Abstract
Introduction
The Payment Card Competitor Tracker provides expert analysis and opinion on
the strategic moves of leading competitors in the payment card market.
Produced on a monthly basis, the Tracker is a global product and covers 60
players, including American Express, Barclaycard, Capital One, Citigroup,
Discover, GE Money, First Data, HSBC, JCB, MasterCard, Standard Chartered and
Visa.
Key reasons to purchase this research
- Gain invaluable information on your key competitors in one concise
document, and track long-term trends using the interactive news database.
- Sharpen your strategy by implementing the best market, product, competitor
and strategic developments of leading global players.
- Learn the Datamonitor Cards & Payments Team' s view on the most important
competitor developments in the month.
Table of Contents
OVERVIEW
INTRODUCTION
- The Payment Card Competitor Tracker provides both one month and 12 month
views of developments
- Each month, Datamonitor tracks the most relevant announcements from 64
competitors
- Datamonitor' s Cards and Payments Team provides analysis of the key
developments at both the one month and 12 month level
- A fully searchable database of developments from January 2007 onwards is
also delivered alongside the report
KEY DEVELOPMENTS IN SEPTEMBER
- In September, the key story was the extension of MasterCard and Visa
mobile payment trials
- MasterCard and Visa continue to drive mobile payment trials and
implementation globally
- Citi announced the sale of its ownership in three North American card
portfolios as it seeks to focus on its core businesses
- Mashreq announced the launch of Mashreq Assist, a new debt counseling
service for its customers in the UAE
- There were 66 developments in September, slightly ahead of the 12-month
average
- There were 66 developments in the September competitor tracker, compared
to the 12-month average of 55
- Product services and innovation was responsible for the rise in activity
in September
- Apart from developments in new payment technology there were innovative
services introduced in September
- Partnerships accounted for the bulk of activity in M&A, partnership and
organic growth
PRODUCT, SERVICES AND INNOVATION
- American Express
- Sweden: American Express and SAS announce their partnership
- US: American Express introduces a new marketing campaign for its charge
card portfolio
- US: American Express offers destination family program for cardholders
- US: American Express announces enhancements to its Membership Rewards
program
- ANZ Bank
- Australia: ANZ Bank and MySpace launch reloadable prepaid Visa card
- Australia: ANZ modifies exception fees on personal accounts
- Bank of America
- US: Bank of America introduces BankAmericard Visa card
- Barclaycard
- UK: Barclaycard introduces mybarclaycard, a new online account servicing
system
- UK: Barclaycard launches a credit card qualification check service
- BBVA
- Spain: BBVA signs agreement with the Spanish Confederation of Police to
offer financial products and services
- Citigroup
- Greece: Athens medical center partners with Citibank
- Hungary: Citibank credit card customers can opt for cancer coverage
program
- Hungary: Magyar Telekom-Citibank co-brand credit card offers benefits to
T-Home and T-Mobile customers
- Singapore: Citibank and MasterCard launch a new cash back credit card
- Taiwan: Citi launches consumer credit education program
- US: Citi launches Citi Virtual card accounts for institutions
- Discover
- Canada: Interac and Pulse agree to provide cash access to Diners Club,
Discover and Pulse cardholders
- DnB NOR
- Norway: DnB NOR customers increase SMS banking
- Erste Bank
- Austria: Erste Bank and Sparkassen introduce ATM card with student ID
valid worldwide
- First Data
- US: First Data and RSA to provide layered security to protect merchant
data
- Industrial and Commercial Bank of China
- China: ICBC to launch a promotional activity by offering discounts on
transfer and remittance service
- China: ICBC offers discount on internet-banking transfer and remittance
for VIP customers
- JPMorgan Chase
- US: Chase Card Services introduces Chase Blueprint
- Mashreqbank
- UAE: Mashreqbank launches debt counseling service
- MasterCard
- Asia Pacific and the Middle East: MasterCard accelerates mobile payment
facility
- Belgium: MasterCard Advanced Authentication for Chip supported by four
vendors
- Europe: MasterCard Europe collaborates with Dataflexnet to provide
travel spend management solutions
- North America: Tim Horton to accept MasterCard PayPass in its restaurant
chain
- UAE: Jumeirah Group in association with MasterCard worldwide introduces
offers for its premium members
- UK: MasterCard to provide electronic payments solution to UK public
sector under the new OGC framework
- US: Wal-Mart launches associate electronic pay program with MasterCard
and First Data
- PayPal
- UK: Monarch and PayPal offer fee waivers to celebrate their two year
partnership
- UK: PayPal plans to offer global payments platform to third-party
developers
- Russian Standard Bank
- Russia: Russian Standard Bank' s membership rewards loyalty program
completes its first year
- UniCredit Group
- Austria: Bank Austria introduces StudentenKonto, a student account along
with a Maestro cash card
- US Bancorp
- UK: Elavon and Santander announce the launch of a new alliance for
merchant services
- Visa
- Australia: Visa and NAB to introduce contactless payment technology to
more than 500 retailers
- Europe: Visa Europe, Credito Valtellinese and Key Client Cards announce
trial of contactless V PAY debit card payments through mobile phone
- Hong Kong: Visa partners with Hong Kong Parkview and Lee Gardens to
provide privileges to its Infinite cardholders
- Pakistan: Visa partners with United Bank Limited Pakistan and local
agencies to distribute funds through its prepaid card
- Vietnam: Visa and Citimart launched promotional events to promote card
payment usage
- Wells Fargo
- US: Wells Fargo expands ExpressSend remittance service to online channel
- US: Wells Fargo announces its new mobile person-to-person payment option
M&A, PARTNERSHIPS AND ORGANIC GROWTH
- Bank of Montreal
- China: BMO obtains approval from the China Banking Regulatory for
incorporating a wholly-owned subsidiary bank
- BNP Paribas
- Luxembourg: BGL becomes BGL BNP Paribas
- Citigroup
- China: Citi' s Bank Services Group partners with Agricultural Bank of
China for international payments
- China: Citibank signs a remittance agreement with Bank of China
- Korea: Citi to establish financial holding company
- Korea: Kookmin Bank partners with Citi for international payments
processing solutions
- North America: Citi sells its three North American partner credit card
portfolios
- China Unionpay
- China: CUP and CPLP enter into memorandum of understanding
- China: CUP Standard Pacific ' Golden' Color World Expo debit card crosses
1.5 million mark
- Discover
- Europe: Pulse and Trionis sign long-term ATM acceptance agreement
- Fidelity Information Services
- UK: ING Direct UK renews outsourcing agreement with Fidelity Information
Services
- US: Fidelity National Information Services and Metavante receive
clearance regarding their planned merger
- First Data
- Turkey: First Data renews its agreement with Akbank
- US: First Data and Web.com to provide online marketing and e-commerce
solutions
- JPMorgan Chase
- US: JPMorgan Chase to provide purchase card services to University
System of Ohio
- Mashreqbank
- UAE: Mashreqbank expands its ATM network in Dubai Metro
- Nordea
- Denmark: Nordea acquires Fionia bank
- Standard Chartered
- Korea: Standard Chartered announces the disposal of its stake in Korean
card business processing
- US Bancorp
- Western Europe: Elavon announces the acquisition of Citibank' s Diners
Club Card portfolio
- UK: Elavon and Santander announce partnership to supply merchant services
- US: Elan Financial Services partners with Associated Bank to offer
credit card services
- US: Elan Financial Services enters into a partnership with KeyBank for
credit card products and services
- Visa
- South Africa: Visa report shows higher international Visa cardholder
spending in relation to the 2010 FIFA world cup
APPENDIX
- Methodology
- Further reading
- Ask the analyst
- Datamonitor consulting
- Disclaimer
TABLES
- Table: The 64 companies and subsidiaries covered by Datamonitor' s Payment
Card Competitor Tracker
- Table: Current relevant publications, 2008 - 09
- Table: Future relevant publications, 2009-10
FIGURES
- Figure: In September, competitor developments saw an increase on the
previous month, with 66 developments, slightly above the 12-month average of 55
- Figure: September witnessed a significant rise in the number of
developments relating to product, services and innovation
- Figure: Western Europe accounted for the most stories in September, well
ahead of the 12-month trend
- Figure: Issuers accounted for the most activity in September, with 38
developments in total, ahead of the 12-month trend
- Figure: New payment technologies, rewards and the commercial sector were
the key areas for developments in product, services and innovation in August
- Figure: Partnerships accounted for the majority of developments in August,
with 15 announcements it total
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