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市場調查報告書
效能比率基準評估:英國的財產保險市場 2011
Performance Ratio Benchmarking: Property 2011
| 出版商 |
Datamonitor |
| 出版日期 |
2012年01月 |
商品編碼 |
229213 |
| 內容資訊 |
英文 Pages: 16 |
| 價格 |
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效能比率基準評估:英國的財產保險市場 2011 是由出版商Datamonitor在2012年01月所出版的。
這份英文市場調查報告書包含Pages: 16 價格從美金1995起跳。
本報告提供英國的財產保險為焦點，分就個人及財團市場上該領域整體損失率，經費率，COR(combined operating ratio:保險支付金額佔總支出的比例)，及各種的市場上保險經營者前十大企業的效能比率分析的最新的調查資料(仲介手續費，管理費之外，新契約的各費用區分)，為您概述為以下內容。
概要
英國的家產保險效能比率分析
- 簡介
- 2010年COR上升到98.8%
- 由於賠付率高市場COR上升
- 2010年損失率上升到61%
- 經費率在報告期間維持穩定
- 家產保險產業前十大企業的平均COR為104.5%
- Lloyds Banking Group2010年達到最小COR
英國的財團財產保險效能比率分析
- 簡介
- 超過100%的2010年COR
- 高損失率導致2010年COR為105.9%
- 2010年損失率達到61.0％
- 2010年經費率與去年同期比較減少
- 保險經營者前十大企業的2010年平均COR為109.1%
- Allianz達到最小COR
附錄
- 補充資料
- 用語定義
- 新契約費
- 管理費
- 仲介費用
- 報告年度合計比率
- 儲備金
- 出處
- 參考文獻
- 分析師諮詢
- 免責事項
圖表
Abstract
INTRODUCTION
This brief analyzes the loss ratio, the expense ratio, and the COR of the UK private and commercial property market at an industry level, as well as the performance ratios for the top 10 private and commercial property insurers respectively. The expense ratio is examined and broken down by its component parts: commission, administrative, and other acquisition expenses.
FEATURES AND BENEFITS
- Gain insight into the dynamics of profitability in the household and commercial property markets since 2006.
- Analysis of the top insurer's cost structures in the household and commercial property market.
HIGHLIGHTS
- The COR in the commercial property market rose above 100% in 2010.
- Allianz and Munich Re achieved the lowest COR in the commercial property market.
- The COR in the household insurance market rose to 98.8% in 2010.
YOUR KEY QUESTIONS ANSWERED
- How profitable was the UK property insurance market in 2010?
- Which insurers achieved the lowest COR in the UK property insurance market in 2010?
- What is the cost structure of competing insurers?
Table of Contents
OVERVIEW
UK HOUSEHOLD PERFORMANCE RATIOS ANALYSIS
- Introduction
- The COR increased to 98.8% in 2010
- An increase in the loss ratio caused the market's COR to rise
- The loss ratio rose to 61.0% in 2010
- The expense ratio remained stable over the reported period
- The top 10 household insurers had an average COR of 104.5%
- Lloyds Banking Group achieved the lowest COR in 2010
UK COMMERCIAL PROPERTY PERFORMANCE RATIOS ANALYSIS
- Introduction
- The COR rose above 100% in 2010
- A high loss ratio resulted in a COR of 105.9% in 2010
- The loss ratio reached 61.0% in 2010
- The expense ratio decreased in 2010
- The average COR of the top 10 insurers was 109.1% in 2010
- Allianz achieved the lowest COR
APPENDIX
- Supplementary data
- Definitions
- Acquisition cost
- Administrative expenses
- Commission expenses
- Reported year combined ratio
- Reserve development
- Sources
- Further reading
- Ask the analyst
- Disclaimer
TABLES
- Table: UK household insurance market performance ratios (%), 2006-10
- Table: Top 10 UK household insurance groups' performance ratios (%), 2010
- Table: UK commercial property market performance ratios (%), 2007-10
- Table: Top 10 UK commercial property insurance groups' performance ratios (%), 2010
- Table: Top 20 UK household insurers and total market size by gross written premiums (£000s), 2007-10
- Table: Top 20 UK commercial property insurers and total market size by gross written premiums (£000s), 2007-10
FIGURES
- Figure: The market loss ratio increased 5.8 percentage points in 2010
- Figure: Lloyd's Banking Group had the lowest COR in the household insurance market in 2010
- Figure: NFU Mutual's loss ratio rose above 100% in 2010
- Figure: The COR rose above 100% in 2010
- Figure: Allianz achieved the lowest COR in the commercial property market in 2010
- Figure: AIG suffered the highest COR
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