity Information Services selected to provide processing solutions to the Four County Bank
  • US: Fidelity Information Services signs agreement with Scottrade
• First Data
  • UK: First Data announces contract renewals for FirstVision
• HSBC
  • Indonesia: HSBC completes acquisition of 88.89% of Bank Ekonomi
• MasterCard
  • Belgium: MasterCard Europe reports growth in first quarter
  • Latin America and the Caribbean: MasterCard report growth in first quarter
  • UK: MasterCard announces partnership with Boots UK to provide contactless payment services
  • UK: Travelex to extend its brand relationship with MasterCard
  • US: MasterCard announces a multi-year contract extension with Fifth Third Bank
  • US: MasterCard announced a marketing and consumer education campaign targeted at US Hispanic consumers
  • US: US Postal Service and Dunkin' Donuts join MasterCard easy savings program
• TSYS
  • Brazil: TSYS signs a multi-year contract with Banco Carrefour
  • Japan: TSYS to process Visa-branded prepaid cards
• Visa
  • Korea: Visa introduces new offers for cardholders visiting Korea
  • Taiwan: Visa partners with the Taiwan Tourism Bureau to launch a promotional program
  • US: Total spending on Visa debit card exceeds credit card volume

APPENDIX

• Methodology
• Further reading
• Ask the analyst
• Datamonitor consulting
• Disclaimer

TABLES

• Table: The 64 companies and subsidiaries covered by Datamonitor' s Payment Card Competitor Tracker
• Table: Current relevant publications, 2008 09
• Table: Future relevant publications, 2009
• FIGURES
• Figure: In May competitor developments saw a marginal decrease on the previous month with 53 developments overall and this remains slightly lower than the 12-month average of 58
• Figure: M&A, partnership and organic growth developments dropped slightly in May but remained at a higher level then observed during first quarter of 2009
• Figure: While Asia Pacific and North America accounted for the most stories in May, Western Europe experienced the highest growth
• Figure: Schemes/associations featured strongly in May with 24 developments in total, well ahead of the 12-month average of 17
• Figure: Loyalty/rewards and commercial sectors were the key areas for developments in product/services and innovation in May
• Figure: Partnerships accounted for the majority of developments while M&A developments saw an increase in May on the previous month