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市場調查報告書
免接觸型付款市場動向:2008年
Contactless Payments 2008
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本報告已在2011年07月19日停止出版。
免接觸技術可望獲得卡片產業小額付款市場的市場佔有率。
本報告書內容包括:快速成長中的免接觸型付款市場動向、在美國的成功案例、各市場的發展前景等。內容綱要摘記如下:
概要
實施概要
第1章 免接觸型付款可協助付款卡打進至今用現金付款的市場
- 免接觸型付款使得小額付款更加快速
- 免接觸型付款的定義
- 免接觸型付款設備的標準規格
- 免接觸型付款使得傳統現金的優勢消失
- 免接觸型付款對各種商業領域而言皆具有吸引力
- 交通機關
- 便利商店
- 加油站
- 速食店、酒吧、俱樂部
- 免接觸型付款的發展相對而言較慢
- 幾乎都在美國發展,但在歐洲和亞洲也開始發展
- 到目前為止,有其他幾家美國的發行公司開始免接觸型付款的服務
- 在美國的商品設計和定位都較特殊
- 更進一步的發展意味著未來成長的可能性
第2章 DATAMOITOR預測全球免接觸型付款市場每年有9,630億美元的潛在價値
- Datamonitor的免接觸型付款市場機會模式
- 模式以全球3大地區的42國為對象,個別針對6種主要零售市場
- 方法論及主要假設
- Datamonitor預測全球免接觸型付款市場每年有9,630億美元的潛在價値
- 值得矚目的主要領域為美國及歐洲市場的加油站及便利商店
第3章 免接觸型付款市場未來發展看好
- 免接觸型付款市場未來發展看好
- 發展成功顯示此技術及商業模式發展功能
- 潛在課題已經解決
- 免接觸型付款不可能只是曇花一現
- 可學習美國免接觸型付款的成功經驗
- 未來美國及亞洲的成長將持續,歐洲可望也有蓬勃的發展
- 美國‐Chase的成功
- 亞太地區‐幾個市場的高度關注可望成為未來的成長動力
- 歐洲‐目前的關注意味著未來的成長
- 現在的經濟不景氣可能會延遲免接觸型付款的發展
附錄
Abstract
Introduction
Contactless technology allows the cards industry to capture a greater share of
the low value payment market. This report has been produced to act as a guide
to this fast-growing market. With a potential global market value of nearly $1
trillion in payments, this is not an area that cards issuers, acquirers or
schemes can afford to ignore.
Scope of this research
- This report builds on Datamonitor' s previous coverage, providing detailed
analysis and overview of recent global developments in contactless payments
- In-depth coverage of the successful launch in the US provides a blueprint
for successful contactless rollouts in other markets
- The views of Datamonitor' s Cards & Payments Team on the likely future
developments in contactless payments in the Americas, Asia-Pacific, and Europe
- Contactless Payments Market Opportunity Model sizes the potential market
for contactless in 42 countries and 7 retail sectors
Research and analysis highlights
The rollout of contactless payments has progressed reasonably quickly since
the emergence of these products in 2005. Datamonitor estimates that there will
be 80 million contactless devices globally at the end of 2008.
The US has the greatest potential in terms of contactless payments, with low
value cash transactions of $297 billion per year at present. The global
contactless opportunity is $963 billion per year.
One area of great potential growth is urban transport. Major trials of open
loop ticketing and payment systems are being trialled in US, Asia and Europe.
Key reasons to purchase this research
- Learn which markets and retail sectors offer the greatest opportunities
for contactless payments.
- Understand how contactless payments can be applied effectively in the real
world.
- Find out about successful launches of contactless cards so that you can
understand what makes for a successful product.
Table of Contents
OVERVIEW
EXECUTIVE SUMMARY
- Chapter one - Contactless payments allow payment cards to expand into low
value payments
- Chapter two - Datamonitor estimates the global contactless market to be
worth $963 billion a year
- Chapter three - The outlook for contactless payments is bright
CONTACTLESS PAYMENTS ALLOW PAYMENT CARDS TO EXPAND INTO AREAS TRADITIONALLY ASSOCIATED WITH CASH
- Contactless payments allow quicker transactions for low value payments
- Datamonitor definition of contactless payments
- All contactless payment devices operate to the same standards
- Contactless erodes the traditional advantages of cash
- Contactless should therefore appeals to a range of merchant sectors
- Transport systems have the potential to incorporate contactless payments
- Convenience stores are a natural environment for contactless payments
- Contactless payments would improve customer convenience at petrol
stations
- Fast service restaurants, pubs and bars can also be suitable
- The rollout of contactless card has been relatively slow
- Most of the activity has been in the US, but developments have been
taking place in Europe and Asia
- Several other US issuers have since launched contactless
- Product design and positioning in the US differ from that elsewhere
- Further developments suggest more growth in the near future
DATAMONITOR ESTIMATES THAT THE GLOBAL CONTACTLESS MARKET HAS A POTENTIAL VALUE OF $963 BILLION A YEAR
- Datamonitor' s Contactless Payment Market Opportunity Model
- The model covers 42 countries in three global regions, and focuses on
six key retail sectors in each
- Methodology and key assumptions
- Datamonitor estimates the global potential for contactless payments to
be worth $963 billion per year
- The key areas for players to focus on are petrol and convenience
retailers in the US and European markets
THE OUTLOOK FOR CONTACTLESS IS BRIGHT
- Contactless payments have a positive outlook
- The success of the rollouts suggests that the technology and the
business model works for all parties
- A number of potential problems have been either solved or mitigated
- Contactless is still unlikely to be an overnight success
- Issuers considering contactless should learn from the US rollout
- Working with merchants is key to a successful launch
- Looking ahead, growth in the US and Asia Pacific looks set to continue,
while there will increased activity in Europe
- The Americas - the success of Chase will inspire others to roll out
contactless
- Asia Pacific - interest is strong in several markets, and this will
drive future growth
- Europe - current interest suggests strong growth in the future
- The current economic slowdown could well lead to a delay in the rollout
of contactless payments
APPENDIX
- Methodology
- Further reading
- Ask the analyst
- Datamonitor consulting
- Disclaimer
TABLES
- Table: Timeline of US contactless payment launches, 2005- 2008
- Table: Geographic coverage in Datamonitor' s Contactless Payments Market
Opportunity Model, 2008
- Table: Payment value ranges in Datamonitor' s Contactless Payments Market
Opportunity Model, 2007
- Table: Current relevant publications
- Table: Future relevant publications
FIGURES
- Figure: Speed is central to the contactless proposition
- Figure: Long queues can result in customers going elsewhere for their
caffeine fix
- Figure: Key facts about Chase Bank' s contactless offering, 2008
- Figure: Screenshots from Chase Bank' s US contactless card commercial, 2005
- Figure: Contactless payments have developed from 2003 to 2008
- Figure: The contactless opportunity is worth $963 billion a year
- Figure: On a regional level, Europe has the greatest potential for
contactless payments, 2008
- Figure: The US has the greatest potential for contactless payments,
estimated at $297 billion, 2008
- Figure: The largest potential market is the petrol retailing business
- Figure: The biggest potential region for contactless payments in petrol is
Europe, while North America has the biggest potential for fast food, 2008
- Figure: The top 20 opportunities account for more than two thirds of the
global potential for contactless payments, 2008
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